Home / Who is 9122385252 and why are they calling me?

Who is 9122385252 and why are they calling me?

  • Phone number 9122385252 is likely a debt collector called:' Lanier Collection Agency and Services, Inc.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 8009556600

Lanier Collection Agency and Services, Inc., a legitimate debt collector from Savannah, Georgia, owns the number 9122385252. They often call persistently and aggressively. If you feel harassed, take immediate steps to protect yourself.

First, block their number to reduce stress. Check your credit reports from Experian, Equifax, and TransUnion to see if you owe them. Always request written debt validation to ensure accuracy. Don't let their tactics intimidate you; the Fair Debt Collection Practices Act (FDCPA) protects your rights.

For customized help, call The Credit Pros at 9122385252. We’ll evaluate your 3-bureau credit report for free and offer guidance tailored to your situation. Addressing this issue promptly can prevent further damage to your credit score and relieve unnecessary stress.

Who Is 9122385252: Scam Or Legitimate

The number 9122385252 belongs to Lanier Collection Agency and Services, Inc., a legitimate debt collector in Savannah, Georgia. However, you should still be cautious. We advise you not to engage directly if they call you. You don't have to pay immediately without verifying the debt. Here's what we suggest you do:

• Block the number to reduce your stress
• Ask for written debt verification
• Check your credit report for any mistakes
• Be careful about sharing your personal financial information

If you're unsure about the debt, you should verify it before taking any action. It's crucial that you address any errors on your credit report promptly. Remember, you have rights as a consumer, and you shouldn't feel pressured to make immediate payments.

We understand dealing with debt collectors can be stressful. That's why we're here to help you through this process. Whether it's a scam or a legitimate collection attempt, we can guide you. We've helped thousands of people in similar situations.

To finish up, you should give us a call for a free evaluation of your 3-bureau credit report. We can help you verify the debt, dispute any errors, and improve your financial outlook. Don't face this alone – let us support you in navigating this challenging situation.

How Do I Stop 9122385252 From Harassing Me (How To Report Them)

To stop 9122385252 from harassing you, we advise you to take these steps:

First, you should document every call. Keep a log with dates, times, and what was said. This will help you if you need to report the harassment later.

Next, register your number on the Do Not Call Registry. You can do this easily by visiting DoNotCall.gov. This step helps reduce unwanted calls.

You should also block the number. Use your phone's call-blocking feature or contact your service provider for help. This will give you immediate relief from the harassment.

If the harassment continues, you might need to escalate the situation. Here are some options:

• Consider getting a restraining order
• Hire a harassment lawyer to guide you through legal steps
• Send a cease and desist letter using a template from eforms.com/cease-and-desist

You can also use call blocking apps. For Android, try 'Call Blocker - Stop spam calls'. If you have an iPhone, 'Robokiller: Spam Call Blocker' is a good option.

We recommend you file a complaint with the appropriate authorities:

• Report illegal robocalls or spoofing to the FCC at fcc.gov/complaints
• Report telemarketing calls to the FTC at ReportFraud.ftc.gov

You can also contact the Consumer Financial Protection Bureau (CFPB). Submit a complaint online at consumerfinance.gov/complaint, call (855) 411-2372, or write to them at 1700 G Street, NW, Washington, DC 20552, Attention: Chief Privacy Officer.

To finish up, remember that you have the power to stop this harassment. By documenting calls, blocking the number, and reporting to authorities, you're taking strong steps to protect yourself. Don't hesitate to seek legal help if needed – you deserve peace and respect.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 9122385252

You should block 9122385252 to stop unwanted calls from Lanier Collection Agency and Services, Inc. Here's why this is the best approach for you:

• When you block the number, you immediately stop the disruptive calls.
• Blocking won't affect your credit score - any damage is already done if there's a collection.
• You're not legally required to talk to them, so you can take control of the situation.

We recommend you take these steps:
1. Block the number right away on your phone.
2. Don't engage directly with the collector - this protects you from potential harassment.
3. Work with a reputable credit repair company like us to handle any disputes professionally.

By following this approach, you'll reduce your stress and regain control of your situation. Remember, simply ignoring the calls isn't enough - you need to take action by blocking them. We're here to guide you through removing any inaccurate items and improving your credit score.

To finish up, let's recap what you should do: block the number, avoid talking to the collector, and team up with us to tackle your credit issues. We've got your back, and together, we'll get your finances back on track.

Can A Debt Collector Like 9122385252 Sue Me

Yes, a debt collector like 9122385252 can sue you, but it's very unlikely. They typically use this as a last resort, mainly for debts over $5,000, as suing is costly and time-consuming for them.

Here's what you need to know:

• You must be aware that they need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This becomes harder if the debt has changed hands multiple times.

• It's important to understand that suing is expensive for collectors. They usually prefer to settle out of court with you.

• You should know that each state has a statute of limitations, which is a time limit within which they can sue. If your debt is old, it might be beyond this period.

• Remember, they'll typically try calls and letters first before considering legal action against you.

If they do decide to sue, you'll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies, although this is very rare.

We want you to know that you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive or deceptive practices. If you're sued, we strongly recommend that you consult with an attorney to understand your options.

To wrap things up, while it's possible for a debt collector to sue you, it's not their preferred method. You should focus on understanding your rights, responding to any legal notices, and seeking professional advice if needed. Remember, you're not alone in this process, and there are ways to handle the situation effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

9122385252 Might Have Your Personal Information

You should be cautious if 9122385252 has your personal information. Don't give any details to this debt collector. It's best if you don't answer their calls, as engaging can lead to more aggressive communication. Here's what we advise you to do:

• Block the number to stop further calls.
• Get your credit report from all three bureaus.
• Create a detailed plan to boost your credit score.

Working with a reputable credit repair company is likely your best option. They have the expertise to spot and challenge inaccuracies, negotiate with creditors, and guide you through the process efficiently. You'll benefit from their knowledge of your rights and their professional handling of each step, ensuring your credit reports are accurate and up-to-date.

By blocking these calls, you'll reduce stress and gain a clearer perspective. Remember, addressing any inaccuracies on your credit report is crucial for improving your financial health. You have the power to take control of your credit situation.

To wrap things up, focus on protecting your information, understanding your credit status, and taking proactive steps to improve it. You've got this!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 9122385252

Lanier Collection Agency and Services, Inc., associated with 9122385252, collects various types of debt on your behalf. You might encounter them if you have:

• Delinquent credit card accounts
• Unpaid medical bills
• Different types of loans
• Unpaid utility bills

When you're dealing with Lanier Collection Agency, it's important to understand that they work both for creditors and by purchasing debt outright. Their goal is to recover as much as possible from you.

You should know that they can't directly access your bank account or wages without a court judgment. It's crucial to remember that they must follow federal and state regulations when attempting to collect from you.

We advise you to be cautious but informed when interacting with this agency. You have rights as a consumer, and it's important that you understand them fully.

To finish up, remember that you're in control of your financial situation. If you're unsure about a debt they're claiming, you have the right to request verification. Stay informed, know your rights, and don't hesitate to seek professional advice if you need it.

How Do I Check If I Owe Money To 9122385252

To check if you owe money to 9122385252, you should start by examining your financial records. Look through your bills, account statements, and equipment return receipts for any connection to this debt.

Next, you should obtain a copy of your credit report from Experian, Equifax, or TransUnion. Carefully review it for any collections accounts and note the details provided.

If you find a collections entry on your report, we advise you to request debt validation from the collections agency. Ask them to provide proof that the debt is legitimate.

You should also contact the original creditor to confirm which collection agency now holds your debt. This step helps you verify the authenticity of the collection attempt.

It's crucial that you avoid direct contact with the number 9122385252. By doing so, you prevent restarting the statute of limitations on old debts.

If you're facing harassment over disputed debts, we recommend you consider consulting a consumer protection lawyer. They can provide valuable advice tailored to your situation.

• Gather all relevant documentation from your personal records
• Review your credit reports thoroughly for any collection entries
• Request debt validation from the collection agency

To wrap things up, remember that being proactive is key. By following these steps, you'll arm yourself with the information needed to handle any potential debt issues effectively and protect your financial well-being.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 9122385252

You can protect yourself from debt collection calls from 9122385252 through several key laws and regulations. The Fair Debt Collection Practices Act (FDCPA) is your primary shield. It prohibits third-party debt collectors from using abusive, deceptive, or unfair practices when collecting personal, family, and household debts.

Under the FDCPA, you have specific rights:
• You can't receive calls before 8 AM or after 9 PM
• You can request communication only through your attorney
• Debt collectors can't use obscene language, threaten, or harass you

The FDCPA also requires debt collectors to provide you with a Validation Notice. This written notice includes the amount you owe, the creditor's name, and statements about your right to dispute the debt. If you dispute the debt in writing within 30 days, the collector must provide verification and pause collection until they do so.

You should also be aware that your state may have additional laws protecting you. For example, if you live in New York, debt collectors face strict licensing requirements.

Remember, you have the power to:
• Demand a debt collector stop all communications (with some exceptions) by requesting this in writing
• Sue a debt collector for FDCPA violations within a year, potentially recovering damages and legal fees
• Report violations to the FTC, CFPB, or your state attorney general

If you feel a debt collector is violating your rights, we recommend you seek legal advice from a consumer lawyer. They can help you understand your options and take appropriate action.

To finish up, you should know your rights, keep records of all communications, and don't hesitate to report any violations. We're here to support you in protecting yourself from unfair debt collection practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 9122385252/Lanier Collection Agency And Services, Inc. Have Any Lawsuits Against Them

No lawsuits have been found against Lanier Collection Agency and Services, Inc. However, you should be aware of some official complaints about their debt collection practices:

You might encounter aggressive and pushy tactics from this agency, which can make you feel harassed. Some consumers have reported this issue. Additionally, you may find that the agency doesn't provide enough information about the debt when you request it. This has led to suspicion about their practices in some cases.

We've seen several reports indicating that the agency sometimes resorts to intimidation and threats to collect debts. You should know that this behavior is prohibited by law. It's crucial that you verify the debt and the legitimacy of any claims they make against you.

• You have the right to request debt verification.
• You can ask them to stop contacting you if you feel harassed.
• You should keep detailed records of all interactions with the agency.

To finish up, if anything seems off about their practices, we strongly recommend that you file a complaint with consumer protection agencies. You have rights as a consumer, and it's important that you exercise them if you feel this agency is overstepping its bounds.

What Do People Online Say About 9122385252

Here's what you need to know about calls from 9122385252:

You're likely receiving spam or aggressive debt collection calls. Many Reddit users report similar experiences with this number. They say the caller claims you owe a debt, often medical, but provides little detail.

We advise you to be cautious. Don't share personal information or agree to pay anything. Instead, here's what you should do:

• Block the number on your phone to stop the calls
• Ask for written verification of any alleged debt
• Check your credit report for any unexpected items
• Report the number to the FTC if you suspect fraud

You have the right to request the caller stop contacting you. If they persist, you can file a complaint with the FCC.

Remember, legitimate debt collectors must follow strict rules. They can't harass you or make false claims. You shouldn't ignore real debts, but it's crucial that you verify anything suspicious first.

To finish up, protect yourself by blocking the number and verifying any claims. Don't let these calls stress you out - you've got this!

Do I Really Need To Remove 9122385252 From My Credit Report

You should carefully consider removing 9122385252 from your credit report if it's potentially inaccurate. While typical credit repair companies often disappoint, tackling this alone can be overwhelming. We recommend reaching out to a reputable firm like The Credit Pros for efficient, expert assistance.

Here's what we advise you to do:

• Check if the collection actually appears on your report
• Verify whether it's potentially inaccurate
• Avoid questionable credit repair services
• Don't try to handle complex disputes by yourself
• Let experts manage the process to improve removal chances

When you work with a trustworthy credit repair company, you benefit from their expertise in navigating this complicated process. We understand how stressful dealing with collections can be for you. By letting us handle this burden, you can focus on improving your financial standing more quickly.

You'll find that professional help can make a significant difference in cleaning up your credit report effectively. With our guidance, you'll be better positioned to address this issue and move towards a healthier financial future.

To wrap things up, remember that you don't have to face this challenge alone. By seeking expert help, you're taking a proactive step towards resolving the 9122385252 issue and improving your overall credit situation.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 9122385252 can be written

- +1 912-238-5252
- +1 (912) 238-5252
- +1 912 238 5252
- (912) 238-5252
- 912-238-5252
- 912.238.5252
- 912 238 5252
- +19122385252
- (912) 238-5252
- 912.238.5252
- 9122385252

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Lanier Collection Agency and Services, Inc. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions