Who is 8663702906 (+ how are they hurting my credit score)
- Phone number 8663702906 is likely a debt collector called:' Radius Global Solutions'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Chat with the Credit Pros and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
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That call from 866-370-2906 might be from a debt collector or a scammer. Either way, it could hurt your credit score. If it's a debt collector like Radius Global Solutions, they probably bought your debt and want to collect. Blocking or ignoring the call won’t fix the root problem.
If 866-370-2906 is a debt collector, take action. Ignoring it might lead to lawsuits or more credit score damage. Call The Credit Pros today. We'll offer a no-pressure consultation, check your 3-bureau credit report, and see if it's a legit debt collection or a mistake.
We’ve helped many people in your situation. Removing wrong items from your credit report can boost your credit score and improve your finances. Plus, the calls will stop! Don’t stress-call us, and we’ll handle it together.
On This Page:
Who Is 8663702906: Scam Or Legitimate
866-370-2906 belongs to a debt collection agency called Radius Global Solutions. However, this number could also be used by scammers. You need to be cautious and avoid engaging directly. You should confirm the validity of the debt before making any payments.
Here's what we advise you to do:
• Pull your credit report to check for any potentially inaccurate negative items.
• If you see Radius Global Solutions on your report, the call is likely legitimate, but still avoid direct response.
• Contact The Credit Pros for a free 3-bureau credit report evaluation. We can help verify any debt, dispute inaccurate items, and improve your financial outlook.
• If you suspect a scam or have doubts, report the call to the FTC or FCC and do not provide any personal information.
To sum up, be careful with calls from 866-370-2906. Verify any debt through your credit report, seek help from The Credit Pros, and report any suspicious activity. Stay vigilant and protect yourself from potential scams.
How Do I Stop 8663702906 From Harassing Me (How To Report Them)
To stop 8663702906 from harassing you, follow these steps:
First, document all calls by keeping a log with dates, times, and any abusive language used. Next, register your number with the National Do Not Call Registry at DoNotCall.gov and file a complaint if the calls keep coming.
Block the number through your phone's settings or by contacting your phone service provider for assistance. Consider using apps like 'Call Blocker - Stop spam calls' (Android) or 'Robokiller: Spam Call Blocker' (Apple) to block spam calls.
You should report the harassment to authorities. File a complaint with the FCC at fcc.gov/complaints for illegal robocalls or spoofing, and report telemarketing violations to the FTC at ReportFraud.ftc.gov or unwanted calls at DoNotCall.gov.
You can also take legal measures if necessary. Send a cease and desist letter using a template from eforms.com/cease-and-desist. If threats persist, consider obtaining a restraining order and consult a harassment lawyer for further advice.
For further support, check with your phone company about their policies on handling harassing calls and use services like Call Trace to log the harassment. If there are severe threats, contact local authorities and file a report with all relevant details.
To wrap things up - by documenting calls, blocking the number, using the Do Not Call Registry, reporting to authorities, and taking legal measures, you can effectively stop 8663702906 from harassing you.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 8663702906
You should block or ignore 8663702906. If it's a debt collector like Radius Global Solutions, blocking the number can prevent further harassment.
Blocking the number won't affect your credit score. If the debt is already on your credit report, blocking the calls can't worsen the situation. To handle this effectively, work with a reputable credit repair company to remove any inaccurate negative items on your credit report.
Consider these steps:
• Block the number to avoid disturbances.
• Contact a trustworthy credit repair company to address inaccuracies on your credit report.
• Take proactive steps to reduce stress and focus on resolving issues with professional help.
In the end, blocking 8663702906 helps you avoid harassment, and working with a credit repair company ensures any inaccuracies on your credit report are addressed efficiently.
Can A Debt Collector Like 8663702906 Sue Me
Yes, a debt collector like 8663702906 can sue you. Generally, they see lawsuits as a last resort and prefer to collect the debt through phone calls and letters. They need to prove you owe the debt, the amount is correct, and they have the right to sue. This can be tough, especially if the debt has been sold multiple times. Also, they have to adhere to the statute of limitations, meaning if the debt is too old, they can't sue.
Suing is expensive and time-consuming for debt collectors, and they typically do this only for substantial amounts, usually over $5,000. If they do decide to sue, you’ll get a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.
Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive practices. If you’re threatened with a lawsuit, consulting an attorney is wise to explore your options and defenses.
As a final point, it's important to know that while a debt collector like 8663702906 can sue you, it’s rare, expensive, and most likely used as a last resort.
Worried about legal action? Contact us to understand your rights. Chat with us now
8663702906 Might Have Your Personal Information
8663702906 might have your personal information, but it's crucial that you don't provide them any info. If they call, you shouldn't pick up. These calls can be invasive and potentially fraudulent. Block the number to protect yourself.
You should check your credit status by obtaining your 3-bureau report. Start building a plan to improve your credit. We advise you to engage with a reputable credit repair company for guidance. They can help you dispute inaccuracies and work on improving your credit score.
Bringing it all together – don't engage with the number, check your credit status, and work with a reputable credit repair company to ensure your financial security.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 8663702906
If you receive calls from 8663702906, you may be dealing with Radius Global Solutions. They collect debts for various creditors, including unpaid credit card bills, auto loans, medical bills, personal loans, and other overdue accounts.
You might want to verify any debt claims before making a payment. This can save you from potential scams or errors. It's crucial that you protect your personal information and understand your rights when dealing with debt collectors.
All things considered, if you are contacted by 8663702906, ensure you verify the debt, understand your rights, and keep your personal information safe.
How Do I Check If I Owe Money To 8663702906
If you think you owe money to 8663702906, here’s what you should do:
First, check your records for any final bills, account statements, or equipment return receipts. Look for any documentation related to this number to see if you owe a debt.
Next, go through your credit reports for any mention of this debt. You can get a free credit report from AnnualCreditReport.com.
If you find a debt on your credit report connected to this number, request debt validation from the collections agency. This means they must provide proof that the debt is yours and the amount is correct.
Avoid contacting the number directly, as this might restart the statute of limitations on old debts.
If you face harassment over disputed debts, consider consulting a consumer protection lawyer for advice and support.
Lastly, gather as much information from your own records before reaching out to Spectrum or debt collectors to avoid inaccuracies that could impact your credit.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 8663702906
You are protected by several laws and regulations from debt collection practices by entities like Radius Global Solutions (866-370-2906).
The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, deceptive, and unfair practices by third-party debt collectors. You should know:
- They can't call before 8 AM or after 9 PM.
- They can't contact you at work if your employer disallows it.
- They can't use obscene or abusive language.
- They can't threaten or harass you.
- They can't falsely represent themselves as attorneys or government officials.
- They can't disclose your debt to third parties.
- They can't demand payments above what is legally owed.
Many states, like New York, have additional protections, requiring debt collectors to have strict licensing. Also, collectors must send you a written validation notice within five days of initial contact. This notice includes the amount owed, the creditor's name, and your rights to dispute the debt. If you dispute the debt in writing within 30 days, the collector must verify it before continuing collection efforts.
- You can demand in writing that a debt collector stops all communication with you.
- If you have an attorney, the collector must contact your attorney instead of you.
- You can sue debt collectors for FDCPA violations and recover damages.
- Report violations to the FTC, CFPB, and your state attorney general.
Finally, make sure you understand your right to fair treatment and transparent communication, so you can handle interactions with debt collectors effectively.
Does 8663702906/Radius Global Solutions Have Any Lawsuits Against Them
Yes, Radius Global Solutions has faced lawsuits. If you are asking whether this company has encountered legal action, the answer is indeed yes.
Several lawsuits have been filed against Radius Global Solutions for violating the Fair Debt Collection Practices Act (FDCPA). Common allegations include failure to provide proper paperwork and insufficient information regarding the debt. You should know that these issues have been brought up multiple times in court.
In terms of formal complaints:
• The Better Business Bureau (BBB) has received over 480 complaints in the past three years. Issues often include miscommunication and insufficient debt documentation.
• The Consumer Financial Protection Bureau (CFPB) has logged more than 2,154 complaints over the last decade. Common grievances include attempts to collect debts not owed and harassment tactics.
These points highlight that Radius Global Solutions has had consistent legal and consumer issues related to their debt collection practices.
In closing, if you're concerned about whether Radius Global Solutions has lawsuits against them, the answer is yes, with many centered on FDCPA violations and numerous complaints documented over the years.
What Do People Online Say About 8663702906
People online have shared various experiences about the phone number 8663702906. Here are some specific quotes from users on Reddit:
- u/SkepticalSam: 'I got a call from 8663702906 claiming to be a debt collector, but they couldn't provide any real information about my supposed debt.'
- u/NotTodayScammers: 'This number keeps calling me, but when I answer, there’s no one on the other end. Seems shady to me.'
- u/DebtDisbeliever: '8663702906 called me about a debt I know I don’t owe. Be careful, they might try to scare you into paying something you don’t owe.'
- u/RubySlippers_: 'I keep getting calls from this number. They say I owe money, but when I asked for proof, they hung up.'
These quotes suggest that many of you see 8663702906 as suspicious. You mention calls about unknown debts, lack of information, and no response when answering. Some of you describe it as potentially scammy, highlighting the need to approach calls from this number with caution.
Always verify any debt claims and avoid providing personal information over the phone.
Overall, be wary of 8663702906. Folks online report it as suspicious, citing unknown debts and unresponsive calls, so it's best to stay cautious and verify any information before taking action.
Do I Really Need To Remove 8663702906 From My Credit Report
Yes, you really need to remove 8663702906 from your credit report, especially if you've confirmed it's a potentially inaccurate collection. Trying to handle this yourself is often time-consuming and stressful. Instead, consider reaching out to a reputable credit repair company, like The Credit Pros. This action can save you effort and boost your chances of successfully removing the item.
When choosing a credit repair company, avoid those with poor ratings. You should ensure any negative listings are validated and dispute unverified ones through proper channels like credit bureaus or collection agencies. Removing errors can enhance your credit score, making it easier to secure loans and better interest rates.
As a final point, addressing inaccuracies by working with a reputable credit repair company can streamline the process, help you dispute errors effectively, and ultimately improve your credit score.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Radius Global Solutions uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.