Bad credit affects millions of Americans and many of them don’t know how to get out of the hole. Having bad credit can prevent you from getting home loans, car loans, an apartment, and could even bar you from getting certain types of jobs. People with bad credit end up paying higher interest rates on […]
If you’re just getting started on your financial journey, one of the most important things you will need to know is how to establish new credit without credit history. This is also called ‘building credit’. However, it helps to understand what credit is, why you need it, and what you can do with it. What […]
If you’re a young college student, you may be very confused at how to build credit. Between your studies, working, and doing extracurricular activities, when are you going to find time to build credit? Read below to know how to build credit as a student? Luckily, building credit doesn’t take a whole lot of effort. […]
