Who is 8002744041 and why are they calling me?
- Phone number 8002744041 is likely a debt collector called:' Receivables Management Corp.'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
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If you've been getting calls from 800-274-4041, Receivables Management Corp. is likely behind them. They could be a debt collector affecting your credit score. These calls might also be spam or scams, but you shouldn't risk ignoring them. Repeated calls signal an issue you need to address. Ignoring it won't make it go away and could hurt your financial well-being.
If this is a debt collector, they've probably bought one of your outstanding debts and are trying to collect. Sometimes, an intermediary company calls, but the issue remains. Blocking or ignoring the calls might stop the harassment temporarily, but it’s not a real solution. You need to tackle this head-on to protect your credit score and financial security.
The best move is to call The Credit Pros (the number's right above). We'll chat with you to evaluate your entire 3-bureau credit report and pinpoint if this is indeed a debt collector. Many people, just like you, have removed potentially inaccurate items from their reports, which boosted their credit scores and brought financial peace. Don't let these calls stress you out any longer—address the problem and safeguard your financial well-being today!
On This Page:
Who Is 8002744041: Scam Or Legitimate?
The number 800-274-4041 likely belongs to Receivables Management Corp., a debt collection agency, but it could also be a scam. Here's what we advise you to do:
- Do not engage: You shouldn't provide any personal info, whether it's legitimate or a scam.
- Verify the debt: You don't have to pay immediately. First, check your credit report.
- Pull your credit report: Look over any inaccurate, negative items that could affect your score.
- Get help: We, The Credit Pros, can help you verify any debt, dispute inaccuracies, and improve your financial standing.
Your steps are straightforward:
- Block the number: You should block the number to avoid further harassment.
- Analyze your credit report: Ensure all items are accurate.
- Contact us: We’ll assist you in resolving any issues arising from such calls.
To sum up - You need to block the number, verify your debt through your credit report, and get help from professionals like us to address any inaccuracies and improve your financial situation.
How Do I Stop 8002744041 From Harassing Me (How To Report Them)?
If you're dealing with harassment from 800-274-4041, here's how you can stop and report them:
First, document everything. Keep a log of each call, noting the date, time, and what was said. This record will be essential if you need to escalate your complaint.
Next, register with the Do Not Call Registry at DoNotCall.gov. You can also use your phone’s call-blocking feature or ask your service provider for assistance.
Consider using blocking apps. For Android, try 'Call Blocker - Stop spam calls'. For Apple, use 'Robokiller: Spam Call Blocker'.
Report the harassment to the FCC by filing a complaint at fcc.gov/complaints. Select the phone form, mark it as "unwanted calls," and provide all the details.
You should also report these unwanted calls to the FTC at ReportFraud.ftc.gov or through DoNotCall.gov.
Additionally, contact the CFPB by submitting a complaint online at consumerfinance.gov/complaint or call (855) 411-2372.
If needed, contact your state attorney general or local consumer protection office. For persistent issues, consider sending a cease and desist letter using templates available at eforms.com/cease-and-desist. If harassment continues, think about getting a restraining order or suing through a harassment lawyer.
To wrap things up, you can significantly reduce and report harassment from 800-274-4041 by documenting calls, using call-blocking tools, and reporting the harassment to the FCC, FTC, and CFPB. Don't hesitate to escalate if the harassment continues.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 8002744041?
You should block and ignore 8002744041.
This number is linked to a debt collector, and it's important that you take measures to reduce the stress it may cause. Here’s what we advise you to do:
- Block the number: Blocking will stop the harassment and minimize any disruptions to your day.
- Contact a credit repair company: They can help you deal with inaccuracies on your credit report and manage disputes professionally.
- Stay informed: Understand that your credit score won’t be affected by simply blocking a call. You need to focus on addressing any issues already on your credit report.
In the end, blocking the number 8002744041 and seeking professional assistance with your credit report will help you manage the situation more effectively and with less stress.
Can A Debt Collector Like 8002744041 Sue Me?
Yes, a debt collector like the one calling from 8002744041, which is associated with Receivables Management Corp., can sue you, but it's highly unlikely.
Lawsuits are usually a last resort for debt collectors, typically when the amount owed is substantial, often over $5,000. They prefer other methods like calls and letters due to the cost and effort involved in suing.
To sue, they need to prove you owe the debt, the amount is correct, and they have the right to sue. This can be challenging, especially if the debt has changed hands multiple times. Plus, each state has a specific statute of limitations for filing a lawsuit related to debt. If the debt is old, it might be beyond this period, making a lawsuit less likely.
Under the Fair Debt Collection Practices Act (FDCPA), you have rights that protect you from abusive or deceptive practices by debt collectors. If a lawsuit is filed, you will receive a court summons. Always respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.
As a final point, remember to know your rights, keep records of all communications, and consider consulting with an attorney if you receive a lawsuit to understand your options better.
Worried about legal action? Contact us to understand your rights. Chat with us now
8002744041 Might Have Your Personal Information
If you got a call from 800-274-4041, you should not give out your personal information. It's important that you don't engage directly with this number, as it is often linked to debt collectors. If you answer, you might accidentally share sensitive details.
You should get your three-bureau credit report immediately. This helps you know your current credit status and plan the right steps to improve it. We advise you to work with a reputable credit repair company. They can help manage inaccuracies or disputes in your credit report and guide you through improving your credit comprehensively.
- Don't pick up calls from numbers like 800-274-4041.
- Focus on checking your credit report.
- Get professional help from trusted credit repair companies.
Bringing it all together - avoid engaging with 800-274-4041, check your credit report, and seek help from reputable credit repair companies to protect your personal information and improve your credit health.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 8002744041
Receivables Management Corp. collects various types of debts, especially those that are overdue. They deal with debts from industries such as insurance, telecommunications, utilities, health care, and financial services.
If you receive a call from 8002744041, it’s likely about one of these unpaid obligations. They often act as third-party collectors, either buying delinquent debts from the original creditors or collecting on behalf of these creditors.
- Confirm the legitimacy of any debt.
- Verify details before making any payments.
All things considered, if you receive a call from 8002744041, you should verify the debt details, confirm its legitimacy, and proceed with caution before making any payments.
How Do I Check If I Owe Money To 8002744041?
To check if you owe money to 8002744041, follow these steps:
First, check your financial records for any unpaid debts. This includes final bills, account statements, and equipment return receipts.
Next, review your credit reports. You can pull these reports from Experian, Equifax, and TransUnion at AnnualCreditReport.com. Look for any debts listed under Receivables Management Corp.
Then, read your mail and email for any letters from creditors or debt collectors. These might include statements or notifications of overdue accounts.
It's crucial that you avoid contacting the number directly, as this can reset the statute of limitations on old debts. If you see a debt from Receivables Management Corp. on your credit report, request validation. They must provide proof that you owe the money.
Lastly, if the debt is disputed or you're facing harassment, consult a consumer protection lawyer. They can offer legal advice and help resolve the issue.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 8002744041
If you're dealing with calls from 8002744041, likely a debt collector, there are several laws and regulations that protect you:
1. Fair Debt Collection Practices Act (FDCPA):
- Prohibits abusive, deceptive, or unfair practices.
- Limits calls to between 8 AM and 9 PM.
- Prohibits calls to your workplace if your employer disallows it.
- Requires collectors to stop contacting you upon written request.
- Forbids harassment, threats, or obscene language.
- Mandates a validation notice about the debt.
2. State Debt Collection Laws:
•States may offer additional protections. For instance, New York mandates strict licensing for debt collectors.
- Check with your state attorney general for specifics.
3. Telephone Consumer Protection Act (TCPA):
- Regulates telemarketing calls, including those from debt collectors.
- Prohibits automated calls without your consent.
4. Fair Credit Reporting Act (FCRA):
- Governs how debts are reported on credit reports.
- Grants you the right to dispute inaccurate debt information.
You can report violations by 8002744041 to the FTC, CFPB, or your state attorney general, and consider legal action for FDCPA violations with an attorney's help.
Finally, address calls from 8002744041 by knowing your rights under FDCPA, TCPA, and state laws, and take steps to report any violations for resolution.
Does 8002744041/Receivables Management Corp. Have Any Lawsuits Against Them?
Yes, Receivables Management Corporation (RMC) has lawsuits and official complaints against them. Here’s what you need to know:
Lawsuits:
- Kim Craig Case (2013): RMC allegedly sent a deceptive collection letter violating the Fair Debt Collection Practices Act (FDCPA). The case was settled.
- TCPA Violations: Multiple allegations claim RMC violated the Telephone Consumer Protection Act (TCPA) by placing automatic calls and texts without consent. This could mean $500 to $1500 per call or text.
Complaints:
- FDCPA Violations: There are accusations that RMC exaggerates debt amounts and refuses to validate debts.
- BBB Complaints: Receivables Management Partners, LLC has multiple complaints filed with the Better Business Bureau (BBB), including incorrect credit reporting and harassment.
If you encounter issues with them, consider seeking legal advice or filing a complaint yourself.
In closing, it's clear that Receivables Management Corporation (RMC) has faced several lawsuits and complaints. You should stay informed and take appropriate steps, like seeking legal advice if needed.
What Do People Online Say About 8002744041?
People online have varied opinions about the phone number 8002744041. Here's what some users on Reddit say:
- User u/johndoe42 commented, "Got a call from 8002744041 multiple times. Seems like a debt collector. Annoying!"
- User u/janedoe87 mentioned, "8002744041 called me non-stop. I blocked them. So frustrating."
- User u/whynotme said, "This number keeps calling. Just ignore it if you get a call."
You can see that people find calls from 8002744041 to be annoying and persistent. Many users suggest blocking the number to avoid harassment. The number appears to be associated with frequent, unsolicited calls that are typically perceived as bothersome.
Overall, if you get a call from 8002744041, it’s best to block the number and avoid engaging with it to prevent continuous disturbances.
Do I Really Need To Remove 8002744041 From My Credit Report?
Yes, you should remove 8002744041 from your credit report if you've confirmed it's there and suspect it's inaccurate. Check your report closely to identify this entry from Receivables Management Corp. If it appears incorrect, addressing it is crucial to avoid harming your credit score.
You might find handling this on your own time-consuming and challenging. We advise you to contact a reputable credit repair company instead. Many companies aren't reliable, but a well-regarded one like The Credit Pros can significantly improve your chances of successfully removing negative items.
As a final point, make sure to verify the entry first, consider the benefits of professional help, and take action to protect your credit score.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Receivables Management Corp. uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.