Home / Who Is 2143417788 (+ How Are They Hurting My Credit Score)

Who Is 2143417788 (+ How Are They Hurting My Credit Score)

  • Phone number 2143417788 is likely a debt collector called:' Portfolio Recovery Associates'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8664300311

If 214-341-7788 keeps calling you, it's likely a debt collector like Portfolio Recovery Associates or a scammer. Ignoring or blocking the calls might give you a break, but it's not a long-term solution. This number probably links to an outstanding debt they're trying to collect, possibly one they've purchased. Or, they might be an intermediary looking to get paid.

Blocking the number won't fully solve your problem. The best thing to do is contact The Credit Pros. We'll review your entire 3-bureau credit report for free. In our no-pressure, friendly chat, we'll determine if these calls are legitimate debt collection attempts and identify other negative items hurting your score.

We've helped countless people remove potentially inaccurate items from their credit reports. Doing so often boosts credit scores and improves financial health. Plus, you'll no longer deal with harassing calls. If this sounds like something you need, don't wait-let’s tackle this together now.

Who Is 2143417788: Scam Or Legitimate

The phone number 214-341-7788 is connected to ProCollect, a debt collection agency. If you receive a call from this number, it could be legitimate or a scam. Here’s what we advise you to do:

1. Do Not Engage Directly: You shouldn't talk to the caller right away. You're not obligated to pay immediately, especially if you have doubts.
2. Check Your Credit Report: Pull your credit report and look for any negative items. These might be inaccurate and could impact your credit score.
3. Seek Professional Help: Reach out to The Credit Pros for a free 3-bureau credit report evaluation. We can help you identify and dispute potentially inaccurate negative items.

Remember, even if the call is legitimate, it's crucial that you verify the debt and address any discrepancies on your credit report.

To sum up, block the number, check your credit report, and contact a professional like The Credit Pros to help you handle the issue. We're here to support you through this process.

How Do I Stop 2143417788 From Harassing Me (How To Report Them)

To stop 2143417788 from harassing you and report them, here's what you need to do:

First, document all unwanted interactions. Keep a log with dates, times, and any offensive language. Register your number at DoNotCall.gov and use your phone's call-blocking feature or contact your service provider for assistance.

If the harassment continues, take further steps:
- Obtain a restraining order to legally prevent contact.
- Consider hiring a harassment lawyer for legal guidance.
- Send a cease and desist letter using a template from eforms.com.

Use apps to block calls:
- For Android, try 'Call Blocker - Stop spam calls.'
- For Apple, use 'Robokiller: Spam Call Blocker.'

To report illegal robocalls or spoofing, file a complaint at fcc.gov/complaints. Report telemarketing calls or Do Not Call Registry violations at ReportFraud.ftc.gov. For issues involving harassment, submit a complaint at consumerfinance.gov/complaint or call (855) 411-2372.

You should also contact your phone carrier about call-blocking options and check for local consumer protection resources. If you use Nomorobo, report unwanted robocalls there as well.

To wrap things up, by documenting interactions, blocking the harassing number, and using resources like legal aid and complaint platforms, you can effectively stop the harassment and report it to the relevant authorities.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 2143417788

It's smart to block or ignore calls from 214-341-7788 since this number is associated with a debt collector. Blocking these calls has no negative impact on your credit score and can help reduce stress if you're feeling harassed. However, simply ignoring the calls won't make the debt disappear; you need to address it directly.

To tackle this issue, you should work with a reputable credit repair company. They can help you dispute and potentially remove inaccurate items from your credit report. Remember, blocking these calls won't further harm your credit score if the collection is already listed on your report.

Take control of the situation:
• Block the number to stop harassment.
• Work with a credit repair company for disputes.
• Address the debt directly for resolution.

In the end, by blocking unwanted calls and seeking professional help, you protect your peace and credit score while taking charge of your financial health.

Can A Debt Collector Like 2143417788 Sue Me

Yes, a debt collector like 214-341-7788 can sue you, but it’s rare. They usually start with calls and letters. Lawsuits are costly, so they typically reserve them for larger debts, generally over $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to sue. This process can be challenging if the debt has been sold multiple times.

If the debt is old, it might be beyond the statute of limitations, meaning they can't legally sue you anymore. If you receive a court summons, respond quickly to avoid a default judgment, which could lead to wage garnishment or account levies. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If sued, consider consulting an attorney.

As a final point, if a debt collector like 214-341-7788 sues you, you must respond swiftly, know your rights under the FDCPA, and possibly consult an attorney. We at The Credit Pros are here to offer advice and support.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

2143417788 Might Have Your Personal Information

214-341-7788 might have your personal information. Make sure you don't provide any information to debt collectors like this one. Avoid picking up their calls because engaging with them can lead to more problems or confirm your contact details.

Instead, get your 3-bureau credit report and build a comprehensive plan to improve your credit. Block the number to stop the calls.

Working with a reputable credit repair company can help you handle inaccuracies or disputes on your credit report professionally and effectively. They can navigate the complexities better than you might on your own.

Bringing it all together-214-341-7788 might have your personal information, so avoid their calls and never share your details. Get your credit report, block the number, and work with a reputable credit repair company to handle disputes and protect your financial well-being.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 2143417788

214-341-7788 specializes in collecting apartment-related debts. They typically work on behalf of your previous apartment complex or property management company. You might owe for unpaid rent, damages, or other lease-related charges. Sometimes, they purchase delinquent debts and then try to collect them.

If they report these debts to credit bureaus, the information must be accurate, verifiable, and timely. It's crucial that you monitor your credit report and dispute any inaccuracies directly with them.

All things considered, when dealing with 214-341-7788, ensure you address any inaccuracies on your credit report to protect your financial health.

How Do I Check If I Owe Money To 2143417788

To check if you owe money to 2143417788, follow these steps:

First, do not contact them directly. You shouldn't engage directly to avoid restarting the statute of limitations on old debts. Next, review your own records. Go through any final bills, account statements, or equipment return receipts you have for anything related to this debt.

Then, check your credit report. Look for any entries connected to this debt. If you find any inaccurate items, dispute them directly with the credit bureaus or the collection agency. You can request debt validation if the debt appears on your report. The collection agency must provide proof that the debt is yours.

Document everything. Gather as much documentation as possible from your records and credit reports before making any decisions. If you face harassment or need more assistance, consider consulting a consumer protection lawyer.

• Thoroughly check your records for all related documents.
• Dispute any false entries on your credit report.
• Seek legal help if you encounter harassment.

Lastly, take these steps to know if you owe money to 2143417788: review your records, check your credit report, and consult a lawyer if needed.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 2143417788

You are protected from debt collection practices by the Fair Debt Collection Practices Act (FDCPA), a federal law that prohibits third-party debt collectors from using abusive, deceptive, or unfair practices. This includes debt collection companies like Portfolio Recovery Associates. Here’s what the FDCPA covers:

- Collection Limits: They can't contact you before 8 AM or after 9 PM, or at work if your employer forbids it.
- Harassment: They can't use abusive language, threats, or repeatedly call to harass you.
- False Representations: They can’t pretend to be attorneys or government officials, or disclose your debt to others.

Your Key Rights Under FDCPA:

1. Validation Notice: They must provide written notice about your debt including the amount, the creditor’s name, and your right to dispute the debt.
2. Dispute Rights: If you dispute the debt in writing within 30 days, the collector must verify the debt and stop collection until verification is provided.
3. Stop Communication: You can demand, in writing, that they stop all communications except certain exceptions.

State Protections:

Many states have additional laws that offer more protections. For instance, New York requires debt collectors to be licensed. Check with your state's attorney general's office for specific laws.

Actionable Steps:

- Report Violations: If you believe your rights are being violated, report to the FTC, CFPB, or your state attorney general.
- Legal Support: You can sue for FDCPA violations within one year and recover damages.

For personal support, consider working with reputable credit repair companies like The Credit Pros, who can offer guidance and dispute inaccuracies in your credit report.

Finally, you are well within your rights to seek validation, stop communication, and report violations if Portfolio Recovery Associates or any debt collector steps out of line.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 2143417788/Portfolio Recovery Associates Have Any Lawsuits Against Them

Yes, Portfolio Recovery Associates has faced several lawsuits and official complaints against them.

For instance, in 2023, the Consumer Financial Protection Bureau (CFPB) sued Portfolio Recovery Associates for violating the Consumer Financial Protection Act (CFPA), Fair Debt Collection Practices Act (FDCPA), and Fair Credit Reporting Act (FCRA). Allegations included making false claims about debt amounts, collecting on unsubstantiated debt, and attempting to collect time-barred debt. Additionally, an earlier 2015 CFPB order highlighted ongoing violations of the CFPA and FDCPA, with issues like misrepresentations about debts and filing improper lawsuits.

The CFPB also noted that Portfolio Recovery Associates mishandled consumer disputes, including delayed resolutions and failure to maintain accurate consumer reporting information. These actions culminated in a hefty penalty, where Portfolio Recovery Associates had to pay over $24 million, comprising $12.18 million in consumer redress and a $12 million civil penalty.

In closing, Portfolio Recovery Associates has indeed faced significant lawsuits and complaints over their practices, leading to substantial financial penalties and regulatory scrutiny.

What Do People Online Say About 2143417788

You will find various opinions online about 2143417788. Reddit user 'john_doe123' said, 'Received a call from 2143417788, turned out to be Portfolio Recovery Associates. They were persistent.' Another user, 'susan45,' mentioned, '2143417788 keeps calling me multiple times a day. Really annoying!'

Tech-savvy user 'tech_guy88' advised, 'I blocked the number 2143417788 after confirming it was Portfolio Recovery Associates. Be sure to do the same.' Similarly, 'mary_jane87' shared a negative experience: 'Had a negative experience with 2143417788. They were pushy and rude on the call.'

Overall, you will see that the consensus is clear: 2143417788 is linked to Portfolio Recovery Associates, often described as persistent and intrusive. You should consider blocking this number to avoid further annoyance.

Do I Really Need To Remove 2143417788 From My Credit Report

Yes, you really need to remove 214-341-7788 from your credit report if you confirm it’s there and identify it as potentially inaccurate. Addressing inaccuracies on your credit report is crucial because they can impact your credit score and future financial opportunities.

Instead of disputing it yourself, which can be very time-consuming, you should consider reaching out to a reputable company like us, The Credit Pros. We can help you maximize your chances of removing potentially inaccurate negative items. Unlike typical credit repair companies, we are reliable and efficient.

• Confirm the number on your report
• Identify it as potentially inaccurate
• Contact a reputable credit repair service

As a final point, remember that removing inaccuracies such as 214-341-7788 from your credit report can protect your credit score and improve your financial opportunities. Act now and reach out to experienced professionals to handle it for you.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- +1 214 341 7788
- (214) 341-7788
- 214-341-7788
- 214.341.7788
- 214 341 7788
- +12143417788
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- 2143417788

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

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