Who Is 6033331469 (+ How Are They Hurting My Credit Score)

Updated: July 6, 2024
Call Type: Debt Collector
Spam Risk: Very High
Fact Checked

Phone number 6033331469 is likely a debt collector called:' Portfolio Recovery Associates'.
Your credit score likely dropped because this is potentially a debt collection on your report.
Call (888) 488-5855 and learn how we can help you potentially improve your score.

Call (888) 488-5855 or Schedule Your Free Consultation

Take your first step to improve your credit score today. Call now or schedule a consultation for your free Credit Report and expert analysis!

Main phone number related with this page is: 8664300311

That number, 6033331469, likely belongs to a debt collector or a scam caller. It’s tied to Portfolio Recovery Associates, a known collection agency. Ignoring or blocking them won't solve the problem, especially if you owe an old debt. This likely impacts your credit score, whether it's valid or not.

Let’s cut to the chase: if this is a debt collector, they’ve probably bought an old debt of yours and are trying to collect. Sometimes they use intermediaries to harass you, repeatedly calling until you give in. Blocking and ignoring may seem like the only escape, but that's just a temporary fix. It’s more than a nuisance; it can severely impact your financial standing.

You need a real solution. Connect with The Credit Pros using the number above. We'll investigate your credit reports, confirm if this debt is valid, and spot any other issues that might be hurting your score. We've helped countless people like you remove potentially inaccurate negative items, boosting their credit scores and stopping those intrusive calls for good. Your financial peace of mind is just a phone call away, so let’s get this sorted out now.

Who Is 6033331469: Scam Or Legitimate

The number 6033331469 is linked to a debt collection agency, often identified as Portfolio Recovery Associates. However, it could also be a scam. It's crucial that you don't engage with the caller directly, whether they are legitimate or not. Instead, here are your next steps:

- You should pull your credit report. Analyze it for any potentially inaccurate or negative items.
- If you find this brand listed as a collection or negative item, it’s a sign the call might be legitimate, but it's still best not to respond.
- Contact us for a free 3-bureau credit report evaluation. We will help you verify any debt from this collector, dispute any inaccuracies, and improve your financial standing.

Remember, you are not obligated to pay any debt immediately if you have doubts or are unsure about the details. We understand this situation can be stressful, but we are here to help.

To sum up, if you receive a call from 6033331469, check your credit report, verify any discrepancies, and consult us to clear any doubts without engaging directly. We're here to support you.

How Do I Stop 6033331469 From Harassing Me (How To Report Them)

To stop 6033331469 from harassing you and to report them, follow these steps:

Document every interaction by logging the dates, times, and any abusive language. Register your number at DoNotCall.gov to reduce unwanted calls. Use your phone’s call-blocking feature, or get help from your service provider.

Send a cease and desist letter using a template from eforms.com/cease-and-desist. Consider using call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.

File complaints with the Federal Communications Commission (FCC) at FCC Complaints and the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov. Document all interactions and submit a complaint online at CFPB Complaints or call (855) 411-2372.

Ask your phone carrier about additional call-blocking tools and options. Reach out to your local or state consumer protection office for more resources.

To wrap things up, document every call, block the number, and use call-blocking apps. File complaints with the FCC, FTC, and CFPB, and contact your phone carrier for more help. By following these steps, you can effectively stop the harassing calls and report the offending number.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 6033331469

You should block the number 6033331469. If you’re being harassed by a debt collector like Portfolio Recovery Associates, blocking them is a smart move. Ignoring or blocking this number won’t affect your credit score if it’s already listed as a collection. Here’s what you should do:

• Block the number to stop unwanted calls and reduce stress.
• Deal with debt collectors through official channels.
• Partner with a reputable credit repair company to address any inaccuracies on your credit report.

In the end, blocking 6033331469 helps you avoid stress and allows you to tackle the issue more effectively through proper channels.

Can A Debt Collector Like 6033331469 Sue Me

Yes, a debt collector like 6033331469 can sue you, but it's usually a last resort. Lawsuits are costly and time-consuming, so collectors often prefer to settle out of court. For a lawsuit to proceed, they must prove you owe the debt, the amount is correct, and they have the right to sue, especially if the debt has changed hands multiple times.

You typically first receive calls and letters from collectors. If they decide to sue, you will get a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies, though this is rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you get sued, consider talking to an attorney to understand your options and defenses.

As a final point, while a debt collector can sue, it's uncommon. Respond promptly to avoid serious consequences, know your rights, and consult an attorney if sued.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

6033331469 Might Have Your Personal Information

If you received a call from 6033331469, it might have your personal information. It's crucial that you don't provide any information if you answer the call. Ideally, don't even pick up. They might ask for sensitive details, which could compromise your privacy.

You should focus on improving your credit the right way. Obtain your 3-bureau report and build a plan to boost your credit score. It’s a good idea to work with a reputable credit repair company. They can help you address any issues on your credit report and ensure everything is accurate.

By blocking the number and seeking professional help, you protect your personal information and take control of your credit health.

Bringing it all together - don't pick up calls from 6033331469, block the number, get your 3-bureau report, and consider working with a credit repair company to safeguard your information and improve your credit score.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 6033331469

Debt collected by 603-333-1469 includes various types like credit card debt, auto loans, and cell phone bills. You might deal with unpaid balances after the original creditors sell the debt to them. They handle debts across many areas of personal finance, not specific brands.

You can expect them to provide details about the amount owed and the creditor when they contact you. It's important to know the specifics before taking any action on your debt.

All things considered, 603-333-1469 collects various debts such as credit card balances, auto loans, and cell phone bills, ensuring you are informed about your obligations and the original creditors.

How Do I Check If I Owe Money To 6033331469

Here’s how you can check if you owe money to 603-333-1469:

First, go through your records, including final bills, account statements, and equipment return receipts. This helps you verify if you owe any money.

Second, request debt validation if the debt appears on your credit report. Send a written request to the collections agency. You should receive details about the debt, the name of the creditor, and the amount owed.

Third, review your credit reports from Equifax, Experian, and TransUnion. You should check for any unfamiliar accounts or debts.

Fourth, if you're facing harassment or discrepancies, consider consulting a consumer protection lawyer. They can help you dispute the debt and advise you on your rights.

Lastly, avoid contacting the debt collector directly, as this can restart the statute of limitations on old debts. Gather all documentation first. Following these steps helps you determine if you owe money and ensures your credit report is accurate.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 6033331469

Debt collection laws and regulations protect you from abusive, deceptive, or unfair practices. Here’s how:

1. Fair Debt Collection Practices Act (FDCPA)
- Prohibits abusive, deceptive, or unfair collection practices.
- Applies to personal debts like credit cards and medical bills.
- Collectors can't contact you before 8 AM or after 9 PM, or at work if your employer prohibits it.
- They can't use abusive language, threaten violence, or repeatedly call to harass you.

2. State Debt Collection Laws
- States offer additional protections beyond the FDCPA.
- Example: New York requires debt collectors to be licensed.

3. Required Disclosures
- Collectors must provide a validation notice with the debt amount, creditor's name, and your right to dispute the debt.
- If you dispute the debt within 30 days, collectors must verify it and stop contacting you until the verification is complete.

4. Prohibited Conduct
- No false representation as attorneys or government affiliates.
- Debt details can't be disclosed to third parties.
- It's illegal to demand payments higher than what the law allows.

You have rights in these situations. You can demand in writing that collectors stop contacting you. If you have an attorney, the collector must contact them instead of you. You can also sue collectors for FDCPA violations and recover damages and attorney fees. Report any violations to the FTC, CFPB, or your state attorney general.

Finally, knowing which debt collection laws and regulations protect you from harassment by Portfolio Recovery Associates or any other agency is crucial. This knowledge empowers you to manage your financial situation with more confidence and less stress.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 6033331469/Portfolio Recovery Associates Have Any Lawsuits Against Them

Yes, Portfolio Recovery Associates has faced multiple lawsuits related to debt collections.

You should be aware of cases like Portfolio Recovery Associates, LLC v. King, where the company couldn't prove debt ownership, leading to the case's dismissal. There's also Portfolio Recovery Associates, LLC v. Fagan, where the court ruled against them due to insufficient evidence.

Additionally, Portfolio Recovery Associates has received numerous consumer complaints about aggressive and illegal collection tactics. Government regulators have also filed complaints that resulted in fines and mandated changes to their practices.

You can take a proactive approach by demanding proof of any debt they claim you owe. We advise you to seek legal advice if you face a lawsuit.

In closing, be aware of Portfolio Recovery Associates' legal issues. Always request debt verification and consider legal counsel if you're sued. This way, you can protect yourself effectively.

What Do People Online Say About 6033331469

Here’s what people online are saying about 6033331469:

You might find this number associated with frequent and bothersome calls. JLK from California mentions these are 'Robocaller' calls that hang up when your answering machine picks up. An anonymous user from Massachusetts complains about daily calls, leading them to block the number. Candy Mclaughlin from Virginia notes the caller won't reveal their identity or reason for calling, demanding verification of your details.

In New Hampshire, users report receiving multiple calls a day without any clear purpose, especially irksome if you have no outstanding debts. Jessica from New Hampshire is frustrated as she’s already working with a debt consolidation service. Ruth from Maine shares distress over calls related to old debts from over 15 years ago. Similarly, a South Carolina user gets daily calls just for name verification but no clear reason. Paul Janiak from New York highlights the calls start as early as 8 am and continue throughout the day, disrupting work.

Overall, it seems that 6033331469 is linked to frequent, unsolicited calls that many find annoying and intrusive. You might want to consider blocking this number if these calls become a nuisance.

Do I Really Need To Remove 6033331469 From My Credit Report

Yes, you should remove 6033331469 from your credit report if it is potentially inaccurate. Confirm that this collection is indeed on your report and verify it's genuinely an error. Instead of hiring a typical credit repair company, consider a reputable service like The Credit Pros.

Here's what you should do:
- Verify the validity of the debt by checking your credit report.
- Request debt validation from the collector, ensuring all details are accurate.
- Dispute any inaccuracies with the credit bureaus.

Addressing collections promptly is crucial as they can severely impact your credit score. We encourage you to seek help from professionals to ensure this is handled correctly and efficiently.

As a final point, you need to confirm the accuracy of the debt, request validation, and dispute any errors to protect your credit score. Block the number and consider professional help to make this process smoother.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 6033331469 can be written

- +1 603-333-1469
- +1 (603) 333-1469
- +1 603 333 1469
- (603) 333-1469
- 603-333-1469
- 603.333.1469
- 603 333 1469
- +16033331469
- (603) 333-1469
- 603.333.1469
- 6033331469

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Portfolio Recovery Associates uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.