Who is 8003535920 and why are they calling me?

8003535920 is connected to Genesis, a debt collection agency, but it might also be a scam call. You should be cautious and avoid engaging with the caller until you verify their authenticity. You are not required to pay any debt on the spot, especially if you doubt its legitimacy.

Instead, here’s what we advise you to do:

- Pull your credit report and check for any negative items that might be from Genesis.
- If Genesis is listed on your report, it might indicate a legitimate call, but still, do not respond directly.
- Contact us for a free 3-bureau credit report evaluation to check for inaccuracies.

We, at The Credit Pros, have extensive experience dealing with such spam calls. We can help you verify any debt and dispute inaccurate items, ultimately improving your financial health.

To sum up, whether the call from 8003535920 is legit or a scam, always verify through your credit report first and seek professional help if needed.

If you're being harassed by 8003535920, here’s how to stop it and report them:

First, document everything. You should keep a log of each call, including dates, times, and what was said. Then, register your number at DoNotCall.gov. It only takes a couple of minutes and can significantly reduce unwanted calls.

Next, use your phone’s built-in blocking features or contact your service provider for assistance. Additionally, consider using call-blocking apps. For Android, try 'Call Blocker - Stop spam calls'. If you have an Apple device, 'Robokiller: Spam Call Blocker' is a great option.

To report the harassment, file a complaint with the FCC here if it’s an illegal robocall. You should also report telemarketing issues at ReportFraud.ftc.gov.

If the calls persist, you might want to send a cease and desist letter. You can find templates at eforms.com/cease-and-desist. For continuous issues, consider hiring a harassment lawyer or getting a restraining order.

You should also contact your phone carrier and ask about setting up a "trap" to determine the source of the calls, if necessary. Additionally, you can file a complaint online at consumerfinance.gov/complaint or call (855) 411-2372 for guidance.

To wrap things up, by documenting the harassment, registering with the Do Not Call registry, using call-blocking tools, and reporting to the appropriate agencies, you can effectively stop 8003535920 from harassing you. Stay persistent, and you’ll regain control over your phone calls.

You should block the number 8003535920 to avoid any harassment. If this number is from a debt collector bothering you, blocking them can be a smart move. You don’t need to worry about your credit score dropping just because you block and ignore them. If the debt is already on your credit report, blocking the number won’t harm your score further.

Here’s what you can do:

- Block the Number: This prevents further harassment.
- Work with a Credit Repair Company: A reputable company like The Credit Pros can help you handle any inaccuracies on your credit report.

In the end, blocking calls from 8003535920 will reduce your stress and help you take control of your finances.

Yes, a debt collector like 8003535920 can sue you, but it’s rare unless the debt is substantial (often over $5,000). Suing is expensive and time-consuming, and collectors typically prefer to use phone calls and letters.

First, they must prove you owe the debt and the amount is correct, which can be difficult, especially if the debt has been sold multiple times. Also, each state has a statute of limitations that sets a time frame for suing over a debt. If your debt is old, it might be beyond this period, making a lawsuit less likely.

If a lawsuit is filed, you’ll receive a court summons. You must respond within the specified deadline to avoid a default judgment, which might lead to wage garnishment or bank account levies.

As a final point, remember that under the Fair Debt Collection Practices Act (FDCPA), you have rights protecting you from abusive practices. If you’re facing a lawsuit, we advise you to consult with an attorney to explore your options.

If you receive calls from 8003535920, don't provide any personal information. It's best not to engage at all to avoid identity theft or scams. Instead, block the number and focus on improving your credit.

Here are some steps you can take to safeguard your information and improve your credit:

- Block the Number: Prevent future calls and potential scams by blocking 8003535920.
- Get Your 3-Bureau Credit Report: Review reports from Experian, TransUnion, and Equifax for discrepancies.
- Create a Credit Improvement Plan: Develop a strategy to improve your credit score over time.
- Consult a Reputable Credit Repair Company: These professionals can help you handle disputes and inaccuracies efficiently.

Bringing it all together, you should block the number, review your credit reports, create a clear plan, and consult with a reputable credit repair company to protect and improve your financial situation.

If you're wondering about the types of debt collected by 8003535920, linked to Genesis, you're in the right place. They mainly collect various debts such as credit card debt, personal loans, medical bills, auto loans, and other unsecured debts. Genesis often buys these debts from a range of creditors aiming to recover the money owed.

Make sure you verify any debt claims before making payments. It's crucial that you understand your rights under the Fair Debt Collection Practices Act (FDCPA) to ensure fair treatment.

All things considered, you should always confirm any debt before paying and know your rights to protect yourself under the FDCPA.

To check if you owe money to 800-353-5920, follow these steps:

Check Your Records: Look through your past bills, account statements, and any receipts related to Genesis FS Card Services. Identify any final bills or outstanding charges.

Review Your Credit Report: Obtain a free credit report from annualcreditreport.com. Check for any debts reported by Genesis FS Card Services.

Request Debt Validation: If you see a debt from Genesis on your credit report, request debt validation from the collection agency to confirm its legitimacy.

Consult a Consumer Protection Lawyer: If you're facing harassment or disputes over the debt, contact a consumer protection lawyer for guidance and assistance.

Lastly, ensure you gather all necessary documentation and avoid direct engagement with the debt collector to protect your credit and handle any debts accurately.

Debt collectors, like Genesis, must abide by several laws and regulations that protect you from abusive practices when they call from numbers like 8003535920. Here's what you need to know:

Federal Protections

1. Fair Debt Collection Practices Act (FDCPA)
•Prohibitions:
- No contact before 8 AM or after 9 PM.
- No abusive language or threats.
- No contact at work if your employer doesn't allow it.
- Required Disclosures:
•They must provide a validation notice with the debt details.
- You can dispute the debt within 30 days.
- Consumer Rights:
- You can request them to stop contacting you in writing.
- If they violate FDCPA, you can sue and recover damages up to $1,000 plus attorney fees.
State Laws
2. State Debt Collection Laws
- Additional state protections may exist. For example, New York has strict licensing requirements for debt collectors.
- Contact your state's attorney general’s office to learn about specific protections.
Telephone Protections
3. Telephone Consumer Protection Act (TCPA)
- Prohibits automated calls (robocalls) to your cell phone without consent.
- Allows you to revoke consent for calls, preferably in writing via certified mail.
- Violations can lead to damages of $500 per call, $1,500 if willful.

If you believe your rights have been violated, report to the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC). They can take action based on your complaints.

Finally, you have rights and multiple laws protecting you from unfair debt collection practices. Don't hesitate to use these protections!

Yes, Genesis has several lawsuits against them:

You should be aware of a few key legal actions against Genesis:

- New York Attorney General Lawsuit: Attorney General Letitia James filed against Genesis for defrauding over 230,000 investors, including 29,000 New Yorkers, of more than $1 billion through misleading information about their investment program, Gemini Earn.
- Class Action Lawsuit (Weisberg & Meyers): This lawsuit claims Genesis and NCO Portfolio Management used a deceptive pre-approved credit card offer to collect debt, violating the Fair Debt Collection Practices Act (FDCPA) and Texas Finance Code.
- SEC Enforcement Action: The SEC charged Genesis for not registering its crypto lending product, Gemini Earn, resulting in $21 million in penalties. The complaint noted that Genesis halted withdrawals due to insufficient assets, affecting 340,000 investors.
- Hopkins v. Genesis FS Card Services: Tiffany Hopkins filed a lawsuit against Genesis for breaking the Telephone Consumer Protection Act (TCPA) and the Oregon Fair Debt Collection Practices Act.

In addition to these lawsuits, you should know that Genesis has faced numerous consumer and regulator complaints about deceptive practices and improper disclosures.

In closing, these actions show a pattern of legal challenges for Genesis, from misleading investors to violating debt collection laws.

Here’s what people online say about the phone number 800-353-5920:

You find a variety of opinions across different platforms. Many users on Robokiller label it a scam, warning others not to answer. Some note the number calls frequently, sometimes up to four times a day. They stress that it's important to block it.

On YouMail, users share similar sentiments. They encounter calls from this number claiming debts that they don't recognize. Others describe receiving repeated robo messages about different accounts they don't have. Reddit users echo these experiences, adding they frequently get calls about accounts they never signed up for.

- "Total scam." - User on Robokiller, May 22, 2023
- "My Credit Card company I don’t have this account and they keep calling me and saying that I owe money to them. Liars and fake people!!" - User on YouMail
- "Leaves a robo message four or five times a week. Each time it is regarding a different account. None of which I have." - User on Reddit

Overall, people online suggest that you should block 800-353-5920 to avoid scams and unwanted calls. The frequent and varied complaints indicate this number is best avoided.

Yes, you really need to remove 8003535920 from your credit report if you confirm that it's on there and potentially inaccurate. Identifying and addressing inaccuracies is crucial for maintaining your credit health and preventing further issues.

First, you should confirm the collection on your credit report. Then, identify if it's inaccurate. Avoid typical credit repair companies, as they can be costly and ineffective. Instead, reach out to a reputable company like 'The Credit Pros' for assistance. Handling the dispute on your own can be time-consuming, but a good credit repair company can save you the hassle.

As a final point, confirm the collection, identify inaccuracies, avoid costly credit repair companies, and consider contacting 'The Credit Pros' for efficient and effective help.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8002744041
• 8885826870
• 8775570506
• 8773945975
• 8558437208
• 8778253242
• 8337351897
• 8003535920
• 4079466256
• 8442651384