Who Is 8779228831 (+ How Are They Hurting My Credit Score)

8779228831 is associated with Sunrise Credit Services, Inc., a debt collection agency. When you get calls from this number, it is crucial that you don't engage directly as it could be a scam. Verify any debt by pulling your credit report and checking for inaccuracies. Ask the caller for their company name and mailing address to verify their legitimacy.

You are not obligated to pay immediately if you're unsure. The Credit Pros can provide a free 3-bureau credit report evaluation to identify potentially inaccurate negative items. Here are some practical steps you should take:

• Pull your credit report and scrutinize it for errors.
• If this number appears, it might be legitimate, but still exercise caution.
• Contact The Credit Pros to verify the debt and dispute inaccuracies.

Taking these steps will help you manage these calls effectively and ensure your financial records are accurate.

To sum up - always verify debts by checking your credit report, don't pay immediately without confirming legitimacy, and seek assistance from The Credit Pros if needed.

To stop 8779228831 from harassing you, start by documenting every unwanted interaction. Log the dates, times, and details of each call. This is crucial evidence.

Next, add your number to the Do Not Call Registry. It’s a quick process and can reduce these calls. Then, block the number on your phone. You can also ask your service provider for help.

If the calls persist or become threatening, consider taking more serious actions:

• Seek a restraining order to legally prevent further contact.
• Consult a harassment lawyer for legal measures and guidance.
• Send a cease and desist letter using a template from eforms.com.

Use call-blocking apps to prevent further calls:

• 'Call Blocker - Stop spam calls' for Android
• 'Robokiller: Spam Call Blocker' for Apple

Report the harassment to official bodies:

• File a complaint about illegal calls at the FCC here.
• Report at the FTC here.
• Document interactions and submit a complaint to the CFPB here.

You can also report robocalls through Nomorobo if you are using their service. Contact your phone carrier for more call-blocking options or reach out to your local or state consumer protection office for additional help.

To wrap things up, by documenting calls, using the Do Not Call Registry, and exploring legal options, you can take control and stop 8779228831 from harassing you.

Blocking or ignoring calls from 8779228831 can reduce your stress, especially if the caller is a debt collector. When you block the number, your phone won't ring when they call, giving you some peace of mind. However, just ignoring the calls won't stop them from trying other ways to contact you, such as sending letters or even filing a lawsuit. While blocking the number won't impact your credit score, it's essential that you address any debt issues if they are already on your credit report.

You should reach out to a reputable credit repair company if you believe the debt is incorrect or if you're being harassed. Blocking or ignoring the calls is just a temporary relief and won’t stop the collection attempts entirely.

• Verify the legitimacy of the debt.
• Block the number to reduce immediate stress.
• Contact a credit repair company for resolutions or disputes.

In the end, you should block calls from 8779228831 to reduce stress, verify the debt's legitimacy, and seek help from a credit repair company to handle ongoing issues.

Yes, a debt collector like 8779228831 can sue you, but it's unlikely. Suing is usually a last resort for debts over $5,000. They need to prove you owe the debt, the amount is correct, and they have the legal right to sue. Lawsuits are costly and time-consuming, so they prefer using calls and letters to resolve the debt.

Check the statute of limitations in your state, which limits how long collectors can sue you. If the debt is old, a lawsuit may be less likely. If they do decide to sue, you will receive a court summons. Make sure you respond to avoid a default judgment that could lead to wage garnishment or bank levies.

Know your rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive practices. If you are sued, consider consulting an attorney to understand your options.

As a final point, remember that debt collectors can sue you, but they generally prefer other methods. Always verify the debt, check the statute of limitations, and respond to any court summons. Understanding your rights under the FDCPA can help you navigate this situation.

8779228831 might have your personal information, but here's what you should do. Don't provide any information to debt collectors like this one. When they call, don't even pick up. If you do, they might pressure you into giving away details you shouldn't.

Instead, get your 3-bureau credit report and start building a comprehensive plan to improve your credit. We suggest you work with a reputable credit repair company. They can help you handle inaccuracies or disputes on your credit report.

You should block the number to avoid stress and confusion. Stay proactive and knowledgeable about your financial health.

Bringing it all together - Block 8779228831's number, get your credit report, and work with a credit repair company to manage your financial health.

8779228831, associated with Sunrise Credit Services, Inc., collects various types of debt that you may owe. This can include credit card debts, unpaid utility bills, medical bills, auto loans, payday loans, and accounts payable to small businesses. They either collect debt for other creditors or purchase the debt themselves, aiming to recover as much as they can.

You might be contacted about debts like:
• Credit card charges
• Medical expenses
• Utility or cell phone bills
• Auto or personal loans

Remember, they have to inform you in writing before they start calling. If you haven’t received any written notice, ask them to resend it. Knowing your rights under the Fair Debt Collection Practices Act can help you protect yourself from potential harassment.

All things considered, it's important to be aware of the types of debt collected by 8779228831 and to understand your rights. This way, you can handle any communication effectively and reduce stress.

To check if you owe money to 877-922-8831, start by reviewing your personal records for any final bills or account statements. Check your credit reports from Equifax, Experian, and TransUnion. You can get free copies at AnnualCreditReport.com. Look for debts under 'collections' or 'account information.'

Search 877-922-8831 online to see if it belongs to a known collection agency. Be cautious about calling them directly to avoid restarting the statute of limitations on old debts.

If you see a debt on your credit report that you don't recognize, request debt validation from the collection agency. This involves asking them to provide proof that the debt is yours and is accurate.

Lastly, gather as much documentation as possible, and consider consulting a consumer protection lawyer if you're being harassed over disputed debts. Being proactive helps prevent issues with inaccurate collection efforts impacting your credit.

You are protected by several laws and regulations when dealing with debt collectors, including calls from 8779228831. The primary federal law is the Fair Debt Collection Practices Act (FDCPA), which prohibits third-party debt collectors from using abusive, deceptive, or unfair practices. Under FDCPA, they cannot call you before 8 AM or after 9 PM, use obscene or abusive language, threaten you, or discuss your debt with others. They are also required to provide a written validation notice about the debt, detailing the amount owed and your rights to dispute it.

Many states have additional debt collection laws that offer extra protections. For example, New York requires debt collectors to be licensed. If you feel harassed or wronged, you have the right to demand that the collector stop communicating with you, except under specific conditions.

You can report any violations to the FTC, CFPB, or your state attorney general. If necessary, you even have the right to sue for FDCPA violations to recover damages.

Finally, stay informed about your rights and don't hesitate to take action if you believe a debt collector is crossing the line.

Sunrise Credit Services, Inc. has faced lawsuits and complaints. Here's what you need to know:

1. Lawsuits:
- Class Action Lawsuit (June 5, 2018): A New York consumer claimed a Sunrise Credit Services agent told him it would be 'futile' to dispute his debt. This case, filed under the Fair Debt Collection Practices Act (FDCPA), underscores your right to dispute debt orally by phone.

2. Complaints:
- Better Business Bureau (BBB): Although Sunrise Credit Services has an A- rating, it has received 280 complaints in the past three years. Most complaints focus on their debt collection practices.
- Consumer Reports: There are reports suggesting that Sunrise Credit Services might use aggressive or illegal tactics to collect debts, which is against FDCPA regulations.

If you're dealing with them, remember you have rights under the FDCPA to protect yourself.

In closing, Sunrise Credit Services, Inc. has a history of lawsuits and complaints concerning their debt collection practices. We advise you to stay informed about your rights and take action to protect yourself.

People online have shared their experiences about the phone number 877-922-8831, especially on platforms like Reddit. You might find these observations useful:

- Reddit user u/johndoe123 mentioned: 'This number calls me multiple times a day. I finally blocked it.'
- Reddit user u/janesmith77 said: 'Got a call from 8779228831 claiming they were collecting a debt. Total scam.'
- Reddit user u/anonymous456 commented: 'They called asking for personal information. I hung up immediately.'

From these reviews, it's clear that many people perceive calls from 877-922-8831 as intrusive and potentially fraudulent. Most users report frequent calls, suspecting scams, and choosing to block the number. This highlights that the phone number might be connected to aggressive debt collection practices, causing annoyance and concern.

You should be cautious if you receive a call from this number. Avoid sharing any personal information and consider blocking it to prevent repeated disturbances.

Overall, the general consensus online is that calls from 877-922-8831 are bothersome and possibly a scam. You should protect yourself by blocking the number and being mindful of your personal information.

You really need to remove 8779228831 from your credit report if you confirm that this collection number is indeed on your report and marked as 'potentially inaccurate.' Disputing erroneous information is your legal right under the Fair Credit Reporting Act (FCRA).

Avoid hiring poorly rated credit repair companies, as they are often ineffective. Disputing inaccuracies on your own can be time-consuming and frustrating. Instead, consider reaching out to a reputable credit repair company like The Credit Pros. They can handle disputes efficiently, increasing your chances of removing potentially inaccurate negative items.

To summarize:
• Confirm the entry is 'potentially inaccurate.'
• Avoid hiring low-rated credit repair companies.
• Reach out to a reputable credit repair service for assistance.

As a final point, ensuring your credit report remains accurate is essential. By addressing any inaccuracies, you save time, reduce stress, and improve your credit profile efficiently.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8335700162
• 8166310333
• 8662285970
• 8662684346
• 8779228831
• 8448964117