Home / Who is 8003138967 and why are they calling me?

Who is 8003138967 and why are they calling me?

  • Phone number 8003138967 is likely a debt collector called:' Midland Credit Management (MCM)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8773661642

Debt collectors like Midland Credit Management (MCM) often use the number 8003138967, but it could also be a scam. Block the number immediately if it keeps calling to avoid further disruptions. Check your credit report for any inaccuracies—this is crucial for your financial health.

Dealing with 8003138967 can be frustrating and worrying, especially if your personal data is compromised or you owe a debt. Document all calls, register your number on the Do Not Call Registry, and use your phone’s call-blocking feature to stop the harassment. File complaints with the FCC, FTC, and CFPB to ensure protection under debt collection law.

The Credit Pros can make this easier for you. Call us at the number above for a no-pressure chat to evaluate your entire 3-bureau credit report. We’ll help you identify errors, dispute inaccuracies, and guide you based on your unique situation. Ignoring this issue could hurt your credit score, so act swiftly!

Who Is 8003138967: Scam Or Legitimate

The number 8003138967 is likely a debt collection agency, but you should be cautious as it could be a scam. You don't need to engage with the caller or pay immediately if you're unsure. Here's what we recommend you do:

• Block the number to stop further calls from disrupting your day
• Pull your credit report to check for any inaccuracies yourself
• Let us evaluate your 3-bureau credit report for free to help you identify issues

If you see Midland Credit Management as a collection on your report, it's probably legitimate. However, we advise you not to respond to them directly. Instead, let us help you verify any debt, dispute potential errors, and improve your financial outlook. We've helped hundreds of thousands of people with similar issues, so you can trust our expertise.

Remember, whether the debt is real or not, your next move should be the same. We suggest you let us review your credit report together so we can tackle any problems head-on. This way, you'll have a clear understanding of your financial situation and a plan to move forward.

To finish up, you should block the number, check your credit report, and let us help you address any issues. We're here to support you through this process and help you regain control of your financial health.

How Do I Stop 8003138967 From Harassing Me (How To Report Them)

To stop 8003138967 from harassing you, you should first document each unwanted interaction. Keep a detailed log with dates, times, and any abusive language used.

Next, you need to register your number at DoNotCall.gov. You should also block the number using your phone's call-blocking feature or contact your service provider for help.

We advise you to take further action if the harassment continues:

• Consider getting a restraining order if the calls become threatening.
• Hire a harassment lawyer to guide you on federal and state laws that protect you.
• Send a cease and desist letter using the template at eforms.com/cease-and-desist/.

You can use call-blocking apps to help manage unwanted calls:
• If you have an Android, try 'Call Blocker - Stop spam calls'
• For Apple users, 'Robokiller: Spam Call Blocker' is a good option

We recommend you file complaints with:
• The Federal Communications Commission (FCC): Report at fcc.gov/complaints
• The Federal Trade Commission (FTC): Report at ReportFraud.ftc.gov or DoNotCall.gov

You can also reach out to the Consumer Financial Protection Bureau (CFPB):
• Submit a complaint online at consumerfinance.gov/complaint
• Call them at (855) 411-2372
• Mail your complaint to CFPB, 1700 G Street, NW, Washington, DC 20552

Don't forget to report unwanted robocalls through Nomorobo if you use their platform. You should also contact your phone carrier about call-blocking options and check with your local or state consumer protection office for more resources.

To finish up, remember that you need to document and provide as much information as possible when filing these reports. This will ensure a comprehensive investigation and increase your chances of stopping the harassment.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8003138967

You should block 8003138967. Here's why:

We've identified this number as likely belonging to Midland Credit Management, a debt collector. When you block it, you'll stop receiving unwanted calls, which can significantly reduce your stress levels. Don't worry - blocking won't negatively impact your credit score.

Here's what we advise you to do:

• Block the number right away on your phone.
• Avoid directly engaging with potential collectors.
• Reach out to a reputable credit repair company to handle any disputes for you.

It's important to remember that while blocking stops the calls, it doesn't erase any existing debts. You can safely ignore these calls while you figure out your next steps. Remember, you don't have to pay anything without proper verification.

We understand you're in a tough spot right now. By blocking this number, you're taking the first step to regain control. Let us help you navigate what comes next - you've got this!

To wrap things up, block that number ASAP, then get in touch with a credit repair expert. They'll guide you through verifying any debts and addressing potential inaccuracies. You're on the right track to resolving this situation!

Can A Debt Collector Like 8003138967 Sue Me

Yes, a debt collector like 8003138967 can sue you, but it's unlikely unless specific conditions are met. You should know that debt collectors typically sue as a last resort, mainly when you owe a substantial amount (often over $5,000).

To sue you successfully, they need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging if your debt has changed hands multiple times. You should understand that suing is costly and time-consuming for debt collectors, so they prefer settling out of court through calls and letters.

If your debt is old, you might be protected by the statute of limitations, making a lawsuit less probable. However, if you're sued, you'll receive a court summons and complaint. It's crucial that you respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, the Fair Debt Collection Practices Act protects you from abusive practices. We recommend you:

• Verify the debt's validity and amount
• Check if the statute of limitations has expired
• Respond promptly to any legal documents
• Consider negotiating a settlement

To finish up, if you're worried about being sued by a debt collector like 8003138967, don't panic. You have rights and options. We advise you to stay informed, respond to official communications, and consider seeking legal advice if you're unsure about your situation. Remember, you're not alone in this process, and there are ways to handle it effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8003138967 Might Have Your Personal Information

If you receive a call from 8003138967, it's crucial that you don't provide any personal information. This number likely belongs to a debt collector. You should avoid answering their calls to protect yourself from potential issues. Don't worry - ignoring these calls won't negatively impact your credit.

Instead, we recommend you take these proactive steps:

• Get your credit reports from all three major bureaus: Equifax, Experian, and TransUnion.
• Block the number 8003138967 on your phone to prevent future calls.
• Consider working with a reputable credit repair company for professional guidance.

A trusted credit repair company can help you navigate this situation effectively. They'll assist you in disputing any inaccuracies on your credit report and managing your credit issues professionally. This approach can make improving your credit less stressful and more straightforward for you.

Remember, you're in control of your financial future. By taking these steps, you're protecting your personal information and setting yourself up for credit success. To finish up, we want to reassure you that you've got this - by blocking the number, checking your credit reports, and getting expert help if needed, you're taking smart, proactive steps to safeguard your financial well-being.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8003138967

When you receive calls from 8003138967, you're likely dealing with Midland Credit Management (MCM), a debt collection agency. MCM typically collects various types of consumer debt, including:

• Credit card balances you haven't paid
• Unpaid medical bills
• Defaulted personal loans
• Overdue auto loan payments
• Past-due utility bills
• Retail debt from store credit cards

You should know that MCM buys these debts from original creditors. While we can't name specific companies, MCM often acquires debt from major credit card issuers, healthcare providers, and utility companies. If you have an unpaid debt in one of these categories, you might find it transferred to MCM.

It's important that you understand your rights when dealing with debt collectors. You have the right to request debt verification and to dispute any inaccuracies. If you're unsure about the debt, we advise you to ask MCM for written verification before making any payments.

Remember, you're not alone in this situation. Many people face similar challenges with debt collection. To finish up, we recommend that you carefully review any communication from MCM, know your rights under the Fair Debt Collection Practices Act, and consider seeking professional financial advice if you're struggling to manage your debts.

How Do I Check If I Owe Money To 8003138967

To check if you owe money to 8003138967, you should start by reviewing your credit reports. You can get free copies from AnnualCreditReport.com. Look for any listings in the "collections" section.

Next, you should go through your personal records. Check your final bills, account statements, and equipment return receipts. This will help you verify if you've missed any payments.

If you find the debt on your credit report, you should request validation from the collections agency. This is a crucial step in understanding the legitimacy of the debt.

You should also search through your mail and emails for any debt collection notices. If you find any letters, you should verify their legitimacy by contacting the collections company directly.

We advise you to be cautious about initiating direct contact with the debt collector. This could reset the statute of limitations on the debt.

If you're facing harassment over disputed debts, you should consult a consumer protection lawyer. They can provide you with expert guidance on your rights and options.

• You should gather all relevant documentation before reaching out to any debt collectors.
• You need to be proactive in addressing potential inaccuracies on your credit report.
• You can protect yourself by understanding your rights as a consumer.

To finish up, remember that you're in control of this situation. By following these steps, you'll be well-equipped to handle any potential debts and protect your financial health.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8003138967

You're protected by several key laws and regulations against unfair debt collection practices from numbers like 8003138967. Here's what you need to know:

The Fair Debt Collection Practices Act (FDCPA) is your main shield. It prohibits debt collectors from using abusive, unfair, or deceptive practices when collecting personal, family, and household debts. Under this law, you have the right to:

• Not be contacted before 8 AM or after 9 PM
• Avoid contact at work if your employer disallows it
• Be free from abusive language, harassment, or threats

Many states enforce additional regulations to protect you further. For example, New York requires debt collectors to have strict licensing.

When a debt collector contacts you, they must provide a validation notice. This notice should include details about the debt and the creditor's name. You have the right to dispute the debt in writing within 30 days. If you do this, the collector must stop collections until they verify the debt.

You also have the power to stop communication entirely. You can request in writing that the collector stops contacting you. If you have an attorney, collectors must only communicate with them.

If you believe a debt collector has violated these laws, you can take action. You have the right to sue for FDCPA violations within one year and recover damages. We recommend reporting any violations to the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), or your state attorney general's office.

To wrap things up, remember that you have strong legal protections against unfair debt collection practices. Don't hesitate to assert your rights and seek help if you're being harassed by debt collectors.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8003138967/Midland Credit Management (Mcm) Have Any Lawsuits Against Them

Yes, Midland Credit Management (MCM) has faced several lawsuits. You should be aware of the following legal actions against them:

• A federal lawsuit in New York's Southern District accused MCM and Midland Funding, LLC of sending misleading collection notices with false deadlines and legal threats.

• In Delaware, MCM was alleged to have violated the Fair Debt Collection Practices Act (FDCPA) by attempting to collect on time-barred debts without proper consumer notification.

• The Consumer Financial Protection Bureau (CFPB) filed a proposed final judgment against Encore Capital Group, Inc., and its subsidiaries (including MCM) for violating financial protection laws.

MCM has also been involved in individual cases, such as MIDLAND CREDIT MANAGEMENT, INC. v. Elizabeth Rios, where the court dismissed the case due to MCM's failure to timely pursue a default judgment.

You should understand that MCM has a history of aggressive debt collection practices, which have often resulted in deceptive actions and multiple lawsuits. If you're dealing with MCM, you need to be cautious and aware of your rights as a consumer.

To finish up, you should know that these lawsuits highlight the importance of being vigilant when dealing with debt collection agencies. If you're facing issues with MCM, we recommend that you seek legal advice to understand your options and protect your rights.

What Do People Online Say About 8003138967

Many people online express concerns about calls from 8003138967. Here's what you need to know:

You'll find numerous Reddit users sharing their experiences with this number. They often describe it as a potential scam. For instance, user "scamfighter2024" warns that callers claiming to be from this number asked for sensitive information like Social Security numbers and bank details. Another user, "debtfreejoe," mentions that the callers pretend to be from Midland Credit, pushing for settlements on non-existent debts.

You should be aware that these calls are frequently described as aggressive and persistent. "nomorescamspls" reports receiving repeated calls with threats of legal action for unpaid debts they don't actually owe.

We strongly advise you to be cautious if you receive a call from this number. Here's what you can do:

• Don't share any personal or financial information
• Block the number on your phone
• Report the calls to the Federal Trade Commission

To wrap things up, remember that legitimate companies won't pressure you or ask for sensitive info over the phone. If you're unsure, hang up and contact the company directly using a verified number. Stay vigilant and protect yourself from potential scams.

Do I Really Need To Remove 8003138967 From My Credit Report

Yes, you really need to remove 8003138967 from your credit report if it's potentially inaccurate. We understand dealing with collections is stressful, but taking action can significantly improve your financial situation. Here's what we recommend you do:

First, verify that this item is actually on your credit report. Don't waste time disputing something that isn't there.

Next, avoid the temptation to handle this on your own. DIY credit repair can be incredibly time-consuming and frustrating. Instead, we suggest you reach out to a reputable credit repair company like The Credit Pros.

While many credit repair firms are scammy, good ones can make a world of difference for you. They'll save you hours of effort and maximize your chances of removing that potentially inaccurate negative item. Here are some key steps we advise:

• Steer clear of typical, shady credit repair companies
• Skip the DIY route - it's a huge hassle and often ineffective
• Contact a legitimate firm like The Credit Pros for expert help
• Let the professionals handle disputing and removing inaccurate items

To finish up, remember that you have the power to clean up your credit and reduce financial stress. By taking these steps, you're on your way to a healthier financial future. We're here to support you through the process, so don't hesitate to reach out if you need more guidance.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8003138967 can be written

- +1 800-313-8967
- +1 (800) 313-8967
- +1 800 313 8967
- (800) 313-8967
- 800-313-8967
- 800.313.8967
- 800 313 8967
- +18003138967
- (800) 313-8967
- 800.313.8967
- 8003138967

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

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