How To Remove Late Payments From Your Credit Report

Your payment history is 35% of your credit score, and late payments are one of the most damaging things on your credit report… even if they’re just one or two payments. Often overlooked, these late payments can represent a serious threat to your credit. But you can get late payments removed from your credit report […]

Is 600 A Good Credit Score? Guide to Credit Score Ranges

Is 600 a good credit score? You may be wondering whether your credit score is good enough to qualify for a car loan, a mortgage, or just a personal loan. The reality is a bit more complex than that. By most metrics, a 600 credit score is considered “fair”. This means that, although your credit […]

Cheap Credit Repair: What You Need To Know

If you have been struggling with debt issues in recent months or even years, there is a good chance your credit rating has taken a hit. If your rating gets too low, you might find it has a paralyzing effect on your ability to manage your finances. Why is that? Let’s learn more about cheap […]

Do You Need Good Credit to Start a Small Business?

Over the past year, countless businesses have struggled to keep their doors open. With many consumers reducing their spending, even the largest corporations have dealt with financial struggles related to the current pandemic. Yet, that doesn’t mean it’s the wrong time for you to start a business. The current climate could actually be the perfect […]

Cybersecurity 101: Protect Your Credit Card Against Hackers

Credit cards have made life easier. With just a click you can pay for your groceries, clothes, and bills amongst other things. According to the Federal Trade Commission, credit card theft was the most common type of fraud reported in 2020. The fraud takes place daily with tons of people falling victim to this heart-breaking […]

Identity Theft & Scam Guide: What Is Ransomware?

In recent years, there has been a mass migration to remote working and cloud storage. While these new ways of working have improved workflow and productivity, they have also opened up new access points for attackers to access and steal data. Some of the most vulnerable apps for cunning attackers are: Social media and messaging […]

The Benefits of Having A High Credit Score in 2021

A high credit score is just as important as other cornerstone financial tips, such as paying down debt and building an emergency fund. Your credit score affects your ability to achieve big milestones such as buying your first home or car, but it can also impact less obvious things like insurance premiums or your ability […]

Should I Quit My Job To Get A Higher Salary?

Job hopping is on the rise. Millennial workers are increasingly seeing the career benefits of changing jobs every few years. The phenomenon is supported by the fact that it’s easier to get a higher starting salary in a new job than to be promoted to an equivalent salary bracket within the same organization. The ceiling […]