Home / Who is 8009001370 and why are they calling me?

Who is 8009001370 and why are they calling me?

  • Phone number 8009001370 is likely a debt collector called:' Penn Credit Corporation'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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The number 8009001370 could be behind your credit troubles, possibly linked to a debt collector or a spam/scam caller. If it’s a debt collector, it’s likely Penn Credit Corporation trying to collect an outstanding debt they've purchased. Ignoring or blocking the number might stop the calls for now, but it won't solve the underlying issue affecting your credit score.

You might feel tempted to brush off these calls, but don’t let them slide. If 8009001370 keeps bothering you, debt collectors like Penn Credit Corporation are likely trying to collect an old debt. They might even use an intermediary company to spam call you. Ignoring them stops the harassment temporarily but won’t fix the negative mark on your credit report. Instead, pick up the phone and call The Credit Pros. We’ll review your entire 3-bureau credit report and let you know if there are other hidden negative items dragging down your score.

Taking action with The Credit Pros can change the game. We’ve helped many people challenge potentially inaccurate negative items on their credit reports. You could see a boost in your credit score, a stronger financial position, and an end to those annoying calls. Removing such errors isn’t just about clearing up your report—it’s about protecting your financial well-being and security. Give us a call and let’s tackle this together.

Who Is 8009001370: Scam Or Legitimate?

8009001370 is linked to debt collection calls. It's reported as both a legitimate debt collector and a scam. Here's what you should do:

1. Do Not Engage: Avoid direct conversations with the caller.
2. Verify Debt: Request a written notice to confirm the debt.
3. Check Credit Report: Pull your credit report for any inaccuracies.
4. Consult Experts: Contact us for a free 3-bureau credit report evaluation to verify debts and improve your financial standing.

If they claim to be Penn Credit, validate the debt before making any payment. Block the number and get in touch with us for comprehensive support.

To sum up - ensure you don't engage directly, verify the debt with written notice, check your credit report, and seek expert advice to handle any inaccuracies or disputes effectively.

How Do I Stop 8009001370 From Harassing Me (How To Report Them)?

To stop 8009001370 from harassing you, follow these steps:

First, document every interaction. Keep a log of calls, noting the date, time, and any abusive language used.

Next, register your number with the Do Not Call Registry. Head to DoNotCall.gov to get started.

Then, report the harassment to the authorities:
- Report illegal robocalls or spoofing at the FCC’s website fcc.gov/complaints.
- Report breaches of the Do Not Call rules at the FTC’s website ReportFraud.ftc.gov.
- File a complaint with the CFPB at consumerfinance.gov/complaint or call (855) 411-2372.

You should also send a cease and desist letter to the caller demanding they stop contacting you. Use a template to craft your letter.

Consider using call blocking apps:
- For Android: Try 'Call Blocker - Stop spam calls.'
- For Apple: Use 'Robokiller: Spam Call Blocker.'

Finally, contact your phone carrier to ask about their call-blocking tools. If the harassment continues, you might need to consider legal actions, like seeking a restraining order or consulting a harassment lawyer.

To wrap things up - document interactions, register with Do Not Call Registry, report to authorities, send a cease and desist letter, use call blocking apps, contact your phone carrier, and consider legal actions if necessary. This should help stop harassment from 8009001370.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8009001370?

You should block the number 8009001370. Here’s why:

Blocking the number can help you minimize potential harassment from repeated calls. If you suspect that the number involves debt collection, it's important to partner with a reputable credit repair company. They can help you remove any inaccurate items from your credit report.

Blocking and ignoring the number won’t affect your credit score. If the debt is already on your report, it can't hurt you more than it already has. To clarify:

- Blocking stops harassing calls.
- A reputable credit repair company can help with debt collection issues.
- Your credit score remains unaffected by blocking the number.

In the end, blocking 8009001370 helps you reduce stress and take control of the situation while seeking professional help to address any credit report inaccuracies.

Can A Debt Collector Like 8009001370 Sue Me?

Yes, a debt collector like 8009001370 can sue you, but it's very unlikely. They usually turn to lawsuits only as a last resort. Here’s why:

- High Costs: Suing is expensive and time-consuming. They need to hire an attorney, pay filing fees, and serve you with court documents. Typically, they prefer to settle out of court to avoid these expenses.
- Proof Required: They must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be difficult, especially if the debt has been sold multiple times.
- Statute of Limitations: Each state has a time limit for suing on old debts. If your debt is too old, they can't sue.
- Debt Amount: Lawsuits usually involve larger debts, often over $5,000. For smaller amounts, suing isn't worth their effort or cost.

Debt collectors prefer other methods like calls and letters to collect the debt first. If they do decide to sue, you'll get a court summons and complaint. You must respond by the deadline to avoid a default judgment, which could lead to wage garnishment or account levies, though this is rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you get sued, consider consulting an attorney to understand your options.

As a final point, it’s crucial you stay informed about your rights and take action if necessary, like consulting with an attorney or responding to summons on time. This way, you can handle the situation with confidence.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8009001370 Might Have Your Personal Information

Don't share any information with callers from 8009001370, including Penn Credit Corporation. It's important that you don't engage directly. Even if they claim to have personal information, it's likely a tactic to get you to respond. Instead, focus on getting your 3-bureau credit report and start building a plan to improve your credit. Working with a reputable credit repair company can help handle inaccuracies or disputes on your credit report and guide you professionally.

Here are some actionable steps for you:

- Block the Number: This stops the calls from coming through.
- Get Your Credit Report: Use official channels to get reports from all three major credit bureaus.
- Consider Professional Help: A reputable credit repair company can help address issues and disputes on your credit reports and provide expert guidance to improve your credit.

Bringing it all together - block the number, get your credit reports, and consider professional help to empower yourself and improve your credit effectively.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8009001370

If you receive a call from 8009001370, they typically collect personal, family, and household debts. These might include medical bills, auto loans, and charge accounts. Their practices comply with the Fair Debt Collection Practices Act (FDCPA) and other laws, ensuring they stay within legal boundaries.

When contacted by this number, it usually means that your debt has been transferred to them for collection. They might not disclose the original creditor's name immediately, but you can request this information to verify the details. Always confirm the debt before making any payments.

- Medical bills
- Auto loans
- Charge accounts

Be cautious and verify the legitimacy by contacting the original creditor directly.

All things considered, if 8009001370 reaches out to you, it's crucial that you verify the debt, understand their compliance with FDCPA, and confirm details before making any payments.

How Do I Check If I Owe Money To 8009001370?

If you want to check if you owe money to 8009001370, don't call them directly. Instead, follow these steps:

1. Check Your Records: Look for any final bills, account statements, or equipment return receipts you have. This helps you know whether you actually owe money.
2. Credit Report: Get a copy of your credit report to see if there’s a debt listed by Penn Credit Corporation. This can provide clarity.
3. Debt Validation: If you see a debt on your credit report, request debt validation from Penn Credit Corporation. They must provide proof that you owe the debt.
4. Dispute Inaccuracies: If you find any incorrect information, dispute it. You can do this yourself, but it takes time and consistent effort over months.
5. Seek Legal Advice: If you’re being harassed or uncertain about the debt, consider consulting a consumer protection lawyer.

Gather as much documentation as you can from your own records and your credit reports before reaching out.

Lastly, ensure you're fully informed before making contact to avoid any inaccuracies impacting your credit score.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8009001370

Debt collection laws and regulations protect you from harassment by numbers like 8009001370, associated with Penn Credit Corporation. The main federal law is the Fair Debt Collection Practices Act (FDCPA), which shields you from abusive, deceptive, or unfair methods used by third-party debt collectors.

Prohibited Practices:
- Collectors can’t call before 8 AM or after 9 PM.
- They can’t contact you at work if your employer forbids it.
- They must avoid abusive, obscene, or threatening language.
- They can't repeatedly call you to harass.
- Misrepresenting as a government official or attorney is illegal.
- They can't discuss your debt with third parties like friends or neighbors.

Required Disclosures:
- Collectors must provide a validation notice with the amount owed, the creditor’s name, and your rights to dispute the debt.
- If you dispute the debt in writing within 30 days, they must cease collection until they verify the debt.

Your Rights:
- You can write to demand they stop contacting you, except to notify you of specific actions like filing a lawsuit.
- If you have an attorney, collectors must only communicate with them.
- You can sue for FDCPA violations within a year and recover damages, including attorney fees.
- Report violations to the FTC or CFPB.

State laws, like those in Texas, may offer additional protections, as they may include the original creditor in their definition of debt collectors.

Finally, always verify any debt and understand your rights to ensure you handle collection practices correctly and protect yourself from abuse.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8009001370/Penn Credit Corporation Have Any Lawsuits Against Them?

Yes, Penn Credit Corporation has faced several lawsuits and numerous complaints regarding its debt collection practices.

1. Class Action Lawsuit: Penn Credit was involved in a class action lawsuit for allegedly violating the federal Telephone Consumer Protection Act (TCPA). They settled for $4.675 million to avoid litigation. This settlement addresses claims from individuals who received pre-recorded voicemail messages without consent between April 30, 2015, and May 6, 2021. The company also took measures to improve TCPA compliance.

Complaints:
- Consumer Financial Protection Bureau (CFPB): There were 1,462 complaints over three years, focusing on issues such as rude agents, inaccurate reporting, and harassment.
- Better Business Bureau (BBB): There were 209 complaints in the last three years, mainly about collecting on paid or incorrect debts, lack of debt verification, and excessive phone calls.

These complaints often highlight violations of the Fair Debt Collection Practices Act (FDCPA), which protects you from harassment and unfair practices by debt collectors.

In closing, Penn Credit Corporation has faced legal actions and multiple complaints, primarily regarding their debt collection methods and adherence to federal laws.

What Do People Online Say About 8009001370?

People online have shared several experiences regarding the phone number 8009001370. Here are some specific quotes from various users discussing their encounters with calls from this number:

- Annoyed: "Obviously a total scam. Get numerous calls from this number. Recorded message: Says has important personal information, but they do not identify themselves. DO NOT CALL OR RESPOND TO THIS CALLER, or any other caller like this!"
- Roger: "I have received 3 to 7 calls per day from this number for over two months now. Did not leave one voicemail. I have already informed my attorney of this, as it seems to constitute harassment."
- Darkness: "That's Penn Credit: Address: 916 South 14th Street, Harrisburg, PA 17104 Phone: (717) 238-7124. Now you can call and harass them back (67) or even stop by the office to wish them well."
- Legend Mary: "Called and wanted money for Pennsylvania American Water Company even though I did not have an account with them at that address and I did not ever live at the mailing address that they were mailing the bills to."
- Reddit user from r/personalfinance: "I received several phone calls recently from 1-800-900-1370, and today they left a message with a not personalized voicemail stating they are Penn Credit, a collector company, requesting a phone-call back and all the information provided will be used for collection purposes."

The general online sentiment about calls from 8009001370 is overwhelmingly negative. You might experience frequent, harassing calls with no voicemails, suggesting potential spam activities. Many believe these calls are scams or phishing attempts due to vague messages. Several users noted being contacted about debts that do not appear legitimate.

Overall - the consensus is clear: you should be cautious and avoid engaging with 8009001370 due to numerous complaints of harassment and possible scam activities.

Do I Really Need To Remove 8009001370 From My Credit Report?

Yes, you really need to remove 8009001370 from your credit report if you’ve confirmed this collection is on your report and it’s potentially inaccurate.

Handling the dispute on your own can be very time-consuming and exhausting, especially since most credit repair companies are not recommended due to poor ratings and deceptive practices. Instead, you should consider reaching out to a reputable credit repair company like The Credit Pros. They can handle this for you and properly dispute inaccuracies.

As a final point, removing 8009001370 from your credit report is crucial if it's inaccurate. Reach out to a trusted credit repair company to ensure the process is handled correctly, saving you time and hassle.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8009001370 can be written

- +1 800-900-1370
- +1 (800) 900-1370
- +1 800 900 1370
- (800) 900-1370
- 800-900-1370
- 800.900.1370
- 800 900 1370
- +18009001370
- (800) 900-1370
- 800.900.1370
- 8009001370

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Penn Credit Corporation uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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