Who is 9044213330 (+ how are they hurting my credit score)

The phone number 904-421-3330 belongs to Accounts Receivable Management, a debt collection agency. However, you should be cautious, as it can also be a scam.

Do not engage with the caller directly. If the call seems suspicious, you don't have to pay immediately. Instead, call us for a free 3-bureau credit report evaluation. Check your credit report for potentially inaccurate items that could hurt your score.

The Credit Pros have helped many people handle such spam calls. Whether the call is legitimate or not, your next steps are the same: pull your credit report and analyze it for errors. If Accounts Receivable Management appears as a collection/negative item, the call is likely legitimate, but still avoid responding directly.

You can reach out to The Credit Pros to verify any debt, dispute inaccurate negative items, and improve your financial standing.

To sum up, don't engage with 904-421-3330 callers directly. Check your credit report and contact The Credit Pros for help verifying debts and disputing inaccuracies.

To stop 904-421-3330 from harassing you and to report them effectively, follow these steps:

1. Document Unwanted Interactions: Keep a detailed log of each call with dates, times, and any abusive language used.
2. Register on the Do Not Call Registry: Register your number at DoNotCall.gov and block the number using your phone’s call-blocking feature.
3. Escalate Measures:
- Restraining Order: If the calls persist or threats escalate, consider obtaining a restraining order.
- Harassment Lawyer: A harassment lawyer can help you as harassment violates specific Federal and State laws.
- Cease and Desist Letter: Send a cease and desist letter using a template from eforms.com.

Use apps to block calls on your phone:
- Android: 'Call Blocker - Stop spam calls'
- Apple: 'Robokiller: Spam Call Blocker'

You should also report to the FCC for illegal robocalls, number spoofing, or unwanted calls at fcc.gov/complaints. For telemarketing calls or breaches of the Do Not Call Registry, report them to the FTC at ReportFraud.ftc.gov or use the form at DoNotCall.gov.

To submit a complaint to the CFPB:
- Gather all interaction details.
- Online: Visit consumerfinance.gov/complaint.
- Phone: Call (855) 411-2372.
- Mail: Write to CFPB at 1700 G Street, NW, Washington, DC 20552, Attention: Chief Privacy Officer.

Report robocalls via Nomorobo if you use their service. Additionally, contact your phone carrier for more call-blocking options and reach out to local or state consumer protection offices for additional resources.

To wrap things up, be sure to document each interaction, use call-blocking tools, and report the harassment to the appropriate authorities to effectively address and stop the harassment from 904-421-3330.

You should block or ignore 9044213330.

Blocking this number, especially if it's from a debt collector like Accounts Receivable Management, is a good decision. Here’s why this can help you:

• No Score Impact: Blocking won’t affect your credit score further.
• Reduce Stress: You avoid the annoyance of constant calls and manage the situation more calmly.
• Alternative Solutions: Work with a reputable credit repair company like Credit Sage to handle any negative items on your report without direct confrontation.

You should block 9044213330 and consider reaching out to professionals who can assist in managing and possibly removing the collection account from your credit report.

In the end, blocking the number 9044213330 spares you stress while giving you time to consult experts who can help improve your credit situation.

Yes, a debt collector like 9044213330 can sue you, but it's very unlikely. Debt collectors, including Accounts Receivable Management, typically sue only as a last resort and usually for significant amounts, often over $5,000.

First, they must prove that you owe the debt, the amount is correct, and they have the legal right to sue you. Suing is expensive and time-consuming, so many collectors prefer to settle out of court. Each state has a time frame (statute of limitations) within which they can sue; older debts may be beyond this period. Typically, they will try multiple collection methods like calls and letters before considering a lawsuit.

You will receive a court summons and complaint if they decide to sue. You must respond to avoid a default judgment, which could result in wage garnishment or bank account levies, though this is rare. You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices. If you're sued, consider consulting an attorney to explore your options and defenses.

As a final point, debt collectors like 9044213330 can legally sue you, but it’s uncommon. Ensure they prove the debt, be aware of your rights, and respond to any court summons promptly to protect yourself.

If 9044213330 contacted you, they might have your personal information, but you shouldn't provide any info to debt collectors like this. Don't engage with their calls to avoid unnecessary stress or potential scams. Instead, get your 3-bureau report to understand your credit situation and create a plan to improve it. Working with a reputable credit repair company is likely your best bet because they can help handle disputes and improve your credit score effectively.

• Block the number to avoid future stress.
• Obtain your 3-bureau credit report to review your credit status.
• Contact a reputable credit repair company for professional help.

Bringing it all together: Block the number, review your credit report, and work with a trusted credit repair company to take control of your credit situation and avoid unnecessary stress.

904-421-3330 is the number for Accounts Receivable Management, a company that collects various types of debt. You may encounter them if you have credit card debt, medical bills, personal loans, or other consumer debts. They typically purchase these debts from original creditors, including:

• Banks
• Healthcare providers
• Financial institutions

All things considered, if you receive calls from this number, it's likely about one of these debts. Remember, knowing who is contacting you can help you manage your financial situation better.

To check if you owe money to 9044213330, you should:

1. Review Your Records: Go through your final bills, account statements, and any equipment return receipts to see if there's any mention of an outstanding debt.
2. Get Debt Validation: You need to reach out to the collections agency and request a debt validation. This means they need to provide proof that you owe the money.
3. Monitor Your Credit Report: Look for any negative items that mention a debt related to this number. You can dispute inaccuracies on your own, but it might take time.
4. Consult a Consumer Protection Lawyer: If you're being harassed about disputed debts, a lawyer can provide legal advice and support.

Make sure you gather all the documentation possible before reaching out to any agency.

Lastly, stay proactive by reviewing your records, validating the debt, monitoring your credit, and consulting a lawyer if necessary to manage any disputed debts effectively.

Debt collection laws and regulations protect you from abusive practices by numbers like 9044213330. The main federal law is the Fair Debt Collection Practices Act (FDCPA). It prevents debt collectors from using abusive, deceptive, or unfair methods. If you're dealing with personal, family, or household debts, the FDCPA is on your side.

• Debt collectors can't call you before 8 AM or after 9 PM, contact you at work if your employer doesn't allow it, use abusive language, threaten you, or harass you with constant calls. They also can't lie about who they are or share your debt information with others.

• Within five days of first contacting you, a debt collector must send a written validation notice with details about your debt. If you dispute the debt within 30 days, they must provide verification and stop collection efforts until they do.

• You can demand that they stop all communications in writing. If you have a lawyer, the collector must deal with them. If the collector breaks the rules, you can sue them within a year for damages and report them to authorities like the Federal Trade Commission (FTC) or the Consumer Financial Protection Bureau (CFPB).

In addition to the FDCPA, some states offer extra protections. For example, New York has stricter licensing rules for debt collectors.

Finally, remember to always ask for written confirmation of the debt. Do not share personal info unless you're sure the collector is legitimate. If you suspect any unlawful practices, report them to your state's regulatory agencies or the relevant federal authorities. Stay informed and protect your rights.

Courts have recorded several lawsuits against Accounts Receivable Management, Inc. Here are some notable cases:

1. Corson v. Accounts Receivable Management, Inc., August 8, 2013: This suit in the United States District Court, District of New Jersey, involved claims under various debt collection regulations.
2. Dorris v. Accounts Receivable Management, Inc., March 22, 2013: Filed in the United States District Court, District of Maryland, Civil Action No. GLR-11-3453.
3. Ortiz v. Accounts Receivable Management, Inc., February 12, 2010: In this case, David Ortiz alleged violations of the Fair Debt Collection Practices Act and other consumer protection laws.

You might also find a sizable number of official complaints from consumers regarding aggressive debt collection practices lodged with the Consumer Financial Protection Bureau (CFPB). Issues commonly involve repeated calls, failure to identify as a debt collector, and improper communication methods.

If you’re dealing with Accounts Receivable Management and feel something is wrong, you might want to get a free case evaluation to discuss your options.

In closing, if you suspect wrongdoing by Accounts Receivable Management, consider seeking a case evaluation to understand your options and protect your rights.

Here are some insights people have shared online about 904-421-3330:

You might have come across several comments and forum posts about calls from this number. User 'debtfree2021' on Reddit mentioned receiving persistent calls claiming they owed money, although they hadn't received any legitimate paperwork. Similarly, 'anonymoususer82' highlighted the annoyance of getting multiple daily calls, asking for advice on how to stop them. User 'creditworrier' also noted that the caller from 904-421-3330 discussed an old debt but couldn't provide proper verification.

On Spokeo, user 'Jane_Doe' reported a call claiming she owed money, but she found no such debt on her credit report. Another user, 'JohnSmith123,' identified the number as linked to Accounts Receivable Management and warned others to verify any debt claims.

If you receive calls from 904-421-3330, you should:
• Verify the debt claim with proper paperwork.
• Check your credit report for any discrepancies.
• Consider blocking the number to prevent further annoyance.

Overall, the feedback suggests that calls from 904-421-3330 involve unsubstantiated debt claims and are a source of frustration for many. Make sure you verify any debt claims and take steps to block the calls if necessary.

Yes, you should remove 9044213330 from your credit report if it's potentially inaccurate. First, confirm that this collection is really on your credit report. Then, evaluate its accuracy. If it’s not accurate, it's crucial that you address the issue to protect your credit score.

Doing this on your own can be time-consuming and exhausting. Instead, we advise you to consider a reputable credit repair company like The Credit Pros. They can save you time and effort by handling the dispute process efficiently, unlike most typical credit repair companies, which often have a poor reputation.

Here’s a quick summary:
• Confirm the collection is on your report.
• Check if it’s potentially inaccurate.
• Consider hiring a reputable credit repair company, like The Credit Pros, to handle the dispute.

As a final point, remember to verify the collection on your report, assess its accuracy, and consider professional help like The Credit Pros for a smooth dispute process.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 9044213330
• 9548749920