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Who is 8669513700 and why are they calling me?

  • Phone number 8669513700 is likely a debt collector called:' Professional Bureau of Collections of Maryland (PBC)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8669519700

If you’re getting calls from 866-951-3700, they're likely from the Professional Bureau of Collections of Maryland (PBC). It could be a debt collector chasing an unpaid debt or a scammer trying to trick you. Ignoring the call won’t solve the problem and might even hurt your credit score. Let’s tackle this head-on.

These persistent calls usually mean PBC has bought an old debt and wants to collect it. The debt might be real, or they might be mistakenly targeting you. Blocking the number might stop the calls temporarily, but it won't fix your financial record. Ignoring the issue could lead to more stress, financial instability, and trouble securing loans in the future. Take action now.

Call The Credit Pros at the number linked above. We’ll review your three-bureau credit report and confirm whether this is a legitimate debt. We’ve helped people clear potentially inaccurate negative items, boosting their credit scores and stabilizing their financial well-being. Don’t let this damage your credit—act now for a brighter financial future and no more harassing calls from 866-951-3700!

Who Is 8669513700: Scam Or Legitimate?

866-951-3700 belongs to the Professional Bureau of Collections of Maryland (PBC), a legitimate debt collection agency. However, their aggressive tactics can feel harassing and might make you question their calls.

Here’s what we advise you to do:

- Don't engage directly. You don't have to talk to them, even if they are legitimate.
- Check your credit report. Review it for any inaccuracies or negative items.
- Verify the debt before taking any action. If PBC shows up on your report, make sure you confirm the debt first.
- Seek help. Contact The Credit Pros for a free 3-bureau credit report evaluation. We can help you verify any debt, dispute inaccuracies, and improve your financial standing.

Blocking the calls can reduce your stress. Always keep records of any communication and report any harassment to the Consumer Financial Protection Bureau (CFPB) and your state’s Attorney General's office.

To sum up, block the calls, verify your debt, and seek professional help to address inaccuracies and reduce your stress. We're here to support and guide you through this.

How Do I Stop 8669513700 From Harassing Me (How To Report Them)?

If you're being harassed by calls from 866-951-3700, here's what we advise you to do:

First, document everything. Keep a log of each call, noting the dates, times, and any abusive language used. This documentation can be crucial if you need to take further action.

Next, register your number with the Do Not Call Registry to reduce the chance of receiving future calls. Additionally, block the number using your phone's call-blocking feature, or ask your provider for help.

You can also send a certified cease-and-desist letter requesting them to stop calling. You can find a template at eforms.com/cease-and-desist.

Make sure to report the harassment to the appropriate authorities. File a complaint with the FCC at fcc.gov/complaints and report any violations of the Do Not Call Registry at ReportFraud.ftc.gov. You can also contact the Consumer Financial Protection Bureau (CFPB) by submitting a complaint at consumerfinance.gov/complaint or by calling them at (855) 411-2372.

To further protect yourself, consider using apps like 'Robokiller' for iPhone or 'Call Blocker' for Android to block unwanted calls effectively. If the harassment continues, consult a harassment lawyer for legal advice.

To wrap things up - if you're being harassed by 866-951-3700, you should document the calls, block the number, report to the FCC and FTC, and consider legal support to protect yourself.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8669513700?

You should block the number 8669513700. If you ignore these calls, they will keep coming and increase your stress levels. Blocking the number won't affect your credit score, so go ahead and block it.

If they are debt collectors and harassing you, blocking is a sensible choice. Use call-blocking apps like Mr. Number or Nomorobo for extra protection. To handle inaccuracies on your credit report, work with a reputable credit repair company to dispute and remove negative items.

In the end, blocking 8669513700 can save you stress and help you manage your credit more effectively.

Can A Debt Collector Like 8669513700 Sue Me?

Yes, a debt collector like 866-951-3700 can sue you, but it's generally unlikely and more complicated than it seems.

Debt collectors, including the Professional Bureau of Collections of Maryland (PBC), usually consider suing you only as a last resort. They typically pursue lawsuits for significant amounts, often over $5,000, because suing incurs high costs and effort. Debt collectors prefer to settle out of court.

They must prove you owe the debt, the amount is correct, and they have the legal right to sue you. This can be challenging if the debt has changed hands multiple times.

Each state has its own statute of limitations, which is the timeframe within which a collector can sue you. If your debt is old, it might be past this period, reducing the chance of a lawsuit.

Before filing a lawsuit, debt collectors usually exhaust other methods like phone calls and letters. You have rights under the Fair Debt Collection Practices Act (FDCPA), protecting you from abusive practices. You can request written communication and dispute the debt if necessary.

If you are sued, you will receive a summons. It's crucial that you respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or other severe financial consequences.

Consider consulting with an attorney for advice tailored to your situation.

As a final point, remember that while a lawsuit from a debt collector like PBC is possible, it's a rare and typically last-resort action. Be aware of your rights, respond promptly to any legal notices, and seek professional advice if necessary.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8669513700 Might Have Your Personal Information

If you're getting calls from 866-951-3700, you should be cautious and not provide any personal information. This number is associated with the Professional Bureau of Collections of Maryland (PBC), a debt collection agency. Here's what we advise you to do:

First, don't pick up their calls. Engaging with them can be stressful and unproductive. You might receive continuous calls that disrupt your day. Second, obtain your credit reports from the three major bureaus (Experian, Equifax, and TransUnion). This helps you understand your credit situation and identify any inaccuracies.

Next, work with a reputable credit repair company to resolve any discrepancies on your report. They can guide you in building a plan to improve your credit score. Lastly, if you feel harassed by their calls, file a complaint with the Consumer Financial Protection Bureau (CFPB) and your state's Attorney General's office.

Bringing it all together - avoid engaging with 866-951-3700, check your credit reports, seek reputable credit repair help, and don’t hesitate to file complaints if needed.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8669513700

If you're curious about the types of debt collected by 8669513700, you should know they mainly gather consumer debts. This number is linked to the Professional Bureau of Collections of Maryland (PBC). They handle various accounts, such as credit card debts, personal loans, medical bills, and utility bills. These debts might be assigned to them by original creditors or purchased for collection.

You should always verify the debt before making any payments. Request written verification and keep detailed records of all communications with them.

All things considered, make sure you confirm the debt's validity, ask for written proof, and keep thorough records to protect yourself.

How Do I Check If I Owe Money To 8669513700?

To check if you owe money to 866-951-3700, here’s what you should do:

First, avoid calling the number directly. You don't want to reset the statute of limitations on any old debts. Instead, check your personal records. Look through final bills, account statements, or equipment return receipts to see if you owe anything.

Next, if this debt appears on your credit report, request validation from the collections agency. They need to prove the debt is yours and the amount is correct. Obtain a copy of your credit report from AnnualCreditReport.com for confirmation.

Ensure you log all communication meticulously. Note the dates, details of phone calls, and save any written correspondence. If the process gets overwhelming, consult a consumer protection lawyer to understand your rights.

If PBC violates the Fair Debt Collection Practices Act (FDCPA), file a complaint with the Consumer Financial Protection Bureau (CFPB) and your state’s Attorney General’s office.

Lastly, by following these steps—checking your records, requesting debt validation, and consulting your credit report—you can confidently determine your financial obligations.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8669513700

If you're dealing with debt collectors like Professional Bureau of Collections of Maryland (PBC), you are protected by several laws and regulations. Here’s a quick rundown:

1. Fair Debt Collection Practices Act (FDCPA):
- Prohibitions: They can't contact you before 8 AM or after 9 PM, at work if your employer prohibits it, or use abusive language. They must avoid threats, harassment, or misrepresentation.
- Disclosures: They must send a validation notice within five days of their first contact, detailing the amount owed, the creditor's name, and your rights to dispute the debt.
- Your Rights: You can ask them in writing to stop contacting you. If you dispute the debt within 30 days, they must verify it and cease collection until they do.
2. State Debt Collection Laws:
- Extra Protections: States like New York have additional regulations, including strict licensing for debt collectors.
3. Communication Rights:
- Stop Communication: You can demand they stop contacting you, except to inform you about specific actions they intend to take.
- Attorney Representation: If you have a lawyer, they must communicate only with your attorney.
4. Consumer Financial Protection:
- Reporting Violations: Report any violations to the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and your state Attorney General.
5. Telephone Consumer Protection Act (TCPA):
- Regulations: Covers phone, fax, and text message solicitations. Violations can result in penalties, including up to $1,500 per willful violation.

If you believe you’re being harassed or your rights are being violated, you should keep records of all communications and consider seeking legal advice.

Finally - your rights are protected under laws like the FDCPA and TCPA, allowing you to stop harassment and dispute debts properly.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8669513700/Professional Bureau Of Collections Of Maryland (Pbc) Have Any Lawsuits Against Them?

Yes, lawsuits exist against the Professional Bureau of Collections of Maryland (PBC).

One notable case is Kraus v. Professional Bureau of Collections of Maryland, Inc. This class-action lawsuit claims violations of the Fair Debt Collection Practices Act (FDCPA). The lawsuit argues that PBC sent a misleading letter offering to settle a debt without mentioning potential increases in account balance due to interest or fees.

You can find numerous consumer complaints about PBC's collection practices. Some common issues include:

- Harassing Phone Calls: Many consumers report frequent, aggressive calls from PBC, which they find harassing.
- Misrepresentation of Debt: There are claims that PBC has misrepresented the amount or legality of the debts they chase.
- Improper Contact: Allegations suggest PBC has improperly contacted third parties, such as family members or employers, about individuals' debts.

If you feel PBC is harassing you or violating your rights, you should report them to the Consumer Financial Protection Bureau (CFPB) and consult with a consumer rights attorney.

In closing, PBC has faced lawsuits and consumer complaints for their collection practices. You should take action if they cross the line by reporting them and seeking legal advice.

What Do People Online Say About 8669513700?

People online have shared various opinions about the phone number 866-951-3700, associated with Professional Bureau of Collections of Maryland (PBC). Here's what people are saying:

Reddit Comments
1. u/JonDoe123: "They kept calling me every day. It's exhausting, but I can't ignore them because I know the debt's real."
2. u/SusanQ: "I get calls from 866-951-3700 all the time. They never leave a message. It's annoying!"
3. u/FinanceGeek: "It's definitely PBC. They called me about my overdue credit card bill. Legit, but very persistent."

Other Platforms
1. Anonymous User, Robokiller: "Scam and multiple calls different numbers."
2. Anonymous User, Robokiller: "Please stop calling my phone you have the wrong number."
3. Anonymous User, Robokiller: "Block them and they still call me. I block on phone and then RoboKiller and they still call."

Analysis
You can see that the general sentiment about 866-951-3700 is mixed. While some people confirm the calls are legitimate and related to real debts, many find the frequency and persistence annoying. Even blocking the number doesn't always solve the issue, leading to further frustration.

Overall, people have varied experiences with 866-951-3700. While some affirm the calls from PBC are legitimate, the constant calling and difficulty blocking the number make it a common source of annoyance.

Do I Really Need To Remove 8669513700 From My Credit Report?

If you notice 8669513700 on your credit report, you should consider removing it. First, confirm that the collection is on your report and check its accuracy. Avoid typical credit repair companies as they often have poor reputations and aren't effective. Disputing it on your own can be very time-consuming.

Instead, reach out to a reputable company like The Credit Pros. They can help you remove potentially inaccurate negative items from your credit report, saving you significant effort and stress.

As a final point, make sure you verify if 8669513700 is on your report, avoid unreliable credit repair companies, and consider professional help from trusted firms like The Credit Pros for an effective solution.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8669513700 can be written

- +1 866-951-3700
- +1 (866) 951-3700
- +1 866 951 3700
- (866) 951-3700
- 866-951-3700
- 866.951.3700
- 866 951 3700
- +18669513700
- (866) 951-3700
- 866.951.3700
- 8669513700

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Professional Bureau of Collections of Maryland (PBC) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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