Home / Who is 8773356619 and why are they calling me?

Who is 8773356619 and why are they calling me?

  • Phone number 8773356619 is likely a debt collector called:' Phillips & Cohen Associates, Ltd.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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If you see calls from 877-335-6619, a debt collector, possibly Phillips & Cohen Associates, Ltd., is likely trying to reach you. They may have purchased a debt you owe and are making many attempts to collect it. Receiving these calls can be annoying, but ignoring or blocking them won’t solve the problem.

This debt collector might be chasing an outstanding balance that appears on your credit report. Ignoring them may seem like a quick fix, but it won't address the core issue. Getting to the root of the problem is key. A smart move is to reach out to The Credit Pros. We offer a straightforward, no-pressure evaluation of your 3-bureau credit report to confirm if this debt is legitimate or potentially inaccurate.

We've helped countless individuals remove potentially incorrect items from their credit reports, improving their credit scores and financial well-being. Eliminating these negative marks can stop those harassing calls and secure your financial future. Give us a call now—let’s get your financial situation back on track.

Who Is 8773356619: Scam Or Legitimate?

The phone number 8773356619 is associated with a debt collection agency, which means it might be legitimate. However, it could also be part of a scam, as fake debt collection scams are common. Here’s what we advise you to do:

First, do not engage with the caller. Whether it's a legitimate call or a scammer, it’s best that you avoid discussing personal or financial details over the phone.

Next, verify your debts independently. You should check your credit report for any unfamiliar debts. You can get a free credit report from all three credit bureaus.

Then, contact The Credit Pros. We can help you evaluate your credit report, identify any potential inaccuracies, and dispute negative items.

Look for red flags, like urgent language or threats of legal action. A legitimate debt collector will not demand immediate payment over the phone or ask for sensitive information like your social security number.

If the calls persist and seem suspicious, you should block the number to prevent further harassment.

To sum up, avoid engaging with the caller, verify your debts, contact The Credit Pros for help, watch for red flags, and block the number if necessary to protect yourself from potential scams.

How Do I Stop 8773356619 From Harassing Me (How To Report Them)?

To stop 8773356619 from harassing you, follow these steps:

First, document all unwanted interactions. You should keep a log of calls, including dates, times, and any abusive language or threats used.

Next, register your number at DoNotCall.gov to block telemarketing calls. Use your phone’s call-blocking feature or contact your service provider for assistance.

If calls persist, escalate your measures:
- Consider a restraining order.
- Consult a harassment lawyer for legal advice.
- Send a cease and desist letter using a template from eforms.com/cease-and-desist.

Additionally, use call-blocking apps:
- For Android: 'Call Blocker - Stop spam calls'
- For iPhone: 'Robokiller: Spam Call Blocker'

Report to federal agencies:
- FCC: File a complaint at fcc.gov/complaints for illegal robocalls or number spoofing.
- FTC: Report ignoring the Do Not Call Registry at ReportFraud.ftc.gov or unwanted calls at DoNotCall.gov.

You can also contact the CFPB by documenting interactions and submitting a complaint at consumerfinance.gov/complaint or calling (855) 411-2372.

To wrap things up, by documenting the harassment, using call-blocking tools, escalating measures when necessary, and filing complaints with federal agencies, you can take control and stop 8773356619 from harassing you.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8773356619?

You should block the number 8773356619. If you ignore it, you might still receive calls that disrupt your day. Blocking is especially smart if the calls are potentially harassing.

If this number is from a debt collector, like Phillips & Cohen Associates, Ltd., blocking them can save you stress. Blocking won't impact your credit score directly. However, it is crucial that you address any inaccuracies on your credit report.

- Block the number to prevent future calls.
- Consider working with a reputable credit repair company.
- Address any negative items on your credit report.

In the end, blocking the number keeps those calls at bay and working with a credit repair service can help you manage related credit issues effectively.

Can A Debt Collector Like 8773356619 Sue Me?

Yes, a debt collector like 8773356619 can sue you, but it's very unlikely. Debt collectors usually sue as a last resort, especially for debts over $5,000. They must prove the debt is valid, the amount is correct, and that they have the legal right to sue, which can be tough if the debt has changed hands multiple times.

Debt collectors often prefer to settle out of court because suing is costly and time-consuming. Additionally, each state has a statute of limitations that restricts the time frame within which they can sue. If your debt is old, it might be beyond this period. They’ll usually try other methods like calls and letters before considering a lawsuit.

If a lawsuit does happen, you will receive a court summons that you must respond to by the deadline. Ignoring it risks a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive or deceptive practices. If you get sued, it's wise to consult an attorney to explore your options.

As a final point - understanding that they can sue but prefer other methods, knowing your rights, and consulting an attorney are key steps to handling debt collectors like 8773356619.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8773356619 Might Have Your Personal Information

If you've received calls from 8773356619, do not share any personal information. Scammers often use phone numbers like this to pretend they are legitimate debt collectors or authorities to try to get your personal details. It's best if you don't pick up such calls at all. If you do answer, hang up immediately.

Taking the call won't help you. Instead, you should get your three-bureau credit report and make a solid plan to improve your credit. This will help you stay informed about your financial situation and avoid potential fraud.

We recommend working with a reputable credit repair company. They can guide you through correcting any inaccuracies on your credit report and help you dispute any false information, potentially saving you from further issues.

Here's what we advise you to do:
- Block the number to avoid further calls.
- Obtain your credit reports from Equifax, Experian, and TransUnion.
- Consider hiring a professional credit repair service for expert guidance and support.

Bringing it all together - block the number, get your credit reports, and consult a credit repair company to protect your personal information and financial security.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8773356619

The phone number 877-335-6619 is associated with Phillips & Cohen Associates, Ltd., a debt collection agency. They collect various types of debt, including credit card debt, medical bills, auto loans, and other consumer debts. They often work on behalf of different creditors and collect on debts sold to them by original creditors. These debts can come from multiple sources without specifying brands.

You might owe on credit cards, medical expenses, auto loans, or other consumer debts. Phillips & Cohen Associates focuses on recovering these past-due amounts from you.

All things considered, if you owe any type of debt, including credit card debt, medical bills, or auto loans, and you receive a call from 877-335-6619, it's likely Phillips & Cohen Associates trying to collect on behalf of a creditor.

How Do I Check If I Owe Money To 8773356619?

To check if you owe money to 877-335-6619, follow these steps:

First, review your personal records, such as final bills, account statements, or equipment return receipts, to identify any potential debts.

Next, request debt validation if the debt appears on your credit report. You can send a letter by mail asking the collections agency to confirm and provide details about the debt.

You should also obtain a copy of your credit report from all three major credit bureaus (Experian, TransUnion, and Equifax). Review it for any inaccuracies or outdated entries.

It's important that you avoid direct contact with the debt collector. Engaging directly might restart the statute of limitations on old debts.

If you're experiencing harassment over disputed debts, consider consulting a consumer protection lawyer for legal assistance.

Lastly, remember to gather as much documentation as you can from your own records and credit reports to avoid issues with inaccurate collection efforts impacting your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8773356619

You are protected by several key debt collection laws when dealing with 8773356619.

Fair Debt Collection Practices Act (FDCPA)

- Prohibits third-party debt collectors from using abusive, deceptive, or unfair practices.
- Covers debts for personal, family, and household purposes, like credit cards and medical bills.
- Prohibits collection calls before 8 AM or after 9 PM, use of abusive language, threats, harassment, and false representation.
State Debt Collection Laws
- Many states offer additional protections. Check with your state's attorney general for specific laws.
Telephone Consumer Protection Act (TCPA)
- Regulates telemarketing calls, including automated calls. Violations can lead to fines.
Your Rights
- You can request the debt collector to stop contacting you by sending a written demand.
- Debt collectors must provide a written validation notice about the debt.
- You can dispute the debt within 30 days of receiving the validation notice.
How to Report Violations
- Report any violations to the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), or your state attorney general's office.

You should block calls from 8773356619 and communicate your rights to the debt collector clearly. Reach out to the above authorities if you face any unlawful collection practices.

Finally, to protect yourself, you should know your rights, report any violations, and block calls from 8773356619.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8773356619/Phillips & Cohen Associates, Ltd. Have Any Lawsuits Against Them?

Yes, Phillips & Cohen Associates, Ltd. has faced lawsuits over their debt collection practices.

One notable case is Israel P. v. Phillips & Cohen Associates, Ltd., filed on December 12, 2017, in New York federal court. This lawsuit claims the company used "unfair and unconscionable means to collect a debt" and inaccurately stated the amount owed. Another is Unnamed Plaintiff v. Phillips & Cohen Associates, Ltd., a class-action lawsuit filed on January 3, 2019, in Wisconsin, alleging the company sent misleading letters that failed to properly state the debt amount and dispute rights. Additionally, Rumpler v. Phillips & Cohen Associates, Ltd., filed on June 17, 2002, in the Eastern District of New York, involved attempts to collect debts from relatives of deceased debtors.

Beyond lawsuits, the company has received numerous consumer complaints. For instance, the Better Business Bureau (BBB) has recorded 36 complaints against them in three years, while the Consumer Financial Protection Bureau (CFPB) has logged 181 complaints, many citing violations of the Fair Debt Collection Practices Act (FDCPA).

In closing, if you are dealing with Phillips & Cohen Associates, Ltd., be aware they have faced several lawsuits and numerous complaints about their practices. Stay informed and protect your rights when interacting with them.

What Do People Online Say About 8773356619?

When you look into what people online say about 8773356619, you find varied experiences and concerns:

- On Reddit, user "MrIcedTea" mentioned, "They’ve called about 3 times in the last hour... blocked the numbers but still didn’t have an option to reject the call."
- Another Reddit user shared, "Keep on getting calls from people who say that they have missed calls from me. Any ideas how to resolve without changing my number."
- A user on Facebook Marketplace posted, "The scammer tries to sound threatening, asks for your Social Security number 'for verification purposes,' and says you can settle the debt by paying with a credit card, prepaid debit card, eBay/Amazon gift card, or demands that you wire transfer the payment."

These comments indicate that you might encounter persistent and annoying calls from this number. Users have reported multiple calls within short timeframes, spoofed numbers, and requests for sensitive personal information.

Overall, it seems people online view 8773356619 as a source of unwanted and potentially fraudulent calls, suggesting you should block the number and stay vigilant against scams.

Do I Really Need To Remove 8773356619 From My Credit Report?

Yes, you should consider removing 8773356619 from your credit report if you believe it to be inaccurate. Addressing inaccuracies on your own can be time-consuming and stressful.

Instead, consult a reputable credit repair company, like The Credit Pros, to help you out. These experts can save you time and increase the chances of successfully removing negative items. Avoid poorly rated credit repair companies as they are often ineffective.

Make sure you closely monitor your credit report and promptly address any inaccuracies. This proactive approach can protect your credit score and overall financial health.

As a final point, remember to consult a trusted credit repair service, keep an eye on your credit report, and tackle inaccuracies promptly to safeguard your financial future.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Phillips & Cohen Associates, Ltd. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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