Don't let errors on your Credit Report hurt your future opportunities. Learn More

Home / Debt Collection Brands / How to get Lakeside Recovery Solutions (LRS) off my credit report

How to get Lakeside Recovery Solutions (LRS) off my credit report

  • Lakeside Recovery Solutions on your credit report can harm your score and may contain inaccuracies.
  • This debt impacts your future financial decisions, like mortgage approvals, loan interest rates, and credit card limits.
  • Call The Credit Pros to analyze your 3-bureau credit report and create a strategy to fix your credit.

Pull your 3-bureau report and don't let this debt collector cause problems for you.

Get Help From a Credit Expert

89 people started their credit fight today - join them!

BBB A+ rating credit repair company

Related content: accounts receivable consultants

Lakeside Recovery Solutions appears on your credit report due to an unpaid debt. This can be concerning and impact your financial health. It’s essential to verify the validity of this debt before taking any action. Ignoring it won’t help; it can lead to continued harassment and harm your credit score.

Understand your rights. You have the opportunity to dispute inaccuracies with Lakeside Recovery Solutions if they misreport any details. Pull your three-bureau credit report and assess your situation closely. Taking immediate steps to verify or resolve the debt can safeguard your credit and prevent further issues.

Reach out to The Credit Pros for guidance. We can help you understand your credit report and address any concerns regarding Lakeside Recovery Solutions. A simple, no-pressure call will equip you with the knowledge you need to tackle this situation effectively. Don’t wait—take action today.

On This Page:

    Why Is Lakeside Recovery Solutions On My Credit Report?

    Your credit report may list Lakeside Recovery Solutions due to a debt you owe. This typically stems from an account you previously neglected to pay, resulting in a debt collection. Lakeside Recovery Solutions likely purchased this debt from a creditor (like a company with whom you had a prior payment agreement).

    It's essential to remember that just because Lakeside is on your credit report, it doesn't mean you are automatically obligated to pay. You should verify if the debt is legitimate and whether all reported information is accurate. If they misreport any details to credit bureaus, that information must be removed.

    Before taking any action, refrain from contacting them or responding to their calls until you have a clear understanding of the situation.

    In short, Lakeside Recovery Solutions appears on your credit report due to a debt issue, and you should verify its legitimacy before proceeding.

    Is Lakeside Recovery Solutions Legit Or A Scam (E.G. Fake)?

    Yes, Lakeside Recovery Solutions is a legitimate debt collection agency. However, the debt collection industry can be deceptive. They may utilize aggressive tactics that seem concerning, leading some to question their practices (thus the perception of being a scam).

    It's crucial to understand that while they are a real company, their methods may rely on pressure tactics that can feel exploitative. Here are some key points about Lakeside Recovery Solutions:

    • They often contact you about debts you might owe to various creditors.
    • They must follow legal guidelines when collecting debts (such as the Fair Debt Collection Practices Act).
    • If you're unsure about a debt, request validation to confirm its legitimacy.

    If you receive communications from Lakeside Recovery Solutions, stay informed and vigilant. Always verify the debts they claim before making any payments. Overall, think critically about their approach, and remember to protect your rights as a consumer.

    Which Company Does Lakeside Recovery Solutions Collect Debt For?

    Lakeside Recovery Solutions primarily collects debt for various creditors, though specific companies may vary. Often, they handle accounts for medical facilities, credit card companies, and other financial institutions.

    To identify the exact creditor linked to your debt, pull your three-bureau credit report. This report provides a comprehensive view of any outstanding debts impacting your credit score.

    Remember, regardless of who the creditor is, understanding your financial obligations is crucial for moving forward.

    How Do I Stop Lakeside Recovery Solutions From Calling Me?

    To stop Lakeside Recovery Solutions from calling you, you have several effective options. First, consider blocking their number using a spam blocker app (available for both Android and Apple devices). This prevents their calls from reaching you directly, ensuring peace of mind.

    Additionally, you can register your phone number on the National Do Not Call Registry. This simple step can reduce unwanted telemarketing calls, including those from debt collectors.

    If you prefer not to engage directly with Lakeside Recovery Solutions, blocking their number and the registry method should suffice. However, for a more comprehensive solution, you might want to reach out to a reputable credit repair company like The Credit Pros. They can provide a thorough analysis of your credit report and create an action plan tailored to stop harassment from this debt collector altogether.

    In essence, block their number, register with the Do Not Call Registry, or consult a credit repair expert for lasting relief from Lakeside Recovery Solutions' calls.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    How Do I Dispute (And Remove) Lakeside Recovery Solutions On My Report?

    To dispute and remove Lakeside Recovery Solutions from your credit report, start by pulling your three-bureau report to identify their entry. Check for any inaccuracies regarding the debt listed by them. If you find any discrepancies, send them a verification letter to confirm the legitimacy of the debt.

    Consider working with a reputable credit repair company, like The Credit Pros, to craft and send calculated dispute letters. They can utilize various techniques to address inaccurate debts effectively, increasing your chance of removal from your report.

    Remember, the goal is to ensure that you only hold yourself accountable for debts that are legitimate and accurate. Addressing inaccuracies proactively can help restore your credit score.

    Can'T I Just Ignore Lakeside Recovery Solutions?

    Ignoring Lakeside Recovery Solutions isn't advisable. While you can block their calls, it won't stop them entirely. They'll likely use various numbers to reach you, resulting in persistent harassment.

    Moreover, the underlying debt remains on your credit report. This can adversely affect your credit score, making it harder to secure loans or credit in the future. In essence, avoiding them won’t resolve your situation and could lead to further complications down the line.

    Taking proactive steps is crucial. Address the debt directly to prevent ongoing issues and protect your credit. Ignoring it is not a sustainable solution.

    Lakeside Recovery Solutions Contact Info (Phone # And Address)

    Lakeside Recovery Solutions can be reached at their main phone number: (800) 352-8116. Unfortunately, we couldn't find any identifiable address associated with them.

    You should be cautious; debt collectors often use multiple local numbers to coax you into answering. We strongly recommend not reaching out to them directly.

    Instead, consider pulling your three-bureau credit report for a clearer picture of your financial situation. The Credit Pros can assist with a free expert analysis to help you understand your options.

    Why Is Lakeside Recovery Solutions Calling Me If They'Re Not On My Credit Report?

    Lakeside Recovery Solutions may be calling you about a debt not present on your credit report for several reasons. One possibility is a recent account transfer; if a debt was sold to them but hasn't yet updated on your report, they can still reach out to you regarding the payment. They are legally required to provide validation information within five days of contacting you (per the Fair Debt Collection Practices Act, or FDCPA).

    Additionally, unreported debts can arise due to clerical errors or identity issues. If the debt isn't reported, it doesn't inherently violate any laws, but if they fail to validate the debt upon your request, it could breach the FDCPA. You should be aware that if the debt relates to identity theft, they must cease collection if you dispute it without verifying.

    Lastly, old debts could be pursued legally, but they can't threaten legal action on debts past the statute of limitations. Keep records of your communications with them, as you have the right to dispute any inaccuracies under federal and state regulations. Understanding these aspects will help you navigate the calls from Lakeside Recovery Solutions effectively.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    How Do I Verify If I Actually Owe This Debt From Lakeside Recovery Solutions Or Not?

    To verify if you owe a debt from Lakeside Recovery Solutions, start by requesting a debt validation letter (often called proof of debt) from them. This letter should include the amount owed, the original creditor's name, and details of the debt. You have the right to dispute any inaccuracies or lack of clarity in this information.

    Next, check your credit report for entries related to Lakeside Recovery Solutions. Access your report through a free service like AnnualCreditReport.com. This report can give insights into any accounts that you might have forgotten or overlooked.

    If the provided information seems suspicious or unclear, consider reaching out to your original creditor to confirm whether you owe the debt. You can also consult with a credit repair company, like The Credit Pros, to assist you in navigating the verification process, ensuring your financial rights are protected.

    This verification process is crucial to avoid paying debts you might not owe. Be proactive. Remember, understanding your obligations protects your financial health.

    Does Lakeside Recovery Solutions Hurt My Credit Score If It'S On My Report?

    Yes, if Lakeside Recovery Solutions appears on your credit report, it can negatively impact your credit score. When a debt collection agency like Lakeside reports to credit bureaus, it indicates that you have an outstanding debt, which can lower your score significantly.

    Collections generally stay on your report for seven years, affecting your ability to secure loans or credit. The presence of these collections signals to lenders that you may have trouble managing financial obligations, causing potential delays or denials in loan applications.

    If you're facing collections, you might want to explore options like disputing the debt or negotiating payment plans to minimize the impact on your credit. Remember, addressing the issue promptly can mitigate long-term damage to your credit score.

    If I Pay My Debt With Lakeside Recovery Solutions Will They Remove It From My Report?

    If you pay your debt with Lakeside Recovery Solutions, it does not guarantee removal from your credit report. This process, often referred to as "pay for delete," is not a formal agreement. Even if you negotiate, Lakeside Recovery Solutions may still report the debt as paid but not remove it, keeping its negative impact on your credit score.

    To address this, consider the following points:
    • Understand that the Fair Credit Reporting Act does not require them to remove accurate information.
    • Many companies have policies against deleting accounts, regardless of payment.
    • This process can be complicated and unclear, leading to potential misunderstandings.

    Instead of solely relying on payment, consult a credit repair company like The Credit Pros. They can navigate the complexities of your situation, identify potential inaccuracies in your report, and work towards disputing and removing negative items. By doing so, you could improve your credit score more effectively than simply paying off the debt without any guarantees of removal.

    Remember, discussing your options in detail is vital to making informed decisions about your financial future.

    Should I Negotiate With Lakeside Recovery Solutions And Just Pay It Off?

    You should avoid negotiating with Lakeside Recovery Solutions. Engaging in negotiation can inadvertently admit to the debt, which may complicate your situation.

    Even if you successfully negotiate a settlement (this is often only advisable for debts under $100), the negative item may still remain on your credit report. This can adversely affect your credit score and limit future loan opportunities.

    Instead, consider requesting your three-bureau credit report to evaluate your circumstances thoroughly. We can assist you in reviewing the report and strategizing next steps to enhance your credit.

    Remember, settling with Lakeside Recovery Solutions may not resolve all your issues and could leave a lingering mark on your credit history. It's crucial to weigh all your options carefully before proceeding.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    Does Lakeside Recovery Solutions On My Report Hurt My Chance To Get A Future Loan?

    Yes, having Lakeside Recovery Solutions on your credit report can negatively impact your chances of securing a future loan. Lenders typically assess your credit report to evaluate your financial reliability. A collection account from Lakeside Recovery Solutions indicates unpaid debts, which raises concerns for potential lenders.

    When evaluating your application, lenders often focus on your payment history, current debts, and any accounts in collections. This information can suggest financial instability, leading to higher interest rates or even loan denials. If you recently settled a debt with Lakeside Recovery Solutions, ensure it reflects accurately on your report to mitigate the impact.

    To improve your loan prospects, consider addressing negative marks on your credit report. You might dispute inaccuracies or negotiate for a “pay for delete” agreement (a request to remove the record upon payment). Remember, lenders look for a clean credit history, so resolving issues with Lakeside Recovery Solutions is crucial for your financial future.

    Should I Consider A 'Pay For Delete' Option With Lakeside Recovery Solutions?

    Considering a 'pay for delete' option with Lakeside Recovery Solutions can be beneficial, particularly if you’re looking to improve your credit report. This approach involves negotiating with Lakeside to pay off your debt in exchange for removal from your credit report.

    If your debt is small (less than $100), this strategy is more feasible. However, it’s crucial to pull your three-bureau credit report first. This helps identify any other negative items that may impact your score. This step ensures you’re not overlooking inaccuracies that could be addressed.

    Engaging in this negotiation is not without risk. Ensure you get any agreement in writing to avoid future complications. By effectively managing your debts, you can work towards a healthier credit score.

    Remember, every dollar counts, and wise choices can lead to significant financial benefits in the long run.

    Can I Send A 'Goodwill' Letter To Lakeside Recovery Solutions And Ask Them To Remove This Debt?

    Yes, you can send a goodwill letter to Lakeside Recovery Solutions asking them to remove the debt. This letter expresses your desire for leniency due to your circumstances (like financial hardship or past good payment history).

    However, be aware that this approach is not guaranteed to succeed. Most debt collectors, including Lakeside Recovery Solutions, typically prioritize profit over goodwill. Your chances for success depend on their policies and your specific situation.

    When crafting your letter, ensure it includes:

    • A clear explanation of your situation.
    • Any relevant personal stories highlighting your past good behavior in payment.
    • A polite request for debt removal, stressing the impact on your credit report.

    While sending a goodwill letter might potentially improve your situation, it rarely works. Thus, consider all other options discussed in this article, such as disputing the debt or negotiating for pay-for-delete agreements.

    Lakeside Recovery Solutions Reviews And Complaints From Real Customers

    Lakeside Recovery Solutions has garnered mixed reviews from real customers, with experiences ranging from satisfactory to frustrating. On popular review platforms, ratings typically hover around 2 to 3 stars out of 5. Many customers express concerns about aggressive collection tactics and communication issues.

    Some users report that representatives were professional and resolved their issues efficiently. Conversely, others complain about receiving frequent and unwelcome calls, often for debts they felt were invalid. Complaints frequently mention a lack of transparency in the debt validation process, leading to confusion and frustration.

    If you find yourself dealing with Lakeside Recovery Solutions, consider documenting all interactions. This can be helpful if you decide to dispute any practices you believe are unfair.

    Overall, customer experiences highlight the importance of understanding your rights and maintaining clear communication when addressing debt collection matters. Remember, informed clients typically fare better in these situations.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    What Are My Rights When Dealing With Debt Collectors Like Lakeside Recovery Solutions?

    When dealing with debt collectors like Lakeside Recovery Solutions, you have specific rights under the Fair Debt Collection Practices Act (FDCPA). Primarily, you have the right to receive written notice of the debt, including the amount owed and the creditor's name, within five days of their first contact. If you dispute the debt in writing within 30 days, they must verify it before continuing collection efforts.

    You can also limit communications from the collector. They cannot contact you at inconvenient times (before 8 a.m. or after 9 p.m.) or at work if prohibited. If harassment occurs, such as threats or excessive calling, you can report these violations. Additionally, you have the right to request that they stop contacting you altogether.

    Understanding these rights empowers you to navigate your situation more effectively. If you feel a collector has violated your rights, consider seeking legal help or reporting the issue to the Federal Trade Commission (FTC) or your state's attorney general. Monitoring your rights enables you to manage your dealings with debt collectors more confidently.

    Can Lakeside Recovery Solutions Contact My Family Or Employer About My Debt?

    Yes, Lakeside Recovery Solutions can contact your family or employer, but only under specific conditions. They may reach out to others to locate you or verify your contact information (as part of their efforts to collect a debt). However, they cannot discuss your debt details with anyone other than your spouse, attorney, or co-signer, in accordance with the Fair Debt Collection Practices Act (FDCPA).

    If you receive a notice from Lakeside Recovery Solutions, it should outline your rights. You can dispute the debt within 30 days of their first contact, and they must verify it before continuing to contact you. It's essential to know you can limit or stop their communications by sending a written request.

    You have rights to privacy. If you believe Lakeside Recovery Solutions is violating these rights, you can report them or take legal action. Always remember, understanding your rights is crucial when dealing with debt collectors. This ensures that you handle any communication with Lakeside Recovery Solutions effectively and confidently.

    Privacy and Cookies
    We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions