Home / Who is 8002046358 and why are they calling me?

Who is 8002046358 and why are they calling me?

  • Phone number 8002046358 is likely a debt collector called:' Chase Bank'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 4077322416

Why is 8002046358 calling me

If you've been getting calls from 800-204-6358, it could be a debt collector or a scam. Sure, ignoring these calls might feel like a relief, but that’s just a temporary fix. This number might link to a debt collection agency trying to collect a debt, possibly purchased from Chase Bank. These calls can hurt your credit score if you don't handle them properly.

Constant harassment likely means this collector bought an old debt of yours. Blocking or ignoring the number isn’t a real solution. The best move is to call The Credit Pros (at the number above) for a no-pressure chat to review your 3-bureau credit report. This helps identify if 800-204-6358 is a debt collector and find other negative items affecting your score.

We've helped countless people like you remove potentially inaccurate negative items. Fixing this can boost your credit score and improve your overall financial well-being. With The Credit Pros, you won’t just get rid of harassing calls—you'll secure your financial future.

Who Is 8002046358: Scam Or Legitimate?

The phone number 800-204-6358 is associated with a debt collection agency, often reported as Chase Bank, but it could also be a scam.

Here's what we advise you to do:

- Don't engage with the caller: Avoid discussing any personal or financial details over the phone.
- Check your credit report: Pull your credit report from the three major bureaus and look for any inaccurate or negative items. If this agency appears on your report, it might be legitimate.
- Get help from The Credit Pros: We can help verify any debt from this collector, dispute potentially inaccurate negative items, and improve your financial prospects.
- Don't pay immediately: You are not obligated to pay without proper verification. Make sure you get proof of the debt first.
- Be cautious of scams: Scammers may use spoofing techniques to make their calls look legitimate. Always verify by contacting the bank directly using a number from their official website.

If you’re in doubt, contact us for a free 3-bureau credit report evaluation.

To sum up - avoid engaging with 800-204-6358 directly, verify any debt, and take steps to protect your financial well-being. We've helped hundreds of thousands of people in similar situations, and we can help you too.

How Do I Stop 8002046358 From Harassing Me (How To Report Them)?

If 8002046358 is harassing you, here's what we advise you to do:

Document Everything: You should write down the dates, times, and specific details of each call. This helps build a case if needed.

Do Not Call Registry: Register your number at DoNotCall.gov. This only takes a couple of minutes and helps limit legitimate telemarketing calls.

Block the Number: Use your phone's built-in call-blocking feature or download a call-blocking app. For Android, try 'Call Blocker - Stop spam calls,' and for Apple, try 'Robokiller: Spam Call Blocker.'

Report the Calls:
- FCC: File a complaint with the FCC at fcc.gov/complaints. Mention the number, dates, and times of calls.
- FTC: Report unwanted calls to the FTC at ReportFraud.ftc.gov.

Contact Your Phone Carrier: Your carrier often has call-blocking tools and services that might help.

Cease and Desist: You can send a cease and desist letter. Use the template provided at eforms.com/cease-and-desist.

Apps: Consider apps like Nomorobo, which block robocalls and telemarketers. Nomorobo is useful if you receive a lot of automated calls.

Legal Actions: If the harassment continues, you might consider reaching out to a harassment lawyer to explore options like a restraining order.

To wrap things up - document the calls, register with the Do Not Call Registry, block the number, and report to the FCC and FTC. If needed, consider legal help to stop the harassment. We've got your back. Good luck!

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8002046358?

Yes, you should block 8002046358. This number is linked to scam and fraud activities and is often associated with fake Chase Bank scam calls. These scammers typically try to collect false debts or gather personal information fraudulently.

Blocking the number won't affect your credit score or financial standing. However, you should confirm any legitimate communication by directly contacting Chase Bank through their official channels.

If you're worried about genuine debt collectors, blocking the number is still a good idea. Work with a reputable credit repair company to address any inaccuracies on your credit report and keep your credit in good standing without dealing with fraudulent calls.

In the end, blocking the number 8002046358 is a smart move to avoid scams. Reach out to Chase Bank if needed and consider professional help for any credit issues.

Can A Debt Collector Like 8002046358 Sue Me?

Yes, a debt collector like 8002046358 can sue you, but this is often a last resort. Debt collectors prefer to settle out of court to avoid the costs and hassle of legal proceedings, especially for debts under $5,000. They would need to prove you owe the debt, the amount is correct, and that they have legal standing, which can be complicated if the debt has been sold multiple times.

Usually, you'll first encounter calls and letters from collectors urging you to pay. If they choose to sue, you will receive a court summons and complaint. You must respond promptly to avoid a default judgment that could lead to wage garnishment or bank account levies, though this is rare.

- Debt collectors usually prefer out-of-court settlements.
- They must prove the debt is yours and within the statute of limitations.
- Responding to court summonses is crucial to avoid default judgments.

Under the Fair Debt Collection Practices Act (FDCPA), you have rights that protect you from abusive practices. If you are sued, consult an attorney for guidance. Always verify communications from collectors and keep records.

As a final point, remember that most debt collectors prefer to settle without legal action. If you receive a court summons, respond quickly, and know your rights under the FDCPA to protect yourself from unfair practices.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8002046358 Might Have Your Personal Information

If you see the number 8002046358 on your caller ID, it might mean someone could be trying to get your personal information. Here’s what you should do:

Don’t Pick Up: It's best that you don't answer calls from numbers you don't recognize. Scammers can use these calls to trick you into giving out personal info.

Protect Your Information: Never provide your personal details like your name, Social Security number, or bank information over the phone. Scammers often pretend to be from reputable companies to gain your trust.

Get Your Credit Report: Obtain your 3-bureau credit report from Equifax, TransUnion, and Experian. This helps you understand your current credit status and identify any suspicious activity.

Work with Reputable Credit Repair Companies: Partner with a reputable credit repair company to address any inaccuracies on your credit report. They can help you build a plan to improve your credit and manage your reports effectively.

Report Suspicious Activity: If you suspect the caller is a scammer, report the activity to the Federal Trade Commission (FTC) and your bank. This helps track and stop scam calls.

Bringing it all together - If you see 8002046358, don’t pick up and protect your personal details. Get your credit report, work with a reputable credit repair company, and report any suspicious activity. Stay vigilant and secure your information.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8002046358

The number 8002046358 is associated with debt collection services that specialize in recovering a variety of unpaid debts. You might encounter them if you have overdue accounts that were previously held by different lenders or financial institutions.

They typically focus on collecting:
- Credit card debt
- Medical bills
- Personal loans
- Other unsecured debts

You usually deal with this company because they purchase these debts from creditors and then attempt to collect the outstanding balances.

All things considered, if 8002046358 contacts you, they are likely attempting to collect on unpaid debts such as credit card balances, medical bills, personal loans, or other unsecured debts.

How Do I Check If I Owe Money To 8002046358?

To check if you owe money to 8002046358, follow these steps:

First, avoid calling the number directly. You should focus on gathering information first to avoid potential scams.

Next, check your records. Look through old bills, account statements, and receipts. Make sure you’ve tracked all your payments and returns accurately.

Obtain a copy of your credit report from the three major credit bureaus: Experian, TransUnion, and Equifax. Look for any outstanding debts listed.

If there's a debt on your credit report, request a debt validation letter from the collections agency. This letter must provide details about the debt and confirm its legitimacy.

Ensure you receive a written notice from the debt collector. This notice should include the name of the creditor, the debt amount, and how you can dispute it if necessary.

Lastly, if you're being harassed or need further assistance, consult a consumer protection lawyer. They can help you manage disputes and protect your rights.

By methodically gathering documentation and verifying the debt, you can determine if you truly owe money to 8002046358 or if it's a scam. Lastly, remember these steps to ensure you're taking proper action: avoid calling directly, check your records, review your credit report, request validation, and seek legal help if needed.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8002046358

You are protected from debt collection calls and practices by several laws. The main federal law is the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, deceptive, or unfair practices when collecting personal debts like credit cards, auto loans, and medical bills. Key protections under the FDCPA include:

- Inconvenient Times: Debt collectors cannot call you before 8 AM or after 9 PM.
- Contact at Work: They are not allowed to call you at work if your employer prohibits such calls.
- Abusive Language: They cannot use obscene or abusive language and cannot call repeatedly to harass you.
- False Representation: They can't pretend to be lawyers or government officials.
- Threats: No threats of violence or criminal actions are allowed.

Debt collectors must also provide a written validation notice about the debt, including the amount owed and the creditor's name. If you dispute the debt in writing within 30 days, they must provide verification, and collection must stop until then.

You can demand that a debt collector stops all contact by sending a written request. If you have an attorney, collectors must communicate only with them. For any violations, you can sue the debt collectors within one year for damages and report them to authorities like the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB).

Apart from the FDCPA, many states have additional laws offering more consumer protections. For instance, New York has strict licensing requirements for debt collectors. You should check with your state's attorney general's office for specific protections in your state.

Another relevant law is the Telephone Consumer Protection Act (TCPA), which regulates calls to your cellphone. Debt collectors cannot use autodialers to call your cell without your explicit consent. If they do, you could be entitled to damages of $500 per call, or $1,500 for willful violations.

Finally, if you're dealing with a debt collector from the number 8002046358, these laws and regulations provide you with robust protections and clear steps to take. If the calls continue or you believe your rights are being violated, please consult a consumer lawyer experienced with these laws.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8002046358/Chase Bank Have Any Lawsuits Against Them?

Chase Bank does have several lawsuits against them:

You might be interested to know about the Broward Suit, where a Florida company sued Chase Bank for $600 million, alleging blacklisting. This lawsuit is pending in a Florida federal court.

Another case involves Jonathan Coicoechea, who sued JPMorgan Chase for public accommodation discrimination. During his visit to a New Jersey branch, he was mistaken for a bank robber, and the lawsuit claims racial discrimination.

Additionally, Orca Assets, G.P. filed a lawsuit against JP Morgan Chase Bank. They allege being fraudulently induced to lease a mineral estate already leased to another party. Their claims include fraud and negligent misrepresentation.

You may also have noticed official complaints related to debt collections:

- Fraudulent Activity Claim: Customers received aggressive calls about fraudulent activity on their accounts, which turned out to be scams.
- Charge Disputes: Some customers faced unauthorized charges and struggled to resolve these errors with the bank.

In closing, it’s evident that Chase Bank faces multiple lawsuits, ranging from blacklisting and discrimination to fraud and unauthorized charges. Knowing these details can help you stay informed and take appropriate actions.

What Do People Online Say About 8002046358?

People online have mixed reactions about the phone number 8002046358. Here's what you need to know:

- Reddit (r/scams user "Anonymous"): "Fake Chase Bank impersonation phantom debt collection scam by madarchod criminals phoning from India. This is what the Federal Trade Commission calls a phantom debt collection scam."
- Robokiller user report: "This number has called me 9 times in 1 month. They leave no message. I see people mentioning Chase."
- Another Robokiller user: "Called and asked for information."

Many believe the calls from 8002046358 are scams, particularly involving fake debt collection. You might see concerns about repeated calls, requests for personal info, and associations with phantom debt.

Overall, it seems 8002046358 is linked to suspicious activity, and you should be cautious if you receive a call from this number.

Do I Really Need To Remove 8002046358 From My Credit Report?

Yes, you should remove 8002046358 from your credit report if you confirm it's there and identify it as potentially inaccurate. Dealing with this on your own takes a lot of time and effort. Instead of doing it yourself, consider reaching out to a reputable credit repair company to save you the hassle. Be cautious and avoid typical credit repair companies, as they often have poor ratings and may not be effective.

A good company, like The Credit Pros, can make a big difference in removing potentially inaccurate items. If this collection is from Chase Bank, getting the help of a trustworthy service can save you a lot of stress.

As a final point, addressing potentially inaccurate items swiftly, considering reputable credit repair companies, and avoiding poorly rated services can significantly improve your credit score and overall financial health.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8002046358 can be written

- +1 800-204-6358
- +1 (800) 204-6358
- +1 800 204 6358
- (800) 204-6358
- 800-204-6358
- 800.204.6358
- 800 204 6358
- +18002046358
- (800) 204-6358
- 800.204.6358
- 8002046358

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Chase Bank uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions