Home / Who is 8669519700 and why are they calling me?

Who is 8669519700 and why are they calling me?

  • Phone number 8669519700 is likely a debt collector called:' Professional Bureau of Collections of Maryland (PBC)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services Why is 8669519700 calling me

Getting calls from 866-951-9700 can feel unsettling. This number might belong to the Professional Bureau of Collections of Maryland (PBC), a debt collection agency. These calls can be spammy and distressing, potentially hurting your credit score. Ignoring or blocking the calls provides only a temporary fix.

When PBC tries to collect a debt, they likely purchased an outstanding debt of yours. They might use a third-party company to collect on their behalf, leading to harassing spam calls. Ignoring these calls won’t solve the issue and may lead to ongoing stress.

The best thing to do is call The Credit Pros using the number above. We’ll have an easy, no-pressure chat to review your entire 3-bureau credit report. This will help us determine if PBC is the debt collector hounding you and identify any other negative items hurting your score. By addressing these items, you can improve your financial situation and stop the harassment. Many people have benefited from our services by removing potentially inaccurate items and boosting their credit scores. Don’t let these calls threaten your financial security. Give us a call today!

Who Is 8669519700: Scam Or Legitimate?

The phone number 866-951-9700 belongs to the Professional Bureau of Collections of Maryland (PBC), a debt collection agency. While they are legitimate, their methods can sometimes feel aggressive or harassing. If you're wondering whether the call you received is a scam or legitimate, here’s what we advise you to do:

1. Do not engage with the caller directly.
2. Request all communication in writing by sending a certified letter.
3. Dispute the debt if you believe it’s not yours or is inaccurately represented.
4. Keep detailed records of all calls and interactions.
5. Pull your credit report to check for any inaccuracies.

You have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from harassment. If you need help verifying the debt or disputing inaccuracies, companies like The Credit Pros can assist you.

To sum up, make sure you don't engage directly with callers from 866-951-9700, request written communication, keep records, and check your credit report for inaccuracies. Stay cautious and protect yourself.

How Do I Stop 8669519700 From Harassing Me (How To Report Them)?

If you're getting harassed by calls from 866-951-9700, here's what you can do:

First, document everything. Keep a log of each call noting the date, time, and what was said. This will help if you need to take further action.

Next, register your number at DoNotCall.gov. Block the number on your phone and contact your service provider for assistance.

You should file complaints with:
- FCC: File a complaint at fcc.gov/complaints.
- FTC: Report unwanted calls at ReportFraud.ftc.gov or DoNotCall.gov.
- CFPB: Report persistent harassment at consumerfinance.gov/complaint or by calling (855) 411-2372.

Consider sending a cease and desist letter using the template at eforms.com to ask them to stop.

You can also use call blocking apps such as:
- Android: 'Call Blocker - Stop spam calls'
- Apple: 'Robokiller: Spam Call Blocker'

If the harassment persists, consult a consumer rights attorney or consider a restraining order. Report the issue to your phone carrier and check with local or state resources for more options.

To wrap things up, to stop 866-951-9700 from harassing you, document the calls, register your number, file complaints with the FCC, FTC, and CFPB, consider sending a cease and desist letter, use call-blocking apps, and seek legal help if necessary.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8669519700?

You should block 866-951-9700. Blocking the number will stop the annoying calls and reduce your stress. If you ignore them, you might receive continuous calls that disrupt your day.

Here’s what you can do, especially if the calls are from a debt collector like the Professional Bureau of Collections of Maryland (PBC):

- Determine Your Debt: Ensure you recognize the debt. If it's not yours, you should dispute it.
- Know Your Rights: The Fair Debt Collection Practices Act (FDCPA) protects you from harassment. Report any violations to the Consumer Financial Protection Bureau (CFPB) or your state's Attorney General.
- Keep Records: Document all calls, including the date, time, and any details.
- Request Written Communication: Send a certified letter asking PBC to communicate only in writing.
- Work with a Credit Repair Company: Consider contacting a reputable credit repair company to resolve any inaccuracies and negotiate legitimate debts.

By blocking the number and following these steps, you can effectively manage the situation without harming your credit score.

In the end, block the number to stop the calls, document everything, and handle any potential debt issues carefully.

Can A Debt Collector Like 8669519700 Sue Me?

Yes, a debt collector like 866-951-9700 (Professional Bureau of Collections of Maryland) can sue you, but it's very unlikely. They usually opt for lawsuits as a last resort, typically when you owe a substantial amount (over $5,000). Suing is costly and time-consuming, so most collectors prefer to settle out of court.

To sue, they must prove that you owe the debt, the amount is accurate, and they have the legal right to sue. This can be tough, especially if the debt has changed hands multiple times. Also, each state has a statute of limitations, a specific time frame within which a debt collector can sue you. If the debt is old, it might be beyond this period, making a lawsuit less likely.

Debt collectors, including PBC, generally try other methods like calls and letters to collect the debt first. If they decide to sue, you will receive a court summons and complaint, which you must respond to within the specified deadline to avoid a default judgment. This judgment could lead to wage garnishment or bank account levies, but again, this is very unlikely.

Here are steps you can take if you're being harassed by debt collectors:

- Keep Records: Document every call with the date, time, and details of the conversation.
- Request Written Communication: Send a certified letter requesting all communications be in writing.
- Dispute the Debt: If you believe the debt is not yours or is inaccurately represented, send a dispute letter within 30 days of the initial contact.
- Cease and Desist: Send a cease and desist letter to stop all contact, though it doesn't absolve the debt.
- Report Harassment: Report persistent harassment to the Consumer Financial Protection Bureau (CFPB) and your state’s Attorney General’s office.

As a final point, it's crucial that you understand your rights under the Fair Debt Collection Practices Act (FDCPA). Keep records, dispute inaccuracies promptly, and consult with an attorney if you receive a lawsuit. These steps will help you effectively handle any debt collection issues.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8669519700 Might Have Your Personal Information

866-951-9700 might have your personal information, but it's crucial that you don't provide any personal information if you receive calls from this number. If you can, avoid picking up the phone because engaging with debt collectors often leads to more stress without helping you resolve your situation.

Instead, we advise you to take proactive steps to improve your credit:

- Get Your 3-Bureau Report: Obtain reports from Equifax, Experian, and TransUnion to get a comprehensive view of your credit.
- Create a Plan: Build a strategy to improve your credit. This might include paying off debts, disputing inaccuracies, and setting up payment plans.
- Work with a Reputable Credit Repair Company: Consider partnering with a reputable credit repair company. They can help you handle inaccuracies and disputes on your credit report, reducing stress and guiding you step-by-step.

Bringing it all together - don't engage with callers from 866-951-9700, get your credit reports, create a plan, and work with professionals to manage your credit effectively.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8669519700

The types of debt collected by 8669519700 cover various unpaid accounts like credit cards, loans, medical bills, and utility bills. You might be contacted because creditors have charged off these debts and sold them to third-party agencies for collection.

If 8669519700 contacts you, it's likely due to unpaid debt. These could include:
- Credit card balances
- Personal or payday loans
- Medical expenses
- Unpaid utility bills

All things considered, knowing the types of debt collected by 8669519700 can help you understand why you're being contacted and what steps to take next. If you owe money in these areas, addressing it promptly can help you avoid further complications.

How Do I Check If I Owe Money To 8669519700?

To check if you owe money to 8669519700, you should start by reviewing your records for any final bills, account statements, or receipts from returned equipment. This can help you identify any outstanding debts you might have.

Next, you should check your credit report to see if the debt appears there. If it does, you can request debt validation from the collections agency, requiring them to provide proof that you owe the money. If the debt is inaccurate, you can dispute it directly with the credit bureau. Just know that disputing debts on your own can be time-consuming and may not always be successful.

It's important that you avoid directly contacting 8669519700, as this could restart the statute of limitations on any old debts. Instead, gather documentation and consider consulting a consumer protection lawyer if you face harassment over disputed debts.

Here’s what we advise you to do:

- Check Your Records: Look for any final statements or receipts related to the potential debt.
- Request Debt Validation: Ask the collections agency for proof if the debt appears on your credit report.
- Dispute Inaccurate Debts: If the debt is wrong, dispute it with the credit bureau.
- Consult a Lawyer: Seek legal advice for harassment or complicated issues.

Lastly, make sure to keep detailed records of all communications and actions you take. This will help protect you from potential inaccuracies or harassment efforts.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8669519700

If you're getting calls from 866-951-9700, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive, deceptive, or unfair debt collection practices that cause undue stress.

Here's how the FDCPA shields you:

- Inconvenient Times: They can't call you before 8 AM or after 9 PM.
- Contact at Work: They can't call you at work if your employer forbids it.
- Abusive Language and Harassment: They must avoid obscene language, threats, and continuous calls intended to harass.
- False Representations: They can't pretend to be attorneys or government officials.
- Third-Party Disclosure: They can't disclose your debt to neighbors, friends, or coworkers.

When dealing with PBC, follow these steps:

1. Keep Records: Track every call with date, time, and details.
2. Request Written Communication: Send a certified letter asking PBC to only contact you in writing.
3. Dispute the Debt: If the debt isn't yours, send a written dispute within 30 days.

If they violate your rights, you can sue within one year for damages up to $1,000 plus attorney fees. Report violations to the FTC, CFPB, or your state attorney general.

You also have protections under the Telephone Consumer Protection Act (TCPA), which limits telemarketing and automated calls, and many state laws offer additional consumer protections. These laws ensure that debt collectors stick to fair and respectful practices when contacting you.

Finally, stay proactive by tracking calls, requesting written communication, and disputing inaccuracies to protect your rights and reduce stress.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8669519700/Professional Bureau Of Collections Of Maryland (Pbc) Have Any Lawsuits Against Them?

Yes, there are lawsuits and complaints against the Professional Bureau of Collections of Maryland (PBC).

Lawsuits:

1. Kraus v. Professional Bureau of Collections of Maryland, Inc.
- Blima Kraus claimed PBCM violated the FDCPA by not indicating potential increases in her account balance due to interest or other charges in a settlement letter. PBCM moved to dismiss the complaint.
2. Case 4:10-cv-02666
- A Texas resident sued PBC, alleging a collector named Ms. Chung didn't identify the company or disclose she was attempting to collect a debt, leading to feelings of harassment. This case was settled.

Official Complaints:

- Violations of FDCPA: Numerous complaints involve improper contact, attempts to collect debts not owed, harassing phone calls, and failing to identify themselves properly.
- BBB Complaints: The Better Business Bureau has recorded various complaints about their aggressive and harassing tactics.

If you experience similar issues, you should seek legal advice to understand your rights under the FDCPA.

In closing, you can take action if you face harassment from PBC with legal advice and understanding your FDCPA rights.

What Do People Online Say About 8669519700?

People online have mixed reactions about the phone number 866-951-9700, often associated with the Professional Bureau of Collections of Maryland (PBC). Here's what they've been saying:

- Reddit User u/madav3 commented: “I keep getting calls from 866-951-9700 almost daily. No voicemail, just missed calls.”
- Reddit User u/johndoe123 mentioned: “I answered a call from this number, and it was silent on the other end. Really weird.”
- Reddit User u/annoyed789 shared: "Excessive calls from 866-951-9700. They keep calling even when I told them to stop."
- Reddit User u/userX commented: "PBC calling from 866-951-9700 is relentless. Feels like harassment at this point."

These quotes from Reddit highlight a pattern of repeated, often silent phone calls, which you might find bothersome and intrusive. The repeated nature of these calls suggests an aggressive approach, which aligns with common complaints about debt collection tactics.

Understanding these experiences helps you recognize patterns and take informed actions if you’re also receiving calls from this number.

Overall, people online note that calls from 866-951-9700 are frequent and persistent, often without messages, making them seem invasive and frustrating.

Do I Really Need To Remove 8669519700 From My Credit Report?

Yes, you should consider removing 866-951-9700 from your credit report if it's potentially inaccurate. First, check your credit reports from Equifax, Experian, and TransUnion to confirm if this entry exists. If it’s incorrect, you should dispute it.

Disputing errors on your own can be time-consuming and stressful. Instead, reaching out to a reputable credit repair company like The Credit Pros can save you hassle and increase your chances of successfully removing any inaccurate items. Here are clear steps you can take:

- Verify the collection is on your credit report.
- Confirm the information is potentially inaccurate.
- Avoid poorly rated credit repair companies.
- Consider reputable alternatives like The Credit Pros for assistance.

As a final point - verify the collection, confirm inaccuracies, and consider reputable help. This approach allows you to handle the situation effectively and efficiently.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8669519700 can be written

- +1 866-951-9700
- +1 (866) 951-9700
- +1 866 951 9700
- (866) 951-9700
- 866-951-9700
- 866.951.9700
- 866 951 9700
- +18669519700
- (866) 951-9700
- 866.951.9700
- 8669519700

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Professional Bureau of Collections of Maryland (PBC) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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