Simple Credit Tips for Recent Graduates

Simple Credit Tips for Recent Graduates

If you’ve recently graduated from school and are getting started in the full time workforce, you may have come in with some goals for yourself. The most common goals are: To pay off student loans To start an investment account for retirement To purchase or pay off a vehicle To save up for a down […]

How To Recover From Medical Bankruptcy

Medical bankruptcy is a highly unfortunate reality of the American healthcare system. Bankruptcy for medical reasons is the number one reason why people file for bankruptcy, and often times it’s not the fault of the debtor. People who have serious medical issues, cannot work, and end up with large medical bills could be financially ruined […]

What You Need to Know For Your First Mortgage

Your first mortgage is one of the most important financial commitments you will make in your life. Depending on your first mortgage, you could have a lifetime of good credit, or end up in a deep financial hole that will take years to dig yourself out of. Your Budget How much can you expect to […]

How To Budget For Your First Home

Your first home is one of the biggest decisions you will make in your life. But don’t let this scare you! There is a simple way to make sure you make the right decision with your first home. These tips assume that your first home is NOT an investment property, either for cash flow or […]

Why A Car Loan Could Be A Great Investment

If you’re in the market for a car, and you really want to buy new, I have good news for you. Getting a car loan for a new car could actually be a solid investment! Most people would agree that buying a cheap used car is more cost-effective in the short term than buying new. […]

The Quick & Dirty Guide To Your Credit Score

If you’ve ever had any questions about your credit score, say no more. We’ve got the answers here in this quick and dirty guide to your credit score! Your credit score is the numerical representation of your creditworthiness. Creditworthiness is a fancy term to describe how risky you are as a borrower. Are you going […]

The Budget You Need To Improve Your Credit Score

Did you know that having a budget could get you a higher credit score by this time next year? It could even get you a higher credit score next month. Read why everyone needs a budget to improve credit score. A budget is the tool you need to improve your financial standing, no matter your […]

How do Student Loans Affect your Credit Score?

According to the College Board, the average cost of tuition and fees in the US for the 2015–2016 school year was $32,405 at private colleges and $9,410 for state residents at public colleges. With the median yearly wage per person being $26,695, it comes as no surprise that most people cannot afford to pay for […]