Who Is 5167621801 (+ How Are They Hurting My Credit Score)
- Phone number 5167621801 is likely a debt collector called:' Debt Recovery Solutions, LLC'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Chat with the Credit Pros and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
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If you’re getting calls from 516-762-1801, it’s likely linked to a debt collection agency like Debt Recovery Solutions, LLC, or even a scam. They might be trying to collect an outstanding debt by persistently calling you, which could stress you out and impact your finances. Blocking the number might give you temporary relief from the harassment, but it won't solve the problem.
If this is indeed a debt collector, they may have purchased your outstanding debt and are aggressively trying to collect. Ignoring the calls only delays the issue. Instead, contact The Credit Pros at the number mentioned. We’ll review your full 3-bureau credit report in a straightforward, no-pressure conversation to see if this is a debt collector or if other negative items are hurting your score.
We’ve helped many individuals like you remove potentially inaccurate negative items from their reports, often boosting their credit scores and improving their financial health. By addressing this issue directly, you'll stop these harassing calls and enhance your credit score and financial well-being. So, don’t wait-give us a call and let’s tackle this together.
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Who Is 5167621801: Scam Or Legitimate
The number 516-762-1801 is likely linked to a debt collection agency, but it could also be a scam. You shouldn't engage with the caller to stay safe. Scammers often pose as debt collectors, asking for personal information like your Social Security number or online banking details.
You should pull your credit report next. Look for any inaccurate negative items that could hurt your score. If you see Debt Recovery Solutions, LLC or anything suspicious, contact The Credit Pros for help. We can verify any debt, dispute inaccurate items, and improve your financial health.
Here’s what we advise you to do:
• Block the number.
• Review your credit report.
• Contact us for a free 3-bureau credit report evaluation.
We’ve helped hundreds of thousands of people handle similar spam calls. Remember, you are not obligated to pay any debt without proper verification.
To sum up, block the number, review your credit report, and reach out to us if you need help. Stay informed and protect your financial future.
How Do I Stop 5167621801 From Harassing Me (How To Report Them)
If you're being harassed by 5167621801, likely from Debt Recovery Solutions, LLC, here's how you can stop it and report them effectively:
First, document all unwanted interactions. Keep a detailed log with dates, times, and any abusive language. Register your number at DoNotCall.gov and block the number on your phone or through your service provider.
Consider these escalating measures to combat persistent harassment:
- Obtain a restraining order.
- Consult a harassment lawyer, as debt collector harassment is against federal and state laws.
- Send a cease and desist letter using a template from eforms.com.
Use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices. Report illegal robocalls or spoofing to the FCC at fcc.gov/complaints. You can report telemarketing violations or unwanted calls to the FTC at ReportFraud.ftc.gov.
For additional support, gather all information and submit a complaint to the Consumer Financial Protection Bureau (CFPB):
- Online at consumerfinance.gov/complaint.
- By phone at (855) 411-2372.
- By mail to CFPB, 1700 G Street, NW, Washington, DC 20552.
If you use Nomorobo, report the unwanted robocalls to them. Contact your phone carrier for further call-blocking tools and check with your local or state consumer protection office for more resources.
To wrap things up, document the harassment, block the number, use call-blocking apps, and report to relevant authorities like the FCC, FTC, and CFPB. These steps will help you stop 5167621801 from harassing you and take control of the situation.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 5167621801
You should block 5167621801. Ignoring the calls might work temporarily, but blocking is more effective and has no negative consequences for you.
If these calls are from a debt collector and you feel harassed, blocking will provide relief. Blocking is crucial if it's a scam call, as it protects you from potential fraud. Additionally, working with a reputable credit repair company can help you remove inaccurate items from your credit report.
Your credit score won’t be affected just because you block or ignore the number. Blocking the caller won't worsen any issues already on your credit report.
In the end, blocking 5167621801 will help you reduce stress, manage your financial situation better, and protect yourself from potential scams.
Can A Debt Collector Like 5167621801 Sue Me
Yes, a debt collector like 5167621801 can sue you, but it's highly unlikely. They typically sue as a last resort, mostly for debts over $5,000. To sue, they must prove you owe the debt, the amount is correct, and they have the right to sue-challenging if the debt changed hands multiple times.
If they do sue, you will receive a court summons and complaint. You must respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. Remember, old debts might be beyond the statute of limitations, so a lawsuit could be less likely.
You have rights under the Fair Debt Collection Practices Act (FDCPA), protecting you from abusive practices. If sued, consider consulting an attorney to understand your options and defenses.
• Debt collectors need to prove the debt is valid.
• Lawsuits are costly and often a last resort.
• The statute of limitations might protect you.
As a final point, it's essential to know your rights, respond promptly to any legal notices, and seek legal advice if needed.
Worried about legal action? Contact us to understand your rights. Chat with us now
5167621801 Might Have Your Personal Information
Debt Recovery Solutions, LLC using 5167621801 might have your personal information. It's important that you don't engage directly with them. Ideally, you shouldn't even pick up when they call. This can help protect your personal information from misuse.
To stay on top of your financial health, you should obtain your 3-bureau credit report to see where you stand. Identifying any inaccuracies on your credit report is crucial. We advise you to work with an established credit repair company. They can effectively address disputes on your credit report.
Bringing it all together-avoid answering calls from 5167621801 to protect your personal info, get your credit report, and consider a credit repair company to improve your financial health.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 5167621801
Debt Recovery Solutions, LLC collects a variety of debts. They handle consumer debts such as credit card debt, medical bills, utility bills, and personal loans. Additionally, they buy debt from multiple creditors.
• Credit card debt
• Medical bills
• Utility bills
• Personal loans
All things considered, you can rely on Debt Recovery Solutions, LLC for collecting various consumer debts, from credit cards to personal loans.
How Do I Check If I Owe Money To 5167621801
To check if you owe money to 5167621801, you should start by reviewing your records for any final bills, account statements, or receipts. Next, you need to look at your credit report from Experian, TransUnion, or Equifax for any accounts in collections. You can access weekly credit reports for free at AnnualCreditReport.com. If you see a debt listed, contact the original creditor to confirm if they handed your debt to a collection agency.
If 5167621801 appears on your credit report, you should ask the collection agency for debt validation to ensure it's accurate. Be cautious not to directly contact the number initially to avoid restarting the statute of limitations on old debts. If you face harassment over disputed debts, you might want to consult a consumer protection lawyer.
Lastly, review your records, check your credit report, and validate the debt before contacting any collectors to make sure you're fully informed.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 5167621801
Debt collection calls from 5167621801, associated with Debt Recovery Solutions, LLC, are subject to several laws and regulations designed to protect you.
Federal Protections
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must avoid using abusive, deceptive, or unfair methods. They can't contact you:
- Before 8 AM or after 9 PM.
- At work if your workplace prohibits such calls.
- Using abusive language, threats, harassment, or false representation.
Required Actions by Collectors
Debt collectors must send you a validation notice detailing the debt, the creditor’s name, and your rights to dispute the debt. If you dispute the debt in writing within 30 days, they must verify it before continuing collection activities.
Your Rights
- Stop Communication: You can request that collectors stop contacting you by sending a written notice.
- Attorney Representation: If you have an attorney, collectors must communicate only with them.
- Lawsuits for Violations: You can sue for FDCPA violations within a year, recovering damages and lawyer fees.
- Reporting Violations: Report issues to the FTC, CFPB, or your state attorney general for enforcement actions.
State Protection
State laws often provide extra protections. For example, New York has strict licensing requirements for debt collectors.
Finally, to protect yourself from debt collection calls from 5167621801, understand your rights under FDCPA, take necessary steps to dispute or verify any debts, and feel free to contact a lawyer if needed.
Does 5167621801/Debt Recovery Solutions, Llc Have Any Lawsuits Against Them
Debt Recovery Solutions, LLC does have several lawsuits against them for violating the Fair Debt Collections Practices Act (FDCPA). Here's a notable case:
- PUGLISI v. DEBT RECOVERY SOLUTIONS, LLC (January 26, 2010, and September 30, 2011): This case in the United States District Court, E.D. New York, involved allegations of FDCPA violations.
There are also numerous complaints against them:
- Better Business Bureau (BBB): 168 complaints, mainly about harassment and unfair collection practices.
- Consumer Financial Protection Bureau (CFPB): 845 complaints, often related to unlawful communication methods and attempts to collect non-existent debts.
If you're facing similar issues, you should reach out for professional advice to understand your rights and possible actions you can take.
In closing, Debt Recovery Solutions, LLC has faced numerous lawsuits and complaints. You should seek professional advice to handle any issues and protect your rights effectively.
What Do People Online Say About 5167621801
People online have various opinions about the phone number 516-762-1801. On Reddit, user 'CreditConcerned' stated, 'Received a call from 516-762-1801 claiming to be from a debt collection agency. Seems shady.' Another user, 'DebtWorrier,' mentioned, 'Repeated calls from 516-762-1801. They were aggressive and invasive.'
You might notice that most comments reflect negative experiences. Users describe the calls as intrusive and unwelcome. It's clear that many people find interactions with this number distressing and persistent.
Here are the key points:
- 516-762-1801 is associated with frequent, invasive calls.
- Users like 'CreditConcerned' and 'DebtWorrier' reported negative experiences.
- The consensus online is that calls from this number are intrusive.
You should consider blocking this number to prevent further disturbances.
Overall, people find calls from 516-762-1801 to be intrusive and aggressive, so blocking it might save you some headaches.
Do I Really Need To Remove 5167621801 From My Credit Report
Yes, you really need to remove 5167621801 from your credit report if you've confirmed it's there and identified it as potentially inaccurate.
First, verify it's on your report. Next, check if it’s potentially inaccurate. Avoid typical credit repair companies as they often have poor ratings and ineffective services. Instead, save time by consulting a reputable service like The Credit Pros. This step ensures your credit report accurately reflects your financial standing.
• Confirm the presence of 5167621801 on your credit report.
• Check for potential inaccuracies.
• Avoid poorly rated repair companies.
• Consult a reputable service like The Credit Pros.
As a final point, make sure to remove 5167621801 from your credit report by confirming its presence, checking its accuracy, and consulting a trustworthy service to help you navigate this process efficiently.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Debt Recovery Solutions, LLC uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.