Who is 8008711840 (+ how are they hurting my credit score)

The phone number 8008711840 is likely connected to a debt collection agency, specifically Healthcare Collections. However, it can sometimes be associated with scams. It’s crucial that you don't engage with the caller, whether they are legitimate or not. You aren't obligated to pay the debt immediately if you have any doubts or uncertainties about the details.

Here's what we advise you to do next:

- Get a free 3-bureau credit report evaluation.
- Check for potentially inaccurate or negative items on your report that could harm your score.
- If this debt appears on your report, it might be legitimate, but still, do not engage.

We, at The Credit Pros, can help verify any debt from this collector, dispute inaccuracies, and improve your financial prospects.

To sum up - whether the call is legitimate or a scam, your next steps remain the same: pull your credit report and analyze it for any potentially inaccurate negative items.

To stop 8008711840 from harassing you and report them, follow these steps:

First, document all unwanted interactions. Keep a detailed log of calls, noting dates, times, and any abusive language. This helps build a case against them.

Next, register your number at Do Not Call Registry. Visit DoNotCall.gov to sign up. Then, block the number on your phone or through your service provider.

If the harassment continues, escalate your measures:
- Send a Cease and Desist Letter using the template at eforms.com/cease-and-desist.
- Contact a harassment lawyer to explore filing a restraining order or lawsuit.

File a complaint with the FCC and FTC:
- Report illegal calls to the FCC at fcc.gov/complaints.
- File a complaint with the FTC at ReportFraud.ftc.gov and DoNotCall.gov.

Use call blocking apps:
- Android: 'Call Blocker - Stop spam calls'
- Apple: 'Robokiller: Spam Call Blocker'

Report to the CFPB:
- Document all interactions carefully.
- Submit a complaint online at consumerfinance.gov/complaint or call (855) 411-2372. You can also mail them at 1700 G Street, NW, Washington, DC 20552.

Lastly, contact your phone carrier about additional blocking tools and check with local or state consumer protection offices for more support.

To wrap things up, protect yourself by documenting calls, registering with the Do Not Call Registry, sending a cease and desist letter, filing complaints, using call blocking apps, and seeking legal advice. These steps will help you effectively stop and report harassment from 8008711840.

You should block the number 8008711840. Ignoring it might work temporarily, but blocking is more effective to stop the calls completely. This number is from Healthcare Collections, which may be contacting you about a debt. Blocking them won't hurt your credit score further if it's already listed on your report.

By blocking the number, you reduce stress and avoid potential harassment. Additionally, consider working with a reputable credit repair company to address any inaccuracies or disputes on your credit report.

Here are some key points:
- Blocking the number prevents further harassment.
- Blocking or ignoring won't further damage your credit score.
- Contact a credit repair company to resolve issues on your credit report.

In the end, blocking the number 8008711840 can reduce your stress and working with a credit repair company can help clear up your credit report.

Yes, a debt collector like 8008711840 can sue you, but it's not common. They usually resort to lawsuits only if the debt is substantial, typically over $5,000. To proceed with a lawsuit, they need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be difficult if the debt has changed hands multiple times.

Debt collectors prefer using calls and letters because lawsuits are costly and time-consuming. Each state has a statute of limitations for how long collectors can sue you. If your debt is old, it might be beyond this period, reducing the likelihood of a lawsuit.

If a lawsuit is filed, you will receive a court summons. It's important that you respond by the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. However, this scenario remains unlikely.

Remember, the Fair Debt Collection Practices Act protects you from abusive practices. If you receive a lawsuit, consider consulting an attorney to understand your options and defenses.

As a final point, make sure you understand your protections and actions-you are not alone. If sued, respond promptly, and consult an attorney to protect your rights.

If you get a call from 8008711840, it might be a scam from Healthcare Collections trying to get your personal information. Don’t give them any information. Ideally, you shouldn't even pick up. If they leave a message, ignore it and block the number.

Here’s what you should do:

• Get Your Credit Reports: Obtain your credit reports from all three bureaus (Equifax, TransUnion, Experian). This helps you see if there’s any suspicious activity.

• Work with a Reputable Credit Repair Company: They can help repair your credit and address any inaccuracies or disputes on your report.

• Protect Your Information: Regularly review your credit report. If anything looks off, contact the credit bureau immediately.

Bringing it all together - to protect your personal information from potential scams like 8008711840, you should block the number, check your credit reports, and work with a reputable credit repair company. Stay vigilant and proactive in guarding your information.

If you're getting calls from 8008711840, it's connected to Healthcare Collections, a service that primarily collects medical debts. They buy debt from various medical facilities and healthcare providers, without representing any specific brands.

• They focus on collecting overdue medical bills.
• They purchase debts from different healthcare providers.
• They do not represent any particular brands or companies.

You should verify any debt before making payments or giving out personal information.

All things considered, if you've received calls from 8008711840, it's about medical debt, and you should verify the debt before proceeding with any payments.

To check if you owe money to 8008711840, you should:

1. Check Your Records: Go through your final bills, account statements, or receipts. This helps you determine if the debt is legitimate.

2. Credit Reports: Look at your credit reports from Equifax, Experian, and TransUnion. These reports will show if Healthcare Collections has reported the debt.

3. Debt Validation: If you find the debt on your credit report, request validation from the collector. They must provide proof the debt is yours.

4. Avoid Direct Contact: Be cautious about reaching out directly. Doing so might restart the statute of limitations on the debt.

5. Consumer Protection Lawyer: If you're facing harassment or disputes, consider consulting a consumer protection lawyer.

6. Online Search: Type 8008711840 into a search engine for more information about the caller.

Lastly, by following these steps, you confirm if you owe money and stay clear of potential scams.

When dealing with calls from 8008711840, several laws and regulations protect you from unfair practices by debt collectors.

You are protected by the Fair Debt Collection Practices Act (FDCPA). This federal law prevents debt collectors from using abusive, deceptive, or unfair practices. They cannot contact you before 8 AM or after 9 PM, call you at work if your employer prohibits it, or use abusive language. They also cannot threaten you with violence, misrepresent themselves, disclose your debt to third parties, or demand more payment than what is legally acceptable.

Debt collectors must provide you with a written validation notice about your debt and cease collection if you dispute the debt within 30 days until they verify it. You can also request in writing that they stop all communication. If you have an attorney, the collector must only contact your attorney. If they violate the FDCPA, you have the right to sue for damages and legal fees.

Additionally, state laws might offer extra protections. For example, New York requires stricter licensing for debt collectors. If you believe the caller has violated these laws, you can report them to the FTC, CFPB, or your state Attorney General.

Finally, knowing your rights and these protections empowers you to handle calls from 8008711840 confidently and take the necessary actions to protect yourself.

No specific lawsuits have been found against Healthcare Collections connected to the phone number 8008711840.

However, there are some official complaints and mentions of issues with healthcare debt collectors in general:
• A Reddit user shared an experience where a healthcare debt collector called them about a bill they had already paid, and the situation escalated to disputes and demands for medical records.
• Another Reddit user described getting out of paying a bill because the collection agency failed to provide a debt validation letter.

Keep in mind that these experiences may not be directly tied to Healthcare Collections but reflect common issues people face with healthcare debt collectors. If you're concerned about specific legal actions or complaints, you should consult legal resources or consumer protection agencies for more details.

In closing, while no direct lawsuits against Healthcare Collections connected to 8008711840 have been identified, you should be aware of common issues and consider consulting appropriate resources to address any concerns.

People online have shared several experiences with the number 8008711840. Here’s what people are saying:

Reddit user 'financeguru123' mentioned, 'I got a call from 8008711840. They claimed I owed $1500 from an ambulance ride two years ago. I asked for a Debt Validation Letter, but they only sent a 'Verification of Balance' letter. I'm pretty sure they don't have proof I owe this debt.'

User 'debtsurvivor' advised, 'When I got a call from this number, I asked them to prove I owe the debt. The rep couldn't provide documentation and got flustered. Always ask for a Debt Validation Letter to ensure they have proof of your debt.'

Another user, 'moneywise2021,' commented, 'These calls are from a debt collection agency. They tried to collect over the phone without proper documentation. Make sure you validate any debt before considering payment.'

These comments indicate that many people are skeptical about the legitimacy of debt claims associated with 8008711840 due to a lack of proper documentation. Users recommend you request a Debt Validation Letter to verify any claims before proceeding.

Overall, people online suggest that if you get a call from 8008711840, you should be cautious. Always ask for a Debt Validation Letter and ensure they have proper documentation before moving forward with any payment.

Yes, you should remove 8008711840 from your credit report if you confirm it's potentially inaccurate. Disputing it on your own can be time-consuming, so we advise you to reach out to a reputable credit repair company like 'The Credit Pros,' instead of poorly rated alternatives. A competent company can significantly improve your credit score.

Here’s what you should do:
• Confirm the collection item is on your report and verify its accuracy.
• Avoid disputing it yourself to save time and effort.
• Seek assistance from a reputable credit repair company.

Removing such items can enhance your credit score, making it easier for you to get loans, secure jobs, and rent apartments.

As a final point, remember to check your report for inaccuracies, avoid doing it alone, and consult a trusted credit repair service. This can lead to better financial opportunities and less stress.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8775758182
• 8884794384
• 2082582272
• 8003460775
• 6022213938
• 3145130122
• 8008711840
• 8887952443
• 7028262000
• 8778254490