Who is 8773953540 and why are they calling me?
- Phone number 8773953540 is likely a debt collector called:' Credit Control, LLC'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Call (888) 488-5855 and learn how we can help you potentially improve your score.
Take your first step to improve your credit score today. Call now or schedule a consultation for your free Credit Report and expert analysis!
Main phone number related with this page is: 8009001361
If you’ve been getting calls from 877-395-3540, it’s probably a debt collector like Credit Control, LLC. It could also be a spam or scam call trying to get your personal information. To protect yourself, don’t give out any details and avoid calling back. Blocking the number can give you a break, but it’s not a permanent solution.
This debt collector likely bought an outstanding debt of yours and keeps calling. Ignoring or blocking them will only help short-term and won’t solve the main problem. This debt might show up on your credit report as a negative item, hurting your score and putting your finances at risk.
The best thing to do is call The Credit Pros right now using the number above. We’ll have a no-pressure conversation to review your whole 3-bureau credit report and see if this call is from a debt collector. Our team has helped many people like you remove potentially inaccurate negative items, often boosting their credit scores and improving their financial security. Let’s get you back on track and stop those annoying calls for good.
Who Is 8773953540: Scam Or Legitimate?
The phone number 877-395-3540 appears to be associated with a debt collection agency, yet multiple reports suggest it might be a scam. You should be cautious if you receive a call from this number, especially if they ask for personal information and refuse to identify themselves.
To protect yourself:
- Do not answer or call back this number. Block it to prevent further calls.
- Check your credit report for any inaccuracies.
- Contact us for a free 3-bureau credit report evaluation. We can help you verify debts, dispute errors, and improve your financial outlook.
To sum up - avoid engaging with 877-395-3540, block the number, review your credit report, and seek professional help to secure your financial health.
How Do I Stop 8773953540 From Harassing Me (How To Report Them)?
To stop 8773953540 from harassing you, follow these steps:
First, document every call. Keep a log of dates, times, and what was said. If you can, get the name of the representative.
Next, register your number at DoNotCall.gov and block the number on your phone or through your service provider.
File complaints:
- FCC: Report illegal robocalls or harassment at fcc.gov/complaints.
- FTC: Report violations of the Do Not Call Registry at ReportFraud.ftc.gov and general unwanted calls at DoNotCall.gov.
- CFPB: Submit a complaint about abusive practices at consumerfinance.gov/complaint or call (855) 411-2372.
To block these calls, use call blocking apps like 'Call Blocker - Stop spam calls' for Android, 'Robokiller: Spam Call Blocker' for Apple, or use Nomorobo.
For escalating measures:
- Send a cease and desist letter using a template from eforms.com/cease-and-desist.
- Consider getting a restraining order if the harassment includes threats.
- Consult a harassment lawyer for potential legal action against the debt collector.
To wrap things up, make sure you document the calls, register on the Do Not Call list, file complaints with the right agencies, use call-blocking apps, and escalate if necessary. These steps can help you effectively stop the harassment and get the help you need.
Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855
Should I Block Or Ignore 8773953540?
You should definitely block the number 8773953540. Ignoring calls from this number can lead to repeated annoyance and potential scams. Blocking the number prevents further unwanted calls and harassment.
If you think they are debt collectors, blocking them is wise if they are harassing you. Your credit score won't be affected just because you block and ignore these calls. If the debt is already on your credit report, blocking the calls won't make it any worse.
To handle these issues effectively:
- Block the number from your phone.
- Contact a reputable credit repair service to assist with any disputes.
- Don't worry about your credit score dropping just by blocking the number.
By blocking the number and seeking professional help, you can reduce stress and avoid falling victim to scams.
In the end, blocking 8773953540 and working with a credit repair service help you manage your credit and avoid unnecessary stress.
Can A Debt Collector Like 8773953540 Sue Me?
Yes, a debt collector, like the one associated with 8773953540, can sue you, but it’s very unlikely. Here’s what you need to know:
- Debt collectors, such as Credit Control, LLC, usually use lawsuits as a last resort. They often prefer making calls and sending letters to collect the debt.
- They typically sue when the debt amount is substantial, usually over $5,000, because suing is expensive and time-consuming.
- They must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging, especially if the debt has been sold multiple times.
- Each state has a statute of limitations, limiting the time frame within which they can sue you. If the debt is old, a lawsuit might be less likely.
If they decide to sue, you will receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.
As a final point - remember, under the Fair Debt Collection Practices Act (FDCPA), you have rights protecting you from abusive or deceptive practices. If you receive a lawsuit, consider consulting with an attorney to understand your options and defenses.
Worried about legal action? Call now to understand your rights. Call (888) 488-5855
Professionals can help you with your score
Let Professionals help you find and dispute potentially inaccurate negative items hurting your score
8773953540 Might Have Your Personal Information
If you see the phone number 8773953540 on your caller ID, it might be that a debt collector is trying to reach you. Here's what you should do:
1. Don't Provide Personal Information: You should never give away your name, Social Security number, or bank details. These requests can be part of a scam to steal your personal information.
2. Don't Answer the Call: Avoid picking up calls from this number. If you engage with them, it won't change anything. Let them leave a message if it's important.
3. Check Your Credit Reports: Get your 3-bureau credit report from Equifax, Experian, and TransUnion. This will help you understand your credit status and spot any inaccuracies.
4. Work with a Reputable Credit Repair Company: Consider consulting with a trustworthy credit repair company. They can help you manage your credit and handle disputes, saving you time and stress.
Bringing it all together - remember, don't share your personal details, avoid answering the call, check your credit reports, and consult a credit repair company. Stay vigilant and protect your personal information!
Protect your personal information. Speak with our experts today. Call (888) 488-5855
Types Of Debt Collected By 8773953540
If you're getting calls from 8773953540, they could be trying to collect various types of debts that you may owe. These debts might include credit card debt, personal loans, auto loans, or medical bills. They typically work on behalf of different creditors who might have sold your delinquent accounts to them.
We advise you to verify the legitimacy of the debt before taking any actions. Collectors might also handle debts for small businesses and other entities, not just individuals. If you find any inaccuracies, immediately take steps to manage or contest the debt.
All things considered, it's smart to verify your debts and take appropriate steps to handle or dispute them to avoid unnecessary stress and complications.
How Do I Check If I Owe Money To 8773953540?
First, you should not contact 8773953540 directly as this could reset the statute of limitations on old debts.
1. Check Your Records: You should look for any final bills, account statements, or equipment return receipts related to the potential debt.
2. Request Debt Validation: If you see a debt from 8773953540 on your credit report, you should ask for written proof from the collections agency.
3. Dispute Inaccuracies: If you believe the debt is incorrect, you need to formally dispute it with documentation. Doing this yourself can be time-consuming but necessary.
4. Consult a Consumer Protection Lawyer: If you face harassment over disputed debts, you should get legal advice to protect yourself from unfair practices.
Gather as much information as you can from your own records and credit reports before reaching out to Spectrum or debt collectors. Doing this helps you prevent inaccurate collection efforts from affecting your credit score.
Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855
Which Debt Collection Laws And Regulations Protect Me From 8773953540
To protect you from inappropriate actions by debt collectors calling from numbers like 877-395-3540, several key laws and regulations are in place. Here’s what you need to know:
Fair Debt Collection Practices Act (FDCPA):
- This federal law prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts. It covers personal debts, not business ones.
- Collectors can't call before 8 AM or after 9 PM, use threats, obscene language, or harass you. Additionally, they can't contact you at work if your employer prohibits it.
Your Rights and Required Disclosures:
- You should receive a written validation notice within five days of first contact, stating the amount owed, the creditor's name, and your right to dispute the debt.
- If you dispute a debt in writing within 30 days, they must stop collection activities until they provide verification of the debt.
Consumer Protections:
- You can request that debt collectors stop contacting you. Do this in writing.
- If the FDCPA is violated, you can sue for damages up to $1,000, plus attorney fees and court costs. Report violations to the FTC, CFPB, or your state attorney general.
State Laws and TCPA:
- Some states offer additional protections and stricter rules. Check with your state attorney general for specifics.
- The Telephone Consumer Protection Act (TCPA) regulates telemarketing calls, including debt collection calls using automatic dialing systems. Violations can result in fines starting at $500 per negligent violation.
Finally, remember, you have strong protections under the FDCPA and TCPA to help you handle debt collectors like those calling from 877-395-3540. Use your rights to dispute debts, verify information, and limit harassment.
Professionals can help you with your score
Let Professionals help you find and dispute potentially inaccurate negative items hurting your score
Does 8773953540/Credit Control, Llc Have Any Lawsuits Against Them?
Yes, Credit Control, LLC does have lawsuits against them. Here are some key examples:
- On February 15, 2018, a consumer claimed Credit Control didn't identify his current creditor or the debt’s owner.
- On February 5, 2018, a New York woman alleged in a proposed class action that Credit Control misled her about her debt amount.
- On January 30, 2018, another proposed class action in New York federal court accused Credit Control of misleading a consumer with a collection letter.
- On October 30, 2017, a Florida consumer sued them for being misled about her right to demand debt verification.
- On July 5, 2017, allegations arose that Credit Control shared consumer information without consent, breaking state and federal laws.
- On May 15, 2017, a proposed class action accused them of not communicating the plaintiff's rights under FDCPA.
- On February 17, 2017, there were allegations of violating the FDCPA.
Consumers have also reported numerous complaints against Credit Control, LLC, including:
- Failure to provide written verification of debts.
- Making threats to take illegal actions.
- Harassing consumers and their family members.
- Sending letters for non-existent debts.
Despite having a B+ rating on the Better Business Bureau, many consumer complaints highlight these issues.
In closing, Credit Control, LLC faces multiple lawsuits and numerous consumer complaints. It's critical that you stay informed about your rights and take appropriate action if you encounter any issues.
What Do People Online Say About 8773953540?
Here's what people online are saying about 8773953540:
Rob says they call every week but leave no message. Wolvesdottir received a voicemail asking for someone named Melanie Stark, followed by 30 seconds of silence. Investigator JADE BIND found the calls suspicious as the caller asked for 'Andria' but refused to identify themselves. Qi mentioned that the calls discuss a "personal and confidential business matter" without any identification, demanding personal information. According to the 'FTC DNC Spamlist,' these are silent calls, identified as Ping Calls, often reported in Bartlesville, Oklahoma. Another user indicated these calls might be part of a phantom debt collection scam originating from India.
Many users describe frequent, silent calls with no clear purpose. There are complaints about the caller refusing to identify themselves, raising suspicions. People mention being asked for personal information under dubious pretenses, suggesting potential scam activities.
Overall - it appears 8773953540 is suspected of making suspicious or scam-related calls. You should be cautious and avoid sharing personal information with them.
Do I Really Need To Remove 8773953540 From My Credit Report?
Yes, if you've confirmed that 8773953540 is on your credit report and identified it as potentially inaccurate, you need to remove it. Although tackling this on your own can be time-consuming and overwhelming, avoiding typical credit repair companies is crucial, as many are not reputable.
Instead, consider reaching out to a reputable company like The Credit Pros. They can help you maximize your chances of removing potentially inaccurate negative items, saving you hours of effort.
- Confirm the presence of 8773953540 on your report.
- Avoid poorly rated credit repair companies.
- Consider hiring a reputable company like The Credit Pros to assist you.
As a final point, remember to confirm any inaccuracies, avoid unreliable companies, and consider expert help to effectively manage your credit report.
Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855
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- +1 877-395-3540
- +1 (877) 395-3540
- +1 877 395 3540
- (877) 395-3540
- 877-395-3540
- 877.395.3540
- 877 395 3540
- +18773953540
- (877) 395-3540
- 877.395.3540
- 8773953540
Professionals can help you with your score
Let Professionals help you find and dispute potentially inaccurate negative items hurting your score
List of every other phone number that Credit Control, LLC uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.