Home / Who is 8338300517 (+ how are they hurting my credit score)

Who is 8338300517 (+ how are they hurting my credit score)

  • Phone number 8338300517 is likely a debt collector called:' Portfolio Recovery Associates'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8664300311

That pesky number, 833-830-0517, could be a debt collector or a scammer, potentially putting your credit score at risk. Many report it as Portfolio Recovery Associates relentlessly attempting to collect on debts, either directly or through intermediaries. Ignoring or blocking the calls might give temporary peace but isn’t a long-term solution.

Understand that if it’s a debt collector, they likely purchased an outstanding debt of yours and are trying to collect it. Ignoring these calls won’t resolve the issue. It's crucial to uncover the root cause, especially since it might be an erroneous item on your credit report affecting your score.

Reach out to The Credit Pros at the number mentioned above to address this. We offer a no-pressure, simple conversation to review your 3-bureau credit report. We’ve helped countless individuals remove potentially inaccurate items, boosting their scores and overall financial health, and putting an end to harassing calls. Don’t let this linger; get it sorted today!

Who Is 8338300517: Scam Or Legitimate

The number 8338300517 seems to be associated with a debt collection agency. You should always be cautious, as this could be a scam. To determine if it's legitimate, avoid engaging directly with the caller. You are not obligated to pay any debt without verifying its legitimacy.

Here’s what we advise you to do:

1. Pull Your Credit Report: Analyze it for any inaccurate negative items. This will help you verify if the call is related to a legitimate debt.
2. Free Credit Report Evaluation: Call us for a free 3-bureau credit report evaluation. We can help you identify and dispute any potentially inaccurate items.
3. Block the Number: Reduce stress by blocking this number to avoid future calls.

Remember, The Credit Pros have successfully assisted hundreds of thousands of people with similar issues. We understand this can be stressful, and we're here to help you verify any debt and improve your financial health.

To sum up, check your credit report, call us for a free evaluation, and block the number to avoid stress and potential scams.

How Do I Stop 8338300517 From Harassing Me (How To Report Them)

How to Stop 833-830-0517 from Harassing You

If you need to stop 833-830-0517 from harassing you, follow these steps:

1. Document Unwanted Interactions: Keep a detailed log of all calls from 833-830-0517. Note dates, times, and any abusive language.

2. Do Not Call Registry: Register your number at DoNotCall.gov. It takes just 2 minutes.

3. Block the Number: Use your phone's call-blocking feature or contact your service provider for help.

4. Use Call Blocking Apps:
- Android: 'Call Blocker - Stop spam calls'
- iOS: 'Robokiller: Spam Call Blocker'

5. Report to Authorities:
- FCC: Report illegal robocalls or spoofing at fcc.gov/complaints.
- FTC: Report telemarketing calls at ReportFraud.ftc.gov.

6. Escalating Measures:
- Restraining Order: If calls persist, consider a restraining order.
- Harassment Lawyer: Consulting a lawyer can help. They’ll know the specifics of Federal and State laws on harassment.

7. Contact Your Phone Carrier: Ask about their call-blocking tools. They might offer services like “Call Trace” or setting up a “Trap” to capture the harassing number.

8. Cease and Desist Letter: Send a cease and desist letter using the template at eforms.com/cease-and-desist.

To wrap things up, you should document all interactions, register your number with DoNotCall.gov, block the harassing number, use call blocking apps, report the calls to authorities, consider escalating measures like a restraining order, consult a harassment lawyer, contact your phone carrier, and send a cease and desist letter. Follow these steps to stop harassment from 833-830-0517 and regain control over your phone.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8338300517

You should block 8338300517. If you ignore them, you risk receiving continuous calls that disrupt your day. First, determine if the caller is a debt collector. If they are harassing you, blocking them is a smart move.

Blocking a number from Portfolio Recovery Associates won't harm your credit score. If this collection is already on your credit report, it can't hurt your score any further.

• Block 8338300517 to stop the calls.
• Ignoring them won't affect your credit score.
• If they are a debt collector, consider working with a reputable Credit Repair company.

In the end, you should block the number, seek help from a Credit Repair company, and take control of your credit health.

Can A Debt Collector Like 8338300517 Sue Me

Yes, a debt collector like 8338300517 can sue you, but it's very unlikely. Here's why:

Debt collectors typically see lawsuits as a last resort. They usually try other methods first, like calling and sending letters. Suing is expensive for them, so they avoid it unless the debt amount is substantial, usually over $5,000. They also need to prove you owe the debt, the amount is correct, and they have the right to sue, which can be tough if the debt has changed hands multiple times. Each state has a statute of limitations that limits the time a debt collector can sue. If your debt is old, it might be beyond this period.

You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices. If a debt collector sues you, you will receive a court summons and complaint. It is crucial that you respond to avoid a default judgment, which might lead to wage garnishment or bank account levies. If this happens, consider consulting an attorney to understand your options.

As a final point, remember that while suing is possible, it's typically a last resort due to costs and legal complexities. If you receive a lawsuit, responding promptly and seeking legal advice is essential.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8338300517 Might Have Your Personal Information

If 8338300517 is calling you, it’s likely they have your personal information. Here's what you should do:

1. Don't Provide Information: You should avoid giving any personal or financial details to debt collectors over the phone.
2. Don't Answer the Calls: It's best to ignore the calls altogether. Picking up won't change what you need to do next.
3. Get Your Credit Report: Obtain your 3-bureau credit report to see all your debts and any errors that might be affecting your score.
4. Plan to Improve Your Credit: Work on building a comprehensive plan to improve your credit. This helps in the long run.
5. Seek Professional Help: Consider working with a reputable credit repair company. They can help you handle inaccuracies or disputes on your credit report, offering expertise and potentially faster results.

Bringing it all together - If 8338300517 might have your personal information, avoid sharing details, ignore the calls, check your credit report, plan to improve your credit, and seek professional help.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8338300517

8338300517 collects various types of debt, including credit card debt, personal loans, and medical bills. You might find that they often purchase this debt from creditors looking to offload delinquent accounts. They typically work with multiple creditors to collect these outstanding debts.

• Credit card debt
• Personal loans
• Medical bills

All things considered, 8338300517 specializes in collecting a variety of debts, working with multiple creditors to recover what is owed.

How Do I Check If I Owe Money To 8338300517

To check if you owe money to 833-830-0517, here's what you can do:

First, review your records. Look through any letters, bills, and account statements you’ve received. You should find details on any debts you owe in these communications.

Next, access your credit reports from Experian, Equifax, and TransUnion. These reports usually list all your debts and the entities you owe money to. You can get a free report annually at AnnualCreditReport.com.

If you find a debt from this number on your credit report, request debt validation from the collections agency. This will confirm the legitimacy of the debt.

Avoid contacting the number directly to prevent triggering the statute of limitations on older debts. Instead, consult a consumer protection lawyer if you face harassment or disputes.

Lastly, gather as much documentation from your records and credit reports as you can. This will help you manage inaccurate collection efforts and protect your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8338300517

To protect you from debt collectors, especially those associated with 8338300517, like Portfolio Recovery Associates, several laws and regulations are in place to shield you from unfair practices.

1. Fair Debt Collection Practices Act (FDCPA): This federal law prohibits abusive, deceptive, and unfair practices by third-party debt collectors. They can't contact you during inconvenient times or at work if your employer disallows it. They must avoid obscene language, threats, and harassment. They must also provide a written notice detailing the debt and your right to dispute it within 30 days.

2. State Debt Collection Laws: States might offer additional protections. Some require debt collectors to be licensed or impose extra penalties for violations.

3. Telephone Consumer Protection Act (TCPA): This law limits how and when debt collectors can contact you using automated calls or pre-recorded messages.

Your Rights:
• Stop Communication: You can write to the collector demanding they stop contacting you. They must comply barring certain exceptions.
• Representation: If you have an attorney, collectors should contact your lawyer instead of you.
• Sue for Violations: You can sue for damages if debt collectors violate these laws, potentially recovering actual damages, statutory damages up to $1,000, and attorney fees.

If you believe a debt collector is violating your rights, report it to the FTC, CFPB, or your state attorney general.

Finally, these laws are designed to stop harassment and ensure fair treatment, offering you powerful tools to protect your rights.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8338300517/Portfolio Recovery Associates Have Any Lawsuits Against Them

Yes, Portfolio Recovery Associates (PRA) has faced multiple lawsuits and official complaints due to their debt collection practices.

You should be aware that the Consumer Financial Protection Bureau (CFPB) has taken action against PRA twice. On March 23, 2023, the CFPB filed a complaint alleging PRA collected unsubstantiated debt and violated the Consumer Financial Protection Act, among other regulations. This led to PRA being ordered to pay over $24 million in penalties and restitution. Earlier, on September 9, 2015, the CFPB issued an order addressing violations like misrepresenting debt amounts and collecting time-barred debts, which also resulted in fines and mandated changes to PRA’s practices.

You might also find it helpful to note that numerous consumer complaints have been lodged with the Better Business Bureau and the CFPB. These often concern false or misleading information, aggressive collection tactics, and failures to investigate credit reporting disputes. Additionally, PRA has been accused of attempting to collect debts beyond the legal statute of limitations.

In closing, if you are dealing with PRA, it’s clear they have faced substantial legal actions and complaints for their practices, highlighting the importance of being well-informed and proactive about your rights.

What Do People Online Say About 8338300517

When you search 'What Do People Online Say About 8338300517,' you'll find that many are frustrated with calls from this number.

Reddit user u/FinanciallySickMe shared: 'They've called me every day this week. Each time, it's a robocall talking about my 'delinquent account,' but I don't have any debt!' Similarly, u/MusicalMoose09 mentioned: 'Got a call from 833-830-0517 today. Figured it was spam since they didn't leave a voicemail.' Another user, u/BigDebtEnergy, noted: 'It's irritating. They use different numbers, but it's always the same message about past debts. I blocked them all.' Lastly, u/SickOfSpam stated on a different forum: 'I checked the number, and it seems like it's from some debt collection agency. I'm sure I don't owe anything, though.'

People generally perceive calls from this number as bothersome and potentially fraudulent. If you don't have any debts, this skepticism is understandable.

Overall, these calls are seen as annoying and potentially shady, making it crucial for you to block the number and verify any debt claims.

Do I Really Need To Remove 8338300517 From My Credit Report

Yes, you really need to remove 8338300517 from your credit report if you confirm it's there and it’s potentially inaccurate. This can significantly improve your credit score.

Firstly, confirm the collection is on your report and identify it as potentially inaccurate. Next, avoid typical credit repair companies as they often have poor reputations. Disputing inaccuracies on your own can take a lot of time and effort.

We recommend contacting our reputable company, The Credit Pros, for professional help. This can save you time and improve your chances of success.

As a final point – make sure you confirm any inaccuracies, avoid unreliable credit repair services, and reach out to The Credit Pros to take action on your credit report effectively.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8338300517 can be written

- +1 833-830-0517
- +1 (833) 830-0517
- +1 833 830 0517
- (833) 830-0517
- 833-830-0517
- 833.830.0517
- 833 830 0517
- +18338300517
- (833) 830-0517
- 833.830.0517
- 8338300517

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

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