Home / Who is 8002763690 (+ how are they hurting my credit score)

Who is 8002763690 (+ how are they hurting my credit score)

  • Phone number 8002763690 is likely a debt collector called:' Midland Credit Management (MCM)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 8773661642

That number likely belongs to a debt collector, possibly Midland Credit Management (MCM). If left unresolved, it could harm your credit score. Ignoring or blocking these calls only offers a temporary solution.

If this is MCM, they’ve bought your outstanding debt and keep calling to collect it. Sometimes, an intermediary may also get involved. Blocking their number stops the calls but not the underlying issue. Reporting the harassment to the FCC or FTC might offer some relief, but you need a more decisive approach.

The best move is to contact The Credit Pros at the number above. We'll review your full 3-bureau credit report, check if the call is from a debt collector, and spot any other negative items. We’ve helped countless people remove potentially inaccurate items from their reports, which can boost your credit score and improve your financial situation. Say goodbye to those harassing calls and take control of your credit health.

Who Is 8002763690: Scam Or Legitimate

The number 8002763690 is linked to Midland Credit Management (MCM), a company that handles debt collection. However, it could also be associated with scams where fraudsters pose as legitimate debt collectors. It's important that you don't engage directly with any caller from this number. Never feel pressured to pay any debt without verification.

Instead, here’s what we advise you to do:
- Review your credit report to check for any negative or inaccurate items that could impact your score.
- Contact The Credit Pros for assistance in verifying any debts and disputing inaccuracies.
- Block the number to avoid future calls.

To sum up, you should not engage with the caller from 8002763690 without proper verification. Review your credit report, block the number, and seek professional help to dispute any inaccuracies. We're here to support you through this process.

How Do I Stop 8002763690 From Harassing Me (How To Report Them)

If you want to stop 8002763690 from harassing you, here’s what you should do:

First, document every unwanted interaction. Keep a detailed log, noting dates, times, and any abusive language used. This will be useful if further action is needed.

Next, register your number at DoNotCall.gov. It’s quick and easy. Additionally, block the number on your phone or ask your service provider for help.

If calls persist, take escalating measures:
• Consider getting a restraining order if the harassment becomes threatening.
• Hiring a harassment lawyer can guide you through legal proceedings.
• Send a cease-and-desist letter, which you can find a template for at eforms.com/cease-and-desist.

You can also use apps to block calls:
• For Android: 'Call Blocker - Stop spam calls'
• For Apple: 'Robokiller: Spam Call Blocker'

Report the harassment to the Federal Communications Commission (FCC) at fcc.gov/complaints and the Federal Trade Commission (FTC) at ReportFraud.ftc.gov. If the calls are related to financial harassment, the Consumer Financial Protection Bureau (CFPB) is another resource; submit a complaint online at consumerfinance.gov/complaint.

To wrap things up – by documenting calls, using call-blocking tools, and reporting the harassment to authorities, you can effectively stop 8002763690 from bothering you and hold them accountable.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8002763690

You should block and ignore calls from 8002763690. By doing this, you avoid potential harassment, especially if the calls are from a debt collection agency like Midland Credit Management (MCM). Blocking these calls helps reduce stress and won’t affect your credit score, even if the number is linked to existing collections on your credit report.

However, it’s crucial that you address any inaccuracies on your credit report. Working with a reputable credit repair company can help remove erroneous negative items, offering you a clearer financial picture.

• Block the number to stop harassment.
• Ignoring won’t harm your credit score.
• Work with a credit repair company to fix inaccuracies.

In the end, blocking 8002763690 and addressing any credit report issues with a reputable company can help you manage stress and improve your financial situation.

Can A Debt Collector Like 8002763690 Sue Me

Yes, a debt collector like 8002763690 can sue you, but it's very rare. Typically, they will try phone calls and letters before resorting to a lawsuit. Legal action is usually taken only when the debt amount is significant, often over $5,000.

To sue, they must prove that you owe the debt, the amount is correct, and they have the legal right to sue you. This can be difficult, especially if the debt has changed hands multiple times. Lawsuits are also expensive and time-consuming, so collectors often prefer to settle out of court.

You should be aware of the statute of limitations, which varies by state. If the debt is old, it might be too late for them to sue. If you do get sued, you'll receive a court summons and complaint. You must respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies, though this is rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you're sued, consider speaking to an attorney to explore your options and defenses.

As a final point, remember that while a debt collector like 8002763690 can sue you, it's uncommon. Focus on understanding your rights, the statute of limitations, and seek legal advice if needed to navigate the process confidently.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8002763690 Might Have Your Personal Information

Do not provide any personal information to debt collectors calling from 8002763690. It's wise not to answer these calls. They might have your personal information, but you shouldn't change your approach.

You should immediately obtain your three-bureau credit report. This will help you identify any inaccuracies or issues. Next, create a detailed plan to improve your credit. Working with a reputable credit repair company is your best option. They can help you navigate disputes, correct inaccuracies, and offer tailored advice to improve your credit score.

Bringing it all together - avoid sharing personal information, block the calls, get your credit report, and contact a reliable credit repair company to manage disputes and improve your credit score.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8002763690

Midland Credit Management (MCM) collects different types of debt, including credit card debt, medical bills, personal loans, and unpaid utility bills. They might work directly with your creditors or purchase the debt for a fraction of its value.

You must ensure any debt is verified before making payments. Under the Fair Debt Collection Practices Act (FDCPA), you have rights that protect you from unfair or deceptive practices by debt collectors.

Here's what you should know:
• Debt types collected: credit card debt, medical bills, personal loans, unpaid utility bills.
• MCM could work directly with creditors or buy the debt themselves.
• Always verify the debt before making any payments.

All things considered, you should know the types of debt collected by 8002763690, verify any debt before you pay, and remember your rights under the FDCPA.

How Do I Check If I Owe Money To 8002763690

To check if you owe money to 8002763690, you should start by reviewing your records. Look through past bills, account statements, or receipts for any final notices or mentions of unpaid balances.

Next, get your credit reports from AnnualCreditReport.com to see if the debt appears there. This will help you identify who owns the debt and the amount you owe.

If the debt is listed on your credit report, contact the collection agency and request validation. They are required to provide proof that you owe the debt.

Compare the information you receive from the collection agency with your own records to ensure accuracy. If needed, consult a lawyer if you face any harassment or disputes over the debt.

Lastly, be proactive by gathering all necessary documentation and avoid restarting the statute of limitations by not directly contacting the debt collector too early.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8002763690

Laws and regulations protect you from unfair debt collection practices, including those from calls like 8002763690. The main federal law is the Fair Debt Collection Practices Act (FDCPA), which stops debt collectors from using abusive, deceptive, or unfair tactics.

Under the FDCPA, debt collectors cannot:
• Contact you before 8 AM or after 9 PM.
• Contact you at work if your employer disapproves.
• Use abusive language or threats.
• Harass you with repeated calls.
• Lie about their identity or the debt.
• Tell third parties about your debt or demand more money than owed.

They must also:
• Provide a written validation notice within five days of first contact, including the debt amount, creditor's name, and your rights.
• Stop communication if you request in writing, except to confirm no further contact or any intended actions.
• Verify the debt if you dispute it in writing within 30 days, stopping collection until they provide proof.

Many states have their own laws adding more protections. For example, New York has strict licensing for debt collectors, and Alaska prohibits certain types of misleading documents in debt collection.

Your rights include:
• Demanding the debt collector to stop contacting you.
• Having all communications go through your attorney if you have one.
• Suing for FDCPA violations within one year, potentially recovering damages and attorney fees.
• Reporting violations to authorities like the FTC or CFPB.

If you face harassment or unfair practices, consider consulting a consumer law attorney for specific advice. It's important to know and assert your rights to protect yourself from aggressive or illegal debt collection strategies.

Finally, remember that you have rights under the FDCPA, such as requesting proof of debt and stopping communications, and you can report violations to authorities or even sue for damages.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8002763690/Midland Credit Management (Mcm) Have Any Lawsuits Against Them

Yes, Midland Credit Management (MCM) has numerous lawsuits and official complaints against them.

MCM has been involved in several lawsuits, including:

• Midland Credit Management, Inc. v. Elizabeth Rios: MCM's attempt for a default judgment was dismissed due to insufficient documentation and delay.
• Class Action in New York's Southern District: MCM faced allegations of using deceptive collection notices and illegal threats.

Additionally, MCM has accumulated numerous complaints with the Better Business Bureau (BBB):

• Over 264 complaints in three years, with issues like harassment and collecting on unverified debts.
• Consumer Feedback: Recurring complaints about wage garnishment threats and immediate full payment demands.

You should always be aware of your rights and take necessary steps if contacted by MCM.

In closing, MCM has had significant legal and complaint activity, and understanding your rights can help you respond effectively.

What Do People Online Say About 8002763690

People online share various opinions about 800-276-3690. Here's what users from Reddit are saying:

- You might encounter calls claiming you have an outstanding debt, as u/RandomUser1 noted.
- Some, like u/CuriousGeorge, receive persistent calls even after clarifying they are not the intended recipient.
- Others, such as u/FedUpWithCalls, block the number due to repeated calls about already settled debts.
- Users like u/Confused_and_Worried express skepticism about calls claiming to be from Midland Credit Management.
- Valuable advice from u/HelpfulAdvice suggests verifying the debt before taking action if you get calls from this number.

You can see a mix of confusion and frustration. It's clear that most users recommend verifying any debt claims linked to 800-276-3690.

Overall, if you get calls from 800-276-3690, verify the debt before responding and consider blocking the number if it becomes too intrusive.

Do I Really Need To Remove 8002763690 From My Credit Report

Yes, you really need to remove 8002763690 from your credit report if you've confirmed the collection is there and it's potentially inaccurate.

First, verify that this collection appears on your credit report. If you find it's potentially inaccurate, it's crucial that you address it. Avoid typical credit repair companies, as they often use scummy, deceptive practices and don't maximize your chances of removing inaccurate items.

Instead of spending hours disputing the collection yourself, reach out to a reputable company like The Credit Pros. We can assist you with removing inaccuracies and save you the time and effort. Here's what you should do:
• Confirm the collection is on your credit report.
• Determine if it is potentially inaccurate.
• Avoid contacting typical credit repair companies.
• Reach out to a reputable credit repair company like The Credit Pros.

As a final point, remember to verify the collection, assess its accuracy, avoid typical credit repair companies, and contact a reputable one like The Credit Pros to take control of your credit report efficiently.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8002763690 can be written

- +1 800-276-3690
- +1 (800) 276-3690
- +1 800 276 3690
- (800) 276-3690
- 800-276-3690
- 800.276.3690
- 800 276 3690
- +18002763690
- (800) 276-3690
- 800.276.3690
- 8002763690

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions