Home / Who is 8002927508 and why are they calling me?

Who is 8002927508 and why are they calling me?

  • Phone number 8002927508 is likely a debt collector called:' Synchrony Financial/CareCredit'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

Call 800-292-7508 and you’re likely dealing with a debt collector like Synchrony Financial/CareCredit or possibly a spam or scam call that could impact your credit score. If it’s a debt collector, they probably bought an outstanding debt of yours and are trying to reach you. Ignoring or blocking the call might stop the harassment temporarily, but it won’t solve the problem.

You need a solid plan to fix this issue. Contact The Credit Pros using the number above. We’ll have a simple, no-pressure conversation to review your entire three-bureau credit report. This will help you determine if 800-292-7508 is really a debt collector and might identify other negative items hurting your score.

We’ve helped many people remove potentially inaccurate negative items like this. The end result is often a credit score boost and a better financial situation overall. By taking this step, you not only improve your financial well-being but also stop those harassing calls. Give us a call to take control of your credit and financial security today.

Who Is 8002927508: Scam Or Legitimate?

If you're wondering about the number 800-292-7508, it's associated with a debt collection agency linked to Synchrony Financial/CareCredit. Here’s how you should handle it:

1. Pull Your Credit Report: Check your credit report for any inaccurate or negative items.
2. Evaluate and Verify: If the collection shows up, it might be legit. Do not pay immediately. First, verify the debt and dispute any inaccuracies.
3. Seek Professional Help: Contact us for a free credit report evaluation. We can help you dispute inaccuracies and improve your financial outlook.
4. Block the Number: To avoid stress from repeated calls, block the number.

Remember, you’re not alone in this. We’ve helped many people in similar situations. Reach out for assistance and take control of your financial health.

To sum up, check your credit report, verify the debt, get professional help, and block the number to manage your financial health effectively.

How Do I Stop 8002927508 From Harassing Me (How To Report Them)?

To stop 8002927508 from harassing you, follow these steps:

First, document every unwanted call. Keep a detailed log noting the date, time, and any abusive language.

Next, register your phone number with the Do Not Call Registry at DoNotCall.gov; it only takes about 2 minutes.

You should also block the number using your phone’s call-blocking feature or by contacting your service provider for assistance.

Report the calls to the Federal Communications Commission (FCC) if they are illegal robocalls or if your number is being spoofed. File a complaint at fcc.gov/complaints, specifying the issue as "unwanted calls" and providing the necessary call details.

For telemarketing calls that ignore the Do Not Call Registry, report them to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or use the reporting form at DoNotCall.gov.

Contact your phone carrier for additional call-blocking tools and options. You can also use call-blocking apps such as "Call Blocker - Stop spam calls" for Android or "Robokiller: Spam Call Blocker" for Apple devices.

If calls persist, send a cease and desist letter using a template from eforms.com.

Finally, if the harassment continues or escalates, consider obtaining a restraining order or hiring a harassment lawyer because harassment is against specific federal and state laws.

To wrap things up, you can tackle harassment from 8002927508 by documenting the calls, using blocking tools, reporting to the FCC and FTC, utilizing call-blocking apps, and taking legal action if necessary to ensure your peace and safety.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8002927508?

You should block 800-292-7508. If you ignore them, they can still contact you, but blocking stops the calls entirely. Blocking this number is smart, especially if it's from a debt collector like Synchrony Financial/CareCredit and you find their calls harassing. Your credit score won't be affected by blocking them, and it won't make the situation worse if the debt is already on your credit report.

Here’s what we suggest:

- Block the number to stop the calls.
- Contact a credit repair company to handle any inaccuracies or disputes on your credit report.
- Monitor your credit report regularly for any new or unverified negative entries.

Blocking these calls will reduce your stress and help you manage the situation more effectively.

In the end, blocking 800-292-7508, contacting a reputable credit repair company, and monitoring your credit report are key steps to take.

Can A Debt Collector Like 8002927508 Sue Me?

Yes, a debt collector like 8002927508 can sue you for unpaid debt. However, don't panic-it's unlikely. Debt collectors typically sue as a last resort, usually for debts over $5,000. They must prove you owe the debt, the amount is correct, and they have the right to sue. This can be challenging, especially if the debt changed hands multiple times.

Suing is expensive and time-consuming for them. They prefer to call or send letters. Additionally, each state has a statute of limitations, which might make suing impossible if the debt is too old. If you are sued, you’ll receive a court summons. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies-but again, this is unlikely.

You have rights under the Fair Debt Collection Practices Act (FDCPA). If you’re sued, consult an attorney to review your options. Debt collectors cannot use abusive or deceptive practices.

As a final point-remember, you have rights and options. Debt collectors like 8002927508 suing you is rare. Stay informed, respond to court summons, and consult an attorney if needed.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8002927508 Might Have Your Personal Information

8002927508 might have your personal information, but don’t panic. Here’s what you should do:

Don't Provide Any Information: Never give out personal details to this number or any debt collector. It’s risky, and you might fall into a scam.

Avoid Answering: Ideally, don't even pick up their calls. Scammers and aggressive debt collectors hope to catch you off guard. By not answering, you avoid giving them any leverage.

Check Your Credit Report: Get your 3-bureau report from Equifax, Experian, and TransUnion. This helps you understand if there's an inaccurate or negative item affecting your credit score.

Build a Credit Improvement Plan: Start planning on how to improve your credit. Identifying and resolving any discrepancies can positively impact your score.

Seek Professional Help: Consider working with a reputable credit repair company. They can help you navigate through disputes, inaccuracies, and remove negative items. It’s less stressful, and they have the expertise to manage these issues efficiently.

Bringing it all together - protect yourself by not engaging with 8002927508, check your credit report, create a plan to improve your score, and seek professional assistance if needed.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8002927508

8002927508 collects various types of debt that you might encounter. These include credit card debt, auto loans, medical bills, and utility bills. This number is used by debt collectors working for different financial institutions and service providers, but we don’t need to mention specific brands here.

The process generally involves collecting unpaid bills and past-due accounts from sectors like healthcare, utilities, and financial services. If you have any of these debts, you might hear from 8002927508.

All things considered, understanding that 8002927508 handles collections for a wide range of debts can help you stay prepared in managing your finances effectively.

How Do I Check If I Owe Money To 8002927508?

If you want to check if you owe money to 800-292-7508, here's what we advise you to do:

First, review your own records, looking for any final bills, account statements, or equipment return receipts that could indicate an outstanding debt.

Next, get a copy of your credit report from Experian, TransUnion, and Equifax. You can request these for free weekly at AnnualCreditReport.com. Check for any accounts listed under Synchrony Financial/CareCredit.

You should then ask for debt validation if you see a debt listed on your credit report. This should include details like the amount of the debt, the original creditor, and proof that the debt is yours. This is your right under the Fair Debt Collection Practices Act (FDCPA).

Avoid direct contact with the number right away, as it could restart the statute of limitations on old debts, making it harder for you.

Lastly, you might consult a consumer protection lawyer for advice if you're unable to resolve the issue on your own or face harassment from debt collectors. By gathering documentation and reviewing your credit, you can stay on top of any potential issues and avoid unnecessary stress.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8002927508

You're protected from 8002927508 through several key debt collection laws and regulations. The main one is the Fair Debt Collection Practices Act (FDCPA). This federal law sets strict rules on how debt collectors can contact you and what they can say. Under the FDCPA, they can't call you before 8 AM or after 9 PM, use abusive language, or threaten you. They also can't lie about who they are or the amount you owe. If you don't want them to contact you at work, tell them and they must stop.

Debt collectors are also required to send you a written validation notice with details about your debt, like the amount and who you owe it to. You have the right to dispute the debt within 30 days, and they must verify it before continuing collection efforts.

Many states have additional laws providing extra protection, so check your state's specific rules too. If you're being harassed or mistreated by a debt collector, you can report them to the Consumer Financial Protection Bureau (CFPB) or your state attorney general. You also have the option to take legal action against them for any violations.

Finally, you don't need to tolerate abusive or unfair practices from debt collectors. You're protected by federal and state laws. If needed, consult a consumer law attorney for specific advice on your situation.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8002927508/Synchrony Financial/Carecredit Have Any Lawsuits Against Them?

Yes, Synchrony Financial/CareCredit has been involved in several lawsuits and consumer complaints related to debt collections and unfair practices.

One major investigation from McCune Law Group focused on potential class-action lawsuits against Synchrony Bank and CareCredit for allegedly charging high interest rates despite offering 0% promotional rates. Another significant case was a securities fraud class action, where the company was accused of misleading statements about credit standards, which led to poor loan performance and a notable drop in stock prices.

Additionally, Walmart filed a lawsuit against Synchrony for improper underwriting in their credit card program, which resulted in financial losses. In the case of Dana Lee Dembrow vs. Synchrony Bank, there were allegations of opening a credit account without authorization, leading to legal disputes over the account's validity.

Beyond lawsuits, Synchrony has faced numerous complaints. The Consumer Financial Protection Bureau (CFPB) investigated Synchrony for deceptive deferred interest practices with CareCredit cards, though no enforcement action was taken. Many customers have also reported being surprised by high-interest charges following misleading promotional offers.

In closing, if you have concerns or believe you've been misled by Synchrony Financial/CareCredit, it's crucial that you seek legal advice and take appropriate action.

What Do People Online Say About 8002927508?

People online have shared mixed opinions about 800-292-7508, primarily associating it with debt collection and spam activities. Here are some specific quotes from various sources:

1. On Reddit, user "ScammerAlert123" commented:
> "Just got a call from 800-292-7508 claiming to be from Synchrony Bank. They asked for my Social Security number. Smells like a scam."
2. User "CreditHawk" noted:
> "Came across this number multiple times. Every time, it's about some overdue credit account. Pretty annoying."
3. From another forum, user "DebtFreeDreamer" mentioned:
> "Detest these calls! They've been harassing my elderly parents, claiming they owe money. Be cautious."
If you receive a call from this number, you should be cautious. It's crucial that you verify the legitimacy of the caller before sharing any personal information.

Overall, people online say that 800-292-7508 is often linked with debt collections and potentially fraudulent calls, so stay vigilant and protect your personal data.

Do I Really Need To Remove 8002927508 From My Credit Report?

Yes, you really need to remove 800-292-7508 from your credit report if you confirm that this collection is on your report and it's potentially inaccurate. Handling it on your own can be very time-consuming and stressful. Instead of dealing with it alone, consider reaching out to a reputable credit repair company, like The Credit Pros, to save yourself hours of effort and increase your chances of successfully removing the item.

Be cautious about typical credit repair companies, as many do not have a good reputation and might not effectively handle inaccurate negative items on your credit report.

As a final point, it is crucial that you address any inaccuracies on your credit report by contacting professionals who can streamline the process and ensure proper handling.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8002927508 can be written

- +1 800-292-7508
- +1 (800) 292-7508
- +1 800 292 7508
- (800) 292-7508
- 800-292-7508
- 800.292.7508
- 800 292 7508
- +18002927508
- (800) 292-7508
- 800.292.7508
- 8002927508

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Synchrony Financial/CareCredit uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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