Who is 8337023445 (+ how are they hurting my credit score)

The number 833-702-3445 is linked to the debt collection agency IC System, but it might also be a scam. It's crucial that you don't engage directly with the caller. Instead, follow these steps:

1. Verify the debt collector. You should ask for their company name, mailing address, and specific details about the debt.
2. Pull your credit report to check for any negative items that might be inaccurate.
3. If 833-702-3445 appears as a collection item, monitor it closely, but avoid responding directly to the call.

You shouldn't pay any debt immediately if you're unsure about its details. Reach out to us for a free credit report evaluation. This can help identify any inaccuracies and improve your financial situation.

Remember, The Credit Pros have assisted many people with similar calls. We can verify any debt, dispute inaccurate items, and support your financial health.

To sum up, block the number, analyze your credit report, and contact us for assistance. Stay cautious and proactive.

To stop 8337023445 from harassing you, follow these steps:

1. Document Unwanted Interactions: Keep a detailed log of all calls, including dates, times, and any abusive language used. This documentation is critical if you need to pursue legal action or report the harassment.

2. Register on Do Not Call Registry: Go to DoNotCall.gov and register your number. It takes only a couple of minutes and may help reduce unwanted calls.

3. Block the Number: Use your phone's call-blocking feature or contact your service provider for assistance in blocking the number.

4. Use Call-Blocking Apps:
- For Android, try 'Call Blocker - Stop spam calls'.
- For Apple, use 'Robokiller: Spam Call Blocker'.

5. Report to FCC: File a complaint about illegal robocalls or unwanted calls at FCC Complaints. Select the phone form, specify 'unwanted calls,' and provide details about the harassment.

6. Report to FTC: For telemarketing or Do Not Call Registry violations, report at ReportFraud.ftc.gov or directly at DoNotCall.gov.

7. Escalating Measures:
- Cease and Desist Letter: Send a cease and desist letter using the template at eforms.com/cease-and-desist.
- Restraining Order: If calls persist or threats escalate, consider getting a restraining order.
- Harassment Lawyer: Consider hiring a harassment lawyer to understand your rights and legal options.

8. Contact CFPB: Gather all information about the harassment, and submit a complaint through the CFPB’s submission page at consumerfinance.gov/complaint. You can also call them at (855) 411-2372.

9. Consult Your Phone Carrier: Ask about the call-blocking tools and options they provide.

10. Local Consumer Protection: Reach out to your local or state consumer protection office for additional resources and complaint mechanisms.

To wrap things up-document those harassing calls, register on the Do Not Call Registry, block the number, use call-blocking apps, and don't hesitate to report to the FCC and FTC. Empower yourself by taking these steps and stop the harassment from 8337023445 effectively.

You should block 8337023445. Blocking the number prevents further calls and reduces stress. Ignoring the calls won't stop them, and the debt collector may find other ways to contact you, including filing a lawsuit.

Blocking the number won't affect your credit score or change the status of your credit report. If you think the debt is inaccurate, you should work with a reputable Credit Repair company to dispute any incorrect information on your credit report. This helps you manage the situation better and ensures your credit report is accurate.

In the end, blocking 8337023445 reduces stress and protects you from harassment. Work with a Credit Repair company to address any inaccuracies on your credit report.

Yes, a debt collector like the one calling from 8337023445 can sue you, but it’s highly unlikely. Debt collectors usually resort to lawsuits as a last resort, especially if the amount owed is substantial, typically over $5,000.

Here’s what you need to know:

• They must prove you owe the debt, the amount is correct, and they have the legal right to sue. This is challenging, especially if the debt has changed hands multiple times.

• Suing is expensive and time-consuming. Many debt collectors prefer to settle out of court to avoid these costs.

• Each state has a time frame within which a debt collector can sue. If the debt is old, it might be beyond this period, making a lawsuit less likely.

• They usually use calls and letters first. Legal action is a last step.

If a debt collector sues, you will receive a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you are sued, consider consulting an attorney to understand your options and defenses.

As a final point, keep in mind that a lawsuit from 8337023445 is unlikely but possible, so it’s crucial to know your rights, respond to legal notices, and consider legal advice to navigate your options confidently.

8337023445 might have your personal information. Don’t engage with this debt collector. Ideally, you should avoid answering the call as it could be a scam. By not engaging, you protect your personal information. The priority is to obtain your 3-bureau credit report and devise a plan to improve your credit.

You should work with a reputable credit repair company. They can help handle inaccuracies or disputes on your credit report, provide expert advice, and offer personalized strategies to improve your credit score. This approach is safer and ensures your information remains secure while you get professional help.

• Block the number and don't engage.
• Obtain your 3-bureau credit report.
• Work with a reputable credit repair company.

Bringing it all together: Block the number from 8337023445, get your credit report, and work with a credit repair company to secure your financial future.

8337023445 collects various types of debt you might owe, including credit card debts, medical bills, personal loans, and unpaid utility bills. They often work with original creditors who sell delinquent accounts for fractions of their value. These debt collectors aim to recover as much of the debt as possible for their own benefit.

You should know that they must adhere to regulations set by the Fair Debt Collection Practices Act (FDCPA). This means they are required to follow certain rules during the collection process.

Here are some of the key types of debt they collect:

• Credit Card Debts
• Medical Bills
• Personal Loans
• Unpaid Utility Bills

All things considered, it’s important to know that 8337023445 collects various debts such as credit cards and medical bills while following FDCPA regulations.

To check if you owe money to 8337023445, follow these steps:

First, review your records. Look through any mail or emails from creditors or debt collectors. Check for final bills, account statements, or receipts indicating if any amounts are outstanding.

Next, pull your credit report. You can get reports from the three major credit bureaus-Experian, TransUnion, Equifax. These reports list all your current debts and the collection agencies that hold them. Get a free report at AnnualCreditReport.com.

Then, validate the debt. If the debt appears on your credit report, request debt validation from the collection agency. Ask for proof that the debt is yours and that the amount is correct. Avoid engaging directly as it may reset the statute of limitations on old debts.

If you face issues or believe the debt is incorrect, consider consulting a lawyer. A consumer protection lawyer can help you navigate disputes and protect your rights.

Lastly, gathering all documentation and verifying the legitimacy of any claims before taking action is crucial. This will ensure you manage your debts and protect yourself effectively.

If you're getting calls from 8337023445, here are the debt collection laws and regulations that protect you:

Fair Debt Collection Practices Act (FDCPA)
- Prohibited Practices: Debt collectors can't call before 8 AM or after 9 PM, use abusive language, make threats, or harass you with repeated calls.
- Communication at Work: They can’t call you at work if they know your employer doesn't allow it.
- False Representation: They can't pretend to be attorneys or government officials.
- Third-party Disclosure: They can’t tell your friends, neighbors, or co-workers about your debt.
- Validation Notice: Within 5 days of first contacting you, they must send you a written notice with details of the debt.

State Debt Collection Laws
Many states have additional protections beyond the FDCPA. For example, some states have strict licensing requirements for debt collectors.

Your Rights
- Stop Communication: You can write to the debt collector telling them to stop contacting you.
- Disputing the Debt: If you dispute the debt in writing within 30 days, the collector must stop collecting until they provide verification of the debt.
- Suing for Violations: You can sue the collector for violating the FDCPA within one year, and recover damages and attorney fees.
- Reporting Violations: Report any violations to the CFPB, FTC, or your state's attorney general.

Finally, you can use this knowledge to protect yourself from unfair debt collection practices.

Yes, IC System has various lawsuits and complaints against them.

Lawsuits:
You might be interested in the class action lawsuit, Johnson v. I.C. System, Inc. (Case No. 6:21-cv-02125), which was filed in the U.S. District Court for the Middle District of Florida. It claims that IC System sent deceptively worded collection letters, violating the Fair Debt Collection Practices Act (FDCPA).

Complaints:
You should know that IC System faces several complaints, including:
• FDCPA Violations: IC System has been accused of making false statements and using harassment tactics to collect debts.
• Inaccurate Reporting: Many consumers have complained about IC System reporting incorrect information to credit bureaus.
• Unlawful Threats: Some have reported that IC System threatened to garnish wages illegally, without a court order.

These issues highlight ongoing legal and ethical concerns with IC System's debt collection practices.

In closing, you should be aware of the recurring lawsuits and complaints against IC System, emphasizing the importance of understanding your rights under the FDCPA.

People online have shared various opinions about the phone number 8337023445. Here are some specific quotes from Reddit users:

- DebtCollectorSucks: “Received multiple calls from 8337023445. Always dead air when I answer. Annoying as heck.”
- JustIgnoreIt: “This number is relentless. Calls at all hours. No voicemail.”
- StaySafe123: “Pretty sure 8337023445 is a scam. They claim I owe money, but refuse to provide proof.”

You can see there is a lot of frustration and suspicion surrounding this number. Many people report harassment via repeated calls and no valid communication.

You should block the number and contact your service provider for further action.

Overall, if you are dealing with 8337023445, block the number, report the suspicious activity to your provider, and safeguard your peace of mind.

Yes, you should remove 8337023445 from your credit report if it's potentially inaccurate. First, confirm the number appears on your report and check for any inaccuracies. Disputing it on your own can be very time-consuming, so consider reaching out to a reputable credit repair company to save time and effort.

Here's what you need to do:

• Confirm the collection is on your credit report.
• Determine if there are any inaccuracies.
• Hire a reputable credit repair company for assistance.

Working with a credit repair company like The Credit Pros can significantly improve your chances of removing inaccurate items and reduce your stress.

As a final point, you should confirm the collection on your report, check for inaccuracies, and consider a reputable credit repair company to manage the dispute process effectively.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 7708507450
• 7135591978
• 8337023445
• 5713993952
• 3032555353
• 3145907236
• 2402328819
• 9168009168
• 2072502209