Simple Ways To Improve Your Credit Score Before Buying A House

Improve Your Credit Score

Making just about any big purchase today requires a check on your credit score, including buying a car, taking out student loans, renting an apartment, and obviously, getting a credit card. Considering just how many different things require your credit score, it shouldn’t be any surprise that many things can also affect it. Sometimes credit […]

Should You Close Your Credit Card Account?

Having a credit card has made life easier for most people as it frees you from the need to carry cash with you every time. It allows you to go cashless and with the rise of e-commerce, paying for your purchases is now easier than ever. But, many credit cards have annual fees attached to […]

Should I Rent Or Should I Buy A Home?

There is no straightforward answer to whether you should rent or buy a home. We are all sold on the dream of working hard and owning a home. While this dream is admirable it’s not for everyone and is sometimes a bad bargain. The mortgage crisis that triggered the 2008 financial crash is proof of […]

Guide to Combining Finances After Marriage

Marriage finances can either be a source of unity between a couple or cause discord. It all depends on how they are handled. Financial differences are the No 1 stress factor in marriages leading to divorce. Credit problems can even lead to divorce! Read out this complete guide to combining finances after marriage. The good […]

Data Breaches on Facebook & LinkedIn: Has Your Identity Been Stolen?

Identity theft and data breaches are increasingly common threats to anyone who makes transactions online or shares their information with an online platform. Identity theft has evolved into various forms with fraudsters finding new ways to bypass security systems. Read this blog about data breaches on Facebook & LinkedIn. A 2019 report put the number […]

How Does Mortgage Interest Work?

Mortgage interest rates are a crucial determinant of whether a renter takes the leap into homeownership. Lenders will typically finance up to 80% of the buying price. It is important to understand how mortgage interest works and what goes into your monthly mortgage payments before you sign up. How Does Mortgage Interest Work Mortgages are […]