Bad Credit? You Need to Know About Credit Builder Loans

Working hard to build better credit is a smart use of your time, money, and energy. There are a lot of ways to potentially improve your credit including opening a new secured credit card, paying down existing credit card debt, and working with a reputable credit repair professional. Yet there is also another potential method […]

Chip Cards – Are They Really More Secure?

Open your wallet and take a look at your credit cards and debit cards. Chances are high that at least a couple of your cards now feature EMV, otherwise known as PIN-and-Chip, technology. These cards are only going to become more and more common in the future, so if you do not already understand how […]

You Need to Know: Can Fraud Harm Your Credit?

No one likes to be ripped off, especially by a credit card or debit card thief. While having your credit card or debit card account information stolen can undeniably be quite frustrating, the good news is that fraudulent charges generally will not impact your credit reports and scores at all. There are a few exceptions […]

You Need To Know: Credit Bureaus’ Settlement with 31 States

Credit reporting errors are serious matters. In fact, it would not be an exaggeration to state that credit reporting errors have the ability to wreak havoc upon people’s lives. Derogatory information on your credit reports can hurt you in many ways. The fact that your negative credit report information is incorrect is not going to […]