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Do You Need Good Credit to Start a Small Business?

Over the past year, countless businesses have struggled to keep their doors open. With many consumers reducing their spending, even the largest corporations have dealt with financial struggles related to the current pandemic. Yet, that doesn’t mean it’s the wrong time for you to start a business. The current climate could actually be the perfect […]

Jason M. Kaplan, Esq./

July 3, 2025
Identity Theft & Scam Guide: What Is Ransomware?

Protecting Yourself: What You Need to Know About Ransomware In recent years, there has been a mass migration to remote working and cloud storage. While these new ways of working have improved workflow and productivity, they have also opened up new access points for attackers to access and steal data. Some of the most vulnerable […]

Jason M. Kaplan, Esq./

September 4, 2021
Should I Quit My Job To Get A Higher Salary?

Salary vs. Job Satisfaction: Factors to Consider Before Quitting Your Job Job hopping is on the rise. Millennial workers are increasingly seeing the career benefits of changing jobs every few years. The phenomenon is supported by the fact that it’s easier to get a higher starting salary in a new job than to be promoted […]

Jason M. Kaplan, Esq./

July 11, 2025
The Easiest Money Saving Tips That You Can Do Today

Quick Wins: The Easiest Money-Saving Tips You Can Implement Today Saving your way to financial stability and freedom relies heavily on good money habits. Whether you’re starting from your first job or with a high income, a healthy saving habit will carry you a long way. The first step of saving is to know where […]

Jason M. Kaplan, Esq./

August 12, 2021
Identity Theft & Scam Guide: Phishing Scams

In our in-depth guide on how to protect yourself from identity theft, we mentioned various different methods that fraudsters get access to your info. With this info, they can do all manner of things, including taking our loans, opening credit cards, and even using your name to commit fraudulent acts. Fraudsters can get your information […]

Jason M. Kaplan, Esq./

August 1, 2021
Best Budgeting Apps

The best budgeting apps for tracking spending and savings habits. Many are free!

Jason M. Kaplan, Esq./

July 4, 2021
What Happens When You Cosign On A Loan?

A co-signer is a person who signs off on another person’s loan and agrees to pay off the debt should the borrower fail to pay for whatever reason. As a co-signer, you must have adequate income and a good credit score to assist the borrower to qualify for the loan. You are not entitled to […]

Jason M. Kaplan, Esq./

June 25, 2021
Top 5 Ways You Could Become a Victim of Identity Fraud

Identity theft happens when an individual or group of individuals takes personally identifiable information like names, date of birth, social security number, your address, and your mother’s maiden name among others. Once they have this information, they will pretend to be you and use it for their own financial gain without your knowledge. The recent […]

Jason M. Kaplan, Esq./

June 17, 2021
Should You Close Your Credit Card Account?

Having a credit card has made life easier for most people as it frees you from the need to carry cash with you every time. It allows you to go cashless and with the rise of e-commerce, paying for your purchases is now easier than ever. But, many credit cards have annual fees attached to […]

Jason M. Kaplan, Esq./

June 5, 2021
Should I Rent Or Should I Buy A Home?

There is no straightforward answer to whether you should rent or buy a home. We are all sold on the dream of working hard and owning a home. While this dream is admirable it’s not for everyone and is sometimes a bad bargain. The mortgage crisis that triggered the 2008 financial crash is proof of […]

Jason M. Kaplan, Esq./

May 29, 2021
Data Breaches on Facebook & LinkedIn: Has Your Identity Been Stolen?

Identity theft and data breaches are increasingly common threats to anyone who makes transactions online or shares their information with an online platform. Identity theft has evolved into various forms with fraudsters finding new ways to bypass security systems. Read this blog about data breaches on Facebook & LinkedIn. A 2019 report put the number […]

Jason M. Kaplan, Esq./

May 10, 2021
Why Is My Credit Score Low After Getting a Credit Card?

The credit score is one of the most important measures in your financial world. Card issuers pull your credit report when you apply for a new credit card. They want to see how much of a risk you pose before lending you a line of credit. This credit check is called a hard inquiry and […]

Damon DeCrescenzo/

July 3, 2025

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