Who Is 8888955629 (+ How Are They Hurting My Credit Score)

The phone number 888-895-5629 is associated with a debt collection agency called Carson-Smithfield. However, this number could be a scam, so you should be cautious. It’s important that you don’t engage directly with the caller, even if they seem legitimate. You don’t have to pay any debt immediately if you’re unsure about its authenticity.

Here’s what we advise you to do next:
• Pull your credit report and check for any potentially inaccurate or negative items.
• If you see Carson-Smithfield listed, it’s likely a legitimate call, but still, don’t respond directly.
• Block the number to avoid further calls.
• Contact us, The Credit Pros, for a free 3-bureau credit report evaluation. We can help verify any debt from this collector, dispute inaccurate items, and improve your financial situation.

Scammers often use high-pressure tactics and fake threats to trick you into paying debts you don’t owe. If in doubt, always seek professional advice.

To sum up, you should be cautious with calls from 888-895-5629, review your credit report, block suspicious numbers, and consult professionals to handle any potential debt issues.

To stop 8888955629 from harassing you and report them, follow these steps:

1. Document Unwanted Interactions: Keep a log of all calls, noting dates, times, and what was said.
2. Do Not Call Registry: Register your number at DoNotCall.gov and block the number using your phone’s call-blocking feature.
3. Escalating Measures:
- Restraining Order: If the harassment continues, consider a restraining order.
- Hire a Lawyer: Consult with a harassment lawyer for guidance.
- Cease and Desist: Send a cease and desist letter using a template from eforms.com.

4. Apps for Blocking Calls:
- Android: 'Call Blocker - Stop spam calls'
- Apple: 'Robokiller: Spam Call Blocker'

5. Report to the Federal Communications Commission (FCC):
- File a complaint at fcc.gov/complaints by selecting “unwanted calls” and providing the necessary details.

6. Report to the Federal Trade Commission (FTC):
- Report telemarketing calls at ReportFraud.ftc.gov or use the form at DoNotCall.gov.

7. Report to the Consumer Financial Protection Bureau (CFPB):
- Submit a complaint at consumerfinance.gov/complaint or call (855) 411-2372.

8. Use Nomorobo: Report unwanted robocalls and block them using Nomorobo.

9. Contact Your Phone Carrier: Inquire about call-blocking tools from your service provider.

10. Local or State Consumer Protection Office: Explore additional resources or complaint mechanisms.

To wrap things up - you're not alone in dealing with harassment from 8888955629. Take charge by documenting interactions, using blocking apps, reporting to FCC, FTC, and CFPB, and seeking legal help if needed.

You should block 888-895-5629 if it’s causing you stress or harassment. Ignoring the number won’t negatively impact your credit score directly. Blocking can reduce unwanted calls and ease your mind.

• If this is a debt collector and you’re feeling harassed, blocking them is a wise move.
• Consider working with a reputable credit repair company to handle any disputes or inaccuracies on your credit report if this is a debt collection matter.
• Blocking and ignoring the number won’t further affect your credit score if it’s already on your report.

In the end, blocking 888-895-5629 can help reduce stress, and working with a professional can address any debt issues you might have.

Yes, a debt collector like 8888955629 can sue you, but it's unlikely. They usually prefer calls and letters to collect debts because suing is costly and time-consuming.

Here’s what you need to know:

• Debt Proof: They must prove you owe the debt and they have the right to sue, which is tough if the debt has been sold multiple times.
• Cost vs. Reward: They typically sue for larger amounts, usually over $5,000, due to the high costs involved.
• Statute of Limitations: Each state has a specific time frame for suing over debt. If your debt is old, it might be past this period, making a lawsuit less likely.

If you're sued, you will receive a court summons. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies, although this is rare.

You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices. If you're sued, you should consider consulting an attorney to understand your options and defenses.

As a final point, remember that while a debt collector like 8888955629 can sue you, they generally avoid it due to costs and challenges. If you do receive a summons, respond promptly and seek legal advice to protect your rights.

8888955629 might have your personal information. You should avoid providing any info to debt collectors like this one. If you answer these calls, you risk falling into potential scams. It's safer not to pick up. Instead, you can:

- Block the Number: Blocking can prevent further harassment.
- Check Your Credit Report: Obtain and review your 3-bureau report.
- Contact a Credit Repair Company: They can assist you in managing and disputing any issues on your credit report.

You will keep your personal information safe and take control of your credit health by following this approach.

Bringing it all together-block the number, check your credit report, and get help from a reputable credit repair company to protect your personal information and improve your credit.

8888955629 typically collects various types of debt including credit card debt, personal loans, medical bills, and utility bills. They buy debt from creditors like banks, credit unions, payday loan companies, and other lenders.

You should stay proactive by asking for the name of the creditor, the amount owed, and how to dispute the debt if it doesn't seem accurate.

All things considered, understanding the types of debt collected by 8888955629 and how to verify or dispute them helps you manage your finances effectively.

To check if you owe money to 888-895-5629, you should start by reviewing your records. Look through your final bills, account statements, and any equipment return receipts to see if there's an unpaid amount.

Next, you should check your credit report for any references to 888-895-5629 or Carson-Smithfield. This can help you determine if they have reported any debt.

If you find a debt linked to this number on your credit report, you should request debt validation from the collections agency. They must provide proof that the debt is yours.

To avoid potential issues, do not contact the number directly. You might inadvertently restart the statute of limitations on old debts.

If you feel harassed over disputed debts, it is wise to consult a consumer protection lawyer for advice and protection.

Lastly, by reviewing your documents, checking your credit report, and not contacting the number directly, you can handle the situation better and protect your credit score.

You’re protected by several debt collection laws and regulations from companies like Carson-Smithfield. The main federal law is the Fair Debt Collection Practices Act (FDCPA), which prohibits abusive, deceptive, or unfair practices by third-party debt collectors. It covers personal, family, and household debts, like credit cards and medical bills.

• Inconvenient Times: They can't call before 8 AM or after 9 PM.
• Contact at Work: They can't call you at work if your employer prohibits it.
• Abusive Language and Threats: No use of obscene language or threats.
• Harassment: They can't repeatedly call to harass you.
• False Representation: They can't pretend to be attorneys or government agents.
• Third-Party Disclosure: They can't tell others about your debt.

Debt collectors must send you a validation notice within five days of contacting you. This notice should include the amount owed, the creditor’s name, and your rights. If you dispute the debt in writing within 30 days, they must verify it before continuing collection.

You have the right to stop communication by sending a written request. If you have an attorney, they must communicate with them instead. You can sue for violations of the FDCPA within one year and recover damages and attorney fees. Also, you can report violations to the FTC, CFPB, or your state attorney general.

Finally, remember you have various protections under federal and state laws, like the FDCPA, which help you manage debt collection situations effectively.

Yes, Carson-Smithfield does have lawsuits against them. Notably, a proposed class-action lawsuit filed on March 3, 2017, in Wisconsin (Case § 2:17-cv-00319) alleges that they violated the Fair Debt Collection Practices Act (FDCPA). The lawsuit claims Carson-Smithfield sent a collection notice with a settlement offer that falsely implied a limited time to create a false sense of urgency.

You should also be aware that there are several official complaints about Carson-Smithfield related to their debt collection practices. These complaints often include:
• Misleading tactics, such as suggesting false deadlines for settlement offers
• Threatening severe consequences, which is against FDCPA regulations
• Using false claims to pressure payment

In closing, if you are dealing with Carson-Smithfield, be informed of the ongoing lawsuits and complaints about their practices. Remember the importance of knowing your rights and ensuring all collection practices comply with the FDCPA.

The number 888-895-5629 is widely reported online as a scam, especially targeting PayPal users. People have shared various complaints, including repeated calls with no message, and fake claims about PayPal issues.

You should block this number to avoid further harassment. Many have reported it to the FTC, indicating its suspicious nature. Frequent calls with no message and fake claims are common, suggesting a phishing attempt.

Overall, it's crucial that you block 888-895-5629 to prevent spam and potential scams, and report any suspicious activity to relevant authorities for your safety.

Yes, you should remove 8888955629 from your credit report if it’s linked to the Carson-Smithfield collection company and you believe it's inaccurate.

You don't need a poorly rated credit repair company, as many can be deceptive. Disputing inaccuracies on your own can be very time-consuming. Instead, consider using a reputable credit repair company like The Credit Pros to save you the hassle.

To summarize:
- Verify the collection on your credit report.
- Avoid unreliable credit repair companies.
- Disputing on your own is time-consuming.
- Consider reputable help for efficient results.

As a final point, make sure to confirm the inaccuracy, avoid unreliable companies, and consider professional help for a smoother process.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8888955705
• 8006347404
• 8006709625
• 8888955629