Home / Who is 8474269138 and why are they calling me?

Who is 8474269138 and why are they calling me?

  • Phone number 8474269138 is likely a debt collector called:' Chase Bank'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 4077322416

Getting a call from 8474269138 isn't just annoying; it could be a debt collector or even a scammer. This number might belong to a debt collection agency trying to recover a debt, possibly purchased from Chase Bank. Ignoring or blocking the call provides temporary relief, but it doesn't solve the underlying issue affecting your credit score and financial security.

If a debt collector calls, they likely bought a debt you might owe and are now trying to collect it. Sometimes, an intermediary company collects the debt for the actual creditor. Leaving the call unanswered or blocked only stops the harassment for a while. The crucial step is to address the debt and any inaccuracies affecting your credit.

To resolve this, contact The Credit Pros using the number above. We'll review your full 3-bureau credit report, identify if 8474269138 is indeed a debt collector for Chase Bank, and spot other potential negative items. We've helped many people erase potentially inaccurate entries and boost their credit scores. Say goodbye to these harassing calls and take a solid step towards improving your financial well-being and security.

Who Is 8474269138: Scam Or Legitimate?

The number 847-426-9138 appears to be from a debt collection agency, but it could also be a scam. To be safe, you shouldn't engage with the caller. Whether this call is legitimate or not, you shouldn't pay any debts immediately without verifying them first. We suggest you pull your credit report and check for any potential inaccuracies that could hurt your score.

You can contact us for a free 3-bureau credit report evaluation. We have helped thousands of people with similar spam calls. If this number shows as a collection or negative item on your report, it's likely a legitimate call, but you still shouldn't respond directly.

Regardless of the legitimacy of the call, you should follow these steps:

- Pull your credit report from each of the three credit bureaus.
- Analyze it for any potentially inaccurate negative items.
- If you find any inaccuracies, The Credit Pros can help you verify any debt and dispute those items.

We understand this can be stressful, but blocking the number and addressing any inaccuracies on your credit report will put you on the right path.

To sum up - block the number, check your credit report for inaccuracies, and contact us for help verifying and disputing any debts.

How Do I Stop 8474269138 From Harassing Me (How To Report Them)?

To stop 8474269138 from harassing you, follow these steps:

First, document everything. You should keep a detailed log of each call, noting dates, times, and what was said, including any abusive language. Next, register your number on the Do Not Call Registry at DoNotCall.gov, which only takes a couple of minutes.

Block the number using your phone's call-blocking feature or contact your service provider for assistance. Sending a cease and desist letter is another step you can take; use a template from eforms.com.

Report the harassment to authorities:
- File a complaint with the FCC at fcc.gov/complaints.
- Report violations to the FTC at ReportFraud.ftc.gov.
- Submit a complaint to the CFPB at consumerfinance.gov/complaint.

Consider using call-blocking apps: 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple. If the harassment persists, hiring a lawyer familiar with the Fair Debt Collection Practices Act (FDCPA) might be necessary. In severe cases, you can also apply for a restraining order.

To wrap things up, make sure you document every call, register on Do Not Call Registry, block the number, and report the harassment to the relevant authorities. Stay vigilant and don't engage directly with the caller. We're here to help you through this process.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8474269138?

Block the number 8474269138. If you ignore it, you might keep getting annoying and disruptive calls. Blocking the number won't affect your credit score and is a smart move if you suspect harassment from a debt collector. If it’s related to Chase Bank and appears on your credit report, blocking the number won't make it worse.

We recommend that you work with a reputable credit repair company to help remove any inaccurate negative items from your credit report. This will reduce your stress and help you get a clearer plan without engaging in unnecessary calls.

In the end, blocking 8474269138 can save you from continuous, unwanted calls, and working with a trusted credit repair company will help you address any inaccuracies and move forward confidently.

Can A Debt Collector Like 8474269138 Sue Me?

Yes, a debt collector like 8474269138 can sue you, but it’s usually their last resort. Here's what you need to know:

Debt collectors generally sue for large debts, typically over $5,000, because lawsuits are costly and time-consuming for them. They must prove you owe the debt and have the right to sue, which can be tough if the debt has been sold multiple times. Each state has a statute of limitations for how long collectors can sue for a debt. If the debt is old, it might be past this period.

Collectors prefer calls and letters. Suing is usually a last step. If you are sued, you’ll get a court summons and complaint. You should respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Know your rights under the Fair Debt Collection Practices Act (FDCPA); collectors can’t harass or deceive you. If you are sued, consulting an attorney can help you understand your options. Sometimes you can negotiate with the collector to avoid court.

As a final point - while it's unlikely a debt collector like 8474269138 will sue unless the debt is substantial, knowing your rights, seeking legal advice, and considering a settlement can help you manage the situation effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8474269138 Might Have Your Personal Information

8474269138 might have your personal information, so here's what you should do:

First, don't provide any information. Never give out your social security number, bank details, or any other sensitive data to debt collectors like this. You should avoid picking up the calls altogether. If you ignore them, you might receive continuous calls that disrupt your day.

You need to check your credit report. Obtain your 3-bureau credit report from Experian, Equifax, and TransUnion. This helps you identify any discrepancies or unfamiliar accounts. Additionally, you should work with a reputable credit repair company. These experts can handle inaccuracies or disputes on your credit report effectively, preventing issues from escalating.

Bringing it all together-make sure you don't provide any data, avoid picking up the calls, regularly check your credit report, and work with a reliable credit repair company to protect your personal information and improve your credit standing.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8474269138

Types of debt collected by 8474269138 typically include credit card debts, auto loans, and overdue cell phone bills. When you receive a call from this number, it usually means you have a past due account that's been handed over to a collection agency.

You might owe money to different creditors originally, but these debts often end up with agencies like the one using 8474269138. They are responsible for reaching out to you to recover the debt.

If you are contacted, it's crucial that you confirm the legitimacy of the debt before taking any action. Check your records and validate the amount owed and the original creditor.

All things considered, it's important that you stay informed and proactive about any debts you may have. Verify the details, address any inaccuracies, and understand your rights when dealing with collection agencies.

How Do I Check If I Owe Money To 8474269138?

You can check if you owe money to 8474269138 (Chase Bank) by following several steps to gather and verify information.

First, review your records. Look through any final bills, account statements, or receipts to see if you have any unresolved payments with Chase Bank.

Next, obtain your credit reports from major credit bureaus to check for any listed debt from Chase Bank. If you find a debt, request debt validation from the collections agency to ensure its accuracy.

If you believe the debt is incorrect, send a written dispute to the debt collector. We advise you to avoid direct contact with the number itself to prevent resetting the statute of limitations on old debts. Use documentation to handle any issues effectively.

Lastly, you might consider consulting a consumer protection lawyer if you face harassment or disputes to ensure your rights are protected.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8474269138

When dealing with calls from 8474269138, you are protected by several debt collection laws and regulations. The main one is the Fair Debt Collection Practices Act (FDCPA). This federal law prohibits debt collectors from using abusive, deceptive, or unfair practices.

You have certain key protections under FDCPA:
- Prohibited Conduct: Debt collectors cannot contact you before 8 AM or after 9 PM. They are also barred from using abusive language, making threats, harassing you, or falsely representing themselves as attorneys or government officials. They cannot discuss your debt with third parties like friends or coworkers.
- Required Disclosures: Within five days of first contacting you, debt collectors must provide a validation notice. This notice must include the amount of the debt, the name of the creditor, and your right to dispute the debt.
- Consumer Rights: You can request in writing that the collection agency stops contacting you. If you have an attorney, the debt collector must communicate with them. You also have the right to dispute any inaccurate information on your credit report.

Additionally, state laws can provide extra protections, so check with your state attorney general’s office for specific state regulations.

If a debt collector violates any of these protections, you can report them to the Federal Trade Commission (FTC) or the Consumer Financial Protection Bureau (CFPB). You also have the right to sue for any FDCPA violations within one year.

Finally, remember that we at The Credit Pros are here to help guide you through these steps and ensure your rights are protected. If you need help managing debt or dealing with collectors, feel free to reach out to us.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8474269138/Chase Bank Have Any Lawsuits Against Them?

Yes, Chase Bank is currently involved in multiple lawsuits.

One notable case is Maslowski, et al. v. JPMorgan Chase Bank (Case No. 7:24-cv-01277). This class-action lawsuit claims Chase unfairly charged customers a "Deposited Item Return Fee" for checks that bounced, which the customers had no control over.

Another lawsuit involves a class action for double-debit errors against Chase and Zellpay.com. Customers allege they were double-debited for payments around June 1, 2023, due to a malfunction in the Zelle service.

Additionally, Chase faces a $600 million lawsuit from a Florida company accusing the bank of blacklisting it. This lawsuit seeks significant damages due to the alleged harm caused.

In closing, Chase Bank faces several lawsuits, including cases about unfair fees, double-debit errors, and a substantial blacklisting claim. Keep an eye on these developments if you bank with Chase.

What Do People Online Say About 8474269138?

People online have shared various comments about the phone number 847-426-9138. Here's what people are saying:

- One user noted, "Got a call from 847-426-9138, claiming to be from Chase Bank. It sounded fishy, so I didn't respond."
- Another remarked, "This number keeps calling me about a debt I don't owe. Blocked it immediately."
- A tech-savvy commenter posted, "847-426-9138 called me saying they were from Chase. Pretty sure it’s a scam."

From these comments, it's clear many of you are skeptical about calls from this number. People report feeling suspicious and many have decided to block it to avoid potential scams.

Overall, it seems people online are wary of 847-426-9138, often opting to block the number due to its suspicious nature and scam allegations.

Do I Really Need To Remove 8474269138 From My Credit Report?

Yes, you should remove 8474269138 from your credit report, particularly if it's potentially inaccurate. Dealing with this on your own can be time-consuming and difficult. We advise you to contact a reputable credit repair company like The Credit Pros to help you with this process. Many standard credit repair companies can be unreliable and misleading, but a trustworthy one can significantly assist in removing negative items. Additionally, you could send a debt validation letter according to the Fair Debt Collection Practices Act, although this can be quite complex.

As a final point, you should remove potentially inaccurate items from your credit report, seek help from a reputable credit repair company, and consider sending a debt validation letter.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8474269138 can be written

- +1 847-426-9138
- +1 (847) 426-9138
- +1 847 426 9138
- (847) 426-9138
- 847-426-9138
- 847.426.9138
- 847 426 9138
- +18474269138
- (847) 426-9138
- 847.426.9138
- 8474269138

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Chase Bank uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions