Who is 8337413507 (+ how are they hurting my credit score)

If you’re wondering who 8337413507 is, it’s associated with Portfolio Recovery Associates, a debt collection agency, but it might also be a scam. Here's what we advise you to do:

First, don't engage with the caller. Whether the call is legitimate or a scam, do not pay any debt immediately if you have doubts about its validity. Instead, you should:

• Get a free 3-bureau credit report evaluation.
• Check your report for any inaccuracies or negative items that can hurt your score.
• Look for Portfolio Recovery Associates on your report. If it’s there, the call might be legitimate, but still, don't respond directly.
• Let us help verify any debt, dispute inaccuracies, and improve your financial prospects.

Remember, block the number and let us assist you in handling the situation.

To sum up, block the number, check your credit report, look for inaccuracies, and get professional help to verify any debt. We're here to support you through this.

If you want to stop 8337413507 from harassing you, here are the steps you can take:

First, document unwanted interactions by keeping a detailed log of every call, including dates, times, and any abusive language used. You should then register your number at DoNotCall.gov and block the number using your phone’s call-blocking feature or contact your service provider for help.

For escalating measures, consider these options:
- Obtain a restraining order if harassment persists or threats escalate.
- Hire a harassment lawyer, as different Federal and State laws protect against harassment.
- Send a cease and desist letter using a template from eforms.com/cease-and-desist.

Use apps for blocking calls such as 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.

To report the harassment, file a complaint with the Federal Communications Commission (FCC) if the call was an illegal robocall or if your number is being spoofed at fcc.gov/complaints. You can also report telemarketing calls or disregard of the Do Not Call Registry to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov.

The Consumer Financial Protection Bureau (CFPB) offers additional support. Gather information and submit a complaint online at consumerfinance.gov/complaint, by phone at (855) 411-2372, or by mail to CFPB at 1700 G Street, NW, Washington, DC 20552.

If you use Nomorobo, report unwanted robocalls through their platform. Additionally, contact your phone carrier about call-blocking tools and options, and check for resources at your local or state consumer protection offices.

To wrap things up, by documenting interactions, blocking the number, using helpful apps, and filing complaints with agencies like the FCC and FTC, you can effectively minimize or stop the harassment from 8337413507.

You should block or ignore 833-741-3507. Here's why:

Blocking or ignoring calls from this number won't negatively affect you. If the caller is a legitimate debt collector and you feel harassed, blocking them is wise. Blocking the number does not impact your credit score. Addressing any inaccuracies on your credit report is crucial, and a reputable credit repair company can help.

Follow these steps for peace of mind:

• Block the number to stop the calls and reduce stress.
• Contact a trusted credit repair company to resolve any credit report issues.
• Know that blocking them doesn't affect your credit score.

In the end, blocking or ignoring 833-741-3507 helps reduce stress and manage your credit effectively.

Yes, a debt collector like 8337413507 can sue you, but it’s very unlikely. They usually try other methods like calls and letters first and typically only sue as a last resort when the amount is substantial, often over $5,000.

For a lawsuit to proceed, they need to prove:

• You owe the debt
• The amount is correct
• They have the legal right to sue

Suing is expensive and time-consuming, so many prefer to settle out of court. Additionally, each state has a time limit for suing over a debt, known as the statute of limitations. If it’s an old debt, it might be past this period.

If they decide to sue, you’ll get a court summons, which you must respond to avoid a default judgment. If you don’t respond, they might get a judgment that could lead to wage garnishment or bank account levies, though this is still unlikely. Remember, you have rights under the Fair Debt Collection Practices Act, which protects you from unfair practices. If you receive a lawsuit, consider consulting an attorney.

As a final point, it's crucial that you stay aware of your rights, respond to any court summons promptly, and seek legal advice if necessary.

If you get a call from 8337413507, don't share your personal information and don't even pick up. It's likely from a debt collector, and engaging won't help. Instead, get your credit report from all three bureaus and start making a plan to improve your credit. Working with a reputable credit repair company is a good idea because they can help you handle inaccuracies or disputes on your credit report. This approach will better protect your personal information and help you maintain good financial health.

Here are some quick tips if you think your information might be compromised:

• Check your accounts regularly: Monitor your bank statements and credit report for any suspicious activity.
• Notify your financial institutions: If you notice any fraudulent activity, inform your banks and credit card companies immediately.
• Work with a credit repair company: They can help correct any errors on your credit report and protect you from future identity theft.

Bringing it all together - stay vigilant, check your accounts frequently, notify your financial institutions if you spot anything odd, and consider working with a credit repair company to safeguard your personal information and maintain good financial health.

Debt collected by 8337413507 typically includes overdue payments on your credit cards, auto loans, and cell phone bills. They work with various creditors who either hire them to collect debts or sell the debts to them.

You should never verify personal information until they provide full identification and details about the debt. Always make sure they give you complete and accurate information before you engage further.

All things considered, the key is to wait for full identification and details before verifying any personal information to avoid potential scams.

To check if you owe money to 8337413507, you should follow these steps:

First, review your records. Go through your account statements, final bills, and receipts for any equipment returns. This helps ensure the debt is valid and you haven't already paid it.

Next, check your credit report. Obtain a copy to see if the debt is listed there. This step helps you verify the legitimacy of the debt.

Then, request debt validation. If the debt appears on your credit report, write to the collections agency and request that they provide details about the debt and proof that you owe it.

Avoid immediate contact with the number. Directly contacting them might restart the statute of limitations on old debts.

Lastly, consider consulting a consumer protection lawyer if you face harassment or are unsure about the debt. Gathering all documentation beforehand ensures accuracy and protects your credit score.

To protect yourself from debt collectors like 8337413507, you should be aware of key laws and regulations:

1. Fair Debt Collection Practices Act (FDCPA):
- Prohibits abusive practices: Collectors can't harass you or use abusive language.
- Regulates contact times: They can only call between 8 AM and 9 PM.
- Limits workplace contact: They can't call you at work if your employer disallows it.
- Ensures disclosure: They must send you a written validation notice about the debt and inform you of your rights to dispute it.
- Protects your privacy: They can only discuss your debt with you, your attorney, the creditor, or a credit bureau.

2. State Laws:
- Many states, like New York, offer extra protections such as stricter licensing requirements for debt collectors.

3. Telephone Consumer Protection Act (TCPA):
- Restricts calls: Limits the use of automated dialing systems and pre-recorded messages without your consent.
- Penalties for violations: Noncompliance can result in significant fines.

Your rights include stopping communication by writing a cease letter, disputing the debt, reporting violations to the CFPB or FTC, and suing for FDCPA violations. Always keep records of your communications with debt collectors.

Finally, by knowing your rights and utilizing these protections, you can effectively defend yourself against unfair debt collection practices.

Yes, Portfolio Recovery Associates have several lawsuits and numerous official complaints against them.

You should know about the significant lawsuits and complaints against them:

• CFPB Action (March 23, 2023): The CFPB filed a complaint against Portfolio Recovery Associates, addressing violations of the Consumer Financial Protection Act (CFPA), Fair Debt Collection Practices Act (FDCPA), and other regulations. The court entered the order on April 13, 2023.
• CFPB Order Violation (2015): They violated a 2015 CFPB order by collecting unsubstantiated debt, collecting without necessary documentation, suing without necessary documentation, and collecting on time-barred debt.

The official complaints include:

• CFPB Penalty (March 23, 2023): They were required to pay over $24 million in restitution for illegal debt collection practices.
• Aggressive Tactics: Thousands of consumer complaints mention aggressive and sometimes illegal tactics used in their debt collection efforts.

In closing, you should be aware of these legal issues and conduct due diligence if you are dealing with Portfolio Recovery Associates.

Here's what people online are saying about the phone number 8337413507:

You might find user 'Investigator FTC DNC Spamlist' on Reddit sharing experiences about 8337413507 leaving voicemails that threaten legal action if asset and employment verification isn't sent. These calls often end with a sinister 'good luck.' Another Reddit user pointed out that this number, along with +18336370169, is associated with harassing calls, suggesting an impostor scam.

These comments indicate that calls from 8337413507 involve intimidation tactics, using threats of legal action to pressure you into compliance.

Overall, it seems that the number 8337413507 is linked to threatening and harassing voicemails, especially those related to debt collection scams. Always be cautious and consider blocking such numbers to avoid unnecessary stress.

Yes, you should consider removing 8337413507 from your credit report if it's inaccurate. Start by verifying its presence and marking it as 'potentially inaccurate.'

Avoid typical credit repair companies due to their poor reputation. Disputing errors on your own can be time-consuming and stressful. Instead, contact a reputable company like The Credit Pros for efficient assistance.

• Verify if 8337413507 is on your credit report.
• Mark it as 'potentially inaccurate.'
• Avoid typical credit repair companies.
• Contact a reputable company like The Credit Pros for help.

As a final point, make sure you verify the collection, mark it as potentially inaccurate, and reach out to a reputable credit repair company for efficient assistance.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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