Home / Who is 8338105067 (+ how are they hurting my credit score)

Who is 8338105067 (+ how are they hurting my credit score)

  • Phone number 8338105067 is likely a debt collector called:' LJ Ross Associates'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 8338614044

If you keep getting calls from 833-810-5067, you’re likely dealing with a debt collector like LJ Ross Associates or possibly a scammer messing with your peace. These nonstop calls can ding your credit score if you ignore them. Ignoring might seem easy now, but it’s just a temporary fix.

When LJ Ross Associates or another debt collector calls, it usually means they bought your outstanding debt. They or a middleman want to collect it, often through repeated, annoying calls. Blocking the number might stop the calls temporarily, but it doesn’t solve the real issue. You need to face this head-on.

Call The Credit Pros, and we’ll have a no-pressure chat about your credit mess. We'll evaluate your 3-bureau credit report to see if this is a debt collector problem. Many folks like you have seen unresolved debts and possibly inaccurate items get removed, boosting their credit scores and freeing them from harassment. Taking this step can seriously improve your financial health.

Who Is 8338105067: Scam Or Legitimate

The number 833-810-5067 may be connected to a debt collection agency, likely LJ Ross Associates, but it could also be a scam. Therefore, you should not engage with the caller directly. You are not obligated to pay any debt right away if you have doubts or are unsure about the details.

Here's what we advise you to do:

• Pull your credit report. Look for any negative items or unfamiliar debts.
• Consider getting help. The Credit Pros can assist you in verifying any debt, disputing inaccurate items, and improving your credit.
• Protect yourself. Do not provide any personal information and block the number if it harasses you.

You can also contact us for a free 3-bureau credit report evaluation to identify and rectify any potentially inaccurate negative items that could hurt your score.

To sum up - whether the call is legitimate or a scam, taking these proactive steps is crucial for your financial health.

How Do I Stop 8338105067 From Harassing Me (How To Report Them)

If you're getting harassing calls from 8338105067, here's what you can do:

First, document every unwanted interaction. Keep a detailed log of dates, times, and the language used during these calls. This information will be essential if you decide to report the number.

Next, block the number using your phone’s inbuilt call-blocking feature or by contacting your phone service provider for additional options. You can also register your number at DoNotCall.gov to help stop telemarketing calls.

You should report these calls to the following authorities:

• Federal Communications Commission (FCC): File a complaint if it’s an illegal robocall or spoofing at FCC Complaints.

• Federal Trade Commission (FTC): Report unwanted calls at ReportFraud.ftc.gov or DoNotCall.gov.

• Consumer Financial Protection Bureau (CFPB): Collect all the interaction details and submit a complaint at CFPB Complaints or call (855) 411-2372.

Consider using call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices. Another useful service is Nomorobo, which allows you to report unwanted robocalls through their platform.

If the situation escalates, send a cease and desist letter using a template from eforms.com. You should also check local resources by contacting your local or state consumer protection office for additional help.

To wrap things up, you can stop harassing calls from 8338105067 by documenting interactions, blocking the number, reporting to authorities, using call-blocking apps, and seeking local resources.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8338105067

You should block 8338105067. Ignoring calls from this number is an option, but blocking them is more effective if they are bothering you.

Blocking the number can reduce your stress. If the call is from a debt collector and you believe the debt is inaccurate, you should work with a reputable credit repair company to resolve any errors on your credit report. Blocking the number will not affect your credit score, and you can handle the situation more confidently.

Here's a simple plan for you:

• Block the number to stop unwanted calls.
• Contact a reputable credit repair company to address any potential errors on your report.
• Follow their instructions to dispute or correct any inaccuracies.

In the end, blocking 8338105067 helps reduce your stress, and working with a credit repair company ensures that any credit report issues are properly addressed.

Can A Debt Collector Like 8338105067 Sue Me

Yes, a debt collector like 8338105067 can sue you, but it's unlikely. Debt collectors usually sue as a last resort and typically only if you owe a significant amount, often over $5,000. They have to prove you owe the debt, that the amount is correct, and that they have the legal right to sue, which can be challenging, especially if the debt has been sold multiple times.

Suing is also both expensive and time-consuming for them, so they often prefer to settle out of court. Additionally, there's a statute of limitations that limits the time they can file a lawsuit. If they decide to sue, you'll receive a court summons and complaint, which you must respond to in order to avoid a default judgment. A default judgment can lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices. If you receive a lawsuit notice, consider consulting with an attorney to understand your options.

As a final point, it's important to remember that while a debt collector like 8338105067 can sue you, they usually prefer to settle out of court due to the costs and effort involved. Always know your rights and consult an attorney if you receive a lawsuit notice to protect yourself.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8338105067 Might Have Your Personal Information

If 8338105067 is contacting you, it’s likely from a debt collector. Here’s what you should do:

1. Don’t give any personal details. These collectors may misuse it.
2. Ideally, don’t answer the call to avoid any pressure tactics.
3. Get your 3-bureau credit report and start improving your credit standing.
4. Work with a reputable credit repair company to handle inaccuracies or disputes on your credit report.

Bringing it all together - Don't give personal information, avoid answering the call, and focus on your credit with the help of a reputable company to protect your personal information.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8338105067

8338105067 collects various types of debts, including credit card debts, medical bills, personal loans, and unpaid utility bills. They either collect debts on behalf of original creditors or purchase the debt themselves at a lower cost, attempting to collect the full amount from you.

If you have missed payments on credit cards, medical services, personal loans, or utility services, you might be contacted by this number. You have rights under the Fair Debt Collection Practices Act (FDCPA). This law requires them to provide specific information about the debt and prohibits unfair collection practices.

All things considered, if you owe money for various services and have fallen behind on payments, 8338105067 might reach out to you. Remember, you have rights and should be informed about your debt and treated fairly.

How Do I Check If I Owe Money To 8338105067

To check if you owe money to 8338105067, follow these steps:

1. Check Your Records: Review your billing statements, final bills, and receipts. Look for anything related to the debt in question.

2. Credit Report: Pull your credit report to see if the debt is listed there.

3. Debt Validation: Request debt validation from the collections agency. Send a written request for detailed information about the debt.

4. Dispute If Necessary: If you believe the debt is inaccurate, file a dispute with the credit bureau.

5. Legal Advice: If you're dealing with harassment or disputed debts, consider consulting a consumer protection lawyer.

Avoid contacting the number directly to prevent any potential issues with the statute of limitations on old debts. Gather all documentation before reaching out to any agencies.

Lastly, if you notice any signs of a scam, like calls before 8 a.m. or after 9 p.m., avoid sharing personal information and verify the legitimacy of the caller. By taking these steps, you can clearly determine if you owe money and ensure you're dealing with legitimate collectors.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8338105067

If you're dealing with calls from 8338105067, which is linked to a debt collector, here’s how you’re protected:

The Fair Debt Collection Practices Act (FDCPA) safeguards you against abusive, deceptive, or unfair practices. Key protections include:

- Debt collectors can't call you before 8 AM or after 9 PM.
- They can't contact you at work if your employer prohibits it.
- Harassment, including continuous calls or using abusive language, is not allowed.
- They can't impersonate a lawyer or government representative or disclose your debt to others.

Under FDCPA, you have several rights:

- They must provide a written notice regarding your debt.
- You can dispute the debt within 30 days, halting collection until they verify it.
- You can request them to stop contacting you, preferably in writing.
- If you have legal representation, they must communicate solely with your lawyer.
- You can file a lawsuit within a year of any violations, potentially receiving damages and covering legal costs.

Regulation F by the CFPB limits how often and when they can call, including a 7-in-7 rule, limiting weekly contact attempts.

State laws may offer further protections and stricter rules, enhancing your rights beyond federal regulations.

If you believe a debt collector has broken the rules, you can file a complaint with the FTC, CFPB, or your state's attorney general. Additionally, consulting a legal professional can help address your specific situation.

Finally, these regulations are here to protect you, ensuring fair and respectful treatment. By knowing your rights, you can navigate interactions with debt collectors confidently and effectively.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8338105067/Lj Ross Associates Have Any Lawsuits Against Them

Yes, LJ Ross Associates has faced lawsuits and numerous complaints regarding their debt collection practices.

1. Lea Rosen v. L J Ross Associates, Inc. - The plaintiff sued LJ Ross for overstating a debt owed to Con Edison, claiming a violation of the Fair Debt Collection Practices Act (FDCPA). The court ruled in favor of the plaintiff.

Official Complaints:
• Better Business Bureau (BBB): LJ Ross has 101 complaints over three years, involving issues like hanging up on consumers and reporting incorrect debts.
• Consumer Financial Protection Bureau (CFPB): There have been 334 complaints over ten years. Common issues include harassment over small amounts and failure to validate debts.

These complaints and lawsuits often concern violations of the FDCPA and questionable debt collection tactics. If you're dealing with LJ Ross Associates, it is crucial that you understand your rights and seek legal advice if necessary.

In closing, LJ Ross Associates has a history of lawsuits and complaints, so knowing your rights and considering legal help can protect you from unfair practices.

What Do People Online Say About 8338105067

People online frequently mention the phone number 833-810-5067 in discussions, identifying it as linked to a debt collection agency. You might recognize it from forums and platforms where people share their experiences. Here are some direct quotes:

- User john_doe99 shared, 'I keep getting calls from 833-810-5067 claiming they are LJ Ross Associates.'
- Another user, sparkywire, noted, '833-810-5067 has called me multiple times. It’s definitely a debt collector.'
- quietabode1 expressed, 'Repeated calls from 833-810-5067, it's annoying!'

From Nomorobo, the number is flagged as spam: 'Hi, this is Travis calling from LJ Ross Associates. Please contact me or any of our representatives at 833-810-5067.'

You might find this number persistent and annoying due to its association with debt collection. The association with LJ Ross Associates is commonly mentioned, and many users report it as a repetitive and bothersome spam call.

Overall, people online find 833-810-5067 to be a source of frequent, unwanted calls linked to debt collection, often creating frustration and identifying it as spam related to LJ Ross Associates.

Do I Really Need To Remove 8338105067 From My Credit Report

Yes, you really need to remove 8338105067 from your credit report if it is potentially inaccurate. This number is likely linked to a collection from LJ Ross Associates, which could hurt your credit score and impact your chances of getting approved for credit with favorable terms.

Instead of hiring a typical credit repair company, which often has a poor reputation and doesn't maximize your chances of success, consider reaching out to a reputable company. Disputing it on your own takes a lot of time and energy. Save those hours and effort by enlisting the help of a reputable credit repair company like The Credit Pros. They can make a significant difference in handling potentially inaccurate negative items on your report.

As a final point – removing 8338105067 from your credit report is crucial for a better credit score. Reach out to a reputable company like The Credit Pros to help you with this task, and avoid the stress and hassle of doing it on your own.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8338105067 can be written

- +1 833-810-5067
- +1 (833) 810-5067
- +1 833 810 5067
- (833) 810-5067
- 833-810-5067
- 833.810.5067
- 833 810 5067
- +18338105067
- (833) 810-5067
- 833.810.5067
- 8338105067

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that LJ Ross Associates uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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