Home / Who is 3475663000 and why are they calling me?

Who is 3475663000 and why are they calling me?

  • Phone number 3475663000 is likely a debt collector called:' Portfolio Recovery Associates'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8664300311

If you're getting calls from 347-566-3000, you're likely dealing with a debt collector, possibly Portfolio Recovery Associates. These calls can be annoying and stressful. Block the number to stop the harassment and pull your free 3-bureau credit report to see if they're listed. If you find their name on your report, take it seriously and address it promptly.

To stop the calls, document each interaction and block the number on your phone. Register your number with the Do Not Call Registry and consider using call-blocking apps like 'Call Blocker' or 'RoboKiller.' If the harassment continues, report it to the FCC and FTC. If 347-566-3000 is on your credit report, verify the debt's validity. Always ask for written documentation before providing personal information or making payments.

For comprehensive help, reach out to The Credit Pros. We'll review your entire credit report and guide you on challenging any inaccurate or questionable items. Our team can provide personalized assistance and help you sort this out quickly. Don't wait—give The Credit Pros a call today, and let's resolve this together.

Who Is 3475663000: Scam Or Legitimate

The number 3475663000 is likely a debt collector, possibly linked to Portfolio Recovery Associates. Don't worry - many people receive these calls, and we're here to help you handle the situation.

First, we advise you not to engage with the caller. It's tempting to pick up, but trust us, it's better if you hold off. You don't need to pay anything right away, even if it's legitimate.

Instead, here's what we suggest you do:

• Block the number to stop those annoying calls
• Pull your free 3-bureau credit report
• Look for any suspicious negative items that might be hurting your score

If you spot this company on your report, it might be a real call. But either way, don't stress - we've got your back. We at The Credit Pros have helped many people just like you deal with these tricky situations.

Do you want some expert eyes on your report? Give us a shout. We'll help you verify any debts, challenge those questionable negative items, and boost your financial outlook. Remember, you have options and support.

To wrap things up, you should block the number, check your credit report, and reach out to us for help. We're here to tackle this together and get your finances back on track.

How Do I Stop 3475663000 From Harassing Me (How To Report Them)

To stop 3475663000 from harassing you, you can take several effective steps. First, you should document all unwanted interactions by keeping a detailed log of each call. Next, we recommend that you register your number with the Do Not Call Registry at DoNotCall.gov and block the number through your phone's settings or with your service provider's help.

You can also protect yourself by installing call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple. These apps will automatically block spam calls for you.

It's crucial that you report the harassment to the proper authorities. You should file a complaint with the FCC at fcc.gov/complaints and report telemarketing violations to the FTC at ReportFraud.ftc.gov or DoNotCall.gov/report.html.

If the harassment continues, you might need to take more serious measures. You can send a cease and desist letter using the template at eforms.com/cease-and-desist/. If that doesn't work, you should consider seeking a restraining order or hiring a harassment lawyer to address the issue under Federal and State laws.

Don't forget to reach out to your phone carrier. They may offer additional call-blocking tools and options that can help you.

Lastly, you should report the harassment to the Consumer Financial Protection Bureau (CFPB). Make sure you document all interactions and submit a complaint at consumerfinance.gov/complaint, call (855) 411-2372, or mail a letter to their office.

To finish up, remember that you have the power to stop this harassment. By following these steps, you'll be taking control of the situation and protecting yourself from unwanted calls. We're here to support you through this process, and with these actions, you'll be well on your way to a harassment-free phone experience.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 3475663000

You should block 3475663000 to stop unwanted calls from Portfolio Recovery Associates. We advise taking this step as it won't hurt your credit score or cause any negative consequences. You'll protect yourself from potential harassment and reduce stress.

Here's what we recommend you do:

• Block the number immediately on your phone
• Don't engage with the caller if they somehow reach you
• Work with a reputable credit repair company to address any credit issues

By blocking the number, you'll gain control over the situation. A credit repair company can help you tackle any inaccuracies on your credit report. Remember, if you ignore these calls, the issue won't disappear on its own. You need to take action now to improve your financial health.

We understand that dealing with debt collectors is tough, and you're not alone in this. By following our advice, you'll be on the right path to resolving the situation and boosting your credit.

To finish up, remember that you have the power to stop these unwanted calls. Block the number, seek professional help if needed, and take charge of your financial wellbeing. You've got this!

Can A Debt Collector Like 3475663000 Sue Me

Yes, a debt collector like 3475663000 can sue you, but it's highly unlikely. Here's what you need to know:

Debt collectors typically view lawsuits as a last resort. They usually only consider this option if you owe a substantial amount, typically over $5,000. You should understand that suing is expensive and time-consuming for them, so they often avoid it.

If they decide to sue, you'll face some challenges:

• They must prove the debt is yours
• They need to show the amount is correct
• They have to demonstrate their legal right to sue

For old debts, you might be protected by the statute of limitations, which varies by state. If your debt is beyond this period, they can't legally sue you.

Before considering a lawsuit, debt collectors usually start with phone calls and letters. If you receive these, don't ignore them. Ignoring them might lead to more aggressive collection attempts.

If they do decide to sue, you'll receive a court summons and complaint. It's crucial that you respond within the given deadline to avoid a default judgment. This judgment could result in wage garnishment or bank account levies, though this is rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices by debt collectors. We advise you to familiarize yourself with these rights.

To finish up, if you're worried about a potential lawsuit from 3475663000, don't panic. While it's possible, it's not likely. Stay informed, know your rights, and consider consulting with an attorney if you receive any legal documents. We're here to help you navigate this situation with confidence.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

3475663000 Might Have Your Personal Information

If you receive a call from 3475663000, you should be cautious as they might have your personal information. We strongly advise you not to provide any additional details if you answer. Your best bet is to avoid picking up these calls altogether to prevent stress and potential risks.

To take control of your situation, you should get your credit report from all three bureaus. This will give you a clear picture of your overall credit standing and help you plan improvements. We recommend working with a reputable credit repair company to handle any inaccuracies or disputes effectively. They have the expertise to guide you through the process, making it easier and more efficient for you.

Here are some key steps you should take:

• Don't give out personal information if you answer a call from this number.
• Avoid answering these calls to protect yourself from unnecessary stress or risks.
• Get your 3-bureau credit report to understand and improve your credit situation.
• Consider hiring a trustworthy credit repair company to fix issues on your report for better results.

To finish up, remember that you hold the power to safeguard your personal info. By taking these concrete steps to improve your credit, you're setting yourself up for a more secure financial future. We're here to support you every step of the way.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 3475663000

When you receive calls from 3475663000, you should know that they're likely trying to collect various types of debt. This number belongs to Portfolio Recovery Associates, a debt collection agency. They typically handle:

• Credit card debts
• Medical bills
• Personal loans
• Unpaid utility bills

You might wonder how they got your information. Portfolio Recovery Associates either works on behalf of original creditors or purchases delinquent debts outright. Their goal is to recover as much of the owed amounts as possible.

When they contact you, you can expect them to use different methods:

• Phone calls to discuss your debt
• Letters detailing what you owe
• Offers to negotiate a settlement for less than the full amount
• In some cases, they may refer your case to lawyers for legal action

Remember, you have rights when dealing with debt collectors. It's crucial that you verify any debt they claim you owe before making payments. If you're unsure about the debt's validity, you can request written verification.

To finish up, we want you to know that you're not alone in this situation. Many people deal with debt collectors, and there are ways to handle it. You should stay calm, know your rights, and consider seeking professional advice if you feel overwhelmed. Remember, your financial health is important, and there are always steps you can take to improve your situation.

How Do I Check If I Owe Money To 3475663000

To check if you owe money to 3475663000, you should start by reviewing your own records. Look for any final bills, account statements, or equipment return receipts you might have. We advise you not to contact the number directly, as this could restart the statute of limitations on old debts.

Instead, here's what you should do:

• Gather all relevant documentation you have.
• Check your credit report for any debts linked to this number.
• If you find a debt, request debt validation from the collections agency.

It's crucial that you verify the accuracy of any debt before taking action. If you're facing harassment over disputed debts, you might want to consult a consumer protection lawyer. Remember, being proactive and organized can help you prevent inaccuracies from impacting your credit.

We understand that dealing with potential debts can be stressful. That's why our team at The Credit Pros is here to help you. We can assist you in handling any disputes and inaccuracies on your credit report effectively.

To wrap things up, you should focus on reviewing your records, checking your credit report, and requesting debt validation if needed. If you're unsure about any step, don't hesitate to reach out for professional help.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 3475663000

You're protected by several laws and regulations from calls by 3475663000. The main federal law you should know about is the Fair Debt Collection Practices Act (FDCPA). This law prohibits debt collectors from using abusive, unfair, or deceptive practices when contacting you. Under the FDCPA, you have rights that prevent collectors from:

• Contacting you before 8 AM or after 9 PM
• Calling you at work if your employer doesn't allow it
• Using abusive language or making threats
• Harassing you with repeated calls
• Revealing your debt to third parties

You should also know that debt collectors must provide you with a validation notice. This notice details the debt amount, the creditor's name, and your rights to dispute the debt. If you dispute it in writing within 30 days, they must verify the debt before continuing collection efforts.

Regulation F from the Consumer Financial Protection Bureau (CFPB) adds more protections for you. For example, collectors can't call you more than seven times within seven days. Many states also have their own laws that may offer you extra protections. In New York, for instance, debt collectors must be licensed.

If a collector violates these laws, you have the right to demand they stop contacting you in writing. You can also sue for FDCPA violations within a year, potentially recovering damages and legal fees. We recommend you report any violations to the FTC, CFPB, or your state attorney general for further enforcement actions.

To finish up, remember that you have strong legal protections against unfair debt collection practices. If you feel harassed or unfairly treated by 3475663000, don't hesitate to assert your rights and seek help. You're not alone in this, and there are resources available to support you through this process.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 3475663000/Portfolio Recovery Associates Have Any Lawsuits Against Them

Portfolio Recovery Associates (PRA) has faced numerous lawsuits over the years. You should know that in 2011 alone, they were sued over 700 times for allegedly harassing consumers, violating the Fair Debt Collection Practices Act (FDCPA). Here are some specific examples of lawsuits against PRA:

• Portfolio Recovery Associates v. Krokhmal: This case involved a claim for over $4,000, which was settled for $2,000 with $50 monthly payments.

• Portfolio Recovery Associates v. Minkowski: PRA sought $2,749.14, but the case was settled for $1,400, also payable in $50 monthly installments.

• Portfolio Recovery Associates v. Kohlmeier: This lawsuit involved a debt of $1,319.97, which was also settled.

You should be aware that many consumers have filed complaints against PRA, often citing aggressive debt collection practices and harassment. If you're dealing with PRA, it's crucial that you understand your rights under the FDCPA.

To wrap things up, if you're facing issues with PRA, you should consider seeking legal advice to protect your rights and explore your options for resolving any disputes.

What Do People Online Say About 3475663000

When you receive calls from 3475663000, you're likely dealing with Portfolio Recovery Associates, a debt collection agency. Many people online report frequent, unwanted calls from this number, often seeking someone they don't know or attempting to collect an old debt.

You should be aware that most users express frustration with these calls, describing them as spam or potential scams. Here's what we advise you to do:

• Block the number on your phone to stop the constant disruptions.
• If you answer, don't provide any personal information.
• Ask for written verification of any debt they claim you owe.

We understand these calls can be stressful. Remember, you have rights under the Fair Debt Collection Practices Act. If the calls continue after you've asked them to stop, you can file a complaint with the Federal Trade Commission.

To finish up, you should prioritize your peace of mind. Block the number, verify any claimed debts, and don't hesitate to seek help from a credit repair company if needed. We're here to support you through this process.

Do I Really Need To Remove 3475663000 From My Credit Report

You should definitely consider removing 3475663000 from your credit report if it's potentially inaccurate. Most credit repair companies are scammy and ineffective, so don't waste your time with them. Disputing on your own can be time-consuming and draining, so we recommend reaching out to a reputable company like The Credit Pros for help.

We understand dealing with collection accounts is stressful. Here's what we advise you to do:

• Check if this collection is actually on your report
• Verify if it seems potentially inaccurate
• Avoid shady credit repair services
• Don't try disputing solo - it's a huge hassle
• Contact a trusted pro (like us) to handle it for you

When you work with a quality credit repair company, you'll notice a world of difference. We're here to support you through this process and maximize your chances of removing inaccurate negative items. Let us take care of the heavy lifting so you can focus on rebuilding your credit with less stress.

To wrap things up, remember that you don't have to tackle this alone. You can take control of your credit by partnering with experts who'll guide you every step of the way.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

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