Who is 8443804510 and why are they calling me?

The number 844-380-4510 is associated with Kia Finance, a debt collection agency. However, some reports suggest it could be involved in scams. Here's what you should do:

- Do Not Engage: If you receive a call from this number, avoid engaging directly with the caller.
- Verify Debt: Check your records or contact Kia Finance through a known, legitimate number to verify any debt.
- Credit Report Check: Pull your credit report and look for any inaccuracies. This helps you identify if the debt is accurate.
- Credit Pros Assistance: We can help you verify any debt, dispute potentially inaccurate negative items, and improve your financial prospects.

To sum up, avoid engaging with callers from 844-380-4510, verify any debts directly, check your credit report for inaccuracies, and consider our help to manage these tasks. Stay proactive and protect your financial health.

To stop 844-380-4510 from harassing you, follow these steps:

First, document each interaction. Make a detailed log of every call, noting dates, times, and any abusive language used.

Next, get on the Do Not Call Registry by registering your phone number at DoNotCall.gov. This can help reduce unwanted calls.

You should block the number. Use your phone's call-blocking feature or contact your service provider for assistance. Apps like 'Call Blocker - Stop spam calls' on Android or 'Robokiller: Spam Call Blocker' on Apple can also help.

Report these harassing calls to authorities:
- FCC: File a complaint at fcc.gov/complaints.
- FTC: Report telemarketing calls at ReportFraud.ftc.gov or DoNotCall.gov/report.html.
- CFPB: Submit a complaint at consumerfinance.gov/complaint or call (855) 411-2372.

You can also use Nomorobo. If you already have Nomorobo, report unwanted robocalls through their platform.

Finally, contact your phone carrier to learn about additional tools they offer for call blocking.

For legal action, consider sending a cease and desist letter using a template from eforms.com/cease-and-desist. If the calls persist, you might want to consult with a harassment lawyer.

To wrap things up: Document every call, block the number, register on the Do Not Call list, report to relevant authorities, and consider legal measures if necessary.

You should block the number 8443804510. Ignoring or blocking calls from this number generally has no negative consequences for you, especially if it's a debt collector. Blocking or ignoring a debt collector's call, particularly if they are harassing you, is often a wise move. Rest assured, your credit score won't drop just because you blocked or ignored them.

If this number is calling you about a debt, you might want to work with a reputable credit repair company. They can help remove any potentially inaccurate negative items from your credit report. By blocking the number, you reduce stress and allow professionals to manage the issue effectively, ensuring it doesn't further affect your credit score.

In the end, blocking 8443804510 helps reduce stress and lets credit repair professionals handle any inaccuracies on your report, protecting your credit score.

Yes, a debt collector like 844-380-4510 can sue you, but it's very unlikely. They usually see lawsuits as a last resort for larger amounts, typically over $5,000, to cover legal costs.

First, the collector must prove you owe the debt, the amount is correct, and they have the legal right to sue, which can be tricky if the debt has been transferred multiple times. Suing is costly and time-consuming, so they often prefer to settle out of court.

State laws set a statute of limitations, limiting how long they can sue you for a debt. If the debt is old, a lawsuit might be less likely. Debt collectors usually start with calls and letters before considering legal action.

If you do get sued, you'll receive a court summons and complaint. It is crucial that you respond promptly to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Under the Fair Debt Collection Practices Act (FDCPA), you have rights protecting you from abusive or deceptive practices. If you get sued, consider consulting an attorney to understand your options and defenses.

Here's what we advise you to do:
- Request verification of the debt.
- Dispute the debt if you don't think you owe it.
- Respond to any court summons promptly.
- Consider seeking legal advice.

These steps help you stay protected and informed if a debt collector decides to take legal action.

As a final point, remember that understanding your rights and responding promptly are key actions you can take to navigate potential lawsuits from debt collectors like 844-380-4510.

If you get a call from 8443804510, you should not provide any information. This number is linked to debt collectors, and sharing your personal details can be risky. We recommend you don't even pick up the call. Ignoring these calls won’t change your overall approach to improving your credit.

Here's what we advise you to do:

1. Obtain Your 3-Bureau Credit Report: This helps you see exactly what’s on your record and identify any inaccuracies.
2. Build a Comprehensive Credit Plan: Start improving your credit using the information in your report.
3. Work with a Reputable Credit Repair Company: These companies can help you dispute errors, negotiate with creditors, and offer guidance.

Bringing it all together - to protect yourself and improve your credit effectively, obtain your credit report, build a plan, and work with a trustworthy credit repair company.

You might be wondering about the types of debt collected by 844-380-4510. They handle a variety of consumer debts, including credit card debt, auto loans, and cell phone bills. Typically, they purchase this debt from original creditors across different industries.

It’s crucial that you ask for detailed information about any debt they claim you owe. Make sure they provide written verification. If you have doubts, verify their legitimacy through independent research or contact a reputable credit repair service like The Credit Pros for assistance.

All things considered, knowing the types of debt collected by 844-380-4510, you should confirm details, get written verification, and seek help if needed to ensure you're not paying any illegitimate claims.

To check if you owe money to 844-380-4510, you need to follow a few steps.

First, you should look through your records for any final bills, account statements, or equipment return receipts related to Kia Finance. This might show if you have any outstanding debts.

Next, you can pull your credit report to see if there are entries or collections linked to this debt. You can get a free report from AnnualCreditReport.com.

If you find a debt on your credit report, you should send a written request to the collection agency to validate it. They have to provide evidence that the debt is yours.

If you're dealing with harassment or think the debt isn’t yours, consulting a consumer protection lawyer can be helpful.

Remember to avoid direct contact with debt collectors initially. This can restart the statute of limitations on old debts.

Lastly, by gathering your documentation and verifying everything on your own first, you can prevent potential issues with inaccurate collection efforts and ensure that your credit isn't unfairly impacted.

The main law that protects you from debt collectors like the one associated with the number 844-380-4510 is the Fair Debt Collection Practices Act (FDCPA). The FDCPA prohibits debt collectors from using abusive, deceptive, or unfair practices. Here's what it covers:

The FDCPA ensures that debt collectors can't contact you before 8 AM or after 9 PM, use abusive language, threaten you, harass you with constant calls, pretend to be attorneys or government officials, or reveal your debt to third parties. They must provide a written validation notice with details about the debt and inform you of your right to dispute it within 30 days.

You have several rights under the FDCPA:
- You can demand in writing that debt collectors stop contacting you.
- If you have an attorney, they must communicate with your attorney instead of you.
- You can sue for FDCPA violations within one year, which may result in damages and legal fees covered.

Many states offer additional protections. For example, New York requires debt collectors to be licensed. Checking your state's specific laws can give you even more protection.

To manage interactions with debt collectors, you should dispute the debt in writing within 30 days. Report violations to the FTC, CFPB, and your state attorney general. If needed, consult an attorney to take legal action.

Finally, by understanding and exercising your rights under the FDCPA, you can protect yourself from unfair debt collection practices and take control of the situation with confidence.

Yes, there are lawsuits and official complaints against 8443804510/Kia Finance.

Lawsuits involve:
- U.S. v. Hyundai Capital America: The U.S. government sued Kia Finance for repossessing vehicles of military service members without court permission. This violated the Servicemembers Civil Relief Act between 2015 and 2023 and included cases like Navy Airman Jessica Johnson's Hyundai Elantra.

Official complaints include:
- A consumer reported Kia Finance kept an account open and falsely claimed money was owed even after the vehicle was paid off, leading to accusations of consumer law violations.
- BBB records show 104 complaints in the last three years, ranging from account management to billing disputes.

If you face similar issues, we advise you to contact a consumer protection attorney. They can offer personalized assistance, often at no upfront cost to you.

In closing, if you're dealing with issues with Kia Finance, you should know there are legal actions and numerous complaints against them. Contacting a consumer protection attorney could be a beneficial next step for ensuring your rights are protected.

People online have mixed opinions about the phone number 844-380-4510. Here are some specific quotes from various forums and the context behind them:

Benji Pence reported the number as a debt collection call from American Kia Finance, Inc.:
- "Saying prior to a bad impact on your credit report, they were calling to collect my overdue payment."
Investigator FTC DNC Spamlist classified the number as a Spam Call:
- "Call related to No Subject Provided received in Florida. Calling with recorded message (robocalls) telephone seller has been reported with number ‎+18443804510 as Aggressive advertising."
Woody Texas and Nick in Virginia mentioned receiving calls for vehicle-related quotes after requesting online information:
- Woody Texas: "I believe this is the second time I have received a call from this number. I never call back a number like this."
- Nick in Virginia: "Then the calls started and I found these other postings having the same experience. An infuriating and very counterproductive part of their sales process."
Anonymous users expressed confusion and frustration over unrelated telemarketing and empty calls:
- Anonymous Wisconsin: "Received the call within five minutes after asking for a quote online."
- Terry North Carolina: "I have received several calls from this number. The caller never leaves a message."
It's clear that calls from 844-380-4510 are mainly identified as debt collection or aggressive telemarketing. People are generally frustrated by the frequent and unsolicited nature of these calls, which often come after requesting vehicle-related info online. This number has also been linked to robocalls and spam activities, causing further inconvenience to recipients.

Overall, people describe 844-380-4510 as a source of unwanted calls, with various reports of debt collection, robocalls, and aggressive sales tactics creating a frustrating experience for recipients.

Yes, you should remove 8443804510 from your credit report if it's inaccurate. Verifying and disputing it yourself can be time-consuming and frustrating. Most typical credit repair companies have poor ratings and are often ineffective, so you should avoid hiring them.

Instead, reach out to a reputable company like The Credit Pros. They can efficiently handle and remove any inaccurate items from your credit report, saving you time and stress.

As a final point, remember to consult a reliable company for help, such as The Credit Pros, to effectively manage and remove inaccuracies on your credit report.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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