Home / Who is 8555635635 and why are they calling me?

Who is 8555635635 and why are they calling me?

  • Phone number 8555635635 is likely a debt collector called:' Chrysler Capital'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

That number, 855-563-5635, keeps calling you non-stop, possibly harassing you over a debt you may not recognize. The caller could be a debt collector like Chrysler Capital or a scammer trying to steal your personal information. Blocking the calls may give you temporary relief, but it won't solve the larger issue. Ignoring it could damage your credit score and disrupt your financial security.

If it's a debt collector, they might have bought an old debt and want to collect it. Sometimes, an intermediary company makes these calls on their behalf. Blocking the number only stops the calls temporarily and doesn't resolve the problem. Addressing it directly helps you handle the situation before more damage occurs. Ignoring it risks them escalating the issue or even suing you, which could lead to worse financial trouble.

Call The Credit Pros at the number above for a straightforward, no-pressure review of your three-bureau credit report. We can help identify if 855-563-5635 is from a debt collector and spot other harmful items affecting your credit. Our expertise can help you dispute potentially inaccurate items, improve your credit score, and boost your financial well-being. Don't let an unfair negative item continue to threaten your financial security. Let's work together to stop these calls and protect your financial future.

Who Is 8555635635: Scam Or Legitimate?

The number 855-563-5635 is linked to a debt collection agency associated with Chrysler Capital, but it could also be a scam. Whether it's legitimate or not, you shouldn't engage with the caller directly. If they ask for payment or personal information, do not provide it.

Instead, follow these steps:

- Block the number to avoid further calls.
- Get a free 3-bureau credit report evaluation to check for inaccuracies or negative items.
- Analyze your credit report for potentially inaccurate negative items. If this number is related to a legitimate collection, it might be genuine, but don't respond immediately.
- Contact us, The Credit Pros, for help verifying any debt from this caller or disputing inaccuracies to improve your financial standing.

To sum up, block the number, review your credit report, and contact us for help verifying any debt or disputing inaccuracies. We're here to assist you in improving your financial standing.

How Do I Stop 8555635635 From Harassing Me (How To Report Them)?

To stop 855-563-5635 from harassing you, you have several effective options:

First, document each unwanted call. Note the date, time, and any inappropriate language used. This record will be useful later if you need to report the harassment.

Next, register your number with the National Do Not Call Registry at DoNotCall.gov. You should also block the number directly on your phone using its blocking feature.

In addition, you can file complaints with various agencies:
- Consumer Financial Protection Bureau (CFPB): Visit consumerfinance.gov/complaint or call (855) 411-2372.
- Federal Communications Commission (FCC): File your complaint at fcc.gov/complaints.
- Federal Trade Commission (FTC): Report the harassment at ReportFraud.ftc.gov or DoNotCall.gov.

Consider sending a cease and desist letter. You can find a template at eforms.com/cease-and-desist. This can formally notify the caller to stop contacting you.

You can also install call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple to manage unwanted calls more effectively.

Lastly, reach out to your phone carrier for additional call-blocking options, and check with your local or state consumer protection offices for further help.

To wrap things up, document every call, register with the Do Not Call Registry, and use both official complaints and call-blocking tools to stop harassment from 855-563-5635.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8555635635?

You should block 855-563-5635. If you ignore the number, you might still receive frustrating interruptions. Blocking ensures you won’t get any calls or messages from this number.

Blocking them won’t negatively impact your credit score. If they are debt collectors and you feel harassed, blocking them is a smart move. We suggest you contact a reputable credit repair company. They can help you address any inaccuracies on your credit report.

Here are some steps you can take:
- Block the number: This stops calls and messages from 855-563-5635.
- Contact a reputable credit repair company: They can assist with inaccuracies or disputes on your credit report.
- Ensure your financial records are in order: Keep your payments or financial obligations up-to-date.

In the end, blocking the number helps you avoid stress, while a credit repair company ensures your credit report is accurate.

Can A Debt Collector Like 8555635635 Sue Me?

Yes, a debt collector like 8555635635 can sue you for an unpaid debt, but it’s very unlikely, especially for small amounts.

Debt collectors usually consider suing only as a last resort, often only for larger sums, typically over $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to collect it. This can be challenging, especially if the debt has changed hands multiple times.

Suing involves hiring an attorney and paying court fees, which can be time-consuming and expensive. Collectors generally prefer settling out of court to avoid these costs. Additionally, each state has a statute of limitations on debt collection. If the debt is old, it might be beyond this period, making a lawsuit less likely.

If a debt collector decides to sue, you will receive a court summons. You must respond within a specific deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

As a final point, remember that you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices. If you receive a lawsuit, consult an attorney to explore your options and defenses.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8555635635 Might Have Your Personal Information

8555635635 might have your personal information. This number is linked to Chrysler Capital, which may ask for details like your social security number, first and last name, or phone number. Here's what you should do:

1. Don't provide any information: You must not share personal details with debt collectors over the phone.
2. Avoid picking up the call: Ignoring the call can prevent immediate hassle. Debt collectors might use high-pressure tactics, and it's best to avoid dealing with that stress.
3. Check your credit reports: Get your three-bureau credit report to see a complete picture of your credit status and spot any inaccuracies.
4. Make a plan to improve your credit: Use the information from your credit reports to build a comprehensive strategy for improving your credit.
5. Work with a reputable credit repair company: They can help you handle inaccuracies or disputes more effectively. A reputable company provides expertise and a structured approach, which can save you time and stress.

Bringing it all together - you should block the number 8555635635 to protect your personal information, get your credit reports, create a plan to improve your credit, and consider working with a reputable credit repair company.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8555635635

855-563-5635 primarily collects debts related to auto loans. They handle past due amounts on car loans, working with creditors who have sold or transferred the debt to them. Before making any payments, ensure you verify the debt's legitimacy.

You should start by contacting the creditor to confirm details about the debt. Next, request written verification from 855-563-5635. Avoid making payments until you are confident about the debt's authenticity.

If you find any inaccuracies, address them immediately. Working with a reputable credit repair company can help resolve disputes.

All things considered, you should verify the debt, request written proof, and address any discrepancies to handle debts from 855-563-5635 effectively.

How Do I Check If I Owe Money To 8555635635?

To check if you owe money to 855-563-5635, you should:

1. Review Your Records: First, go through your documents for any final bills, account statements, or receipts related to Chrysler Capital.
2. Credit Report Check: You can get your credit report to see if Chrysler Capital has reported any debts.
3. Debt Validation Request: If you find a disputed debt on your credit report, request validation from the collections agency.
4. Consult a Lawyer: You should consider consulting a consumer protection lawyer if you're facing harassment over disputed debts.
5. Avoid Immediate Contact: Be cautious about direct contact, as it could restart the statute of limitations.

Lastly, by reviewing your records, checking your credit report, and handling any disputes with care, you can manage this situation proactively and avoid unnecessary issues.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8555635635

You are protected from debt collection practices like those from 855-563-5635 (Chrysler Capital) by several key laws and regulations. The main one is the Fair Debt Collection Practices Act (FDCPA), which stops debt collectors from using abusive or deceptive methods to collect debts.

Here’s how the FDCPA protects you:
- Timing: Collectors can't call you before 8 AM or after 9 PM.
- Work Contact: They can't call you at work if your employer forbids it.
- Harassment: They can't use obscene language, threats, or harass you.
- Privacy: Debt collectors can't discuss your debt with anyone except you, your spouse, or your attorney.
- Truthfulness: They can't lie about their identity or the amount you owe.

Debt collectors must also send you a written notice with details about your debt and your right to dispute it. If you dispute the debt in writing within 30 days, they must stop collecting until the debt is verified.

State laws may offer additional protections. For example, New York has strict licensing requirements for debt collectors.

You can also stop collectors from contacting you by sending a cease communication notice. If you have an attorney, the collector must contact your attorney instead of you.

If a debt collector violates these rules, you can report them to agencies like the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB), or even sue for damages.

Finally, to protect yourself, verify all debt details, keep records of communications, and take action if collectors don’t follow the rules.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8555635635/Chrysler Capital Have Any Lawsuits Against Them?

Yes, Chrysler Capital has been involved in multiple lawsuits.

You should know about the Auto Loan Class Action Lawsuit (2014). Franklyn C. Garcia sued Chrysler Capital, alleging they used local dealerships to issue high-interest auto loans, often above New York's legal limit of 16 percent. The loans reportedly charged unreasonable and illegal interest rates, targeting low-income consumers.

Another significant case is the Servicemembers Civil Relief Act (SCRA) Lawsuit (2021). Chrysler Capital faced claims of denying early vehicle lease terminations to eligible active-duty military personnel. This followed a 2015 incident where over 1,000 servicemembers’ vehicles were wrongfully repossessed.

You might also have seen consumer complaints. Many people report issues with customer service, often finding the process difficult and the information from agents inconsistent. Problems with title document releases have also been common, with delays or mishandling causing penalties and frustration. Additionally, some complaints point to high and predatory interest rates on auto loans, mirroring the allegations in lawsuits.

If you're dealing with Chrysler Capital and have concerns, document all interactions and seek legal advice if needed.

In closing, remember that Chrysler Capital has faced legal challenges, including high-interest auto loans and issues affecting military personnel. You should keep all records and consider consulting a lawyer if you face similar issues.

What Do People Online Say About 8555635635?

People online have varied opinions about 855-563-5635, with experiences ranging from scam attempts to legitimate business interactions.

Here’s what you might come across:

- One user commented: "Scumbag india goat herder stealing your money with fake Caller ID spoof."
- Another described it as: "Fake Midland Credit, Genesis Credit... phantom debt collection scam by madarchod criminals phoning from India."
- Some users, however, mentioned it as legit and even related to car loans.

Overall, people's experiences with 855-563-5635 span from scam accusations to legitimate business dealings, so stay cautious and verify any claims before engaging.

Do I Really Need To Remove 8555635635 From My Credit Report?

Yes, you really need to remove 855-563-5635 from your credit report if you've confirmed that this collection is on your report and it's potentially inaccurate. Addressing inaccuracies on your credit report is crucial for maintaining a good credit score.

You can dispute it on your own, but this takes a lot of time and energy. Instead, consider reaching out to a reputable credit repair company like The Credit Pros. They can save you the hassle and might increase your chances of getting that potentially inaccurate information removed.

As a final point, make sure you act on any potential inaccuracies on your credit report. Remove 855-563-5635 if it's incorrect, and consider professional help to simplify the process.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8555635635 can be written

- +1 855-563-5635
- +1 (855) 563-5635
- +1 855 563 5635
- (855) 563-5635
- 855-563-5635
- 855.563.5635
- 855 563 5635
- +18555635635
- (855) 563-5635
- 855.563.5635
- 8555635635

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Chrysler Capital uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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