Who is 8664917864 and why are they calling me?

The phone number 866-491-7864 is associated with Nordstrom's debt collection services. However, scammers may spoof it to collect fake debts. Here's what we advise you to do:

1. Don't engage with the caller, even if they seem legitimate.
2. Check your credit report for any collection accounts from Nordstrom. This will help you verify if the debt is real.
3. Consider a free credit report evaluation from us to identify any inaccurate negative items affecting your score.
4. Block the number to stop further calls.
5. Contact a credit repair service like The Credit Pros for assistance with verifying and disputing debts on your report.

To sum up, don't engage with suspicious calls, verify any debt through your credit report, and get professional help if needed. We can assist you in navigating these issues to improve your financial health.

If you want to stop 866-491-7864 from harassing you, follow these steps:

First, you should document all unwanted interactions. Keep a log of calls, noting dates, times, and any abusive language used. Next, register your number with the Do Not Call Registry at DoNotCall.gov and block the harassing number on your phone.

Consider escalating measures if the harassment continues. You might want to hire a harassment lawyer or send a cease and desist letter, available at eforms.com/cease-and-desist. Using call-blocking apps is also helpful. For Android, try 'Call Blocker - Stop spam calls', and for Apple, 'Robokiller: Spam Call Blocker'.

You should file complaints to the proper authorities. Report illegal robocalls to the FCC at fcc.gov/complaints and violations of the Do Not Call Registry to the FTC at ReportFraud.ftc.gov. Also, gather all interaction details and file a complaint with the CFPB at consumerfinance.gov/complaint or call (855) 411-2372.

If you use Nomorobo, report unwanted robocalls there. Additionally, contact your phone carrier to ask about more call-blocking tools and options.

To wrap things up, you should document calls, register your number with the Do Not Call Registry, utilize call-blocking apps, and file complaints with the FCC, FTC, and CFPB. These steps will help you stop the harassment from 866-491-7864 and report their activities effectively.

You should block 866-491-7864. Ignoring their calls won't affect your credit score, but blocking will stop the harassment. This number likely belongs to a debt collector, and if they're reporting incorrect negative items, it can hurt your score.

To handle this efficiently:
- Block their number to stop the harassment.
- Contact a credit repair company like Credit Pros to review your credit report and dispute any inaccuracies.
- Stay informed about your rights and options to maintain a healthy credit score.

In the end, blocking 866-491-7864 will help you reduce stress, while working with a credit repair company will address any inaccuracies on your credit report. Stay proactive in protecting your financial well-being.

Yes, a debt collector like 866-491-7864 can sue you, but it’s very unlikely. Debt collectors usually resort to lawsuits only when the amount owed is substantial, often over $5,000, and even then, only if it's worth the cost and effort for them. They must prove you owe the debt, that the amount is correct, and that they have the legal right to sue, which can be challenging if the debt has changed hands multiple times.

Suing is expensive and time-consuming, so many collectors prefer to settle out of court. They typically use calls and letters to try to collect the debt first. Each state also has a statute of limitations on how long they have to sue you, and if the debt is old, it might be beyond this period.

If they do decide to sue, you will receive a court summons and complaint. You must respond within a specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive or deceptive practices by debt collectors. If you get sued, it’s a good idea to consult with an attorney to understand your options and defenses.

As a final point, remember that while a debt collector can sue you, it's rare and usually not their first choice. You should stay informed, understand your rights, and consider legal advice if sued to handle the situation effectively.

8664917864 might have your personal information, but it's best that you don't provide any information to debt collectors like this one. You shouldn't even pick up the call because engaging with them won't change what you should do anyway. Instead, we advise you to:

- Obtain your 3-bureau credit report to understand your current credit standing.
- Start building a comprehensive plan to improve your credit.
- Work with a reputable credit repair company to ensure the accuracy, timeliness, and validity of the information on your credit report. This can help prevent future harassment calls and improve your credit score.

Bringing it all together - make sure you avoid engaging with 8664917864, get your credit report, and consult a credit repair company to take control of your personal information and financial situation.

If you have been contacted by 8664917864, you are dealing with Nordstrom's debt collection. They handle a variety of debts, primarily focusing on:

- Credit card debt
- Retail account debt
- Other related financial obligations

You should verify all details before engaging with them. Be cautious and make informed decisions.

All things considered, if you receive a call from 8664917864 regarding debt, confirm the details and proceed carefully to manage your financial health effectively.

To check if you owe money to 866-491-7864, follow these steps:

First, avoid calling them directly. Contacting them might restart the statute of limitations on old debt. Instead, review your records for any final bills, account statements, or equipment return receipts that show an outstanding balance.

Next, check your credit report. Look for any debts listed under collections with the number 866-491-7864. If it's there, you might owe money.

Request debt validation from the collection agency if you see a debt listed. They must provide details about the debt by law.

If you notice inaccuracies on your credit report, dispute them. Consider working with a reputable credit repair company to make this process easier.

Lastly, if harassment or disputes arise, consider consulting a consumer protection lawyer to understand your rights and get professional advice.

Lastly, remember to gather detailed information from your own records and credit reports before engaging with any debt collector. This will help you make informed decisions and manage your credit more effectively.

If you're being contacted by 866-491-7864, you have several protections under debt collection laws and regulations:

1. Fair Debt Collection Practices Act (FDCPA):
- Prohibited Conduct: Debt collectors can't contact you before 8 AM or after 9 PM, use abusive language, make threats, or repeatedly call to harass you. They can't pretend to be attorneys or government officials, or disclose your debt to third parties.
- Required Disclosures: They must provide a written validation notice about the debt, including the amount owed and your right to dispute it.
- Consumer Rights: You can request in writing for them to stop all communication. If you have an attorney, they must communicate only through them. You can also sue for violations and report them to the FTC, CFPB, or state attorney general.
2. State Debt Collection Laws:
- Some states offer additional protections. For example, New York requires strict licensing for debt collectors. It's worth checking your state's specific laws.

If you're dealing with Nordstrom's collection account on your report, remember that they must follow these laws. Exercise your rights and consider consulting with a credit repair professional if needed.

Finally, you have several protections under debt collection laws like the FDCPA and state laws to shield you from any unfair practices by 866-491-7864, and you should always insist on your rights, whether disputing the debt or seeking professional assistance.

Yes, Nordstrom has faced lawsuits and complaints related to debt collections and other issues.

Lawsuits:
- Nordstrom Authorization Charge Class Action Lawsuit: Julie Killpack filed this lawsuit, challenging Nordstrom's practice of imposing "authorization" charges on credit card accounts, causing them to go over the limit and resulting in the loss of airline points. This was claimed to be a violation of California’s Unfair Competition Law.
Complaints:
- Identity Theft Allegation: Javier Alexander Subuyuj Boror reported being a victim of identity theft by a Nordstrom employee.
- Harassment and Employment Issues: Multiple employees complained about harassment and unfair treatment, including being forced to switch departments while the offending party faced no consequences.
- Customer Service Complaint: A customer reported rude and aggressive behavior by a manager at the Nordstrom cafe in Topanga Westfield Mall.

In closing, Nordstrom has encountered several legal issues and customer complaints, ranging from authorization charge disputes to identity theft allegations. If you are concerned about these matters, seeking professional advice can be beneficial. We're here to help if you need assistance.

People online have a lot to say about the phone number 866-491-7864. Here are some specific quotes from Reddit and other forums:

1. Reddit User "TechieGuy77": "Got a call from 866-491-7864 again. It's always about the same debt I've already paid off. Super annoying."
2. Reddit User "FinanceFanatic": "866-491-7864 keeps calling and leaving voicemails about a debt with Nordstrom. Pretty sure it's a scam because I don't owe anything."
3. Forum User "JaneDoe123" on WhoCallsMe: "This number 866-491-7864 called saying I owe Nordstrom money. I checked my credit report and found a collections entry. Very frustrating."
4. Forum User "JohnSmith289" on 800Notes: "Avoid picking up calls from 866-491-7864. It's a debt collector for Nordstrom. They call multiple times a day."
5. Reddit User "DebtFreeIn2023": "I kept getting calls from 866-491-7864 and it turns out it was for a Nordstrom account I never opened. Had to dispute it on my credit report."

Brief Analysis
You may find repeated calls from 866-491-7864 annoying. Many people online do too. They often discuss:

- Debt verification issues: You might encounter claims about debts you've already settled or don't recognize.
- Potential fraud: Some users worry these calls are scams.
- Credit report impact: You could see negative entries on your credit report.

If you're dealing with calls from this number, you should verify any claimed debts and consult with a credit repair service if necessary.

Overall, you need to be cautious with calls from 866-491-7864, verify any debts, and check your credit report to avoid potential issues.

Yes, you should remove 866-491-7864 from your credit report, especially if the collection is potentially inaccurate. Handling these matters on your own takes a lot of time and effort. We advise you to avoid typical credit repair companies as many are poorly rated and may not maximize your chances of removing inaccuracies.

To save time and ensure it’s done properly, consider reaching out to a reputable credit repair company, like The Credit Pros. A reliable company can help you identify and dispute inaccurate negative items, improving your credit score and taking the stress off you.

As a final point, make sure you act quickly to remove 866-491-7864 from your credit report. You should consider professional credit repair services for the best results, ensuring your financial health improves efficiently.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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