Home / Who is 5704435120 and why are they calling me?

Who is 5704435120 and why are they calling me?

  • Phone number 5704435120 is likely a debt collector called:' Commercial Collection'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

That number, 5704435120, often belongs to a legitimate debt collector called Commercial Collection. If you're getting unwanted calls, don’t engage or provide personal info. Always confirm any debt claims before taking action since mistakes can impact your credit score.

If you feel overwhelmed or unsure about handling these calls, block the number and document their attempts. For thorough help, call The Credit Pros. We review your credit reports from all three bureaus, verify debts, and dispute inaccurate items to protect your credit health.

Ignoring this could lead to serious stress or even legal issues. Don’t let uncertainty harm your financial peace of mind. Give The Credit Pros a ring at 5704435120 for a no-pressure chat about your situation. Let’s get your credit back on track quickly and easily.

Who Is 5704435120: Scam Or Legitimate

You're dealing with a likely legitimate debt collector from Commercial Collection when you see the number 5704435120. Don't worry - we've got your back. Here's what we advise you to do:

• Don't answer the call or respond to voicemails
• Avoid paying anything until you've verified the debt
• Check your credit report for any collection accounts

We understand these calls can be stressful for you. But remember, you have options. Block the number and let's tackle this together. Our team at The Credit Pros can help you verify if this debt is real and dispute any questionable items on your report.

Even if it's legitimate, you don't have to deal with aggressive collectors. We've helped many people in your situation improve their credit and financial outlook. Give us a call for a free credit report review - we'll walk you through your best next steps.

To finish up, you should block the number, verify any debt, and reach out to us for support. We're here to help you navigate this and improve your financial situation.

How Do I Stop 5704435120 From Harassing Me (How To Report Them)

You can stop 5704435120 from harassing you and report them effectively by following these steps:

First, document every call you receive from 5704435120. Note the date, time, and what was said. Then, register your number on the Do Not Call Registry at donotcall.gov. It only takes two minutes. You should also block the number on your phone or ask your provider for help.

If the calls persist, here's what we advise you to do:

1. Report to Authorities:
• File a complaint with the FCC about unwanted calls at fcc.gov/complaints.
• Report telemarketing calls or Do Not Call Registry issues to the FTC at ReportFraud.ftc.gov.

2. Take Legal Action:
• Consider getting a restraining order if the harassment continues or gets worse.
• Talk to a harassment lawyer for legal advice.
• Send a cease and desist letter using a template from eforms.com/cease-and-desist/.

3. Use Blocking Apps:
• If you have an Android, try 'Call Blocker - Stop spam calls.'
• For Apple users, 'Robokiller: Spam Call Blocker' is a good option.

4. Contact the Consumer Financial Protection Bureau (CFPB):
• File a complaint at consumerfinance.gov/complaint.
• Call them at (855) 411-2372 if you need help.

5. Get Help from Your Phone Carrier:
• Ask about their call-blocking tools and options.
• Look into services like Nomorobo to block robocalls.

6. Reach Out to Law Enforcement:
• If the harassment is severe, report it to your local police. They might take immediate action depending on how serious it is.

To finish up, remember you have the power to stop this harassment. Start by documenting calls, then use a mix of official reporting, legal action, and tech solutions to protect yourself. We're here to support you through this process, so don't hesitate to take action and reclaim your peace of mind.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 5704435120

You should block 5704435120 to stop unwanted calls and protect your peace of mind. We understand dealing with debt collectors is stressful, but taking action will help you regain control. Blocking the number won't hurt your credit score further if it's already on your report.

Here's what we advise you to do:

• Stop engaging directly with the caller
• Block the number to reduce harassment
• Contact a reputable credit repair company for help

Working with professionals can help you remove inaccurate negative items from your credit report. They'll handle disputes while you focus on improving your finances. Remember, you don't have to pay without proper verification.

We're here to support you through this process. You have the power to take control of your credit situation. To wrap things up, block that number, seek professional help, and don't let these calls stress you out anymore. You've got this!

Can A Debt Collector Like 5704435120 Sue Me

Yes, a debt collector like 5704435120 can sue you, but it's unlikely. You should know that lawsuits are typically a last resort for collectors and usually happen when you owe a substantial amount, often over $5,000. To sue you, they need to prove that you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging if your debt has changed hands multiple times.

You'll find that suing is expensive and time-consuming for collectors. Many prefer to settle out of court with you. Plus, each state has a statute of limitations that limits how long a collector can sue you for a debt. If your debt is old, it might be beyond this period, reducing the likelihood of a lawsuit.

It's important that you know your rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices by debt collectors. If a collector harasses you or violates your rights, you can sue them for damages.

If a debt collector does decide to sue you, here's what you need to do:

• Respond to the court summons and complaint within the specified deadline
• Consider consulting with an attorney to understand your options and defenses
• Gather all relevant documentation related to the debt

To finish up, remember that while a debt collector can sue you, it's not common. You have rights, and we advise you to stay informed and take action if necessary. If you're worried, don't hesitate to seek legal advice to protect yourself.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

5704435120 Might Have Your Personal Information

If 5704435120 contacts you, don't engage or provide any personal information. We understand debt collectors, especially from this number, might try to obtain sensitive details from you. You shouldn't pick up their calls. If you answer, you might accidentally give away personal information without realizing it.

Instead, we recommend you focus on improving your credit. Here's what you can do:

• Get your 3-bureau credit report
• Create a comprehensive plan to address any issues
• Work with a reputable credit repair company

A credit repair company is likely your best option. They can help you handle inaccuracies or disputes on your credit report. This ensures a more organized and professional approach to improving your credit.

Remember, you shouldn't give personal information over the phone. It's crucial that you protect your sensitive data. We advise you to block this number to avoid further disruptions to your day.

To finish up, let's recap the key actions you should take: don't answer calls from this number, get your credit report, and team up with a credit repair company. You've got this! With these steps, you're on your way to taking control of your financial situation.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 5704435120

5704435120, operated by Commercial Collection, focuses on collecting various types of debt. You should be aware that they typically handle consumer debt, including credit card debt, medical bills, and utility bills. Commercial Collection may buy debt from a range of creditors like banks, hospitals, and utility companies.

If you receive a call from 5704435120, it's crucial that you verify the debt before taking any action. Here's what we advise you to do:

• Ask for a written validation of the debt.
• Check your credit report for any inaccuracies.
• Don't provide any personal information over the phone.

Remember, you have rights under the Fair Debt Collection Practices Act. This means you can request that they stop contacting you if you believe the debt isn't yours.

If you're unsure about the debt's legitimacy, we recommend that you consult with a credit counselor or a lawyer. They can help you understand your options and protect your rights.

To wrap things up, always verify any debt before you pay. If you're dealing with 5704435120, stay calm and know your rights. You've got this!

How Do I Check If I Owe Money To 5704435120

To check if you owe money to 5704435120, you should follow these steps:

First, you need to review your personal records carefully. Look for any final bills, account statements, or equipment return receipts related to Commercial Collection. This will help you identify any potential debts.

Next, you should check your credit reports. You can obtain these from the major credit bureaus: Equifax, Experian, and TransUnion. When you review these reports, look for any mention of a debt from Commercial Collection.

If you find a debt on your credit report, we advise you to request debt validation. The collections agency must provide proof that the debt is yours. This step is crucial to ensure you're not paying for something you don't owe.

It's important that you don't initiate contact with the debt collector directly. Doing so could restart the statute of limitations on old debts, which isn't in your best interest.

If you're facing harassment or disputing a debt, you should consider consulting a consumer protection lawyer. They can provide valuable guidance on your specific situation.

• You should carefully review your personal financial records
• Check your credit reports from all three major bureaus
• Request debt validation if you find a suspicious debt

To finish up, remember that being proactive is key. By following these steps, you'll be able to verify any potential debts and address them appropriately. We understand this process can be stressful, but you've got this!

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 5704435120

When debt collectors like Commercial Collection contact you, several laws protect you from unfair practices. The Fair Debt Collection Practices Act (FDCPA) is your primary shield. This federal law prohibits third-party debt collectors from using abusive, deceptive, or unfair tactics when collecting personal, family, and household debts.

Under the FDCPA, you have specific rights:

• Debt collectors can't contact you before 8 AM or after 9 PM
• They can't call you at work if your employer forbids it
• They're prohibited from using obscene language, threats, or harassment
• They can't falsely represent themselves or disclose your debt to others
• They can't demand illegal amounts

You should receive a written validation notice about the debt, including the amount owed and creditor's name. If you dispute the debt in writing within 30 days, they must verify it or provide judgment documentation. During this time, they must stop collection efforts.

Many states offer additional protections beyond federal law. For example, New York has strict licensing requirements for debt collectors. If you believe a debt collector has violated these laws, you have the right to sue them within one year and may recover damages and attorney fees.

We advise you to know your rights and act on them. If a debt collector contacts you, ask for written verification of the debt. You can demand they stop contacting you by making a written request. Keep detailed records of all communications.

To finish up, remember you're not alone in this. If you feel overwhelmed, don't hesitate to seek professional advice. These laws exist to ensure fair treatment while you manage your debts, so use them to protect yourself.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 5704435120/Commercial Collection Have Any Lawsuits Against Them

No lawsuits have been found against 5704435120/Commercial Collection. However, you should be aware of several official complaints related to their debt collection practices:

You might encounter issues with this company, as consumers have reported:

• Receiving collection letters for unknown or old debts without proper validation
• Aggressive collection tactics and lack of clear communication
• Unverified debt claims causing confusion and stress

We understand this situation can be frustrating for you. If you're dealing with 5704435120/Commercial Collection, here's what we advise:

1. Don't engage directly with the company until you've verified the debt.
2. Request debt validation in writing within 30 days of their first contact.
3. Check your credit report for any inaccuracies related to this debt.

You have the right to dispute any unverified debts. If you're unsure about the legitimacy of their claims, you should contact your state Attorney General or the Better Business Bureau for guidance.

To finish up, remember that you're not alone in this. You can take control of the situation by staying informed, requesting proper validation, and seeking help from official channels if needed. We're here to support you through this process.

What Do People Online Say About 5704435120

When it comes to what people online say about 5704435120, you'll find a lot of negative feedback. Users on Reddit and other platforms report persistent calls about debts they don't owe. Many describe it as a relentless robocall operation, with some receiving up to five calls a day.

You should be aware that this number is often associated with aggressive debt collection practices. Many people online consider it a scam. For example, a user on RoboKiller reported multiple daily calls with automated messages about debt payments.

If you're receiving calls from 5704435120, here's what we advise you to do:

• Block the number immediately to stop the harassment
• Don't engage with the caller or provide any personal information
• Report the number to the Federal Trade Commission (FTC)

We understand dealing with these calls can be stressful. Remember, you have rights when it comes to debt collection practices. If you're concerned about a legitimate debt, it's crucial that you verify it through official channels, not through unsolicited phone calls.

To finish up, you should prioritize your peace of mind. Block the number, report it if needed, and if you have concerns about your credit, work with a reputable credit repair company to address any issues properly.

Do I Really Need To Remove 5704435120 From My Credit Report

Yes, you really need to remove 5704435120 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - most are scammy and ineffective. You'll find disputing on your own time-consuming and draining. Instead, you can save yourself hours by reaching out to a reputable company like The Credit Pros. We can make a world of difference in helping you tackle this issue.

Here's what we advise you to do:

• Confirm the collection is actually on your report
• Identify if it's potentially inaccurate
• Avoid sketchy credit repair services
• Don't try to dispute it alone - it's a huge hassle for you
• Contact us at The Credit Pros for expert help

We understand that dealing with collections is stressful for you. Let us handle the heavy lifting so you can focus on improving your financial health. Our team has the skills and experience to maximize your chances of removing inaccurate negative items.

Remember, you have rights when it comes to your credit report. We're here to help you exercise those rights effectively and efficiently. Don't let potentially inaccurate information drag down your score. To finish up, you should take action today with our support - we're ready to guide you through this process and help you improve your credit situation.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 5704435120 can be written

- +1 570-443-5120
- +1 (570) 443-5120
- +1 570 443 5120
- (570) 443-5120
- 570-443-5120
- 570.443.5120
- 570 443 5120
- +15704435120
- (570) 443-5120
- 570.443.5120
- 5704435120

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Commercial Collection uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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