Who is 8665359492 and why are they calling me?

866-535-9492 is associated with Citibank and is often used for debt collection purposes. However, there's a chance that calls from this number could be a scam. It's important that you don't engage directly with the caller, whether they are legitimate or not.

Here's what we advise you to do:
- Don't pay any debt without verifying it first.
- Review your credit report for any inaccuracies or negative entries.
- If the number appears on your report as a collection item, it may be legitimate, but still avoid direct engagement.

For assistance, contact a credit repair company like The Credit Pros. They offer a free 3-bureau credit report evaluation to help verify any debt and dispute inaccuracies.

To sum up, don't engage with callers from 866-535-9492 directly. Verify the debt through your credit report and seek assistance from a reputable credit repair company to ensure your financial health is protected.

To stop 866-535-9492 from harassing you and report them, you should follow these steps:

First, document unwanted interactions. Keep a detailed log with dates, times, and any abusive language used. Next, add your number to the Do Not Call Registry at DoNotCall.gov to block unwanted calls. You should also block the number using your phone’s call-blocking feature or contact your service provider for assistance.

Send a cease and desist letter using the template at eforms.com/cease-and-desist. To report illegal calls, you can file a complaint with the FCC at fcc.gov/complaints and with the FTC at ReportFraud.ftc.gov or DoNotCall.gov.

Consider using call-blocking apps such as:
- Android: 'Call Blocker - Stop spam calls'
- Apple: 'Robokiller: Spam Call Blocker'

You can also contact the CFPB. Submit a complaint online at consumerfinance.gov/complaint or by phone at (855) 411-2372. Use Nomorobo to block robocalls and check with your phone carrier about additional call-blocking tools.

Don’t forget to look into local or state consumer protection resources for additional help.

To wrap things up, document your interactions, block the number, report the harassment, and use resources like call-blocking apps and the Do Not Call Registry. We hope these steps help you put an end to the unwanted calls.

You should block the number 866-535-9492. Citibank uses this number for debt collection, and blocking it can help reduce your stress. Ignoring the calls is another option, but blocking them ensures you won't be constantly disturbed.

Blocking the number won't affect your credit score. However, if you owe money to Citibank, they might take further actions like legal proceedings. It's crucial that you don't ignore legal debt collection attempts.

If you believe the debt is invalid or Citibank is harassing you, blocking the number is advisable. We recommend partnering with a reputable credit repair company like Credit Pros to help remove any inaccurate items from your credit report without harming your score.

Here's what we advise you to do:
- Block the number to stop the harassment.
- Contact a credit repair company to clean up your credit report.
- Review your credit report for errors and dispute any inaccuracies.

In the end, you should block the number, work with a credit repair company, and review your credit report to handle the situation effectively.

Yes, a debt collector like 866-535-9492 can sue you, but it's quite rare. They usually use lawsuits as a last resort, especially for debts over $5,000. Here’s what you need to know:

- Proof of Debt: They must prove you owe the debt, the amount is accurate, and they can legally sue you. This is often hard, especially if the debt has changed hands.
- Cost and Effort: Lawsuits are expensive and time-consuming, so they prefer other methods like calls and letters first.
- Statute of Limitations: Each state has a time frame within which they can sue you. If the debt is old, it might be past this period, making a lawsuit less likely.

If they do decide to sue, you’ll get a court summons and complaint. You must respond to avoid default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If sued, consider consulting an attorney to understand your options and defenses. It's also good to know that many lawsuits can be resolved out of court or be defended successfully if you take action promptly.

As a final point, you should know that while a debt collector like 866-535-9492 can sue you, it's uncommon, and there are ways to protect yourself.

866-535-9492 might have your personal information. It's important that you don't provide any info to debt collectors like this one. Ignoring them might lead to continuous calls that disrupt your day, so it's best if you avoid picking up their calls.

You should check your 3-bureau credit report and develop a thorough plan to improve your credit. Work with a reputable credit repair company to challenge inaccuracies and manage disputes effectively.

Bringing it all together - Block calls from 866-535-9492, review your credit report, and seek expert help from a credit repair company to manage any inaccuracies or disputes.

866-535-9492 collects various types of debt. You might encounter them if you have overdue consumer debts like credit cards, personal loans, or medical bills. They're also involved with commercial debts, such as business loans and lines of credit. They purchase these debts from different creditors and work to collect overdue payments.

You can expect them to resolve debts by negotiating payment plans or collecting partial payments. Sometimes, they might use more aggressive methods like wage garnishment, so it's important you understand your options.

All things considered, 866-535-9492 handles a variety of debt collections, from personal to business debts, and uses multiple methods to recover payments.

To check if you owe money to 866-535-9492, follow these steps:

First, you shouldn't call the number directly. This might restart the statute of limitations on any old debts.

Look through your records for any final bills, account statements, or equipment return receipts related to Citibank. This can help you identify if you might owe money.

Next, get a copy of your credit report to see if there's a negative item listed from Citibank. This can give you a clearer picture.

If you find Citibank on your credit report, request debt validation from the collections agency. They must provide proof that you owe the debt. If there are inaccuracies, it is crucial that you address these by disputing them yourself. This can be time-consuming but is necessary for your financial health.

If you're facing harassment or need help disputing debts, you should consult a consumer protection lawyer. They can provide you with legal advice and support.

Lastly, remember not to contact the number directly. Check your records for Citibank-related documents, review your credit report, and if necessary, consult a lawyer to handle disputes. This approach helps you manage the situation effectively and with less stress.

You are protected by several key laws and regulations from the calls you’re receiving from 866-535-9492. The main one is the Fair Debt Collection Practices Act (FDCPA), which restricts third-party debt collectors, like those contacting you.

Here’s how the FDCPA protects you:

- Prohibited Conduct: Debt collectors can't call you before 8 AM or after 9 PM, use abusive language, make threats, harass you, or misrepresent themselves. They also can't discuss your debt with third parties or demand more money than you owe legally.
- Required Disclosures: Collectors must provide a validation notice with details about the debt and your rights to dispute it. If you dispute the debt in writing within 30 days, they must verify the debt and stop collection until they do.
- Stop Communications: You can ask collectors to stop contacting you in writing, and they must comply, except to inform you about specific actions like a lawsuit.

Your state laws can also provide extra protections beyond the FDCPA, so check with your state’s attorney general for more details.

You have rights and don’t need to deal with this alone. For example, you can reach out to credit repair services, like The Credit Pros, for assistance in handling these debts and dealing with inaccuracies on your credit report.

Finally, remember you have protections to manage these calls and safeguard your financial health.

Yes, Citibank has faced several lawsuits and official complaints related to debt collections and other issues.

You should be aware that Citibank has been involved in notable lawsuits:
- New York Attorney General (2023): The lawsuit claims Citibank failed to implement proper data security measures, resulting in inadequate safety and victims not being reimbursed for online banking scams.
- California Attorney General (2005): Citibank settled a lawsuit for taking over $14 million from customers through an illegal "account sweeping" program, targeting mainly poorer individuals and the recently deceased.

Official complaints have also been significant:
- Customer Fraud Complaints: Many consumers have reported substantial financial losses due to phishing and scams, alleging Citibank's insufficient security measures.
- Credit Report Issues: Numerous complaints exist about Citibank inaccurately reporting debt collections, which negatively affects credit scores.

In closing, Citibank has indeed faced various legal challenges and complaints primarily due to data security concerns and improper debt collection practices. Be cautious and stay informed about these issues.

People online share various opinions about the phone number 866-535-9492. Here's a detailed look at what they say:

- On Reddit, users like yogaman say they keep ignoring calls from 866-535-9492 because it's annoying and they never leave a voicemail. Seashore77 mentions receiving several calls from this number, claiming to be Citibank, and asking for a social security number, which seemed super sketchy. financenerd suggests the number might be spoofed and often reported as a scam.
- On Nomorobo, one user points out the number is Citibank with a message for a David Rivera about his Citibank card but also lists it as a spam call.
- A finance website has comments stating, "I called Citibank customer service, and they confirmed that 866-535-9492 is not a legit number used by them."
- On a credit monitoring forum, users say the number continually spams their phones and immediately asks for personal details upon calling back, which seems suspicious.

Overall, the general consensus is that 866-535-9492 is mostly associated with spam or scam calls, emphasizing the importance of verifying any calls you receive from this number.

Yes, you really need to remove 8665359492 from your credit report if it's an inaccurate collection.

First, confirm this collection is actually on your credit report. If you identify it as inaccurate, you must address it. Such marks can damage your credit score and reduce your chances of securing credit with good interest rates.

While you could dispute it on your own, this process is time-consuming and stressful. Instead, consider reaching out to a reputable credit repair company. Unfortunately, many typical credit repair companies aren't effective and have bad reputations, but a good one, like The Credit Pros, can make a significant difference.

Here's what you should do:
- Confirm the inaccuracy: Check your credit report to ensure the collection is listed and identify it as potentially inaccurate.
- Avoid typical credit repair companies: Many aren’t effective and are poorly rated.
- Consider professional help: Contact a reputable company like The Credit Pros to handle this efficiently.

As a final point, make sure you confirm the inaccuracy, avoid ineffective credit repair companies, and consider professional help to improve your credit score and reduce your stress.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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