Home / Who Is 6026272204 (+ How Are They Hurting My Credit Score)

Who Is 6026272204 (+ How Are They Hurting My Credit Score)

  • Phone number 6026272204 is likely a debt collector called:' Security Credit Systems Inc.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

The phone number 602-627-2204 belongs to Security Credit Systems Inc., a debt collection company. If you keep getting their calls, it means they’re likely trying to collect an outstanding debt, which can hurt your credit score if you ignore it. Blocking the calls might give you a break, but it's not a long-term fix.

Security Credit Systems Inc. probably bought your debt and wants to collect it. Blocking their calls won’t solve the financial issue. The best way to handle this is to call The Credit Pros. We'll give you a straightforward, no-pressure review of your 3-bureau credit report to see if this is a legitimate collection and identify other negative items that might be hurting your score.

Many people in your situation have already found relief by contacting us. We've removed potentially inaccurate items from their credit reports, boosted their credit scores, and improved their financial situations. Plus, you'll stop those annoying calls once and for all. Don’t wait-give us a call, and let's get your credit back on track.

Who Is 6026272204: Scam Or Legitimate

The phone number 602-627-2204 is associated with Security Credit Systems Inc., a debt collection company. However, you should treat all unsolicited calls with caution as they might be scams. You should not engage with the caller directly. Instead, here are the steps you need to take:

1. Do Not Pay Immediately: Verify the debt before making any payments.
2. Get a Free Credit Report: Get in touch with us for a comprehensive 3-bureau credit report evaluation.
3. Analyze Your Credit Report: Look for any inaccurate or negative items that might affect your score.
4. Verify the Debt: If Security Credit Systems Inc. appears on your report, it might be a legitimate call, but still proceed with caution.
5. Contact The Credit Pros: We can help verify any debt, dispute inaccuracies, and improve your credit.

To sum up, whether the call is a scam or legitimate, you should verify the debt, analyze your credit report for inaccuracies, and consider contacting The Credit Pros for professional assistance.

How Do I Stop 6026272204 From Harassing Me (How To Report Them)

To stop 6026272204 from harassing you, follow these steps:

First, document every unwanted interaction. You should log the calls, noting the dates, times, and any abusive language used. This builds your evidence.

Next, register your number at DoNotCall.gov. It's quick and helps block telemarketing calls.

Then, use your phone’s call-blocking feature or contact your service provider for assistance.

You may need to take escalating measures:
- Consider a restraining order if the harassment escalates to threats.
- A harassment lawyer can help you navigate Federal and State harassment laws.
- Send a cease and desist letter using a template from eforms.com.

Use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

You should also file a complaint with the FCC for illegal robocalls or number spoofing at fcc.gov.

Report telemarketing violations to the FTC at ReportFraud.ftc.gov or DoNotCall.gov.

Contact the CFPB if the harassment is financial. Visit consumerfinance.gov or call (855) 411-2372. Provide detailed information about the harassment.

If you use Nomorobo, report unwanted robocalls through their platform. Also, contact your phone carrier for additional call-blocking tools.

Don't overlook your local consumer protection office for any additional resources or complaint mechanisms.

To wrap things up, make sure you document every call, block the number, and use the appropriate channels to report the harassment from 6026272204.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 6026272204

You should block the number 6026272204. Blocking this number, especially if it's a debt collector, won't further harm your credit score. If 6026272204 is harassing you, blocking them is a smart idea. Ignoring their calls might not stop them from contacting you. If they are indeed a debt collector, ignoring might lead to more frequent calls or even letters.

Here’s what we advise you to do:
- Block the number to stop the calls.
- Contact a reputable credit repair company to handle any disputes or inaccuracies on your credit report.
- Reduce your stress and regain control by blocking harassing calls.

Your credit score won't drop just because you block and ignore them. If the collection is already on your credit report, it can't harm your score any more than it already has.

In the end, blocking the number helps you manage your stress and gives you more control over the situation without affecting your credit any further.

Can A Debt Collector Like 6026272204 Sue Me

Yes, a debt collector like 6026272204 can sue you, but this is typically a last resort. Legal action usually happens when the amount owed is significant, often over $5,000.

They need to prove that you owe the debt, that the amount is correct, and they have the legal rights to sue. Since suing is costly and time-consuming, debt collectors often prefer to settle out of court. Additionally, each state has a statute of limitations, meaning that older debts are less likely to result in lawsuits.

If you are sued, you'll receive a court summons and complaint. It’s crucial that you respond within the deadline to avoid a default judgment. Under the Fair Debt Collection Practices Act (FDCPA), you have rights protecting you from abusive practices. Consulting an attorney can help you understand your options and defenses.

As a final point - remember that debt collectors might sue as a last resort, but they need to prove the debt is valid. Always respond to court summons promptly, and know your rights under the FDCPA.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

6026272204 Might Have Your Personal Information

If you receive a call from 6026272204, don’t provide any personal information. This number is associated with Security Credit Systems Inc., known for its debt collection practices. Here’s what you should do:

1. Don’t Engage: It's important that you don’t pick up the call. Engaging with them can lead to harassment or scams. These collectors often use intimidation tactics.

2. Ignore and Block: You should block the number on your phone to prevent future calls. You don’t need the stress of dealing with frequent and unwanted calls.

3. Check Your Credit Report: Independently obtain your 3-bureau credit report. This helps you check for any legitimate debts and understand your financial standing.

4. Credit Repair Assistance: Consider working with a reputable credit repair company. These professionals can help you dispute inaccuracies and develop a plan to improve your credit. They ensure your report is accurate and can guide you through the process smoothly.

Remember, don’t share personal details like your Social Security number or bank information over the phone. Protect your personal information and consult a trusted credit repair service if you need help.

Bringing it all together - if you get a call from 6026272204, avoid engaging, block the number, check your credit report, and consider professional help for disputing inaccuracies.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 6026272204

The company associated with the number 602-627-2204 is Security Credit Systems Inc. They collect various types of debt, including unpaid traffic citations, credit card accounts, medical bills, personal loans, and unpaid utility bills. You might deal with debts collected on behalf of original creditors or those purchased from them.

You will encounter different debt collection approaches depending on the type of debt and the specific agreement with the creditor. It’s important to verify any debt directly with the company if you have concerns or disputes.

All things considered, if you owe any of these debts, it’s crucial that you verify them with Security Credit Systems Inc. and understand your obligations.

How Do I Check If I Owe Money To 6026272204

To check if you owe money to 602-627-2204, follow these steps without directly contacting the number:

First, review your own records. Look through your final bills, account statements, and equipment return receipts to see if you missed any payments.

Next, check your credit report for any collections or negative items listed. If you find a debt, it might be linked to 602-627-2204.

Then, request debt validation from the collections agency if a debt appears on your credit report. They must provide proof that you owe the debt.

After that, dispute any inaccuracies on your credit report. However, be prepared for this to take several months and consistent effort.

Lastly, consider consulting a consumer protection lawyer if you face harassment over debts. Gather all documentation before reaching out to ensure you handle this situation accurately and efficiently.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 6026272204

If you're dealing with debt collection calls from 6026272204, here's how various laws and regulations protect you:

Fair Debt Collection Practices Act (FDCPA)
- Prohibits Abusive Practices: Debt collectors can't use abusive language, threaten you, or apply any form of harassment.
- Contact Restrictions: They can't contact you before 8 AM or after 9 PM, and can't contact you at work if your employer disallows it.
- False Representation: They can't pretend to be attorneys or government officials.
- Disclosure Rules: They must provide a validation notice with details about the debt and your rights to dispute it.
- Stop Communication: You can request in writing that they stop contacting you.

State Debt Collection Laws
- Additional Protections: Many states have laws that offer extra protections beyond the FDCPA.
- Licensing Requirements: Some states, like New York, require debt collectors to be licensed.

Consumer Rights
- Dispute the Debt: If you dispute the debt in writing within 30 days, collection must stop until they provide verification.
- Report Violations: You can report illegal practices to the FTC, CFPB, or your state attorney general.
- Suing Collectors: You can sue for FDCPA violations and potentially recover damages.

Finally, these laws help protect you from unfair debt collection practices by entities like 6026272204. If you believe your rights are being compromised, consult a consumer law attorney for personalized advice.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 6026272204/Security Credit Systems Inc. Have Any Lawsuits Against Them

No lawsuits have been found against Security Credit Systems Inc. Additionally, there are no reports of FDCPA violations against them.

However, you should be aware of official complaints filed by consumers:

• Security Credit Systems Inc. has received 122 complaints over the last three years on the Better Business Bureau (BBB).
• The Consumer Financial Protection Bureau (CFPB) database shows 424 complaints over a three-year period up to 11/11/2021.
• They rebranded as EquiPro Investments in 2018, which may have influenced their consumer complaint management.

If you experience issues, you can seek legal advice or assistance to help resolve them.

In closing, while there are no lawsuits, the number of official complaints suggests staying vigilant and seeking help if needed.

What Do People Online Say About 6026272204

People online have shared their experiences regarding the number 602-627-2204. Here's what they've said:

• You might hear Lydia from RSI Enterprises, Inc. asking you to contact her or another representative at 602-627-2204.
• On Reddit, user Lilly77 noted that these citations aren't law enforcement tickets and won't affect your credit report or involve legal judgments, often just resulting in some annoying letters.
• Another source confirmed: RSI Enterprises, Inc. is contracted by the City of Center Point, Alabama to collect past-due citations, and recommends contacting their photo enforcement call center at 602-627-2204.

You should know that the number is primarily linked to RSI Enterprises, a debt collection agency. Some people view these calls as spam, noting they are non-threatening and mostly informal. It's also a contact number for resolving certain debts.

Overall, if you receive a call from 602-627-2204, you're dealing with RSI Enterprises regarding debt collection, often in relation to past-due citations.

Do I Really Need To Remove 6026272204 From My Credit Report

You should consider removing 6026272204 from your credit report if it is potentially inaccurate. First, verify that this collection is indeed on your credit report. Addressing inaccuracies is crucial to maintaining a good credit score.

We advise you to avoid hiring poorly rated credit repair companies. Instead, consider a reputable credit repair service like The Credit Pros to manage the dispute for you. This saves you time and ensures a professional approach to resolving the issue.

• Verify if 6026272204 appears on your credit report.
• Identify if it's potentially inaccurate.
• Avoid typical credit repair companies.
• Consider a reputable credit repair service like The Credit Pros.

As a final point, it's important that you confirm the presence of 6026272204 on your credit report, identify any inaccuracies, and consider using a reputable service like The Credit Pros for effective resolution.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 6026272204 can be written

- +1 602-627-2204
- +1 (602) 627-2204
- +1 602 627 2204
- (602) 627-2204
- 602-627-2204
- 602.627.2204
- 602 627 2204
- +16026272204
- (602) 627-2204
- 602.627.2204
- 6026272204

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Security Credit Systems Inc. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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