Home / Who is 8884794384 (+ how are they hurting my credit score)

Who is 8884794384 (+ how are they hurting my credit score)

  • Phone number 8884794384 is likely a debt collector called:' Swift Funds Financial Services, LLC'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 8009556600

Getting calls from 8884794384 likely means a debt collector, maybe Swift Funds Financial Services, LLC, wants to reach you. This can harm your credit score if you don't manage it properly. Ignoring or blocking the call offers temporary relief but doesn't solve the problem.

Debt collectors like 8884794384 contact you persistently because they've bought an outstanding debt in your name or collect on behalf of another creditor. Ignoring their calls only stops the harassment for a while, not long-term. Instead, understand your rights and tackle the issue directly.

The best action is to call The Credit Pros at the number above. We'll have a straightforward, no-pressure chat to review your entire credit report from all three bureaus. We'll see if 8884794384 is a debt collector and identify other negative items that might hurt your score. We've helped countless people remove inaccurate marks, boosting their credit score and improving their financial health, while stopping those annoying calls.

Who Is 8884794384: Scam Or Legitimate

The number 888-479-4384 is often linked to debt collection activities, but it could also be a scam. It's important that you don't engage directly with callers from this number. Instead, pull your credit report and review it for suspicious or negative items that could hurt your score. If you find Swift Funds Financial Services, LLC, it might be legitimate, but you still shouldn't respond immediately.

Here's what we advise you to do:
- Block the number.
- Contact The Credit Pros for a free 3-bureau credit report evaluation.
- Review and dispute any inaccurate negative items with our help.

We've assisted many people like you and can help verify any debts and improve your financial standing.

To sum up, block the number to avoid direct contact, review your credit report for any issues, and seek professional help to manage and dispute any inaccuracies. We're here to support you every step of the way.

How Do I Stop 8884794384 From Harassing Me (How To Report Them)

How Do I Stop 8884794384 from Harassing Me (How to Report Them)

If 8884794384 is harassing you, here’s exactly what you can do:

Document every call you receive, noting the date, time, and the caller’s name. This will create a solid record.

Register your phone number with the Do Not Call Registry, and block the number on your phone. You can also ask your service provider for help in blocking unwanted calls.

For persistent harassment, consider escalating your actions:
- Seek a restraining order if you feel threatened.
- Consult a harassment lawyer who can file a lawsuit under federal and state laws.
- Send a cease and desist letter using this template.

To prevent more calls, use call-blocking apps:
- On Android, try 'Call Blocker - Stop spam calls.'
- On Apple, use 'Robokiller: Spam Call Blocker.'

Report unwanted calls to the relevant authorities:
- The FCC at fcc.gov/complaints for issues like illegal robocalls and spoofing.
- The FTC at ReportFraud.ftc.gov or DoNotCall.gov for telemarketing or Do Not Call Registry violations.
- The CFPB by submitting complaints online at consumerfinance.gov/complaint, calling (855) 411-2372, or mailing details to 1700 G Street, NW, Washington, DC 20552.

Make sure you also report unwanted calls if you use services like Nomorobo, and ask your phone carrier for any call-blocking tools they offer. Additionally, your local or state consumer protection office might have further resources.

To wrap things up - keep a record of the calls, use the Do Not Call Registry, report to the FCC, FTC, and CFPB, and utilize call-blocking apps and tools. Following these steps ensures you effectively stop and report harassment from 8884794384.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8884794384

You should block the number 8884794384 to avoid continuous harassment. If you think it might be a debt collector, don’t engage directly. Blocking them helps reduce stress and interruptions.

If Swift Funds Financial Services, LLC is the source of these calls, blocking them can give you some relief. Then, consider working with a reputable credit repair company. They can help remove any potentially inaccurate negative items from your credit report. Blocking the number will not harm your credit score; if a collection is already on your report, your score isn't affected further by blocking them.

Take these steps:
• Block the number to stop the calls.
• Contact a reputable credit repair company for help.
• Verify any collection claims before taking action.

Blocking these calls helps you regain control. We understand this is stressful, but these steps will help you move forward with a clearer plan.

In the end, block the number, seek help from a credit repair company, and verify any collection claims to reduce stress and take charge of your situation.

Can A Debt Collector Like 8884794384 Sue Me

Yes, a debt collector like 8884794384 (Swift Funds Financial Services, LLC) can sue you, but it's usually their last resort. They prefer to use calls and letters to collect the debt because lawsuits are expensive and time-consuming. For them to win a lawsuit, they must prove you owe the debt, the amount is accurate, and they have the legal right to sue, which can be difficult if the debt has changed hands multiple times.

If you're sued, you'll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could result in wage garnishment or bank levies. Each state has a statute of limitations on debt, so if the debt is old, the time for suing might have expired.

• You have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices.
• If you receive a court summons, respond promptly to avoid default judgments.
• Consider consulting an attorney to explore your options and protect your interests.

As a final point, remember that debt collectors prefer not to sue due to the high cost and effort involved. However, if they do, you must respond and use your rights under the FDCPA for protection. Consulting an attorney can provide valuable guidance and help you navigate the process.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8884794384 Might Have Your Personal Information

Don't provide any information to debt collectors like 8884794384. It's best that you don't even pick up their calls because engaging with them can lead to more persistent collection attempts. If you answer, they might pressure you into sharing personal details or paying a debt you aren't sure about.

You should block the number. Focus on getting your three-bureau credit report to see if there are any accounts or debts you need to address. Begin building a comprehensive plan to improve your credit. Working with a reputable credit repair company can be helpful because they know the laws and can handle negotiations and disputes on your behalf, ensuring any inaccuracies are corrected efficiently.

• Never share personal information or agree to payments over the phone.
• Check your credit report regularly for accuracy.
• Contact a trusted credit repair service for professional guidance.

Bringing it all together – by blocking numbers like 8884794384 and checking your credit report, you can protect your personal information, address any issues, and work towards better credit health efficiently and safely.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8884794384

The types of debt collected by 8884794384 include:

• Credit Card Accounts: They collect on overdue credit card balances.
• Medical Bills: They handle debts from unpaid medical services.
• Various Loans: This includes different kinds of loans such as personal or auto loans.
• Unpaid Utility Bills: They may also work on recovering unpaid utility charges.

Debt collectors may either be hired by creditors to collect these debts or purchase the debt themselves and attempt to collect it. When they successfully recover a debt for the creditor, they typically earn a percentage of the amount recovered. For more difficult debts, they might negotiate settlements. Additionally, they can refer cases to lawyers to pursue legal action against debtors.

All things considered, you should know that 8884794384 handles various debts including credit card accounts, medical bills, loans, and unpaid utility charges, often working closely with creditors or lawyers to recover these amounts.

How Do I Check If I Owe Money To 8884794384

To check if you owe money to (888) 479-4384, follow these steps:

First, review your records for any bills, account statements, or receipts related to the debt. This ensures you're aware of any outstanding obligations.

Next, check your credit report to see if the debt is listed. This step helps confirm whether the debt has been reported by Swift Funds Financial Services, LLC.

Then, request debt validation if you find the debt on your credit report. Contact the collections agency and ask them to provide proof that the debt is legitimate.

It's important that you don't engage directly with Swift Funds to avoid restarting the statute of limitations on any old debts.

Lastly, consult a consumer protection lawyer if you experience harassment or if the debt appears inaccurate. This legal assistance can help you understand your rights under the Fair Debt Collection Practices Act (FDCPA).

Gather as much documentation as possible before contacting anyone. This proactive approach can prevent inaccurate collection efforts from affecting your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8884794384

You are protected by several laws and regulations from debt collectors like 8884794384. Here's what you need to know:

The Fair Debt Collection Practices Act (FDCPA) is the main federal law governing debt collection practices in the U.S. It prohibits third-party debt collectors from using abusive, deceptive, or unfair methods. This covers personal debts like credit cards, auto loans, medical bills, and mortgages but not business debts. Prohibited actions include contacting you before 8 AM or after 9 PM, using abusive language, making threats, harassment, false representation, and disclosing your debt to third parties.

Many states have additional laws, providing extra protections beyond the FDCPA. For instance, New York requires strict licensing for debt collectors.

Debt collectors must provide a written validation notice about the debt, including details such as the amount owed and the creditor's name. If you dispute the debt within 30 days in writing, the collector must provide verification and cease collection until they do.

You can demand in writing that a debt collector stop contacting you, except for specific legal notices. If you're represented by an attorney, collectors must contact your attorney instead of you. You can sue for FDCPA violations and recover damages, and you should report violations to the FTC, CFPB, state attorney general, or other authorities.

Finally, understanding these protections helps you deal with debt collectors like 8884794384 and safeguard your rights.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8884794384/Swift Funds Financial Services, Llc Have Any Lawsuits Against Them

Swift Funds Financial Services, LLC does have lawsuits and complaints against them related to their debt collection practices.

1. Lawsuits:
- No specific lawsuits are listed in the documents we reviewed. If you believe you have a valid case, you should consult with a legal advocate for assistance.

2. Complaints:
- Better Business Bureau (BBB): Swift Funds has an F rating from the BBB, with 147 complaints in the last three years and 30 in the prior 12 months as of February 2019.
- Consumer Complaints: Numerous online reviews and personal accounts describe aggressive and persistent collection tactics, including frequent calls, calls at odd hours, and failure to validate debts.
- Fair Debt Collections Practices Act (FDCPA) Violations: Swift Funds has been noted for violating FDCPA regulations, including harassment and aggressive collection methods.

If you feel harassed, contact a legal advocate or attorney to understand how you can respond to these practices.

In closing, you should be aware that Swift Funds Financial Services, LLC has various complaints and issues related to their debt collection methods. If you have concerns, make sure to seek legal advice and understand your rights.

What Do People Online Say About 8884794384

People online have shared various experiences and opinions about 888-479-4384.

You might find it helpful to know that one user, JoeSkeptic84, remarked, 'I get roughly 20 calls a day from various numbers like this.' This shows how frequent and annoying these calls can be. Another anonymous user noted, 'Have called every day for past eight days. My Hiya app has intercepted each time, msg left is same as reported above.' This indicates repeated attempts to contact you even through call-blocking apps. User ScamSkeptic summed up the sentiment by sharing, 'Its spam Debt collector Solicitor,' suggesting that the calls are spam related to debt collection.

• User JoeSkeptic84 mentioned getting about 20 calls a day.
• An anonymous user reported daily calls over eight days.
• User ScamSkeptic described the calls as spam and related to debt collection.

Overall, most people online seem frustrated and skeptical, describing the number as linked to persistent and unsolicited debt collection calls.

Do I Really Need To Remove 8884794384 From My Credit Report

Yes, you should consider removing 8884794384 from your credit report if it’s potentially inaccurate. Here’s what you need to do:

• Verify that 8884794384 is listed on your credit report.
• Check if it’s potentially inaccurate.
• Avoid disputing it on your own due to the extensive time and energy it requires.
• Reach out to a trustworthy credit repair company to handle the dispute for you.

Accurate negative information can legally stay on your credit report for up to seven years. However, if the information is potentially inaccurate, you have the right to dispute it. A reputable credit repair company can guide you through the process, saving you time and effort.

As a final point, remember to verify the listing on your report, assess its accuracy, and consider using a reliable credit repair company to handle the dispute for you.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- +1 888-479-4384
- +1 (888) 479-4384
- +1 888 479 4384
- (888) 479-4384
- 888-479-4384
- 888.479.4384
- 888 479 4384
- +18884794384
- (888) 479-4384
- 888.479.4384
- 8884794384

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Swift Funds Financial Services, LLC uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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