Don't let errors on your Credit Report hurt your future opportunities. Learn More

Home / Debt Collection Brands / How to get Results Unlimited (RU) off my credit report

How to get Results Unlimited (RU) off my credit report

  • Inaccurate listings from Results Unlimited can hurt your credit score.
  • This impacts your ability to secure loans, housing, and favorable interest rates.
  • Contact The Credit Pros to analyze your 3-bureau credit report and create a strategy to fix your credit.

Pull your 3-bureau report and don't let this debt collector cause problems for you.

Get Help From a Credit Expert

89 people started their credit fight today - join them!

BBB A+ rating credit repair company

Related content: erin capital management llc

"Results Unlimited" appears on your credit report because they represent a debt collection agency, signaling that you owe money. This can negatively impact your credit score and future loan opportunities. It's essential to verify the legitimacy of this debt before taking any actions; inaccuracies can often lead to removal.

Ignoring "Results Unlimited" won't make the problem disappear. The debt remains on your report, which can continue to harm your creditworthiness. Instead, take proactive steps to dispute inaccuracies or negotiate payment options. Staying informed about your rights under the Fair Debt Collection Practices Act is crucial, as it empowers you to address such issues effectively.

For tailored support, reach out to The Credit Pros. We'll review your entire 3-bureau credit report and provide personalized guidance based on your unique situation. A simple, no-pressure call can set you on the right path.

On This Page:

    Why Is Results Unlimited On My Credit Report?

    Results Unlimited appears on your credit report because they are a debt collection agency. This means you likely owe money from an account you stopped paying, and they have purchased that debt from a creditor. Their presence can negatively impact your credit score.

    You’re not obligated to pay this debt until you verify its legitimacy (e.g., confirm that they accurately reported your information to credit bureaus). If they haven't reported your debt correctly, it can be considered inaccurate and must be removed from your credit report.

    Before engaging with them, ensure that you have all pertinent details about the debt. This includes verifying if you truly owe it and confirming that your account information is accurate based on sections like “how do I verify if I actually owe this debt from Results Unlimited or not?” Proper due diligence helps you approach the situation confidently.

    Remember, knowledge is power when dealing with collections.

    Is Results Unlimited Legit Or A Scam (E.G. Fake)?

    Results Unlimited is a genuine debt collection agency, not a scam. However, the legitimacy of their practices often raises concerns. Many debt collectors, including Results Unlimited, can employ aggressive or misleading tactics to prompt payment, which is a common issue in the industry.

    You may find varying customer reviews and complaints about Results Unlimited. Some individuals report instances of harassment or questionable practices, which can create the impression of a scam. It's essential to look at personal experiences to assess whether their actions align with your definition of legitimacy.

    To determine if Results Unlimited is operating within legal bounds, familiarize yourself with your rights as a consumer. Refer to the section on your rights when dealing with debt collectors. If you feel misled or pressured, it's prudent to document your interactions and seek advice on how to handle the situation.

    Overall, while Results Unlimited exists as a legitimate business, its reputation may leave you feeling uncertain about their methods.

    Which Company Does Results Unlimited Collect Debt For?

    Results Unlimited primarily collects debt for various creditors, though specific clients may not always be disclosed. Commonly, they handle collections for utility companies, healthcare providers, and retailers.

    If you're unsure which company relates to your debt, don't worry; the details are available on your 3-bureau credit report. This report provides a comprehensive breakdown of your debts and how they may impact your credit score.

    Understanding the creditors involved is crucial for managing your financial health effectively. Remember, regardless of the specific client, addressing debts promptly is key to maintaining your creditworthiness.

    How Do I Stop Results Unlimited From Calling Me?

    You can stop Results Unlimited from calling you by taking a few simple steps. First, consider blocking their number using a call-blocking app available for both Android and Apple devices. This can prevent calls from getting through to you.

    If you prefer not to contact the debt collector directly, you can also register your number on the National Do Not Call Registry. This service helps reduce unsolicited calls, although it may not eliminate calls from debt collectors altogether. Additionally, you can change your phone settings to silence unknown callers, allowing only recognized contacts to reach you.

    For a more comprehensive solution, reach out to a reputable credit repair company like The Credit Pros. We can conduct a detailed analysis of your credit report and provide an action plan to stop these calls permanently. Remember, you have options to regain control of your communication.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    How Do I Dispute (And Remove) Results Unlimited On My Report?

    To dispute and remove Results Unlimited from your credit report, start by pulling your three-bureau report (Experian, TransUnion, Equifax). Identify where Results Unlimited appears and check for any inaccurate information related to the debt.

    Next, send a verification letter to Results Unlimited to confirm that this debt is legitimately yours. It's crucial to ensure that they have the proper documentation before you proceed. If the information is inaccurate, you have grounds to dispute it.

    Consider working with a reputable credit repair company, like The Credit Pros. They can help craft calculated dispute letters and employ other techniques to improve your chances of having this inaccurate debt removed from your report.

    Follow these steps, and you can effectively challenge Results Unlimited on your credit report.

    Can'T I Just Ignore Results Unlimited?

    Ignoring Results Unlimited isn’t a solution. While you can attempt to block their calls, this often only leads to them contacting you from different numbers. Simply ignoring them doesn’t resolve your debt issue. The debt can linger on your credit report, which can severely impact your credit score and future borrowing abilities.

    Debt collectors like Results Unlimited can continue pursuing you unless you actively address the situation. This means that the longer you ignore them, the more likely you are to face escalated actions, including potential lawsuits. It’s crucial to recognize that ignoring the problem often exacerbates it, leading to additional stress and complications in your financial life.

    To effectively deal with Results Unlimited, consider disputing the debt or negotiating a payment plan. Ignoring them might seem tempting, but proactive steps are your best route. Remember, addressing the issue directly leads to better outcomes. Overall, don’t ignore Results Unlimited; engage with them to protect your financial future.

    Results Unlimited Contact Info (Phone # And Address)?

    To reach Results Unlimited, you can contact them directly at their phone number: 1-800-785-0965. Unfortunately, there is no publicly available address for them.

    Be cautious, as debt collectors like Results Unlimited often use numerous localized numbers to make calls, attempting to trick you into answering.

    We strongly advise against contacting them. Instead, focus on reviewing your credit report. Access your 3-bureau report for a comprehensive view (The Credit Pros can provide a free expert analysis). Remember, staying informed is your best strategy.

    Why Is Results Unlimited Calling Me If They'Re Not On My Credit Report?

    Results Unlimited may contact you even if they're not on your credit report due to various reasons. You might have a debt recently transferred to them that hasn’t been updated on your report. In such cases, they are still obligated to provide validation information within five days of first contact, as per the Fair Debt Collection Practices Act (FDCPA).

    Alternatively, if they’re contacting you about an unreported debt, this lack of appearance on your credit report is not inherently illegal. However, they must not misrepresent the debt or fail to provide necessary validation, as that would violate the FDCPA. Similarly, if an error has occurred - either a clerical error or mistaken identity - the collector must cease collection until the debt is verified.

    If you're facing calls from Results Unlimited, document all communications. This documentation can help if you need to dispute the debt or explore your rights under the FDCPA and state laws.

    In sum, while there can be valid reasons for their calls, understanding your rights and their obligations is essential. Contact Results Unlimited for clarification and consider disputing if deemed necessary.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    How Do I Verify If I Actually Owe This Debt From Results Unlimited Or Not?

    To verify if you owe a debt from Results Unlimited, start by requesting a debt validation letter. This letter should detail the original creditor's information, the amount owed, and relevant dates. This process is crucial because it ensures you only pay legitimate debts.

    Here’s how to proceed:

    - Contact Results Unlimited directly via phone or mail and request this validation.
    - Keep records of your communication, including dates and names of representatives.
    - Compare the information you receive with your personal records to verify its accuracy.

    If discrepancies arise or you need assistance, consider enlisting help from a credit repair company like The Credit Pros. They can guide you through the proof of debt verification process and help protect your rights.

    In essence, verifying your debt is vital to avoid paying on erroneous claims. Be proactive; gather necessary documentation and reach out for support if needed.

    Does Results Unlimited Hurt My Credit Score If It'S On My Report?

    Yes, having Results Unlimited on your credit report will hurt your credit score. This is because collections accounts negatively impact your credit history, signaling to lenders that you may not manage your debts effectively. When a debt collector like Results Unlimited appears on your report, it indicates an outstanding balance that you failed to pay, which can lower your score significantly.

    Typically, collection accounts remain on your credit report for up to seven years, even if you pay them off. Payment does not guarantee removal. It's best to address the debt proactively by disputing inaccuracies or negotiating payment terms when possible.

    Understanding the implications of a collections account helps you make informed decisions about your financial health. Remember, staying on top of your debts is crucial; "a stitch in time saves nine." Overall, Results Unlimited on your report can hinder your ability to secure loans or favorable interest rates. Prioritize resolving this to protect your credit score.

    If I Pay My Debt With Results Unlimited Will They Remove It From My Report?

    If you pay your debt to Results Unlimited, it does not guarantee removal from your credit report. Often, debt collectors offer a "pay for delete" option, but this is not a proven method of ensuring the negative mark is erased. Many companies, including Results Unlimited, may not comply with this arrangement or may not even report back to the credit bureaus correctly after receiving payment.

    Instead, consider the complexities involved with credit reporting. Even if you settle your debt, the account may still appear as paid, which can affect your credit score. Working with a credit repair company, like The Credit Pros, can be a better option. They have the expertise to challenge inaccuracies on your report and potentially improve your score by removing negative items.

    So, paying Results Unlimited might not be the best path for improving your credit report. Exploring professional help could yield better results. Always weigh your options carefully.

    Should I Negotiate With Results Unlimited And Just Pay It Off?

    Negotiating with Results Unlimited isn't advisable. Settling a debt may seem straightforward, but it can leave a negative mark on your credit report. Even if you pay less than what you owe, the item might still appear. This can hinder your credit score and future financial opportunities.

    If your debt is under $100, negotiating could be worth considering, but it's essential to understand the long-term implications. Instead of negotiating, focus on reviewing your credit report. We can assist you in pulling your three-bureau report to evaluate your situation thoroughly and plan actionable steps to improve your credit.

    In short, think twice before negotiating with Results Unlimited; it could complicate your financial health.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    Does Results Unlimited On My Report Hurt My Chance To Get A Future Loan?

    Yes, having Results Unlimited listed on your credit report can negatively affect your chances of securing a future loan. Lenders typically evaluate credit reports to assess your creditworthiness. A negative entry, like one from a collection agency such as Results Unlimited, signals potential risk, making lenders hesitant.

    When lenders see a collection account, they may perceive you as a higher risk borrower. This perception can lead to increased interest rates or outright loan denials. It’s essential to understand that even if the debt is paid off, the account may still appear on your report, impacting future credit applications.

    To improve your situation, consider disputing inaccuracies, negotiating with Results Unlimited for a “pay for delete” arrangement, or making timely payments on existing debts. These actions can bolster your credit profile over time, enhancing your prospects for future loans.

    In essence, any negative mark, including one from Results Unlimited, can hurt your loan chances. Taking proactive steps can help mitigate these effects.

    Should I Consider A 'Pay For Delete' Option With Results Unlimited?

    Considering a 'pay for delete' option with Results Unlimited can be beneficial, but approach with caution. If you negotiate to pay your debt, ensure they agree to remove it from your credit report. This strategy can improve your credit standing significantly.

    However, it's crucial to evaluate the debt amount first. For debts under $100, it's worth exploring 'pay for delete' - just verify the impact on your overall credit by pulling your 3-bureau report. Spot any inaccuracies; you may want to address them too.

    You should also understand that Results Unlimited may not always honor such agreements. Document everything to protect your interests. Overall, weigh the benefits carefully against the potential risks. You're aiming for a fresh start without hampering your financial future.

    Can I Send A 'Goodwill' Letter To Results Unlimited And Ask Them To Remove This Debt?

    Yes, you can send a goodwill letter to Results Unlimited, requesting them to remove the debt. This letter typically expresses your situation (like a recent hardship) and politely asks for leniency. However, understand that most debt collectors, including Results Unlimited, are not usually inclined to grant such requests.

    To improve your chances:

    • Be honest and concise in your letter.
    • Include any relevant documentation that supports your situation (like job loss or medical bills).
    • Maintain a respectful tone throughout your correspondence.

    Remember, while this approach may work in a few cases, it's rare. Many debt collectors prioritize recovering funds over individual circumstances. Consider exploring other options discussed earlier in this article, such as disputing the debt or negotiating a settlement.

    Results Unlimited Reviews And Complaints From Real Customers

    Results Unlimited has garnered mixed reviews from real customers, reflecting varying experiences with their services. Many users express frustration over aggressive collection tactics and lack of communication. Specific complaints often involve persistent phone calls and difficulties in resolving disputes about debts, with some claiming they've received calls even after disputes were filed. Ratings vary; some aggregate sites report an average rating of 2.5 out of 5 based on several hundred reviews.

    Conversely, a segment of customers highlight satisfactory interactions, noting prompt responses and effective settlements. They mention that the resolution process can be smoother if approached with clear communication. A common theme among positive reviews is their willingness to negotiate payment plans.

    Overall, customer feedback on Results Unlimited reveals a stark contrast between aggressive collection attempts and effective resolution strategies. It's crucial for you to weigh these insights when dealing with them. Always remember: knowledge is power in debt collection situations.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    What Are My Rights When Dealing With Debt Collectors Like Results Unlimited?

    When dealing with debt collectors like Results Unlimited, you have specific rights under the Fair Debt Collection Practices Act (FDCPA). First, you have the right to receive written notice about your debt within five days of initial contact, including the amount and your right to dispute it.

    If you contest the debt in writing within 30 days, they must verify it before pursuing collection. You also have the right to limit communication. Collectors cannot contact you at inconvenient times (before 8 a.m. or after 9 p.m.) or at work if your employer disapproves. If you request in writing that they stop contacting you, they must comply, except to confirm no further contact or to inform you of specific actions.

    Importantly, debt collectors cannot harass you or use abusive language. They must identify themselves and cannot disclose your debt to anyone other than your spouse, attorney, or co-signer. If they violate these rules, you can sue them within one year for damages.

    Understanding these rights equips you to handle interactions with Results Unlimited more effectively. Revisit these points if you face debt collection issues for greater awareness and protection.

    Can Results Unlimited Contact My Family Or Employer About My Debt?

    Results Unlimited cannot contact your family or employer about your debt, except in limited circumstances (like confirming your contact information). Under the Fair Debt Collection Practices Act (FDCPA), they must respect your privacy.

    Here's how it works:

    • Limited Communication: They can only ask others for your location info, not discuss your debt.

    • Employer Restrictions: If you tell them your employer doesn't approve of such contact, they must comply.

    • Written Request: You can request they stop contacting you entirely, and they are obligated to follow this.

    Understanding your rights helps you navigate communication with Results Unlimited confidently. Remember, they must adhere to laws protecting you from harassment and privacy violations.

    Privacy and Cookies
    We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions