Ultimate Guide to Remove Hard Inquiries from Credit Report

People in need of money will reach out for a line of credit from financial institutions. Every financial sector cross-checks the details of the customers before providing loans. When they ask for the customer’s details to make their decision, they record that request in the customer’s credit history. The financial institutions’ requests to view the […]

How Does Mortgage Interest Work?

Mortgage interest rates are a crucial determinant of whether a renter leaps homeownership. Lenders will typically finance up to 80% of the buying price. It is important to understand how mortgage interest works and what goes into your monthly mortgage payments before you sign up. How Does Mortgage Interest Work Mortgages are calculated based on […]

Guide to Combining Finances After Marriage

Marriage finances can either be a source of unity between a couple or cause discord. It all depends on how they are handled. Financial differences are the No 1 stress factor in marriages leading to divorce. Credit problems can even lead to divorce! Readout this complete guide to combining finances after marriage. The good news […]

The Truth about New Credit Identity Scams

Trying to restore your damaged credit will often be a very time-consuming and frustrating process, especially if you have been attempting to overcome your credit issues on your own. While you can (and perhaps should) hire a professional credit repair expert to help you legitimately, you may also be tempted to take shortcuts along the […]

How To Get Your Annual Credit Report for 2022

Keeping track of our performance is key in any successful process. Sometimes people may deviate from their primary focus and concentrate on unrelated tasks. They may unknowingly spend their time and money on things that aren’t a priority.  A performance tracker is necessary to evaluate and monitor our creditworthiness. This blog focuses on the methods […]

The Effect of New Credit On Your Credit Score

Maintaining a good credit score can bring multiple benefits for credit cardholders. Cardholders follow careful steps like proper loan repayments to maintain a good credit score. Some factors may affect your credit in positive or negative ways, and one factor is new credit. This article discusses the effects new credit has on your credit score.  […]

Why does Closing a Credit Card Could Hurt Your Credit Scores

One of the worst credit myths you will come across is the concept that closing old credit cards is good for your credit. Consumers close credit card accounts for a variety of reasons. Some consumers will close an account because they are no longer using it. Another consumer might close his credit card accounts out of fear of running up a large amount of credit card debt. The next consumer might decide to close his credit card account because a promotional rate has expired. However,

The Difference Between Charge Cards & Credit Cards

Credit cards and charge cards are similar, but they work in very different ways. Charge cards are not used in all the same ways like credit cards. So, what is the difference between them? Here’s some information you may not know about charge cards and credit cards and the difference between charge cards & credit […]