Who is 8003460775 (+ how are they hurting my credit score)

The phone number 800-346-0775 belongs to Central Financial Control, a debt collection agency. However, it could also be linked to scams. You should not engage with callers from this number directly, whether they are legitimate or scammers. Instead, pull your credit report and check for any collection accounts or inaccurate, negative items that might hurt your score.

Here’s what we advise you to do:

• Block the Number: Don’t answer calls from 800-346-0775.
• Review Your Credit Report: Look for any mention of Central Financial Control and verify the debts.
• Get Help: Contact The Credit Pros for a free 3-bureau credit report evaluation. They can help verify any debt, dispute errors, and improve your credit score.

If this number appears as a collection item, it might be legitimate, but still, don’t pay immediately without verification. The Credit Pros have helped many people in your situation. Call us if you need assistance.

To sum up, block the number, check your credit report, and contact The Credit Pros for further help.

To stop 8003460775 from harassing you, follow these steps:

1. Document Everything: Keep a log of every call or message, noting dates, times, and any abusive language.

2. Block the Number: Use your phone’s call-blocking feature or contact your service provider for assistance. Many phones have settings to block specific numbers.

3. Do Not Call Registry: Register your number at DoNotCall.gov. This can prevent legitimate telemarketers from calling you.

4. File Complaints:
- Report unwanted calls to the FCC at fcc.gov/complaints. Include details like the number, date, and time of the call.
- Report violations of the Do Not Call Registry to the FTC at ReportFraud.ftc.gov or DoNotCall.gov.
- If the harassment involves debt collection, submit a complaint to the CFPB at consumerfinance.gov/complaint or call (855) 411-2372.

5. Legal Measures:
- Consider a restraining order if the harassment continues or escalates. Consult a lawyer for assistance.
- Send a cease and desist letter using a template from eforms.com.

6. Use Call Blocking Apps:
- Android: 'Call Blocker - Stop spam calls'
- Apple: 'Robokiller: Spam Call Blocker'

7. Report to Local Authorities: If harassment continues, report it to the police for possible investigation.

8. Contact Your Phone Carrier: They may have additional tools and services to help you block unwanted calls.

To wrap things up, you can stop 8003460775 from harassing you by documenting everything, blocking the number, filing complaints, taking legal measures, using call-blocking apps, reporting to local authorities, and getting help from your phone carrier. Taking these steps can help you regain peace and stop the harassment.

Should you block or ignore 8003460775? You should block this number. Ignoring or blocking a debt collector who might be harassing you is a smart move.

Blocking won't hurt your credit score. If it's already on your credit report, it can't damage your score further. Blocking also helps you avoid repeated, stressful harassment.

If this number belongs to a debt collector, it's safe to block them. You should work with a reputable credit repair company to address any potential inaccuracies on your credit report.

In the end, blocking the number can bring you peace and won't affect your credit score. Clear up any credit report inaccuracies with the help of a credit repair company.

Yes, a debt collector like 8003460775 can sue you, but it’s very unlikely. Suing is usually their last resort for significant debts over $5,000, where the costs are justified.

To sue, they must prove you owe the debt, the amount is correct, and they have the legal right to sue you. This can be difficult, especially if the debt has been passed through multiple companies.

It's expensive and time-consuming for them to sue. Typically, they try other methods like calls and letters before resorting to a lawsuit. Each state has a statute of limitations, which is the time frame in which they can sue. If your debt is older than this period, they can't sue you.

If they do decide to sue, you'll receive a court summons and complaint. Respond by the deadline to avoid a default judgment, which could lead to wage garnishment or bank levies, although this is rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive practices by debt collectors. If you receive a lawsuit, it’s advisable to talk to an attorney to understand your options and defenses.

As a final point, while it's possible for a debt collector like 8003460775 to sue you, it's uncommon, and you have legal rights and steps you can take to protect yourself.

Don't provide any information to debt collectors like 8003460775. They might have your personal information, but engaging with them can be risky. Ideally, don't even pick up when they call; answering can lead to more persistent and often aggressive collection tactics.

You should block their number to avoid the stress of continuous calls. Next, obtain your three-bureau credit report to check for any inaccuracies. It is crucial that you work with a reputable credit repair company. They can help you dispute inaccuracies on your credit report, negotiate with creditors, and provide guidance to improve your credit score.

Bringing it all together – block the number, get your credit reports, and consult a reputable credit repair company for expert guidance. This will protect your personal information and put you on the path to better credit.

800-346-0775 is associated with Central Financial Control, a debt collection agency. They collect various types of debt including:

- Medical bills
- Credit card accounts
- Various loans (personal, auto, etc.)
- Unpaid utility bills

These debts can be collected on behalf of the original creditors or purchased as delinquent debts. Central Financial Control follows federal and state laws, including the Fair Debt Collection Practices Act (FDCPA), to regulate their practices and protect your rights.

If you receive a call from them, make sure you verify the debt thoroughly, understand your rights, and seek professional advice to manage the situation effectively.

All things considered, it’s important that you verify the debt, know your rights, and consider professional help to handle any issues smoothly.

To check if you owe money to 8003460775, you should take the following steps:

First, review your bills, account statements, and any equipment return receipts. You need to look for any final notices or outstanding amounts.

Next, check your credit report to see if any debt has been reported by this number. This might appear under Central Financial Control.

You can request debt validation if the debt shows up on your credit report. Make sure they provide proof of the debt.

Additionally, avoid reaching out directly to Central Financial Control. Doing so could reset the statute of limitations on old debts.

If something inaccurate appears on your credit report, you should dispute it yourself or use a credit repair service. This process might take time and consistent effort.

Lastly, if you feel harassed or pressured over disputed debts, seek legal help from a consumer protection lawyer.

Lastly, gather all the documentation from your records and credit reports to ensure you're managing your debts accurately and protecting your credit score.

If you're receiving calls from 8003460775, you have several laws and regulations that protect you from abusive debt collection practices. The primary law is the Fair Debt Collection Practices Act (FDCPA). Here's how it safeguards you:

• No Harassment: Debt collectors can't use abusive language, call repeatedly to annoy you, or make threats.
• Time Restrictions: They can't contact you before 8 AM or after 9 PM.
• Workplace Restrictions: If your employer doesn't allow personal calls, debt collectors can’t call you at work.
• No Misrepresentation: They can't falsely claim to be attorneys or government officials.
• Third-Party Disclosure: They can't discuss your debt with others like friends or coworkers.

They must also provide a validation notice about the debt and inform you of your right to dispute it within 30 days. If you dispute, they must stop collection efforts until they verify the debt.

State laws can give you extra protection. For example, New York enforces strict licensing requirements for debt collectors. If you experience a violation, you have the right to sue for damages and report the collector to agencies like the Consumer Financial Protection Bureau (CFPB).

Finally, keep records of all communications, send a written request if you want all communications to stop, and consult a consumer law attorney for personalized advice. You are not alone, and there are laws to protect your rights.

No lawsuits are currently found against Central Financial Control. However, there are numerous consumer complaints related to their debt collection practices. Many people report issues like difficulty reaching the company, non-delivery of mail, misleading collection letters, and violations of FDCPA regulations.

Here's what you need to know:

• Undelivered Mail: Many consumers report that their certified mail to Central Financial Control often comes back undelivered, suggesting problems with their mailing practices.

• Misleading Letters: Some complaints mention Central Financial Control sending initial communication letters on hospital letterhead instead of their own, which can confuse and mislead consumers.

• FDCPA Violations: Some consumers believe the company engages in practices that violate the Fair Debt Collection Practices Act (FDCPA), such as deceptive trade practices.

• Reporting Issues: There are notes that sometimes Central Financial Control inaccurately reports debts to credit reporting agencies, which leads to disputes.

If you’re dealing with Central Financial Control, you might want to consult with a credit repair specialist or an attorney to help manage the issues and protect your rights.

In closing, while there are no lawsuits against Central Financial Control, you should be aware of the significant number of consumer complaints regarding their practices.

People's opinions on 8003460775 vary widely. Here are some specific quotes from users on Reddit and other forums:

- 'I call the number for the heck of it and receive some auto message requiring the last 4 digits of a SS # to locate a file in their system which I thought was rather questionable and sketchy.'

- 'Received a voicemail saying he was Jamal from Franciscan; I do have business with Franciscan. I called this morning, automated service said they're locating my account through my phone number ID. After that, I spoke with a foreigner saying it is regarding a recent visit to the hospital and he was wanting my birthday and other information. I told him I haven't been to the hospital knowing that my family has been in the hospital.'

- 'Investigator FTC DNC Spamlist reported Debt reducing fraud with the number 8003460775 as Cost trap.'

Some users note suspicious activities related to this number, like automated messages requesting the last 4 digits of a Social Security Number. Others have reported that the number is associated with medical billing departments, but still find the calls spammy or unsolicited. There are also reports labeling the number with debt reduction fraud, indicating potential scam risks.

Overall, many people online are cautious about 8003460775, finding it hit or miss. It's wise to avoid sharing personal information if contacted and consider blocking the number if you receive unsolicited calls.

Yes, you should remove 8003460775 from your credit report if you've confirmed it appears there and identified it as potentially inaccurate. Addressing inaccuracies on your credit report is crucial for maintaining a healthy credit score.

Instead of disputing it on your own, which can be time-consuming and requires significant effort, we advise you to reach out to a reputable credit repair company like The Credit Pros. Good credit repair companies can save you time and maximize your chances of removing potentially inaccurate negative items.

Steer clear of most typical credit repair companies as they often have poor reputations and perform subpar work. By working with a reputable company, you gain expert assistance, reducing stress and ensuring the accuracy of your credit report.

As a final point, you should take proactive steps to remove inaccuracies by seeking professional help, ensuring your credit report is accurate, and reducing your stress in the process.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8775758182
• 8884794384
• 2082582272
• 8003460775
• 6022213938
• 3145130122
• 8008711840
• 8887952443
• 7028262000
• 8778254490