Who is 8003519596 and why are they calling me?
- Phone number 8003519596 is likely a debt collector called:' Midland Credit Management (MCM)'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Chat with the Credit Pros and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
•89 people started their credit fight today - join them!
8003519596 often comes from Midland Credit Management (MCM), a debt collector, but it could also be a scam. Block the number to stop the harassment and get your free 3-bureau credit report. Check for any negative items that might be inaccurate and let us verify the debt for you.
If 8003519596 keeps calling, take action. Document all unwanted calls, including dates and times, and report them to the FCC and FTC. Use call-blocking apps to keep your phone quiet, and register your number on the National Do Not Call Registry for extra protection.
For expert assistance, contact The Credit Pros at the number above. We'll evaluate your 3-bureau credit report and help you challenge any errors. Act now—the sooner you do, the better your chance of boosting your credit score and stopping unwanted calls for good.
On This Page:
Who Is 8003519596: Scam Or Legitimate
The number 8003519596 is likely associated with Midland Credit Management (MCM), a debt collector, but could potentially be a scam. You should not engage with the caller, even if they're legitimate. You're not required to make immediate payments if you're unsure about the debt.
Here's what we advise you to do:
• Block the number to stop unwanted calls
• Get your free 3-bureau credit report
• Look for any potentially inaccurate negative items
• Let us verify the debt and dispute any errors for you
We've helped thousands of people in similar situations. Whether the call is legitimate or not, your next step remains the same - you need to analyze your credit for problems. If you see MCM listed as a collection on your report, it's probably real, but you should still ignore their calls.
We can assist you in verifying debts, cleaning up your credit report, and improving your overall financial outlook. You should give us a call for a free evaluation and personalized plan to tackle this issue and boost your credit score.
To wrap things up, remember that you have options and support available. You don't have to face this alone or make rushed decisions. Block the number, check your credit report, and reach out to us for professional guidance to navigate this situation effectively.
How Do I Stop 8003519596 From Harassing Me (How To Report Them)
To stop 8003519596 from harassing you, you need to take immediate action. Here's what we advise you to do:
First, document every unwanted call you receive. Keep a detailed log with dates, times, and any abusive language used. This record will be crucial if you need to escalate the issue.
Next, register your number on the National Do Not Call Registry at DoNotCall.gov. It only takes about two minutes. After registering, block the number using your phone's built-in features or contact your service provider for help.
You can also use call-blocking apps for added protection:
• On Android, try 'Call Blocker - Stop spam calls'
• On iPhone, 'Robokiller: Spam Call Blocker' is a good option
• Your phone carrier might offer additional call-blocking tools
Don't forget to report these harassing calls to federal agencies:
• File a complaint with the FCC at fcc.gov/complaints for illegal robocalls or spoofing
• Report telemarketing violations to the FTC at ReportFraud.ftc.gov
If the harassment continues, you should consider sending a cease and desist letter. You can find templates at eforms.com/cease-and-desist. This formal request often helps stop unwanted contact.
For persistent issues, you might need to take legal action. Consider getting a restraining order or consulting a harassment lawyer to understand your rights better.
Remember, you can also submit a complaint to the Consumer Financial Protection Bureau at consumerfinance.gov/complaint or call (855) 411-2372 for guidance.
To finish up, you've got several tools at your disposal to stop this harassment. Start by blocking and reporting, then escalate to legal measures if needed. We're here to support you through this frustrating situation, and with these steps, you'll be well on your way to reclaiming your peace of mind.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 8003519596
You should block 8003519596 because it's likely Midland Credit Management (MCM), a debt collector, calling you. By blocking this number, you'll stop unwanted calls and reduce your stress. Don't worry, your credit score won't drop just from blocking them.
Here's what we advise you to do:
• Block the number right away
• Don't talk to them directly
• Get help from a good credit repair company
A credit repair company can help you:
• Check if the debt is real
• Challenge any mistakes on your credit report
• Talk to MCM for you
Remember, you don't have to talk to debt collectors. When you block them, you take control and feel more at peace. We know this is stressful, but you have options.
To wrap things up, take charge by blocking 8003519596 and getting professional help to fix any credit issues. You've got this!
Can A Debt Collector Like 8003519596 Sue Me
Yes, a debt collector like 8003519596 can sue you, but it's very unlikely. They usually prefer other methods to collect the debt. Here's what you need to know:
Debt collectors typically only sue as a last resort, often when you owe a substantial amount, usually over $5,000. If they decide to sue, they'll need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging for them, especially if the debt has changed hands multiple times.
You should be aware that suing is expensive and time-consuming for debt collectors, so they often prefer to settle out of court. There's also a statute of limitations that varies by state, meaning they can't sue you for older debts.
If a debt collector decides to sue you, you'll receive a court summons and complaint. It's crucial that you respond within the specified deadline to avoid a default judgment. If you don't respond, this judgment could lead to:
• Wage garnishment
• Bank account levies
• Property liens
Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices by debt collectors.
To finish up, if you receive a lawsuit from a debt collector, we strongly advise you to consult with an attorney. They can help you understand your options and potential defenses, ensuring you're well-prepared to handle the situation.
Worried about legal action? Contact us to understand your rights. Chat with us now
8003519596 Might Have Your Personal Information
You should be cautious about 8003519596 having your personal information. We advise you not to provide any details to debt collectors like this number. It's best if you don't even answer their calls, as engaging might lead to more stress and confusion for you.
Instead, here's what we recommend you do:
• Get your 3-bureau credit report. This helps you see all your debts clearly.
• Block the number 8003519596 to avoid unnecessary stress.
• Contact a reputable credit repair company for expert help.
When you get your credit report, you'll have a full overview of your credit status. This allows you to plan how to improve your credit effectively. Working with a credit repair company is likely your best option. They can handle any inaccuracies or disputes on your credit report for you. These experts know how to negotiate with creditors and can give you a personalized plan to boost your credit score.
Remember, you're in control of your personal information and how you manage your credit. Don't let calls from 8003519596 overwhelm you. You have the power to take charge of your financial situation.
To wrap things up, block that number, get your credit report, and reach out to a credit repair company. You've got this, and we're here to support you every step of the way!
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 8003519596
Midland Credit Management (MCM) collects various types of debt using the number 8003519596. You might encounter MCM if you have outstanding personal, family, or household debts. These typically include:
• Credit card balances
• Unpaid loans
• Medical bills
• Overdue utility payments
When you receive a call from 8003519596, it's likely that MCM has purchased your debt from the original creditor. They're now responsible for collecting the amount you owe. It's important to know that MCM must follow the Fair Debt Collection Practices Act (FDCPA) guidelines. This means they can't use abusive or deceptive practices when contacting you.
You should be aware that MCM's goal is to recover the debt you owe. However, you have rights as a consumer. If you're unsure about the debt or its amount, you can request verification from MCM. They must provide this information before continuing collection efforts.
To finish up, remember that you're dealing with a legitimate debt collection agency when you see 8003519596. We advise you to understand your rights, verify any debts, and consider seeking professional financial advice if you're struggling to manage multiple debts.
How Do I Check If I Owe Money To 8003519596
To check if you owe money to 8003519596, you should start by reviewing your own financial records. Look through your bills, account statements, and equipment return receipts to see if you can find any information related to this number.
Next, you should check your credit report. You can do this using a credit reference agency (CRA) like Experian, Equifax, or TransUnion. When you review your credit report, you'll be able to see if there are any defaults, County Court judgments (CCJs), or decrees listed.
If you spot a debt associated with this number on your credit report, your next step should be to request debt validation from the collections agency. It's crucial that you gather as much documentation as possible before you make any contact with debt collectors.
We understand that dealing with potential debts can be stressful. If you find yourself facing harassment over disputed debts, you might want to consider consulting a consumer protection lawyer. They can provide you with expert advice tailored to your situation.
Here are some key points to remember:
• Don't make direct contact initially, as this could restart the statute of limitations on old debts.
• Always verify the debt before making any payments.
• Keep detailed records of all communications with the debt collector.
To finish up, remember that you're in control of this situation. Start by checking your records, review your credit report, and don't hesitate to seek professional help if you need it. With these steps, you'll be well-equipped to handle any potential debt issues.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 8003519596
The Fair Debt Collection Practices Act (FDCPA) is the main federal law that protects you from abusive practices by debt collectors like 8003519596. Here's how it shields you:
You're protected from harassment, as collectors can't contact you before 8 AM or after 9 PM. They also can't call you at work if your employer forbids it. You have the right to stop all communication from the collector, except under specific conditions.
If you dispute the debt within 30 days, the collector must verify it and stop collection until they do. You can also demand that they only communicate with your attorney if you have one.
Here are some key protections you have:
• You can't be threatened with violence or harassed with repeated calls
• Collectors can't pretend to be attorneys or government agents
• They can't discuss your debt with friends, family, or co-workers
• They can't demand more money than you legally owe
State laws may offer you additional protections. For instance, if you're in New York, debt collectors must be strictly licensed.
You have the right to sue collectors within one year for FDCPA violations and recover damages. If you believe your rights have been violated, you should report it to the FTC, CFPB, or your state attorney general's office.
To wrap things up, you have strong legal protections against abusive debt collection practices. Don't hesitate to assert your rights if you feel they're being violated by 8003519596 or any other collector.
Does 8003519596/Midland Credit Management (Mcm) Have Any Lawsuits Against Them
Yes, Midland Credit Management (MCM) faces several lawsuits and complaints. You should be aware of the following legal actions against them:
• A class action lawsuit in New York's Southern District alleges MCM violated federal law by sending misleading collection notices with false deadlines and legal threats.
• Another class action in Delaware's Federal District Court claims MCM used deceptive practices regarding "time-barred" debt, failing to inform consumers about stale debts that could reset the statute of limitations.
• The Federal Trade Commission (FTC) has filed a complaint against MCM for violating the Fair Debt Collection Practices Act through deceptive and misleading practices.
• Many consumers have reported aggressive and illegal debt collection efforts to the Better Business Bureau (BBB).
If MCM contacts you about a debt, you should proceed cautiously. We advise you to verify any debt they claim you owe and understand your rights under the Fair Debt Collection Practices Act. You may want to consult with a consumer protection attorney if you're unsure how to handle MCM's collection attempts.
To finish up, remember that you have legal protections against unfair debt collection practices. Stay informed, document all interactions with MCM, and don't hesitate to seek legal advice if you feel they're violating your rights.
What Do People Online Say About 8003519596
People online have mixed opinions about 8003519596. You'll find various comments from Reddit users and other platforms discussing this number. Here's what they're saying:
• You might receive calls from different numbers where they say your name and ask you to say "yes."
• Some users report the callers sound Indian or Hispanic.
• They often mention an unpaid debt and try to get you to settle it with a credit card or eBay gift card.
• Be cautious if they ask for your online banking login, Social Security number, or date of birth for "verification."
• RoboKiller users flag this number as spam.
You should know that these callers often use deceptive tactics. They might offer a fake "50% settlement" deal or impersonate banks like Chase or Wells Fargo. Many people express frustration over these calls, noting the use of harassment and intimidation.
We strongly advise you not to engage with these callers. They're likely scammers, not legitimate debt collectors. If you receive a call from this number, you should block it and report it to the proper authorities.
To wrap things up, you need to stay vigilant. Don't give out personal information over the phone, and if you're unsure about a debt, verify it independently. Remember, you have the power to protect yourself from these scams.
Do I Really Need To Remove 8003519596 From My Credit Report
Yes, you really need to remove 8003519596 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - most are scammy and ineffective. When you try disputing on your own, you'll find it time-consuming and draining. Instead, you can save yourself hours by reaching out to a reputable company for help. A good credit repair firm (like The Credit Pros) can make a huge difference in your situation.
We understand this is stressful for you. Here's what we advise you to do:
• Confirm that the collection is actually on your report
• Check if it seems potentially inaccurate to you
• Avoid shady credit repair services that might take advantage of you
• Don't try tackling this alone - it's a hassle you don't need
You're better off working with pros who know how to maximize your chances of removing questionable negative items. We can guide you through the process and handle the heavy lifting for you. Just give us a call and we'll help get your credit back on track.
To finish up, remember that you don't have to face this alone. You can take control of your credit situation by reaching out to experts who can help you navigate this complex process efficiently and effectively.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Midland Credit Management (MCM) uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.
- 6193543046
- 8003142173
- 6023574100
- 8662043941
- 5405460824
- 8882062080
- 8773661520
- 6234627104
- 3202075189
- 9476668604
- 8003514262
- 8003514604
- 8002045785
- 8003575129
- 8882440151
- 8002513164
- 8002896435
- 8002903072
- 8002965598
- 8003089532
- 8003411437
- 8003586281
- 8002763612
- 8003412145
- 8002903079
- 8002904014
- 8003234459
- 8003594107
- 8003539070
- 8003607315
- 8007879437
- 8002972365
- 8009037696
- 5405460131
- 8002902187
- 8003367109
- 8003584172
- 8002960721
- 8003347724
- 8003359251
- 8003584153
- 8009398164
- 8009401246
- 8773206816
- 8882392704
- 8882273051
- 8003519596
- 8003139047
- 4805426709
- 8003151907
- 8003318859
- 8003360958
- 8002571620
- 8002406202
- 8002754285
- 8002843229
- 8882279302
- 8882391044
- 3202075126
- 8009145582
- 8002763690
- 8008902924
- 8002192858
- 8002762317
- 8882261940
- 8008870224
- 8003138967
- 8003141961
- 8002189570
- 8002763571
- 8002990523
- 8003145524
- 8002967408
- 8008898740
- 8007727153
- 8003079341
- 2482766646
- 6234627107
- 8004593186
- 6193544038
- 8008879441
- 8882269760
- 8002763214
- 6233529406
- 2087193271
- 8003518015
- 8002241591
- 5405460395
- 8175873877