Home / Who is 8002763571 (+ how are they hurting my credit score)

Who is 8002763571 (+ how are they hurting my credit score)

  • Phone number 8002763571 is likely a debt collector called:' Midland Credit Management (MCM)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8773661642

Getting calls from 800-276-3571 probably means Midland Credit Management (MCM) or a scam is trying to collect a debt, which could hurt your credit score. Ignoring the calls might stop the harassment for a bit, but it won't fix the problem.

If MCM is involved, they likely bought an old debt and want you to pay it. Ignoring or blocking these calls won't erase the debt. It's better to tackle the issue directly.

Contact The Credit Pros today. We'll review your credit report from all three bureaus to check for mistakes and confirm if MCM or another collector is calling you. Many have boosted their credit score and improved their financial situation by addressing these possible errors. Plus, no more annoying calls!

Who Is 8002763571: Scam Or Legitimate

The phone number 800-276-3571 is associated with Midland Credit Management (MCM), a debt collection agency. However, reports link this number to both legitimate and scam activities. Here’s what you need to know:

It's important that you don’t engage with the caller, regardless of whether the call is legitimate or a scam. Never share personal information over the phone. You should verify any debt claims by pulling your credit report and checking for inaccuracies. You are not obligated to pay immediately without verification.

To handle these calls effectively:
• Block the number to avoid repetitive calls.
• Contact us at The Credit Pros for a free credit report evaluation.
• We help you verify debts, dispute inaccuracies, and improve your financial standing.

To sum up, block the suspicious number, don't share personal info, and let us assist you in handling any claims and improving your credit.

How Do I Stop 8002763571 From Harassing Me (How To Report Them)

If 8002763571 is harassing you, here’s what you should do to make it stop and report them:

First, document every unwanted call by noting the dates, times, and any abusive language used. Next, register your number at DoNotCall.gov and block the number using your phone’s call-blocking feature or by contacting your service provider.

For escalating measures:

• Consider getting a restraining order if the calls persist.
• Hire a harassment lawyer since harassment violates Federal and State laws.
• Send a cease and desist letter using a template from eforms.com/cease-and-desist.

You can also use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple. File a complaint with the Federal Communications Commission (FCC) at fcc.gov/complaints if the call was an illegal robocall or your number is being spoofed. Report telemarketing calls to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or general unwanted calls at DoNotCall.gov.

Gather all interaction details and submit a complaint with the CFPB at consumerfinance.gov/complaint or call (855) 411-2372. If you use Nomorobo, report unwanted robocalls directly through their service. Additionally, contact your phone carrier about more call-blocking options, and check your local or state consumer protection office for extra resources.

To wrap things up, make sure you document unwanted calls, register on DoNotCall.gov, and use call-blocking features and apps. Report persistent harassment to the FCC, FTC, CFPB, or your local consumer protection office for further assistance.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8002763571

You should block the number 8002763571. Ignoring or blocking this number won't lead to serious consequences unless you need to deal directly with a debt collector. If a debt collector is harassing you with calls, blocking the number is a smart idea.

Blocking the number won’t affect your credit score. The debt, if already on your report, won’t harm your score further. However, you must address any inaccuracies on your credit report. Working with a reputable credit repair company is a proactive approach to handling disputes.

In the end, blocking the number 8002763571 can reduce stress and help you maintain control over your financial situation. Act now to block the number and consult with a credit repair company for effective credit management.

Can A Debt Collector Like 8002763571 Sue Me

Yes, a debt collector like 8002763571 can sue you, but it's very unlikely. Typically, they resort to lawsuits as a last resort and usually if you owe a substantial amount, typically over $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to sue, which can be challenging, especially if the debt has changed hands multiple times.

Lawsuits are expensive and time-consuming for debt collectors, so they often try to settle out of court. Each state has a statute of limitations on how long they can sue for a debt. If your debt is old, they might not be able to sue you. They generally prefer to collect through calls and letters first.

If a debt collector decides to sue you, you will receive a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies, though this is rare.

You have rights under the Fair Debt Collection Practices Act (FDCPA), protecting you from abusive practices by debt collectors. If you are sued, consider consulting an attorney to understand your options.

As a final point, a debt collector like 8002763571 can technically sue you, but it's rare. They must prove the debt, and you have legal defenses. You should respond promptly if sued and consider legal advice to protect your rights.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8002763571 Might Have Your Personal Information

If you get a call from a number like 8002763571, it's likely from a debt collector. You should not provide any information to them. Ideally, don’t even pick up when they call. This helps protect your personal information by preventing you from saying something that could be used against you.

We advise you to take these steps:

• Block the number to reduce stress and avoid direct contact.
• Obtain your 3-bureau credit report to get a detailed view of your credit standing.
• Work with a reputable credit repair company to handle any inaccuracies or disputes on your credit report.

Bringing it all together – if you get a call from 8002763571, you should block the number, get your credit reports, and work with a good credit repair company to ensure your financial health.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8002763571

8002763571 collects various types of debt mainly for personal, family, or household purposes. You might see them reaching out for unpaid loans, credit card debts, medical bills, utility bills, and other consumer-related debts. They may collect these debts from various creditors, though specific names are not typically disclosed.

It's important to remember that debt collectors, including 8002763571, cannot use abusive, unfair, or deceptive practices when reaching out to you. If you experience any such behavior, you should note it and consider reporting it.

All things considered, knowing that 8002763571 collects a range of consumer-related debts can help you stay informed and vigilant. Being aware of your rights ensures you handle these situations appropriately and with confidence.

How Do I Check If I Owe Money To 8002763571

To check if you owe money to 8002763571, you can follow these steps:

First, review your credit reports. Get a free report from Experian, TransUnion, and Equifax through AnnualCreditReport.com. Look under the 'collections' or 'account information' sections for debts in collections.

Next, check your own records. Go through your final bills, account statements, and equipment return receipts. These documents might show any outstanding debts you have.

If you find a debt under this number on your credit report, request debt validation from the collection agency. They need to prove that you owe the debt.

Lastly, if you face harassment or disputes over a suspected debt, consider consulting a consumer protection lawyer. They can help handle improper collection attempts. Remember, being proactive and gathering all relevant documentation prevents inaccurate collection efforts.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8002763571

Debt collection laws and regulations protect you from harassment by 8002763571. These include the Fair Debt Collection Practices Act (FDCPA) and various state-specific laws.

Under the FDCPA, debt collectors can't use abusive, deceptive, or unfair practices. They can't call you before 8 AM or after 9 PM, use obscene language, make threats, or falsely represent themselves. They must provide you with a validation notice of the debt, including the amount owed, the creditor’s name, and your rights to dispute it. You can request in writing that the collector stops contacting you. If you dispute the debt, they must verify it before continuing collection. You can also sue for FDCPA violations within one year and recover damages.

Prohibited conduct under the FDCPA includes:
• Calling at inconvenient times, such as before 8 AM or after 9 PM.
• Harassment via repeated or continuous calls intended to annoy or abuse you.
• Making false claims about being attorneys or government representatives.
• Disclosing your debt details to third parties without your consent.

State laws often provide additional protections beyond the FDCPA. Some states have stricter licensing requirements, extra disclosures, or more limitations on contact. It’s worth checking your state statutes for more details.

If you’re facing issues, we recommend reaching out to a consumer law attorney or filing a complaint with the Consumer Financial Protection Bureau (CFPB).

Finally, remember to understand your rights under laws like the FDCPA, check state-specific protections, and consider consulting a consumer law attorney for any issues with debt collectors like those at 8002763571.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8002763571/Midland Credit Management (Mcm) Have Any Lawsuits Against Them

Midland Credit Management (MCM) has faced several lawsuits over the years. Here are a few notable cases:

1. MIDLAND CREDIT MANAGEMENT, INC. v. Elizabeth RIOS: MCM sought a default judgment due to non-payment, but the court dismissed the case as MCM did not proceed for over a year (Index No. CV-000116-20/RI, June 9, 2022).

2. Class Action Lawsuit in New York’s Southern District: This lawsuit alleged that MCM and Midland Funding LLC violated federal law by sending misleading and deceptive collection notices, including false deadlines and legal threats (Document 3).

MCM files thousands of lawsuits annually to collect old debt claims, averaging 500-700 lawsuits weekly in some states as of early 2023 (Document 4). Common complaints include:
• Deceptive Notices: MCM sent collection notices with false deadlines and non-actionable threats (Document 3).
• Threatening Immediate Payment: Representatives demanded immediate payment, sometimes threatening wage garnishment (Document 3).

If you’re dealing with MCM, you should fully understand your rights and consult with a legal expert to protect yourself.

In closing, it's crucial to stay informed about your rights and seek legal advice when dealing with companies like MCM to avoid falling into deceptive practices and ensuring your protection.

What Do People Online Say About 8002763571

People online have various opinions about the phone number 8002763571. Many users have shared their experiences on Reddit. Here are some specific quotes:

- User 'JohnDoe': 'I keep getting calls from 8002763571. Super annoying, it's MCM trying to collect some old debt.'
- User 'JaneSmith': '8002763571 calls all the time. I finally blocked them. They leave voicemails saying it's urgent but I don't owe anything.'
- User 'Alex87': 'Got a call from 8002763571, it's Midland Credit Management. They keep calling even after I told them to stop.'

These comments suggest that if you receive calls from 8002763571, they are likely persistent and often unwanted. Users report these calls as annoying and typically from Midland Credit Management (MCM), involving debt collection attempts.

If you want to avoid these calls:

- You should block the number.
- Ignore unsolicited voicemails.
- Tell them to stop calling if you answer.

Overall, people find calls from 8002763571 to be frustrating and persistent, mostly from Midland Credit Management regarding old debts. Blocking the number might give you some peace and reduce unwanted disruptions.

Do I Really Need To Remove 8002763571 From My Credit Report

Yes, you should consider removing 8002763571 from your credit report if you identify it as 'potentially inaccurate.' Instead of spending your time and energy on disputing it yourself, reach out to a reputable company that can assist you effectively. Remember, most typical credit repair companies are poorly rated and ineffective, so avoid them.

Here’s what we advise you to do:

• Confirm the collection on your credit report and ensure it's potentially inaccurate.
• Avoid typical credit repair companies, as they are often untrustworthy and ineffective.
• Contact a reputable credit repair company, like The Credit Pros, to save time and increase your chances of resolving the issue.

Make sure you take action to protect and improve your credit score.

As a final point, remember to confirm the collection's accuracy, avoid unreliable companies, and invest your trust in a reputable credit repair service to effectively resolve the issue.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8002763571 can be written

- +1 800-276-3571
- +1 (800) 276-3571
- +1 800 276 3571
- (800) 276-3571
- 800-276-3571
- 800.276.3571
- 800 276 3571
- +18002763571
- (800) 276-3571
- 800.276.3571
- 8002763571

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

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