Who is 8008520411 and why are they calling me?

The phone number 800-852-0411 is associated with Aargon Agency Inc, a debt collection company. However, scammers could also use this number to pose as debt collectors. You should be cautious.

Here's what we advise you to do:

- Don't Engage Directly: Do not provide any personal information or payment over the phone, regardless of whether the caller is a legitimate debt collector or a scammer.
- Check Your Credit Report: Pull your free credit report to see if Aargon appears as a collection item. This can help you determine if the debt is legitimate.
- Block the Number: To avoid future harassment, you should block the number.
- Seek Professional Help: Contact us for a free 3-bureau credit report evaluation. We can help verify if the debt is real and dispute any inaccuracies.

Remember, you don’t have to pay the debt immediately if you have doubts. Reach out to us for assistance with handling the situation effectively.

To sum up, be cautious with calls from 800-852-0411. Check your credit report, block the number, and seek professional help to verify and dispute any inaccuracies.

If you're getting harassed by 8008520411, here's how you can stop it.

First, document everything. Write down dates, times, and details of each call. This will help you when you file a complaint.

Next, register your number at DoNotCall.gov and block the number on your phone.

You should also report the number to the authorities:
- FCC: File a complaint at fcc.gov/complaints.
- FTC: Report at ReportFraud.ftc.gov and DoNotCall.gov.
- CFPB: Submit a complaint online at consumerfinance.gov/complaint or call (855) 411-2372.

Consider sending a cease and desist letter. Use a template and keep a copy for your records.

Using call blocking apps like 'Call Blocker' for Android or 'Robokiller' for iPhone can also help reduce unwanted calls.

If harassment continues, consider legal measures. You might need to get a restraining order or hire a harassment lawyer.

Additionally, contact your phone carrier for more blocking tools and check with local or state consumer protection offices for extra help.

To wrap things up, document all the harassment, block the number and report it to the authorities. File a cease and desist letter if needed, and use call blocking apps. If it continues, look into legal steps and get help from your phone carrier and consumer protection offices. We're here if you need more assistance.

You should block or ignore calls from 8008520411.

Here's why:

- No Impact on Credit Score: Blocking or ignoring these calls won't harm your credit score if the debt is already listed on your report.
•Likely a Debt Collector: The calls are probably from Aargon, a debt collection agency. Ignoring or blocking harassing calls can be a smart move.
- Credit Repair: Working with a reputable credit repair company can help you remove inaccurate negative items from your credit report, minimizing stress and intrusive calls.

Blocking these calls will help reduce stress and interruptions. You should regularly check your credit report for discrepancies and address them promptly.

In the end, you should block the number to reduce stress, work with credit repair professionals for report inaccuracies, and stay proactive in managing your credit.

Yes, a debt collector like 800-852-0411 can sue you, but it’s very unlikely. Suing is usually a last resort, often reserved for large debts over $5,000. They have to prove you owe the debt, the amount is correct, and that they have the legal right to sue, which can be challenging if the debt has changed hands multiple times. Plus, suing is costly and time-consuming, so collectors usually prefer to settle out of court.

Before suing, debt collectors will typically try to get you to pay through calls and letters. Each state has a statute of limitations, which limits the time frame in which they can sue. If your debt is old, it might be beyond this period, making a lawsuit less likely.

If you are sued, you will receive a court summons and complaint. It's essential that you respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA). Consider consulting with an attorney to understand your options and defenses if you receive a lawsuit notice.

- They must prove you owe the debt.
- They often settle out of court.
- Statute of limitations might prevent a lawsuit.

As a final point, remember to block their number and handle the situation proactively to reduce stress.

8008520411 Might Have Your Personal Information because it’s linked to Aargon Agency, a debt collector. You should avoid providing any details to them and not pick up their calls. It’s impossible to be certain about their intentions.

You should check your 3-bureau credit report for accuracy. If you find anything suspicious or inaccurate, create a plan to improve your credit.

We recommend contacting a reputable credit repair company. They can handle disputes and inaccuracies on your behalf. These professionals offer expertise and support, potentially removing errors without you having to pay the debt outright.

Bringing it all together - Block calls from 8008520411, check your credit report for errors, and work with a reputable credit repair company to protect your personal information and improve your financial health.

8008520411 collects various types of debt. They typically handle debts from:

- Medical bills
- Credit card debt
- Utility bills
- Payday loans

They often purchase these debts from other creditors and then try to collect the money from you. It's crucial that you verify any debt claims and ensure their legitimacy before making any payment. Always ask for full details about the debt and confirm it is valid.

All things considered, being cautious and confirming the details will help you deal with debt collectors effectively and protect yourself.

To check if you owe money to 8008520411, you need to follow a few straightforward steps.

First, check your records. Look through your final bills, account statements, and equipment return receipts to see if there’s any outstanding balance. This can give you a clear idea if you owe anything.

Next, get a free copy of your credit report from AnnualCreditReport.com to see if there’s a collection entry from Aargon. If a debt from Aargon is listed, you should request debt validation. Send them a written request asking for proof that the debt is yours. Avoid calling them, as this might reset the statute of limitations.

If you think the debt isn't yours, dispute it with the credit bureaus. This process can take some time and may require consistent follow-up. If you face harassment or need help, it’s advisable to consult a consumer protection lawyer for guidance and potential legal action.

Lastly, gather all relevant documents and seek professional advice if needed to prevent inaccurate collections from affecting your credit score.

Debt collection laws protect you from aggressive or unfair practices by companies like Aargon. The main law in the U.S. is the Fair Debt Collection Practices Act (FDCPA). Here’s what it covers:

Prohibited Conduct by Debt Collectors:
- Timing: They can’t call you before 8 AM or after 9 PM.
- Workplace Contact: They can't contact you at work if your employer prohibits it.
- Abusive Language or Threats: They’re not allowed to use obscene language or threaten you.
- Harassment: Repeated calls meant to harass you are banned.
- False Representation: They can’t pretend to be someone they're not, like a lawyer or government official.
- Third-Party Disclosure: They can’t tell others about your debt.

Required Disclosures and Your Rights:
- Validation Notice: They must send a written notice detailing your debt, including the creditor’s name, the amount owed, and your rights to dispute it.
- Dispute Rights: You have 30 days to dispute the debt in writing. Collections must stop until they provide verification.
- Stop Communication: You can write a letter demanding they stop contacting you, except for specific reasons like notifying you of certain actions.

If you feel a debt collector has violated these rules, you can report them to the FTC, CFPB, or your state attorney general. You also have the right to sue them within one year of the violation for damages.

Remember, state laws might provide extra protections, so it's a good idea to check your state’s specific debt collection laws too.

Finally, you are protected from unfair practices by laws like the FDCPA, which set clear rules for debt collectors and your rights.

Yes, Aargon Agency has multiple lawsuits and complaints against them.

Lawsuits:
- Aargon Agency, Inc. v. Sandy O'Laughlin, 2023: Aargon, along with other debt collection agencies, challenged the authority of the Commissioner of the Nevada Department of Business and Industry.
Complaints:
- Better Business Bureau (BBB): Although Aargon has an A+ rating, there are 26 consumer complaints, primarily concerning improper information and harassment.
- Consumer Financial Protection Bureau (CFPB): About 630 complaints are logged against Aargon, mainly from 2019, involving fraudulent claims and abusive language.
- Google Reviews: Aargon has a 1.8 rating from 159 reviews, with issues like harassing calls, inaccurate debt amounts, and attempts to collect on already settled debts.

In closing, Aargon faces recurring complaints about their collection practices. If you are dealing with them, you should know your rights and consider seeking legal advice.

People online have mixed reviews and experiences with the phone number 8008520411. Here are some specific quotes from various users:

- cket: "Upon answering, there was a recording saying they had no agents to answer my call. I DID NOT CALL THEM!! I do not know who it is or what they want."
- Investigator Anonymous: "Legitimate collection agency call. Been in business since 1996."
- FTC DNC Spamlist: "Calls pretending to be government, businesses, or family and friends received in Virginia. Calling with recorded message (robocalls)."
- TAMEEKA MELTON: "Someone call for my son who haven’t lived with me in 5 years. That is weird."
- Christina M: "This guy called said he was from some company & says he has me listed as living in my city & to please verify who I am by telling him my address!! I asked who it is & what company. His reply was that it’s a private business matter & he insisted on me giving him my address!!"
- joe: "Imposters scam with the number 8008520411 as Harassment calls."
- Denver Homeowner: "I'd like to be notified about updates on this number."

You might notice that the general sentiment around this number ranges from suspicion to outright claims of scam activities and harassment. Some people have reported legitimate business practices, while others suspect fraudulent behavior or improper debt collection practices.

Here are some key observations:
- Many users report the call as suspicious and potentially a scam.
- Users mention aggressive tactics, such as insisting on personal information.
- Some acknowledge it as a legitimate debt collection call, suggesting mixed experiences or perhaps mistaken identity.
- Complaints indicate a pattern of harassment, repeated calls, and unprofessional behavior.

Overall, you should approach calls from 8008520411 with caution, as mixed responses suggest both legitimate and questionable interactions.

Yes, you really need to remove 8008520411 from your credit report if you find it there and it’s potentially inaccurate. You can maximize your chances by taking clear action steps right away.

First, verify if the number is truly on your credit report. Sometimes, these entries can be deceiving. Once confirmed, addressing the issue is crucial. Disputing it on your own may seem overwhelming and time-consuming. Instead, you can seek help from a reputable company like The Credit Pros, who specialize in handling such matters efficiently.

They can assist you in removing potentially inaccurate negative items from your credit report, saving you both time and stress. With trusted professionals, you ensure that your credit history is clean and accurate.

As a final point - it’s important that you confirm the entry, and if it’s there and inaccurate, you should seek professional help to remove 8008520411 from your credit report.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8779100501
• 8778196042
• 8004838314
• 8664084070
• 8008232318
• 8008520411
• 8882224227
• 8002927508
• 8773394612
• 8003219637