Who is 8006182247 and why are they calling me?
- Phone number 8006182247 is likely a debt collector called:' Sequium Asset Solutions, LLC'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Call (888) 488-5855 and learn how we can help you potentially improve your score.
Take your first step to improve your credit score today. Call now or schedule a consultation for your free Credit Report and expert analysis!
If you’ve been getting calls from 8006182247, they come from Sequium Asset Solutions, LLC, a legitimate debt collection agency. These calls can be stressful, but you don’t need to pay right away or engage directly. Check your 3-bureau credit report to see if any debts are listed and ensure there are no inaccuracies.
If you feel harassed or the calls continue, block the number immediately. Document each call and know that the Fair Debt Collection Practices Act (FDCPA) protects you from abuse and harassment. For extra support, reach out to The Credit Pros at 800-618-2247. We review your entire credit report and help determine the best course of action for your unique situation.
Don’t let these calls impact your peace of mind or credit score. Talking to The Credit Pros can be a game-changer, offering you expert advice in a no-pressure setting. We guide you through verifying any debts and disputing inaccuracies, helping you take control of your financial future.
Who Is 8006182247: Scam Or Legitimate
The number 8006182247 is likely associated with Sequium Asset Solutions, LLC, a legitimate debt collection agency. However, you should exercise caution when dealing with any unexpected calls about debts.
We advise you not to engage directly with the caller. You're not obligated to pay immediately if you're unsure about the debt. Instead, here's what we recommend you do:
• Pull your free 3-bureau credit report to check for any listed debts
• Look for potentially inaccurate negative items on your report
• Block the number to reduce stress and unwanted calls
We've helped thousands of people facing similar situations. Whether the call is legitimate or not, your next steps remain the same. If you see Sequium listed as a collection on your credit report, it's likely a real call - but you still shouldn't respond directly.
Here's how we can help you:
• Verify any claimed debts on your behalf
• Dispute potentially inaccurate items on your credit report
• Provide guidance to improve your overall financial outlook
Remember, you're not alone in this situation. We're here to support you and help you navigate these confusing calls. You can give us a call for a free credit report evaluation. Together, we'll work on boosting your financial health and giving you peace of mind.
To wrap things up, you should focus on verifying the debt, protecting your credit, and seeking professional help if needed. We're here to guide you through each step of the process.
How Do I Stop 8006182247 From Harassing Me (How To Report Them)
To stop 8006182247 from harassing you, you should take immediate action. Here's what we advise you to do:
First, document everything. Keep a detailed log of each unwanted call, noting dates, times, and any abusive language. This record will be crucial if you need to escalate the issue.
Next, register your number at DoNotCall.gov. It only takes a few minutes and can help reduce unwanted calls. Then, block the number using your phone's built-in feature or contact your service provider for help. You can also use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for iOS.
If the harassment continues, you should consider these steps:
• Get a restraining order if the calls are threatening
• Consult a harassment lawyer for legal advice
• Send a cease and desist letter using a template from eforms.com
Don't hesitate to file complaints with the appropriate authorities:
• Report to the FCC at fcc.gov/complaints for illegal robocalls or spoofing
• Inform the FTC at ReportFraud.ftc.gov about telemarketing violations
You should also reach out to your phone carrier about call-blocking tools they offer. Local or state consumer protection offices can provide additional resources or complaint mechanisms.
To finish up, remember that you have options to stop this harassment. Block the number, document everything, and don't be afraid to seek help from authorities or legal professionals. We're here to support you through this stressful situation.
Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855
Should I Block Or Ignore 8006182247
You should block 8006182247. We recommend this because it's likely a debt collector from Sequium Asset Solutions calling about a Spectrum account. When you block the number, you won't hurt your credit score or face negative consequences. It's a smart move for you to stop potential harassment.
Here's what we advise you to do:
• Block the number to end unwanted calls
• Don't talk to the caller directly
• Work with a good credit repair company to handle any disputes
By taking these steps, you'll feel less stressed and more in control. Remember, you don't have to talk to debt collectors. A credit repair company can help you check if the debt is real and negotiate for you if needed.
We know dealing with collectors is frustrating. When you block the number, you take the first step towards peace of mind. From there, we can guide you through fixing any real debts or removing wrong items from your credit report.
To wrap things up, you should block 8006182247, avoid talking to the caller, and consider getting help from a credit repair company. These actions will help you regain control and reduce stress in your financial life.
Can A Debt Collector Like 8006182247 Sue Me
Yes, a debt collector using the number 8006182247 can sue you, but it's unlikely. They typically consider lawsuits as a last resort, usually for debts over $5,000.
Before suing, the collector must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging, especially if the debt has changed hands multiple times. Lawsuits are expensive and time-consuming for collectors, so they often prefer to settle out of court using calls or letters.
You should be aware that each state has a statute of limitations on debt collection lawsuits. If your debt is old, it might be beyond this period. However, if they do decide to sue, you'll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.
Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices by debt collectors. We understand this can be stressful, so consider these key points:
• You need proof that you owe the debt before paying
• Check your state's statute of limitations on debt collection
• You're protected from abusive practices under the FDCPA
To finish up, if you're concerned about a potential lawsuit, we recommend you consult with an attorney. They can help clarify your situation and explore your options, giving you peace of mind and a clear path forward.
Worried about legal action? Call now to understand your rights. Call (888) 488-5855
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Let Professionals help you find and dispute potentially inaccurate negative items hurting your score
8006182247 Might Have Your Personal Information
If 8006182247 is calling you, they might have your personal information. You should be cautious about answering or engaging with these calls. Here's what we advise you to do:
Don't pick up when they call. This prevents them from pressuring you into paying money you don't owe or giving up personal details they could misuse. Even if you ignore their calls, it's crucial that you check your credit.
You should get a three-bureau credit report. This helps you spot any issues with your credit. Use this info to create a detailed plan to boost your credit score.
For expert assistance, we recommend working with a reputable credit repair company. They can help you:
• Fix mistakes on your credit report
• Protect your personal information
• Navigate the complex credit repair process
Remember, you're not alone in this. Many people face similar situations, and there are ways to handle it effectively.
To wrap things up, here's what you should do: ignore calls from 8006182247, get your credit report, make a plan to improve your credit, and consider getting professional help. By taking these steps, you're protecting yourself and taking control of your financial future.
Protect your personal information. Speak with our experts today. Call (888) 488-5855
Types Of Debt Collected By 8006182247
When 8006182247 contacts you, they're typically collecting various types of debt. You might owe money on credit cards, auto loans, or cell phone bills. This company works with several creditors, but they don't mention specific brands.
If you receive a call from 8006182247, you'll get information about your debt. They'll tell you:
• Who the original creditor was
• How much you owe
• When the debt was incurred
It's crucial that you verify all these details. Don't assume the debt is legitimate without checking first. You have the right to request written proof of the debt before making any payments.
Remember, you're not obligated to discuss your financial situation over the phone. If you're uncomfortable, you can ask them to communicate in writing instead. This gives you time to review the information and seek advice if needed.
To wrap things up, here's what we advise you to do if 8006182247 contacts you:
• Stay calm and polite
• Ask for detailed information about the debt
• Request written verification
• Don't share personal financial information over the phone
By following these steps, you protect yourself and ensure you're dealing with a legitimate debt collection attempt.
How Do I Check If I Owe Money To 8006182247
If you want to check if you owe money to 8006182247, you should follow these steps:
1. Review Your Records:
You need to look through any final bills, account statements, or equipment return receipts you've kept. This helps you determine if you have any outstanding debts related to a service or product.
2. Check Your Credit Report:
You should review your credit report to see if any debt related to this number appears. You can get a free copy of your credit report from annualcreditreport.com.
3. Request Debt Validation:
If you find a debt on your report, you should ask for debt validation from the collections agency. Request proof that the debt is valid and that you're the responsible party.
4. Consult a Professional:
We recommend that you consider consulting a consumer protection lawyer if you're facing harassment or disputes over a debt. They can help you understand your rights and take appropriate actions.
5. Avoid Direct Contact:
It's crucial that you don't initiate contact with the number 8006182247. This can restart the statute of limitations on old debts. Instead, we advise you to gather all necessary documentation first.
Being proactive and gathering as much information as possible will help you prevent inaccurate collection efforts from impacting your credit. To wrap things up, remember to review your records, check your credit report, and seek professional help if needed. We're here to support you through this process, so don't hesitate to take these steps to protect your financial well-being.
Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855
Which Debt Collection Laws And Regulations Protect Me From 8006182247
The Fair Debt Collection Practices Act (FDCPA) protects you from abusive and unfair debt collection practices by 8006182247 and other collectors. You have the right to be free from harassment, obscene language, and false representations. Collectors can't contact you before 8 AM or after 9 PM, or at your workplace if your employer doesn't allow it.
Under the FDCPA, you're entitled to a written validation notice detailing the amount you owe and the creditor's name. If you dispute the debt in writing within 30 days, the collector must provide verification and stop collection efforts until they do so.
Your state may offer additional protections. For example, if you live in New York, you benefit from stricter licensing requirements for debt collectors. We advise you to contact your state attorney general's office to learn about specific laws that apply to you.
If you're facing issues with debt collection, you can file a complaint with the Consumer Financial Protection Bureau (CFPB). This federal agency can guide you and take action against unfair practices. If a collector like Sequium Asset Solutions, LLC violates your rights, you can sue for damages and legal costs.
Remember, you have the power to demand in writing that a debt collector stops contacting you, except for legal notifications. If you have an attorney, the collector must only communicate with them.
Here are key steps you should take:
• Dispute the debt within 30 days if you believe it's incorrect
• File complaints with the CFPB and your state attorney general
• Familiarize yourself with your state's specific debt collection laws
To wrap things up, you're not alone in this situation. By understanding and exercising these rights, you can protect yourself from unfair practices and take control of your financial situation.
Professionals can help you with your score
Let Professionals help you find and dispute potentially inaccurate negative items hurting your score
Does 8006182247/Sequium Asset Solutions, Llc Have Any Lawsuits Against Them
Sequium Asset Solutions, LLC faces several lawsuits and official complaints related to their debt collection practices. You should be aware of the following legal actions:
1. A class action lawsuit in Illinois: You'll find Sequium is being sued for violating the Fair Debt Collection Practices Act (FDCPA) and the Illinois Collection Agency Act (ICAA). They allegedly failed to clearly communicate consumers' rights to dispute debts.
2. Jacquelyn A. Vandehey vs. Sequium Asset Solutions, LLC: This lawsuit, filed in the United States District Court Eastern District of Wisconsin, claims Sequium violated the FDCPA. They reportedly didn't state the debt amount and creditor's name in their collection letter.
3. James R. Abrams vs. Sequium Asset Solutions, LLC: Filed in the United States District Court, Western District of Washington, this case involves alleged violations of state and federal fair credit and debt collection acts. Sequium is accused of improperly disclosing debt information to third parties.
You should also know about the official complaints against Sequium:
• The Better Business Bureau (BBB) has recorded about 200 complaints.
• Most complaints involve accounts consumers didn't recognize.
• Other issues include fraudulent information on credit reports, incorrect charges, and poor customer service.
If you're dealing with Sequium Asset Solutions, LLC, it's crucial that you understand your rights under the FDCPA. To wrap things up, we recommend you stay informed and vigilant about your financial situation when interacting with this company.
What Do People Online Say About 8006182247
People online mostly report negative experiences with 8006182247. You'll find many complaints about this number on various forums and websites. Here's what you need to know:
• You might receive calls claiming to be from Spectrum, even if you've never had an account with them.
• Many users describe these calls as harassment, with some reporting 4-6 calls daily.
• The callers often demand payment for debts you don't owe.
We understand how frustrating and concerning these calls can be. You should be aware that many users label this number as a scam or fraudulent debt collection attempt. If you receive calls from 8006182247, we advise you to be extremely cautious.
You shouldn't engage with these callers or provide any personal information. Instead, here's what we recommend you do:
• Block the number on your phone to stop the calls.
• Report the number to your local authorities or the FTC.
• If you're worried about potential debts, check your credit report for any discrepancies.
To finish up, remember that you have the right to verify any debt claims. Don't let these calls stress you out - by staying informed and taking proactive steps, you can protect yourself from potential scams and harassment.
Do I Really Need To Remove 8006182247 From My Credit Report
You should remove 8006182247 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - they're often scammy and ineffective. Disputing on your own can be time-consuming and draining. Instead, you can save yourself hours by reaching out to a reputable company for help.
We recommend that you first confirm this collection is actually on your report. If it is, and you believe it's inaccurate, taking action is crucial. Remember, you have rights when it comes to your credit. Don't let potentially false information drag down your score.
Here are some steps we advise you to consider:
• Verify the debt is truly on your report
• Check if it's potentially inaccurate
• Avoid shady "quick fix" credit repair offers
• Seek help from a trusted credit expert
By addressing this proactively, you'll be taking control of your financial future. We're here to guide you through the process and help improve your credit profile.
To wrap things up, remember that you have the power to challenge potentially inaccurate information on your credit report. Don't hesitate to take action and seek expert help if needed to protect your financial well-being.
Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855
Here are other formats 8006182247 can be written
- +1 800-618-2247
- +1 (800) 618-2247
- +1 800 618 2247
- (800) 618-2247
- 800-618-2247
- 800.618.2247
- 800 618 2247
- +18006182247
- (800) 618-2247
- 800.618.2247
- 8006182247
Professionals can help you with your score
Let Professionals help you find and dispute potentially inaccurate negative items hurting your score
List of every other phone number that Sequium Asset Solutions, LLC uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.