Home / Who is 7813821000 and why are they calling me?

Who is 7813821000 and why are they calling me?

  • Phone number 7813821000 is likely a debt collector called:' Credit Collection Services (CCS)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 9784445700

If you get a call from 781-382-1000, it probably means Credit Collection Services (CCS) wants to talk about a debt. However, it could be a scam. Don't engage right away. Instead, check your 3-bureau credit report for any collection accounts and inaccuracies. Blocking the number can stop harassment, but you need to verify the debt before taking any action.

To stop the harassment from 781-382-1000, document every call, block the number with phone features or apps, and report it to the FTC, FCC, and CFPB. Register your number at donotcall.gov to cut down on unwanted calls in the future. Check your records, request written documentation from CCS, and verify the debt within 30 days to avoid scams or resetting the statute of limitations.

For an easy solution, contact The Credit Pros at 781-382-1000. We’ll review your 3-bureau credit report and help you sort out this issue with a simple conversation. Our expertise in handling disputes and cleaning up credit profiles will give you peace of mind and financial stability.

Who Is 7813821000: Scam Or Legitimate

When you receive a call from 7813821000, it's likely Credit Collection Services (CCS), a legitimate debt collector. However, you should still be cautious as it could be a scam. We advise you not to engage with the caller either way. You don't need to pay immediately if you're unsure about the debt.

Here's what we recommend you do:

• Pull your free 3-bureau credit report to check for any collection accounts
• Look for potentially inaccurate negative items on your report
• Block the number to stop any harassment or unwanted calls

If you see CCS as a collection on your credit report, it's probably a real debt. But don't worry - we at The Credit Pros can help you verify any debt, dispute inaccuracies, and improve your financial outlook. We've helped thousands of people in similar situations.

Your next step should be to analyze your credit report, regardless of whether the call is legitimate or not. We can guide you through improving your financial standing and handling this situation properly.

To finish up, remember that you're not alone in this. You should focus on verifying the debt, protecting yourself from potential scams, and taking steps to improve your credit. We're here to support you every step of the way.

How Do I Stop 7813821000 From Harassing Me (How To Report Them)

To stop 7813821000 from harassing you, you should follow these steps:

First, you need to document all unwanted interactions. Keep a detailed log with dates, times, and any abusive language used. This will help you if you need to take legal action later.

Next, we recommend you register your number at DoNotCall.gov. It only takes about 2 minutes and can help reduce unwanted calls.

You should also block the number on your phone. Use your phone's call-blocking feature or contact your service provider for help. You can try call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.

If the harassment continues, you might need to take more serious steps:

• Get a restraining order if the calls become threatening.
• Consider hiring a harassment lawyer to help you navigate specific laws.
• Send a cease and desist letter using a template from eforms.com.

You should also report the harassment to federal agencies:

• File a complaint with the FCC at fcc.gov/complaints for illegal robocalls or unwanted calls.
• Report to the FTC at ReportFraud.ftc.gov for telemarketing calls or violations of the Do Not Call Registry.
• Submit a complaint to the CFPB at consumerfinance.gov/complaint.

Don't forget to contact your phone carrier. They can provide call-blocking tools and other options to help you.

Lastly, check with your local or state consumer protection offices. They might have additional resources or complaint mechanisms you can use.

To finish up, remember that you're not alone in this. By following these steps, you're taking control of the situation. Keep documenting everything, and don't hesitate to reach out for help if you need it. You've got this!

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 7813821000

You should block 7813821000 to stop unwanted calls from Credit Collection Services (CCS). We advise you to take this step to protect yourself from potential harassment. Don't worry - blocking won't hurt your credit score or cause any negative consequences.

If CCS has already reported a collection, ignoring their calls won't make things worse for you. Your best move is to team up with a reputable credit repair company. They can help you remove inaccurate items from your report and deal with CCS on your behalf. This approach lets you avoid stressful interactions while addressing any legitimate debt issues.

Remember, you have rights as a consumer. Don't let debt collectors pressure you. Here's what we recommend you do:

• Block 7813821000 on your phone
• Work with a credit repair company to handle CCS properly
• Address any inaccuracies on your credit report
• Stand firm in your consumer rights

We understand dealing with collectors is stressful for you. By blocking CCS and getting professional help, you're taking control of the situation. Stay positive - with the right support, you can improve your financial health.

To wrap things up, block that number, get expert help, and don't let collectors intimidate you. You've got this!

Can A Debt Collector Like 7813821000 Sue Me

Yes, a debt collector like 7813821000 can sue you, but it's unlikely. They usually prefer other methods like calls and letters before considering legal action. Lawsuits are typically a last resort for substantial debts, usually over $5,000, when the cost of suing is worth it to them.

For a lawsuit to proceed, the collector must prove you owe the debt, the amount is correct, and they have the legal right to sue. However, suing is expensive and time-consuming, so many collectors prefer out-of-court settlements. You should be aware that each state has a statute of limitations, which is a specific time frame within which they can sue. If your debt is old, it might be beyond this period, making a lawsuit less likely.

If the collector decides to sue, you'll receive a court summons and complaint. It's crucial that you respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. Remember, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive practices. We strongly advise you to consult an attorney if you receive a lawsuit to understand your options and defenses.

To wrap things up, while it's possible for a debt collector to sue you, it's not their preferred method. You should be aware of your rights, respond promptly if sued, and seek legal advice if needed. By understanding the process, you can better protect yourself and navigate this challenging situation.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

7813821000 Might Have Your Personal Information

If you receive a call from 7813821000, you should be cautious as it's linked to Credit Collection Services (CCS), a debt collection company. To protect yourself, follow these steps:

• Don't provide any personal information when they call. They might ask for sensitive data that could be misused.
• It's best if you don't pick up their calls at all. Engaging can lead to unwanted stress and potential scams.
• You should obtain your 3-bureau credit report. This will help you understand your current credit status and spot any inaccuracies.

You need to start building a comprehensive plan to improve your credit. It's crucial that you monitor your credit report regularly for your ongoing financial health. We advise you to consider working with a reputable credit repair company. They can help you resolve credit issues and guide you towards better financial management.

Remember, you're your best defense against potential scams and unwelcome debt collection practices. Stay vigilant and be proactive in managing your personal information and credit. To finish up, we want you to know that by staying informed and cautious, you're taking the right steps to protect yourself. Keep it up!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 7813821000

Credit Collection Services (CCS), associated with 7813821000, collects various types of debt for large, reputable companies. You might receive a call from CCS if you have outstanding debts in:

• Telecommunications
• Banking
• Utilities
• Healthcare
• Insurance
• Cable television

CCS handles unpaid loans, overpayments, fines, medical bills, and utility bills. They either purchase these debts or collect on behalf of the original creditors.

If you've received a call from 7813821000, it's likely related to one of these debt categories. You should carefully review your financial records to identify any outstanding balances in these areas.

We understand dealing with debt collectors can be stressful. To finish up, remember that you have rights as a consumer. If CCS contacts you, you should ask for written verification of the debt before taking any action. This will help you confirm the legitimacy of the claim and decide on your next steps.

How Do I Check If I Owe Money To 7813821000

To check if you owe money to 7813821000, you should start by reviewing your credit reports. You can obtain these for free from Experian, TransUnion, and Equifax at AnnualCreditReport.com. These reports will provide you with a list of your debts and the agencies collecting them.

Next, we advise you to thoroughly check your own records. Look for any final bills, account statements, or receipts from equipment returns that might be related to this debt.

If you find a debt listed from 7813821000 (Credit Collection Services or CCS), you should request a debt validation letter from them. Do this within 30 days of their first contact. The letter should include:

• The name of the original creditor
• The amount of the debt
• The date CCS acquired the debt

We recommend that you carefully review this information for any inaccuracies or inconsistencies. If the debt isn't validated or if you spot errors, CCS must remove the collection from your credit report.

It's crucial that you don't directly contact the number without first validating the debt. If you do, you might accidentally restart the statute of limitations. If you face harassment over disputed debts, you should consider consulting a consumer protection lawyer.

Being proactive can prevent inaccuracies from impacting your credit score. You should:

• Gather all relevant documentation
• Validate any claimed debts
• Avoid paying until the debt is fully verified

To finish up, remember that you're in control of this situation. By following these steps, you'll protect yourself from potential fraud and ensure you're only paying debts you truly owe. Stay vigilant and don't hesitate to seek professional help if you need it.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 7813821000

Several laws and regulations protect you from unfair debt collection practices by 7813821000. The Fair Debt Collection Practices Act (FDCPA) is your primary shield against abusive tactics from third-party collectors. Here's what you need to know:

The FDCPA prohibits debt collectors from using deceptive or unfair practices when collecting personal, family, or household debts. This includes your credit cards, auto loans, medical bills, and mortgages. You have the right to request debt validation within 30 days, which pauses collection efforts until verification is provided.

You can demand in writing that collectors stop contacting you, except for specific actions. The law also protects you from inconvenient contact times, workplace harassment, abusive language, threats, and false representations. Collectors must disclose that they're attempting to collect a debt and that any information obtained will be used for that purpose.

Your state may offer additional protections. For example, in Texas, you can report violations to the state Attorney General. You should familiarize yourself with your state's specific laws to fully understand your rights.

If a debt collector violates the FDCPA, you can take action:

• Sue within one year of the violation
• Recover actual damages
• Claim statutory damages up to $1,000
• Potentially recover attorney fees

You should also report any violations to the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). These agencies can investigate and take action against abusive collectors.

To finish up, remember that you have powerful legal protections against unfair debt collection practices. Don't hesitate to assert your rights if Credit Collection Services (CCS) or any other collector associated with 7813821000 oversteps. By knowing and leveraging these laws, you can effectively shield yourself from harassment and ensure fair treatment in the debt collection process.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 7813821000/Credit Collection Services (Ccs) Have Any Lawsuits Against Them

Credit Collection Services (CCS) does indeed have lawsuits and numerous complaints against them. While no specific lawsuits were identified in the provided documents, there are many complaints on record:

You should be aware that the Consumer Financial Protection Bureau (CFPB) has received over 2,000 complaints about CCS. These complaints often relate to harassing phone calls, inaccurate credit scores, and fraudulent debts.

Additionally, the Better Business Bureau (BBB) has logged more than 1,000 complaints against CCS over the past three years. If you're dealing with CCS, you might encounter issues like harassing phone calls, incorrect debt notifications, and difficulties in reaching them for corrections.

Here's an example of a common complaint:

• A consumer reported that CCS repeatedly sent debt notifications to the wrong address
• They also reported fraudulent debts under the consumer's name
• This caused significant issues for the individual involved

If you're experiencing problems with CCS, we strongly advise you to take action. First, verify all debt details carefully. Then, if you find any inaccuracies, contact CCS directly to resolve them.

To finish up, remember that you have rights when dealing with debt collectors. Don't hesitate to speak up if you believe CCS is treating you unfairly. You can protect yourself by staying informed and taking proactive steps to address any issues that arise.

What Do People Online Say About 7813821000

People online have shared various opinions about the phone number 7813821000. You'll find that many users on Reddit have reported negative experiences with this number. Here's what they're saying:

You should be aware that users like "ScamHunter123" have flagged this number as a potential scam. They report that callers claim to be debt collectors but ask for sensitive information like bank details and social security numbers. This is a major red flag you shouldn't ignore.

Another user, "DebtFree2020," warns that the number persistently calls about supposed unpaid debts. They emphasize that if you know you don't owe anything, it's likely these callers are trying to frighten you into giving money.

"RedFlagAlerts" adds another layer of caution. They mention that the callers offered a 50% settlement on an alleged debt. We advise you to be extremely wary of such offers, as this is a known tactic scammers use to seem legitimate.

To finish up, you should always verify any unexpected debt collection calls. Don't share personal details over the phone, and if something feels off, trust your instincts. We recommend you block this number and report it to the proper authorities if you receive suspicious calls.

Do I Really Need To Remove 7813821000 From My Credit Report

You should remove 7813821000 from your credit report if it's potentially inaccurate. Don't waste your time trying to dispute it yourself - it's frustrating and time-consuming. Instead, we recommend you reach out to a reputable credit repair company like The Credit Pros. We can help you save hours of effort and maximize your chances of removing this potentially inaccurate negative item.

You need to be careful when choosing a credit repair company, as most are scammy and ineffective. However, working with a good one can make a huge difference. Here's why partnering with us is a smart move:

• We're experts at spotting inaccuracies and errors on your report
• We know the proper ways to dispute items with credit bureaus
• We handle all the paperwork and follow-up so you don't have to
• We can often get faster results than you could on your own
• We'll work on improving your overall credit profile

Don't let this collection drag down your credit score if it shouldn't be there. Give us a call and we'll review your report for free. We'll explain your options and help you create a plan to clean up your credit as quickly as possible.

To wrap things up, you should take action to remove 7813821000 from your credit report if it's inaccurate. We're here to help you through the process and improve your credit score.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 7813821000 can be written

- +1 781-382-1000
- +1 (781) 382-1000
- +1 781 382 1000
- (781) 382-1000
- 781-382-1000
- 781.382.1000
- 781 382 1000
- +17813821000
- (781) 382-1000
- 781.382.1000
- 7813821000

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Credit Collection Services (CCS) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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