Home / Who is 8888955705 and why are they calling me?

Who is 8888955705 and why are they calling me?

  • Phone number 8888955705 is likely a debt collector called:' Carson-Smithfield'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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If you're getting calls from 888-895-5705, a debt collector, likely Carson-Smithfield, might be trying to contact you about an outstanding debt. There's also a chance it could be a scam or phishing attempt. These calls can hurt your financial well-being by potentially affecting your credit score. Simply ignoring these calls won’t solve the issue, as you need to address it properly to avoid further complications.

Debt collectors like 888-895-5705 buy your outstanding debt and then start calling relentlessly, sometimes multiple times a day. It might also be an intermediary company handling collections for Carson-Smithfield. Blocking the number temporarily stops the harassment but doesn’t solve the root problem. You need to verify what they are calling about before deciding how to handle it.

Here's the best step you can take: Call The Credit Pros at the number listed above. We'll review your complete 3-bureau credit report and confirm if it’s a legitimate debt collector or a scam. Our experts have helped many people remove potentially inaccurate negative items from their reports, leading to significant credit score improvements and better financial security. Don’t let these unwanted calls jeopardize your financial well-being; let’s find a real, lasting solution together.

Who Is 8888955705: Scam Or Legitimate?

888-895-5705 is associated with a debt collection agency, but it could also be a scam. You shouldn't engage with the caller. Instead, here's what we advise you to do:

First, get a free 3-bureau credit report evaluation to see if there are any inaccuracies or negative items hurting your score. If this company appears on your credit report as a collection item, it might be legitimate. Even so, avoid responding directly to them.

Your next steps should be:
- Check Your Credit Report: Look for any negative or unfamiliar items.
- Dispute Inaccuracies: If you see something wrong, dispute it.
- Seek Professional Help: The Credit Pros can help verify and handle disputes.

To sum up, you should check your credit report, dispute any inaccuracies, and seek professional help to ensure you're not falling victim to a scam. Always be cautious and protect your personal information.

How Do I Stop 8888955705 From Harassing Me (How To Report Them)?

If 888-895-5705 is harassing you, here are the steps you should take to stop and report them:

First, you should document everything. Keep a log of each unwanted call, noting the date, time, and any abusive language used.

Next, register on the Do Not Call Registry at DoNotCall.gov. This helps block calls from legitimate telemarketers.

You should block the number using your phone's call-blocking feature or ask your service provider for help. Apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices can also be helpful.

To report this harassment, file complaints with the appropriate authorities:
- FCC: Report unwanted, illegal, or spoofed calls to the FCC at fcc.gov/complaints. Select the phone form, specify "unwanted calls," and provide details such as the number, date, and time.
- FTC: Report telemarketing violations at ReportFraud.ftc.gov or use the reporting form at DoNotCall.gov.

You might also consider sending a cease and desist letter using a template from eforms.com.

If harassment continues, you might need to escalate the situation by getting a restraining order or hiring a harassment lawyer to take legal action.

To wrap things up - you should document each call, block the number, and file complaints with the FCC and FTC. By taking these steps, you can effectively handle and report the harassment, ensuring your peace and safety.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8888955705?

You should block 8888955705. If you ignore them, you might still get continuous calls that disrupt your day.

If these calls are from Carson-Smithfield, a debt collection agency, blocking them helps you avoid harassment. This step won't harm your credit score if the debt is already on your report.

At the same time, you should handle any debt-related issues by working with a reputable credit repair company. They can help you resolve any inaccuracies or disputes on your credit report.

In the end, blocking 8888955705 can reduce your stress. Consider taking control by blocking the number and seeking professional help for your credit issues.

Can A Debt Collector Like 8888955705 Sue Me?

Yes, a debt collector like the one from 8888955705 can sue you, but it's very unlikely. Collectors usually avoid lawsuits unless the debt is substantial, typically over $5,000, because suing is time-consuming and costly.

If you're worried about being sued, here are some things to consider:

- Proof of Debt: Collectors must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging if the debt has changed hands multiple times.
- Statute of Limitations: Each state has a time limit within which a collector can sue you. If the debt is old, you might be safe from a lawsuit.
- Your Rights: The Fair Debt Collection Practices Act (FDCPA) protects you from abusive or deceptive practices by debt collectors.
- Getting a Summons: If they decide to sue, you'll receive a court summons. Make sure you respond by the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Typically, debt collectors prefer to settle matters through calls and letters rather than going to court. If you do get sued, consider getting legal advice to understand your options better.

As a final point, remember that maintaining your rights and promptly addressing any claims with legal advice will help you navigate this stressful situation effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8888955705 Might Have Your Personal Information

8888955705 might have your personal information. Here’s what you should do:

Don't Provide Any Information: When this number calls, don't share any personal details.

Don't Pick Up the Call: It’s best if you avoid answering unfamiliar numbers like this one. These callers often pose as legitimate agencies to extract your information.

Check Your Credit Report: Regardless of the call, get your 3-bureau credit report. This step helps you track any suspicious activities and improves your credit score.

Work with a Reputable Credit Repair Company: Consider collaborating with a credible credit repair company. These professionals help dispute inaccuracies on your credit report, keeping your financial information secure.

Bringing it all together, avoid answering calls from 8888955705, don't share personal information, monitor your credit report, and seek help from a reputable credit repair company to ensure your data stays safe.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8888955705

You can expect 888-895-5705 to handle several types of debt, including medical bills, credit card debt, and personal loans. They often get these debts directly from original creditors.

When you interact with debt collectors, you should always verify any debt before making any payments.

All things considered, by confirming debts and understanding what types are collected by 888-895-5705, you can manage your financial responsibilities more effectively.

How Do I Check If I Owe Money To 8888955705?

To check if you owe money to 888-895-5705, follow these steps:

First, examine your records. Look at your account statements, final bills, and any receipts. This will help you verify if you have any outstanding debts.

Next, request your credit report from Equifax, Experian, and TransUnion. Your credit report will show any reported debts, including if 888-895-5705 is listed.

If the debt appears, request a debt validation from the collection agency. They must provide proof that the debt is yours and the amount is correct.

Lastly, consult a consumer protection lawyer if you're being harassed or if there are disputes. This can help prevent issues with inaccurate debts affecting your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8888955705

Debt collection laws like the Fair Debt Collection Practices Act (FDCPA) protect you from aggressive practices of debt collectors, including those calling from 8888955705. The FDCPA is a federal law that prohibits third-party debt collectors from using abusive, deceptive, or unfair practices. Here are key protections you have:

1. Prohibited Conduct:
- Inconvenient Times: They can't contact you before 8 AM or after 9 PM.
- Workplace Contact: They are not allowed to call you at work if your employer prohibits such calls.
- Abusive Language: They can't use obscene or profane language.
- Threats: They can't threaten violence or criminal actions.
- Harassment: They can't repeatedly call with the intent to harass.
- False Representation: They can't pretend to be attorneys or government officials.
- Disclosure: They can't disclose your debt to third parties without your consent.
- Illegal Demands: They can't demand an amount greater than what is legally owed.
2. Required Disclosures:
- Validation Notice: Within five days of their first contact, they must send you a written validation of the debt, including the amount owed, the creditor's name, and your rights to dispute the debt.
- Debt Dispute: If you dispute the debt in writing within 30 days, they must provide verification of the debt, and collection must stop until they do so.
- Disclosure Statement: They must inform you that the communication is an attempt to collect a debt and that any information obtained will be used for that purpose.
3. Consumer Rights:
- Stop Communication: You can request in writing that they stop contacting you except under certain conditions.
- Attorney Representation: If you have an attorney, the collector must communicate only with your attorney.
- Suing for Violations: You can sue for FDCPA violations within one year and recover damages and legal costs.
- Reporting Violations: You can report violations to the FTC, CFPB, or your state attorney general.

Finally, remember that these laws are designed to protect you from unfair debt collection practices. If you feel your rights are being violated by a debt collector, stand firm and take the necessary steps to ensure you're protected.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8888955705/Carson-Smithfield Have Any Lawsuits Against Them?

Yes, Carson Smithfield has had lawsuits filed against them.

In a 2014 case, Sanson v. Carson Smithfield LLC, No. 14-CV-3024, Carson Smithfield failed to respond to a complaint in the United States District Court for the Central District of Illinois, risking dismissal for lack of prosecution. Another lawsuit from March 3, 2017, § 2:17-cv-00319, alleged that Carson Smithfield violated the Fair Debt Collection Practices Act (FDCPA) by sending misleading collection notices with false deadlines to create urgency for payment.

You should also be aware that there are multiple official complaints about their practices. Many consumers have reported Carson Smithfield for alleged FDCPA violations, claiming deceptive and pressure tactics in debt collection. Reviews and complaints often mention their aggressive collection methods and misleading negotiation tactics.

In closing, Carson Smithfield has faced several lawsuits and numerous complaints for their collection practices, highlighting issues with their methods and compliance with debt collection laws.

What Do People Online Say About 8888955705?

People online have shared various experiences about the phone number 888-895-5705. Here are some specific quotes from different users:

- Reddit user 'Jenholliday' mentioned, "You are just going to have to ignore it at the moment. If you get any calls from a phone with the same first 6 digits as yours ignore. It may be spam it may be someone wanting to complain that you are phoning them, either way no good will come of answering it."
- Another user, 'Rachel A, AT&T Social Media Manager,' recommended, "Download AT&T Active Armor...We do have the option to change your phone number which may act as a deterrent but is not a guaranteed solution."
- User 'TgFloorman' stated, "Telemarketers/Scamers are using a computer program to spoof your phone number. The program can dial hundreds of numbers per minute hoping someone will pickup and fall for their scheme."

The general sentiment online suggests that this number is commonly associated with scams or phishing attempts. Users have reported receiving unsolicited calls claiming to be from PayPal or other legitimate services, but often the calls are suspicious.

In summary, you should be cautious and consider ignoring calls from 888-895-5705 or taking steps to block or verify their legitimacy independently. Be proactive in protecting your personal information from potential scams.

Overall, you need to stay alert and protect yourself from these suspicious calls by blocking the number and verifying any claims independently to keep your information safe.

Do I Really Need To Remove 8888955705 From My Credit Report?

Yes, you should definitely consider removing 8888955705 from your credit report if you find it listed and identify it as "potentially inaccurate." First, confirm that the collection is actually present on your report. If it is, here’s what you should do:

- Avoid typical credit repair companies as many have poor ratings and can be deceptive.
- Disputing it on your own might be time-consuming and exhausting.
- Instead, consider reaching out to a reputable credit repair company, like The Credit Pros, which can save you hours and increase your chances of successfully removing the entry.

As a final point, you should verify the collection, avoid unreliable repair companies, and consider a reputable service to manage inaccuracies efficiently.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- 8888955705

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Carson-Smithfield uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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