Credit Repair

Credit Card Management- 8 Simple Steps Credit card management is the process of granting credit, or recovering credit when it is due. It ensures compliance with company credit policy along with other credit-related functions. The goal of the bank in controlling credit is to improve revenues and profit. It is done by increasing sales and […]

Relief Amidst Crisis: Student Loan Forgiveness Options Due to COVID-19 The COVID-19 epidemic has caused a great deal of uncertainty. Many people have lost their jobs or have seen reductions in their income. Read out this blog on student loan forgiveness due to COVID-19. Recent graduates are some of the hardest affected by this. Many […]

Top 3 Tips to Qualify for a Mortgage If you’re gearing up to purchase your first home, or you’re looking to move out of your starter home and into a larger place, you may have questions about how to qualify for a mortgage. Mortgages are one of the most common types of loans. However, they’re […]

Good Debt and Bad debt – 3 Key Differences In the world of credit scoring, the types of debt you incur are treated very differently. Of course, your payment history matters a great deal regardless of the debt type. A late payment made on your mortgage loan may hurt your credit scores just as severely […]

Say Goodbye to Collection Accounts: Proven Techniques to Delete Them Collection accounts are known to take a wrecking ball to credit scores. That is no secret. Even paid collections accounts may continue to damage your credit scores nearly just as severely as unpaid collection accounts, depending upon the brand and generation of credit scoring model […]

If you have been struggling with debt issues in recent months or even years, there is a good chance your credit rating has taken a hit. If your rating gets too low, you might find it has a paralyzing effect on your ability to manage your finances. Why is that? Go through this article to […]

The Perks of Achieving an 850 FICO Score Everyone dreams of having an excellent credit score. The highest score possible under most FICO scoring formulas is 850. By reading this article you will get to know about the benefits of having a higher credit score and its uses. Let’s get started by looking into sections […]

Homeownership is a dream for many, and it shows in the data. As of 2020, 65.8 percent of homes in the US are occupied by the owner. Even in a country where housing price growth has outpaced inflation since 2010, people are still lining up to purchase homes. Get to know how to prepare a […]

In today’s world where most businesses and households run on credit, having strong creditworthiness is more than important. A high credit score builds up your financial power, making you eligible for financial services and loans. Nationwide consumer reporting agencies, such as Equifax, TransUnion, and Experian, look at your credit reports to calculate your credit score, […]

A debt statistics survey says that nearly 80% of Americans have Debt. People share information at incredible speeds without knowing its authenticity and unknowingly spread false information to people around them, and the same is true for the concept of Debt Consolidation. This article focuses on how to differentiate between the facts and myths about debt […]

If you’re just getting started on your financial journey, one of the most important things you will need to know is how to establish new credit without a credit history. This is also called ‘building credit’. However, it helps to understand what credit is, why you need it, and what you can do with it. […]

From Average to Excellent: 7 Ways to Enhance Your Credit Score Your credit score is one of the most important measures of your financial health. It tells the lenders how you use your credit. If your score is better, it is easier to gain approval for any new loans or lines of credit. A higher […]