Who Is 2535661800 (+ How Are They Hurting My Credit Score)

The number 2535661800 likely belongs to Puget Sound Collections, a legitimate debt collection agency. However, it could also be a scam. You should not engage with the caller directly. You are not obligated to pay the debt immediately if you have doubts or are unsure about the details.

Here’s what we advise you to do:

• Check your credit report for any inaccuracies or negative items that could be hurting your score.
• Contact The Credit Pros for a free 3-bureau credit report evaluation.
• If Puget Sound Collections appears on your report, this call might be legitimate but it’s still advisable not to respond directly.

We can help you verify any debt, dispute inaccurate negative items, and improve your financial prospects.

To sum up, you shouldn't engage directly with the caller. Instead, check your credit report, contact The Credit Pros, and verify the debt for accurate handling.

To stop 2535661800 from harassing you, follow these steps:

First, document unwanted interactions. Keep a detailed log of all interactions, including dates, times, and any abusive language. Then, register your number at DoNotCall.gov and block the number on your phone. Your service provider can also assist you with this.

If the harassment continues or becomes threatening, consider escalating measures. You can get a restraining order or consult a harassment lawyer since this violates Federal and State laws. Additionally, you can send a formal cease and desist letter using the template at eforms.com/cease-and-desist.

For those who prefer using apps, there are options available:
• On Android, try 'Call Blocker - Stop spam calls'.
• On Apple devices, use 'Robokiller: Spam Call Blocker'.

You should also report the harassment to relevant federal agencies. File a complaint with the Federal Communications Commission (FCC) at fcc.gov/complaints. For telemarketing or Do Not Call Registry violations, report them to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov.

Gather all the information and submit a complaint to the CFPB online at consumerfinance.gov/complaint or by calling (855) 411-2372. You can also mail your complaint to 1700 G Street, NW, Washington, DC 20552.

If you use Nomorobo, you can report unwanted robocalls directly through the service. Additionally, your phone carrier may have call-blocking tools, so it’s worth asking them for assistance. Finally, check with your local or state consumer protection office for additional resources.

To wrap things up, ensure you document every interaction, block the number, and report the harassment to the appropriate authorities. By taking these steps, you can effectively stop 2535661800 from harassing you and report them properly.

You should block 2535661800. If you ignore the number, you might continue receiving calls that can be both annoying and stressful. Blocking is especially valuable if the calls are from a debt collector like Puget Sound Collections.

Here's why blocking is the best option:

- No Harm to Credit Score: Blocking the number will not affect your credit score. If the debt is already on your credit report, blocking won't make it worse.
- Harassment Prevention: If you feel harassed, blocking ensures you stop the repeated calls, which can disturb your peace.
- Credit Repair: Consider working with a reputable credit repair company. They can help you address inaccuracies on your credit report and guide you on the next steps.

Blocking the number helps you manage stress and maintain control over your communications.

In the end, blocking 2535661800 protects your peace of mind and gives you control over your communications, while seeking help from a credit repair company can address any credit report issues.

Yes, a debt collector like 253-566-1800 (associated with 'Puget Sound Collections') can sue you, but it's uncommon. They usually resort to lawsuits as a last option, and typically for debts over $5,000 to make it financially viable.

First, they must prove you owe the debt, verify the amount, and demonstrate they have the legal right to sue. This is challenging, especially if the debt has been transferred multiple times. Lawsuits involve significant costs and time, so debt collectors prefer settling out of court.

Each state has a statute of limitations that restricts the timeframe for filing a lawsuit. If your debt is older than this period, they can't legally sue you.

You will likely get calls and letters before any legal action. If they decide to sue, you will receive a court summons and complaint. You must respond to this to avoid a default judgment, which might lead to wage garnishment or bank account levies.

Remember, you are protected under the Fair Debt Collection Practices Act (FDCPA) from abusive or deceptive practices. If you receive a lawsuit, you should consult an attorney to explore your options and defenses.

As a final point, it's important to know your rights, respond promptly to any legal notices, and consider seeking legal advice to manage the situation effectively.

2535661800 might have your personal information because it’s linked to a debt collection agency. You should not provide any information to debt collectors who call you. Ideally, don't even pick up their calls. This helps you avoid giving them more personal information and prevents potential harassment. If you do pick up, ask for written verification of the debt and then hang up.

You should obtain your 3-bureau credit report and start building a comprehensive plan to improve your credit. Check for any inaccuracies or unfamiliar entries in your report and dispute them if necessary.

Working with a reputable credit repair company is likely your best bet. These companies have experience handling credit report issues. They can negotiate with creditors on your behalf and assist in removing negative items from your report. This professional guidance can save you time and stress while improving your credit status.

Bringing it all together - protect your personal information, get your credit reports, and consider professional help to manage and improve your credit.

2535661800 collects various types of debt on behalf of creditors. They handle overdue payments on credit cards, phone bills, auto loans, utility bills, and back taxes. You might owe money to different service providers, and they work as a third-party debt collector to recover these debts.

You should know that as third-party collectors, they don’t associate with specific brands but are hired to collect money owed to different creditors. They might work on a flat fee or take a percentage of the collected amount.

All things considered, 2535661800 manages a range of debts, including credit cards, auto loans, and utility bills, and ensures they collect these efficiently while following legal regulations.

To check if you owe money to 253-566-1800, you should start by examining your credit report. Look for any negative items or collections that mention Puget Sound Collections, which is linked to this number.

Next, review your own records. Go through final bills, account statements, or equipment return receipts from previous accounts. This helps you ensure all balances are cleared and identify any errors.

You can also contact Puget Sound Collections directly to request debt validation. This step helps verify the legitimacy of the debt and the amount owed.

If you remain unsure, reach out to the original creditor. They can confirm which agency now holds your debt.

Consider consulting a consumer protection lawyer if you feel harassed or if there are disputes over the debt.

Lastly, by proactively checking your credit report, reviewing your records, and validating any debts, you can manage your financial situation and protect your credit.

To protect yourself from debt collection practices used by the number 2535661800, you need to be aware of certain key laws and regulations.

Federal Law: Fair Debt Collection Practices Act (FDCPA)
You are shielded from abusive, deceptive, or unfair practices by third-party debt collectors under the FDCPA. Here’s how:
• Inconvenient Times: Debt collectors can't call you before 8 AM or after 9 PM.
• Contact at Work: They can't call you if your employer prohibits it.
• Language and Threats: They can't use obscene language or threaten you.
• Harassment: Repeated, harassing calls are prohibited.
• False Representation: They can't claim to be attorneys or government officials.
• Third-Party Disclosure: They can't disclose your debt to friends or colleagues.
• Illegal Demands: They can't demand more than is legally allowed.

State Debt Collection Laws
You may have extra protections under state laws. For example, New York has strict licensing requirements for debt collectors. Contact your state attorney general to learn about specific protections in your state.

Required Debt Collector Disclosures
Debt collectors must:
• Provide a written notice about the debt, including the amount owed and your rights.
• Stop collection efforts if you dispute the debt in writing within 30 days until they verify it.
• Inform you that their communication is an attempt to collect a debt and that any information obtained will be used for that purpose.

Your Consumer Rights
You can take several actions to protect yourself:
• Stop Communication: Demand in writing that the debt collector stops contacting you.
• Attorney Representation: If you hire an attorney, the collector must communicate only with your attorney.
• Legal Action: Sue collectors for FDCPA violations within one year to recover damages.
• Report Violations: Report any violations to the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), or your state attorney general.

Finally, by knowing which debt collection laws and regulations protect you from 2535661800, you can effectively safeguard your rights and handle these situations confidently.

Yes, Puget Sound Collections (PSC) has faced lawsuits and complaints.

Lawsuits:
- Angela Campbell v. Puget Sound Collections, Inc.
- Case: C21-5429RSM
- Summary: Angela Campbell filed a lawsuit in the United States District Court for the Western District of Washington concerning a $1,550 medical debt. She argued that PSC violated the Fair Debt Collection Practices Act (FDCPA) and Washington's Consumer Protection Act (CPA) by using her married name instead of her maiden name. The court ruled in favor of PSC, dismissing the case.

Complaints:
- FDCPA Violations:
- You should know that PSC has faced multiple complaints for allegedly threatening actions they can't legally take and for using misleading language to collect debts.

In closing, it's clear that PSC has had legal challenges and numerous consumer complaints regarding their debt collection practices.

Here’s what people online are saying about the phone number 2535661800:

You might have seen Reddit user 'johnsmith42' sharing, 'I keep getting calls from this number, claiming I owe money I never borrowed. Total scam.' Another comment by 'sarahjane78' says, '2535661800 keeps harassing me even after I told them to stop. They are very unprofessional.' Someone else, 'mikeb,' also mentioned, 'They claimed they are from some collection agency but wouldn't provide any details. Very shady.'

Most people describe their experiences with 2535661800 as negative. You may find issues such as unprofessional behavior, harassment, and suspicious claims are common.

Overall, this number has a reputation for being highly intrusive, so it's best to be cautious and consider blocking it if you get a call.

Yes, you should consider removing 2535661800 from your credit report if you find it there and recognize potential inaccuracies.

First, confirm the presence and accuracy of the collection related to 2535661800 on your report. Addressing errors on your credit report is crucial, but tackling this alone can be time-consuming and stressful. You might find it more effective to enlist the help of a reputable credit repair company like The Credit Pros. They specialize in correcting inaccuracies and can handle the process efficiently.

Remember, even if you settle the debt, the collection can linger on your report for up to seven years, negatively impacting your credit score. Thus, disputing inaccurate items is a smarter approach. Avoid typical credit repair companies that often have poor ratings; instead, choose a well-regarded one to enhance your likelihood of success.

As a final point, make sure you confirm the collection's accuracy, seek professional assistance from a reputable company, and avoid using poorly rated services. Contact The Credit Pros for expert help throughout the process.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 2535661800
• 8552677451