Home / Who Is 8888955675 (+ How Are They Hurting My Credit Score)

Who Is 8888955675 (+ How Are They Hurting My Credit Score)

  • Phone number 8888955675 is likely a debt collector called:' American Coradius International (ACI)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8888955706

American Coradius International (ACI), a debt collection agency, or a scammer might use the number 888-895-5675 to get your personal information. Ignoring or blocking the call might stop the harassment for a bit, but it won't solve the main problem. If you do nothing, it could affect your credit score. Act now.

ACI might have bought your unpaid debt and wants to collect it. Another company working for ACI might also call you. Blocking or ignoring these calls is just a temporary fix; it won't make the debt or credit issues go away.

Call The Credit Pros at the number above. We can have a quick, no-pressure chat, go over your entire 3-bureau credit report, and confirm if it's actually ACI. You might have other negative items hurting your credit score too. We've helped many people remove possibly inaccurate negative items, boosting their scores and improving their financial situations. Don't let these calls stress you out. Solve it today!

Who Is 8888955675: Scam Or Legitimate

888-895-5675 is linked to American Coradius International (ACI), a debt collection agency. However, this number is also associated with scams, so you should be cautious and not engage directly with the caller.

You shouldn't pay any debt immediately if you're unsure about its legitimacy. Check your credit report for errors that could harm your score. The Credit Pros can help you dispute inaccuracies and verify any debt claims. For further assistance, you can call us for a free evaluation of your 3-bureau credit report.

Block the number to avoid further stress. We can help you handle any credit report issues, empowering you to manage your financial situation more effectively.

To sum up, if you receive a call from 888-895-5675, don't engage directly. Check your credit report for errors, and contact us for help in disputing inaccuracies. Blocking the number and getting professional assistance will help you handle this situation confidently.

How Do I Stop 8888955675 From Harassing Me (How To Report Them)

To stop 8888955675 from harassing you and to report them, follow these steps:

First, document every unwanted interaction. Keep a log with dates, times, and what was said during the call.

Next, register your number on the Do Not Call Registry at DoNotCall.gov. It only takes a few minutes.

You should also block the number using your phone's call-blocking feature or contact your service provider for help.

Report the calls to the proper authorities. File a report with the Federal Trade Commission at ReportFraud.ftc.gov or with the Federal Communications Commission at fcc.gov/complaints for illegal robocalls or spoofing.

If the calls persist, send a cease and desist letter using a template from eforms.com.

Consider using call-blocking apps:
- For Android, try ‘Call Blocker – Stop spam calls’.
- For Apple, use ‘Robokiller: Spam Call Blocker’.

If the harassment escalates to threats, contact your local law enforcement and provide all documented details.

To wrap things up, by documenting calls, using technology to block numbers, reporting to the FTC and FCC, sending a cease and desist letter, and involving local law enforcement if needed, you can effectively stop 8888955675 from harassing you.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8888955675

You should block 8888955675. If you block this number, your credit score won't be affected, and you won't face any significant consequences. If this is a debt collector like American Coradius International (ACI) harassing you, blocking them is a wise move. If you ignore them, you might receive continuous calls that disrupt your day.

Blocking the number can prevent future unwanted calls, reducing your stress. If the debt is already on your credit report, blocking the number won't make your score worse. It is crucial that you address any inaccuracies on your credit report, and working with a reputable credit repair company can help.

Here are some steps you should take:
- Block the number.
- Reach out to a trusted credit repair service.
- Ignore any further attempts to contact you from that number.

In the end, blocking 8888955675 and partnering with a credit repair company can help you manage the situation effectively and reduce your stress.

Can A Debt Collector Like 8888955675 Sue Me

Yes, a debt collector like 8888955675 can sue you, but it's very unlikely. Lawsuits are typically a last resort for debt collectors such as American Coradius International (ACI). They usually prefer calling and sending letters to collect debts.

If they do decide to sue, they must prove that you owe the debt, the amount is correct, and they have the legal right to pursue it. This can be tough, especially if the debt has changed hands multiple times. Suing is also expensive and time-consuming for them. Most debt collectors prefer settlements out of court to avoid these costs.

You should be aware there’s a statute of limitations, which limits the time frame in which they can sue you. If your debt is old, it might fall outside this period. If a lawsuit does happen, you'll receive a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies, although these outcomes are rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). Consulting with an attorney can help you understand your options and defenses if a lawsuit occurs.

As a final point, while it is possible for a debt collector like 8888955675 to sue you, it is rare. Focus on knowing your rights, responding to any legal notices, and considering legal advice to navigate the situation effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8888955675 Might Have Your Personal Information

8888955675 might have your personal information because it’s a number tied to a debt collection agency that may be trying to collect on debts-whether you owe them or not. Here’s what you should do:

First, don't provide any information. Never give personal details over the phone to unknown callers. Scammers can misuse this information for identity theft.

Second, don't pick up the call. Avoid answering calls from numbers you don't recognize. If you do, you might receive more frequent scam calls because they know your number is active.

Third, obtain your 3-bureau report. Get your credit reports from Equifax, Experian, and TransUnion. By doing this, you can check for inaccuracies or unauthorized entries that need disputing.

Fourth, work with a reputable credit repair company. They can help you dispute inaccuracies, assist in debt validation requests, and offer guidance to improve your credit score. Professionals ensure your credit is rehabilitated correctly and efficiently.

Finally, block the number. You should block 8888955675 and similar numbers to prevent further unwanted calls.

Bringing it all together-by avoiding direct engagement, not answering unknown calls, checking your credit reports, seeking professional help, and blocking the number, you can protect your personal information and improve your financial health.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8888955675

American Coradius International (ACI) collects various types of debt. You might encounter them for:

• Credit card debt
• Medical bills
• Personal loans
• Utility bills

ACI may purchase these debts from original creditors or be hired to collect on their behalf. You should always verify any debt they claim you owe to avoid scams. If you need further help, reach out to us at The Credit Pros.

All things considered, it's crucial that you verify any claimed debt to protect yourself from scams and consider our assistance for any needed support.

How Do I Check If I Owe Money To 8888955675

First, avoid directly contacting the number 888-895-5675 to prevent accidentally restarting the statute of limitations on any old debts. We advise you to follow these steps instead:

1. Check your own records for final bills, account statements, or equipment return receipts related to the debt.
2. Pull your credit reports from the three major bureaus (Equifax, Experian, TransUnion) to see if the debt is listed.
3. Request debt validation by sending a written request to the collections agency if the debt appears on your credit report.
4. Consult a consumer protection lawyer if you face harassment or ongoing disputes over the debt.

Gather as much documentation as possible from your own records and credit reports before contacting Spectrum or any debt collectors. Being proactive can prevent issues with inaccurate collection efforts impacting your credit.

Lastly, remember that checking your own records, pulling credit reports, requesting debt validation, and consulting a lawyer are essential steps to manage any old debts effectively.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8888955675

You are protected from debt collectors, like those calling from 888-895-5675, by several laws. The most important one is the Fair Debt Collection Practices Act (FDCPA). This federal law prevents third-party debt collectors from using abusive, deceptive, or unfair practices when collecting personal, family, or household debts (like credit cards or medical bills).

Under the FDCPA:
• Debt collectors can't contact you before 8 AM or after 9 PM.
• They can't call you at work if your employer forbids it.
• They must not use abusive language or threaten you.
• Repeated calls to harass you are prohibited.
• Misrepresentation of who they are, such as pretending to be a government official, is banned.
• They can't tell others about your debt without your permission.

Collectors must send you a written validation notice about the debt within five days of first contacting you. This should include the amount you owe, the creditor's name, and your rights to dispute the debt.

If you tell them in writing to stop contacting you, they must stop, except to inform you of specific actions they are taking, like a lawsuit. Violations of these laws allow you to sue within a year and report the collector to the FTC, CFPB, or your state attorney general. The Consumer Financial Protection Bureau's Regulation F also limits how often and when collectors can call. Many states have additional laws offering extra protections.

Finally, you have robust protections against unfair debt collection practices. If a collector oversteps, like those calling from 888-895-5675, you can and should take action.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8888955675/American Coradius International (Aci) Have Any Lawsuits Against Them

Yes, American Coradius International (ACI) has faced lawsuits.

You should know about two main lawsuits against ACI:

• FDCPA Violations Class Action Lawsuit: This claims ACI violated the Fair Debt Collection Practices Act by not adhering to regulations that protect consumers from abusive practices.
• Over 140 Lawsuits on PACER: ACI has faced over 140 lawsuits across the U.S., mostly for violating consumer rights under the FDCPA.

There are also numerous complaints against ACI:

• BBB Complaints: ACI has received 272 complaints in the last three years, mainly about aggressive and sometimes unlawful debt collection practices.
• FDCPA Violations: Many complaints accuse ACI of threatening legal action without intention and discussing debts with third parties.
• TCPA Violations: ACI has been reported for violating the Telephone Consumer Protection Act (TCPA) by using robocalls to contact debtors, which can result in $500 fines per call.

If you are dealing with ACI, you must familiarize yourself with your consumer rights under the FDCPA to handle their collection attempts better.

In closing, ACI has faced numerous lawsuits and complaints, primarily for violating consumer protection laws. You should know your rights to manage their collection efforts effectively.

What Do People Online Say About 8888955675

People online have various things to say about the phone number 888-895-5705, often mentioning scams and fraudulent activities. Here are some detailed quotes directly from Reddit users:

User kil0sierra said, 'I just googled the phone number that’s been showing up on caller ID as PayPal-1-888-895-5705 and multiple people have reported this to be a scam.'

User itsanobstruction shared, 'The fraud claim department is 888-895-5705. A word to the wise - If you receive any of these scam phone calls or letters from debt collection agencies, check with your actual bank, Paypal, etc., to see if it's a legitimate debt.'

User twistedspoon mentioned, 'My elderly mom gets a call today from someone claiming to be from PayPal with a caller ID 888-895-5705. They say something about her 'owing' $3000+ dollars... This guy calling seemed very sus.'

These comments reveal a common concern about scams or fraudulent activities tied to this phone number. Multiple users suggest that calls from this number are often scams, impersonating PayPal and making fraudulent claims. Always verify such calls with the actual company and be cautious about sharing personal information.

Overall, you should stay vigilant, verify calls from this number with PayPal directly, and report any suspicious activity to authorities or PayPal's fraud department.

Do I Really Need To Remove 8888955675 From My Credit Report

Yes, you really need to remove 8888955675 from your credit report if you've identified it as potentially inaccurate. This process can be time-consuming, so we recommend contacting a reputable credit repair company to help you. You should validate the item's accuracy first, and then consider working with experts like The Credit Pros, who have a high success rate in removing inaccuracies.

• Validate the accuracy of the collection on your report.
• Avoid disputing it on your own to save time and effort.
• Contact a reputable credit repair company, such as The Credit Pros, for assistance.

As a final point, remember to verify the accuracy of this collection and consider enlisting a reputable credit repair company like The Credit Pros to efficiently handle the removal process.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- (888) 895-5675
- 888-895-5675
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- 8888955675

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that American Coradius International (ACI) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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