Home / Who is 8775570506 and why are they calling me?

Who is 8775570506 and why are they calling me?

  • Phone number 8775570506 is likely a debt collector called:' BB&T Bank'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

The phone number 877-557-0506 might be hitting your phone as a debt collector or a scam trying to mess with your credit score. This annoying number may belong to BB&T Bank or a third-party agency looking to collect on an outstanding debt. Blocking the number might give you a temporary break from the constant calls, but it’s crucial to dig deeper rather than just ignore the problem.

Here’s the deal—if it’s a debt collector, they likely acquired an old debt of yours and are now relentless in their collection attempts. Even worse, it could be an intermediary working on behalf of the original creditor bombarding you with calls. Not doing anything might seem easier, but it won't solve the issue. The best move is to get in touch with The Credit Pros using the number mentioned. We’ll walk you through a simple, no-pressure chat to review your full credit report, identifying if this is indeed a legitimate debt and if other negative items are haunting your credit score.

We've helped heaps of people like you clear up potentially inaccurate items off their reports, giving them a much-needed credit score boost. Sorting this out not only brings peace from the harassing calls but also significantly improves your financial well-being and security. So don’t wait—take control of your financial future right now!

Who Is 8775570506: Scam Or Legitimate?

The phone number 877-557-0506 can be confusing. It claims to be from a bank's fraud department, but feedback is mixed on whether it’s legit or a scam. Some report it’s from BB&T Bank (now Truist Bank) with genuine fraud alerts, while others have had personal information stolen through scams.

Here’s what you should do:
- Don’t engage with the caller directly, even if it seems legitimate.
- Instead, call the number on the back of your bank card to verify the information.
- Check your credit report for any suspicious activity or inaccurate items.

You can get a free 3-bureau credit report evaluation from us at The Credit Pros. We help you verify the debt, dispute inaccuracies, and improve your credit score.

To sum up, if 877-557-0506 contacts you, don’t engage. Verify through your bank’s official number, check your credit report, and let us assist you in ensuring your information is accurate and secure.

How Do I Stop 8775570506 From Harassing Me (How To Report Them)?

If you're getting harassing calls from 8775570506, here's what you can do:

First, document every call. Keep detailed records of dates, times, and any abusive language used. This evidence is crucial.

You should register your number on the Do Not Call Registry. It only takes a couple of minutes and helps reduce unwanted calls.

Block the number directly through your phone settings or by asking your service provider. Apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple can make this easier.

We advise you to report the harassment to the appropriate authorities:
- FCC: File a complaint for illegal robocalls or spoofing at consumercomplaints.fcc.gov. Select "unwanted calls" and provide specifics.
- FTC: Report telemarketing calls or Do Not Call Registry violations at ReportFraud.ftc.gov.

If the calls persist, consider hiring a lawyer who specializes in harassment cases. They can guide you on your legal rights and options.

Sending a cease and desist letter is another step. Use a template from eforms.com/cease-and-desist.

Check with local resources, like your state consumer protection office, for additional support.

To wrap things up, you need to document the calls, register on the Do Not Call Registry, block the number, report to the FCC and FTC, possibly involve a lawyer, send a cease and desist letter, and seek local resources. These steps can help you effectively stop the harassment from 8775570506.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8775570506?

You should block 8775570506 if you’re experiencing harassment or suspect it’s a scam call. Ignoring the number won’t harm your credit score. If this number is from a debt collector, blocking it can minimize stress and handle harassment.

If you need to dispute anything on your credit report, work with a reputable credit repair company. They can help you manage inaccuracies. Blocking and ignoring such calls can significantly reduce your stress.

In the end, blocking 8775570506 helps you avoid harassment and manage your situation better without affecting your credit score.

Can A Debt Collector Like 8775570506 Sue Me?

Yes, a debt collector like 8775570506 can sue you, but it's rare and usually a last resort for substantial amounts, typically over $5,000. Suing can be expensive and time-consuming for them, and they can't sue if the debt is beyond the statute of limitations, which varies by state. They must prove you owe the debt, the amount is correct, and they have the legal right to sue.

Debt collectors generally prefer collecting via calls and letters. If you’re sued, you’ll receive a court summons and must respond to avoid a default judgment. Under the Fair Debt Collection Practices Act (FDCPA), you have rights and protections against abusive practices. If sued, consult an attorney to explore your options and defenses.

- Make sure the debt is valid before paying.
- Debt collectors can't use false threats or abusive language.
- If sued, respond to the court summons to protect yourself.
- Learn your state's statute of limitations for debt collection.

As a final point, remember to verify any debt before paying, know your rights under the FDCPA, and respond to court summons promptly to protect your interests.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8775570506 Might Have Your Personal Information

877-557-0506 might have your personal information, but you shouldn’t provide any information to debt collectors like this one. Here’s what you should do:

First, don’t answer or engage with calls from this number. Scammers can be very convincing and you might share your personal information unknowingly.

Next, check your credit reports. Obtain your 3-bureau credit report and look for any discrepancies or unauthorized accounts. Catching issues early is crucial.

Consider working with a credit repair company. A reputable credit repair company can help manage disputes and correct inaccuracies on your credit report. They know the best practices and legal strategies to handle such situations.

Always verify any suspicious activity directly with your bank. If you receive a call claiming to be from your bank, use the customer service number on the back of your bank card, not the number provided by the caller.

Bringing it all together, remember: don't engage with the caller, check your credit reports, work with a reputable credit repair company, and verify any suspicious activity directly with your bank to protect your personal information.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8775570506

8775570506 typically collects debts related to credit cards, auto loans, and cell phone bills. They work on behalf of various creditors, but we don't specifically mention brand names. They handle accounts that have become past due and aim to recover the amount owed.

You should verify any debt claim by asking for detailed information. Request details such as the name of the original creditor, the amount owed, and your right to dispute the debt. If this information isn't initially given, make sure it's provided within five days.

All things considered, always confirm the legitimacy of the debt and the collector, ensuring your financial security remains intact.

How Do I Check If I Owe Money To 8775570506?

To check if you owe money to 877-557-0506, start by thoroughly reviewing your financial records. Look for final bills, account statements, or equipment return receipts that might indicate an outstanding debt. Avoid calling the number directly to prevent potential scams and restarting the statute of limitations on old debts.

Next, obtain a copy of your credit report to see if the debt is listed there. If you find debt from 877-557-0506 (BB&T Bank) on your credit report and believe it is incorrect or need more information, send a written request for debt validation to the collections agency. This will require them to verify the debt by providing additional details.

Remember: it’s essential to protect your personal financial information. Never share your bank account, Social Security number, or any other sensitive details unless you are sure the requester is legitimate. If the debt collection calls are persistent or seem suspicious, consider consulting a consumer protection lawyer to address any harassment and verify the legitimacy of the debt.

Here are the steps you should take:

- Review personal records: Check for any evidence of outstanding debts in your own financial documents.
- Check your credit report: Look for the debt on your credit report to verify its validity.
- Request debt validation: Send a written request to the collection agency for more information.
- Protect your personal info: Never share personal information unless you are sure of the requester's legitimacy.
- Seek legal advice: If the calls persist or seem suspicious, consult a consumer protection lawyer.

Lastly, you should review your records, check your credit report, and request debt validation to protect your financial information effectively.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8775570506

To protect yourself from 8775570506, a number associated with BB&T Bank, you are covered by several debt collection laws and regulations. Here’s what you need to know:

Fair Debt Collection Practices Act (FDCPA)

- Prohibits Abusive Practices: Debt collectors cannot use abusive, deceptive, or unfair practices.
- Timing Restriction: No calls before 8 AM or after 9 PM.
- Workplace Contact: They can't contact you at work if your employer disallows it.
- Harassment Ban: Continuous or repeated calls intending to harass are prohibited.
- False Representation: They cannot falsely claim to be attorneys or government officials.
- Private Disclosures: Your debt cannot be disclosed to third parties like friends or neighbors.
- Debt Validation: Collectors must provide a validation notice outlining the debt details and your rights to dispute it within 30 days.
State Debt Collection Laws
- Varies by State: Each state may offer additional protections beyond the FDCPA. For example, New York requires strict licensing for collectors.
- Consult Local Laws: Review your state’s specific laws or contact a local consumer protection agency to understand your protections.
Regulation F
- Call Frequency and Timing: Limits how often and how late collectors can call you.
- Social Media Rules: Regulates how collectors can contact you via social media.
Telephone Consumer Protection Act (TCPA)
- No Unsolicited Calls: Prohibits telemarketing calls using an autodialer or pre-recorded message without your consent.
- Do-Not-Call Registry: Offers additional protection if your number is registered on the do-not-call list.
What You Can Do:
- Dispute the Debt: Write to the collector within 30 days of receiving a validation notice to dispute the debt.
- Stop Communication: Demand in writing that they stop all communication with you.
- Report Violations: Report any violations to the Federal Trade Commission (FTC) or Consumer Financial Protection Bureau (CFPB).
- Legal Action: Consult a consumer law attorney to consider suing for FDCPA violations.

Finally, by understanding and invoking these protections, you can effectively handle calls from 8775570506 and safeguard your rights.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8775570506/Bb&T Bank Have Any Lawsuits Against Them?

BB&T Bank (now Truist) has faced multiple lawsuits and official complaints, particularly related to debt collections and fraud issues.

Lawsuits include:
- Lydia Hagen Lawsuit: A salon owner is suing Truist for $60,000 stolen due to wire transfer fraud, highlighting issues with the bank's online security and fraud response.
- HUD Settlement: BB&T agreed to pay $83 million to settle allegations of violating the False Claims Act by underwriting mortgage loans that didn't meet HUD's requirements, causing taxpayer losses.

Official Complaints:
- Fraud Claims: Many customers report having their accounts drained due to wire transfer fraud, with claims that Truist shifted the responsibility onto customers.
- False Certifications: Allegations include BB&T falsely certifying compliance with FHA standards while exposing taxpayers to potential losses.

In closing - if you're dealing with Truist, be aware of these issues around fraud and compliance. Always stay vigilant with their services.

What Do People Online Say About 8775570506?

People online have shared various experiences and comments about the phone number 877-557-0506. Here are some precise quotes from different users about this number:

- User "trogdor1138" on Reddit said, "First of all- love your name! TROGDOOOOOOOOR! ANYWAY, I hate that you're having this problem. Sadly, there's not a way to contact fraud directly; the rep creates a case and submits information and they reach out to appropriate parties."
- User "lnsgeology" stated on a forum, "I was a victim of identity theft and have been trying to get in touch with the fraud department for several days now. Each time on hold I suffered through the hold music for roughly an hour or two each time and have yet to speak with a person."
- User "Gloria McDonald" shared her story, "I kept getting a phone call from the same number I didn’t recognize. When I called the number back, she realized she was calling her bank, BB&T. The caller claimed he needed her PIN to confirm her account and make sure her fraud alerts were turned on. She hesitated but gave him the number, because the call came from a number matching the phone number for BB&T."

From these quotes, you can see that individuals have encountered significant difficulties contacting the fraud department linked to this number. The recurring issues include:

- Long hold times
- Trouble getting in touch with a live person
- Potential scam attempts

These experiences indicate that you should be cautious and perhaps directly contact your bank's fraud department through verified contact methods to ensure your security and avoid potential scams.

Overall, it's clear from user experiences that contacting 877-557-0506 can be a frustrating endeavor with significant challenges, so taking steps like verifying contact methods and staying cautious can help protect you from potential scams.

Do I Really Need To Remove 8775570506 From My Credit Report?

Yes, you really need to remove 8775570506 from your credit report if it’s inaccurate. Handling this on your own can be stressful and time-consuming.

Instead, consider reaching out to a reputable credit repair company like The Credit Pros. They can save you the hassle and increase your chances of successfully removing potentially inaccurate items. Most typical credit repair companies are not worth hiring-they often don't do a good job.

As a final point-take action by confirming the inaccuracy, consider using a reputable credit repair company, and avoid common credit repair scams.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8775570506 can be written

- +1 877-557-0506
- +1 (877) 557-0506
- +1 877 557 0506
- (877) 557-0506
- 877-557-0506
- 877.557.0506
- 877 557 0506
- +18775570506
- (877) 557-0506
- 877.557.0506
- 8775570506

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that BB&T Bank uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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